Zip code 38548: Buffalo Valley, Tennessee

Q: What city is zip code 38548?

38548 is assigned to Buffalo Valley, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38548 in?

38548 is mostly in Putnam County, but it extends into 2 other counties.

Q: What is the population of 38548?

About 1,154 people live in 38548, according to the Census Bureau's American Community Survey.

Q: What zip codes are near 38548?

The closest zip codes to 38548 are 38552, 38560, 38582, 38569, 38564.

Residential delivery areaPutnam CountyCentral Time

Population

1,154

Median household income

—

U.S. $81K

Median home value

$269K

U.S. $333K

Median rent

$813/mo

U.S. $1,413

Median age

53.7

U.S. 38.9

Land area

28 sq mi

41 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38548

38548 is a rural zip code in Buffalo Valley, Tennessee (Putnam County), covering 28 sq mi of land. About 1,154 people live here, or 41 per square mile. The median resident is 53.7 years old, compared with 38.9 nationally.

21.4% of residents live below the poverty line (U.S.: 12.5%). The median home value is $268,600. 93% of occupied homes are lived in by their owners, and renters pay a median of $813 a month.

9% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.2 minutes each way, and 33% of workers work from home. The most common jobs among working residents are in sales; transportation and moving goods; and production and manufacturing. 17% of them are self-employed (U.S.: 10%).

How 38548 compares

Sorted from highest to lowest national percentile

Homeownership rate93.2%
98th
StrengthU.S. 65.2% · TN 66.9%42nd of 600 in TN
Median age53.7
97th
U.S. 38.9 · TN 38.942nd of 608 in TN
Work from home32.8%
96th
U.S. 15.1