Zip code 38545: Bloomington Springs, Tennessee

Q: What city is zip code 38545?

38545 is assigned to Bloomington Springs, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38545 in?

38545 is mostly in Jackson County, but it extends into 1 other county.

Q: What is the population of 38545?

About 1,575 people live in 38545, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38545?

The median household income in 38545 is $59,512.

Q: What zip codes are near 38545?

The closest zip codes to 38545 are 38564, 38501, 38562, 38548, 38544.

Residential delivery areaJackson CountyCentral Time

Population

1,575

Median household income

$60K

U.S. $81K

Median home value

$118K

U.S. $333K

Median rent

$855/mo

U.S. $1,413

Median age

40.7

U.S. 38.9

Land area

23 sq mi

68 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38545

38545 is a small-town zip code in Bloomington Springs, Tennessee (Jackson County), covering 23 sq mi of land. About 1,575 people live here, or 68 per square mile. The median resident is 40.7 years old, compared with 38.9 nationally.

The median household earns $59,512 a year, 26% below the national median of $80,734. 15.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $118,100, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 73% of occupied homes are lived in by their owners, and renters pay a median of $855 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 39 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in construction and repair; food service; and education.

How 38545 compares

Sorted from highest to lowest national percentile

Average commute39 min
96th
WeaknessU.S. 26.4 min · TN 25.7 min43rd of 597 in TN
Residents 65 and older27%
95th
U.S. 17.2% · TN 17.1%67th of 608 in TN
Housing vacancy15.5%
87th
U.S. 10.1% · TN 10.2%189th of 602 in TN
Government workers20.6%
86th
U.S. 14.5% · TN 13.7%93rd of 607 in TN
Unemployment rate6.3%
72nd
U.S. 5.2% · TN 4.7%169th of 607 in TN
Poverty rate15.1%
70th
U.S. 12.5% · TN 13.8%271st of 600 in TN
Median age40.7
63rd
U.S. 38.9 · TN 38.9365th of 608 in TN
Homeownership rate72.5%
60th
U.S. 65.2% · TN 66.9%387th of 600 in TN
Residents under 1820.7%
37th
U.S. 22% · TN 22.2%312th of 608 in TN
Median earnings per worker$42,485
31st
U.S. $49,666 · TN $45,229298th of 606 in TN
Median household income$59,512
20th
WeaknessU.S. $80,734 · TN $69,595329th of 590 in TN
Per capita income$30,100
19th
WeaknessU.S. $44,673 · TN $39,437380th of 608 in TN
Bachelor's degree or higher19.1%
18th
WeaknessU.S. 35.7% · TN 31.1%301st of 604 in TN
Veterans3.3%
18th
U.S. 6.2% · TN 7.3%556th of 607 in TN
Uninsured rate3.4%
16th
StrengthU.S. 8.4% · TN 10%563rd of 607 in TN
Population density68/sq mi
10th
U.S. 95/sq mi · TN 171/sq mi342nd of 608 in TN
Median gross rent$855
10th
U.S. $1,413 · TN $1,189302nd of 515 in TN
Diversity index17.4
10th
U.S. 61.4 · TN 46.4377th of 608 in TN
Median home value$118,100
5th
U.S. $332,700 · TN $286,700538th of 590 in TN
Broadband access80.3%
5th
WeaknessU.S. 91% · TN 89.2%475th of 600 in TN
Work from home3.7%
4th
U.S. 15.1% · TN 12.9%517th of 608 in TN
Population1,575
2nd
U.S. 334,922,499 · TN 7,066,383481st of 608 in TN
Rent-burdened renters17.4%
2nd
StrengthU.S. 51.1% · TN 48.8%509th of 584 in TN
Healthcare workers3.9%
2nd
U.S. 9.7% · TN 9.6%546th of 607 in TN
Foreign-born residents0.1%
1st
U.S. 14.1% · TN 6.1%519th of 608 in TN
Tech workers0%
1st
U.S. 3.8% · TN 2.8%580th of 607 in TN
Self-employed workers2%
1st
U.S. 10% · TN 9.8%576th of 607 in TN
Income inequality (Gini)0.324
1st
StrengthU.S. 0.483 · TN 0.476576th of 600 in TN

Measure	38545	Jackson	TN	U.S.	National percentile	Rank in TN
Average commuteWeakness	39 min	33.4 min	25.7 min	26.4 min	96th	43rd of 597
Residents 65 and older	27%	23.3%	17.1%	17.2%	95th	67th of 608
Housing vacancy	15.5%	18.1%	10.2%	10.1%	87th	189th of 602
Government workers	20.6%	18.6%	13.7%	14.5%	86th	93rd of 607
Unemployment rate	6.3%	7.6%	4.7%	5.2%	72nd	169th of 607
Poverty rate	15.1%	20.3%	13.8%	12.5%	70th	271st of 600
Median age	40.7	46.9	38.9	38.9	63rd	365th of 608
Homeownership rate	72.5%	81.1%	66.9%	65.2%	60th	387th of 600
Residents under 18	20.7%	18.3%	22.2%	22%	37th	312th of 608
Median earnings per worker	$42,485	$39,616	$45,229	$49,666	31st	298th of 606
Median household incomeWeakness	$59,512	$47,951	$69,595	$80,734	20th	329th of 590
Per capita incomeWeakness	$30,100	$30,172	$39,437	$44,673	19th	380th of 608
Bachelor's degree or higherWeakness	19.1%	15%	31.1%	35.7%	18th	301st of 604
Veterans	3.3%	7.6%	7.3%	6.2%	18th	556th of 607
Uninsured rateStrength	3.4%	8.4%	10%	8.4%	16th	563rd of 607
Population density	68/sq mi	39/sq mi	171/sq mi	95/sq mi	10th	342nd of 608
Median gross rent	$855	$758	$1,189	$1,413	10th	302nd of 515
Diversity index	17.4	14.6	46.4	61.4	10th	377th of 608
Median home value	$118,100	$155,500	$286,700	$332,700	5th	538th of 590
Broadband accessWeakness	80.3%	84%	89.2%	91%	5th	475th of 600
Work from home	3.7%	9.8%	12.9%	15.1%	4th	517th of 608
Population	1,575	12,029	7,066,383	334,922,499	2nd	481st of 608
Rent-burdened rentersStrength	17.4%	42%	48.8%	51.1%	2nd	509th of 584
Healthcare workers	3.9%	9.1%	9.6%	9.7%	2nd	546th of 607
Foreign-born residents	0.1%	0.3%	6.1%	14.1%	1st	519th of 608
Tech workers	0%	1.3%	2.8%	3.8%	1st	580th of 607
Self-employed workers	2%	11.1%	9.8%	10%	1st	576th of 607
Income inequality (Gini)Strength	0.324	0.482	0.476	0.483	1st	576th of 600

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

23%

25–34

35–44

45–54

11%

55–64

17%

65–74

10%

75+

Median age

40.7

Under 18

20.7%

65 and over

27%

Race and ethnicity

White91%
Black1%
Hispanic1.0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial7%

Diversity index

17.4

U.S. 61.4

Foreign-born

0.1%

U.S. 14.1%

Born in state

70.5%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 670
Average household size: 2.3
Family households: 69.7%
Married couples: 50.7%
Living alone: 26.1%
Veterans (of adults): 3.3%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

23%

$50–75k

35%

$75–100k

12%

$100–150k

13%

$150–200k

$200k+

Median household income

38545

$59,512

Jackson Co.

$47,951

Tennessee

$69,595

United States

$80,734

Per capita income

$30,100

U.S. $44,673

Poverty rate

15.1%

U.S. 12.5%

Households earning $150K+

6.4%

U.S. 23%

Income inequality (Gini)

0.324

U.S. 0.483

Housing

Median home value

38545

$118,100

Jackson Co.

$155,500

Tennessee

$286,700

United States

$332,700

Median gross rent

38545

$855

Jackson Co.

$758

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

77%

2–4 units

0.9%

5–19 units

20+ units

Mobile home

22%

Boat, RV, van

Housing units: 793
Owner-occupied: 72.5%
Vacant: 15.5%
Median year built: 1986
Median rooms: 5.4
Renters paying 30%+ of income: 17.4%
Renters paying 50%+ of income: 17.4%
Home value to income: 2.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

93%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

21%

20–29

28%

30–44

25%

45–59

60+

17%

Average commute

39 min

U.S. 26.4 min

Unemployment

6.3%

U.S. 5.2%

In labor force

61.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

21%

Food service

13%

Education

11%

Office and admin

Sales

Production

Management

Transportation and moving

Legal and social services

Healthcare

Police and fire

Cleaning and personal care

Business and finance

Engineering and science

Computer and math

Arts, media and sports

Farming, fishing and forestry

Industries

Retail

21%

Health care and social assistance

15%

Manufacturing

14%

Construction

12%

Education

11%

Public administration

Other services

Finance, insurance and real estate

Transportation, warehousing and utilities

Admin, support and management

Professional and technical services

Wholesale

Restaurants and hotels

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$42,485

U.S. $49,666

Self-employed

U.S. 10%

Government workers

20.6%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	38545	U.S.
Management, business, science and arts	$34,201	$74,888
Service	$24,211	$26,804
Sales and office	$47,439	$40,476
Construction and maintenance	$49,226	$49,199
Production and transportation	$42,169	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

44%

Some college

18%

Associate's

Bachelor's

16%

Graduate

High school graduate or higher: 87.7%
Bachelor's degree or higher: 19.1%
Graduate or professional degree: 3.4%
Households with broadband: 80.3%
Cable, fiber or DSL: 64.2%
No internet access: 16.4%
Without health insurance: 3.4%
Limited-English households: 0%

Geography

City (USPS): Bloomington Springs
State: Tennessee
County: Jackson County
Center point: 36.2313° N, 85.6596° W
Land area: 23 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38545 spans 2 counties

Jackson County67% of land
Putnam County33% of land

Zip codes near 38545

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38564	Granville, TN	5.6 mi	501	$88,947	$327,300
38501	Cookeville, TN	7.1 mi	42,471	$52,145	$284,600
38562	Gainesboro, TN	8.3 mi	6,493	$39,398	$148,100
38548	Buffalo Valley, TN	8.3 mi	1,154	—	$268,600
38544	Baxter, TN	8.4 mi	8,175	$69,823	$245,100
38552	Chestnut Mound, TN	8.6 mi	472	$71,250	$198,600
38505	Cookeville, TN	9.5 mi	960	—	—
38503	Cookeville, TN	9.8 mi	0	—	—
38502	Cookeville, TN · PO box	10 mi	—	—	—
38582	Silver Point, TN	11 mi	1,729	$93,333	$245,300
38560	Elmwood, TN	11 mi	1,432	$77,986	$241,300
38506	Cookeville, TN	13 mi	30,100	$70,279	$288,100

Zip codes like 38545 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38545

What city is zip code 38545?

38545 is assigned to Bloomington Springs, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38545 in?

38545 is mostly in Jackson County, but it extends into 1 other county.

What is the population of 38545?

About 1,575 people live in 38545, according to the Census Bureau's American Community Survey.

What time zone is 38545 in?

38545 is in Central Time.

What is the median household income in 38545?

The median household income in 38545 is $59,512.

What zip codes are near 38545?

The closest zip codes to 38545 are 38564, 38501, 38562, 38548, 38544.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38545, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.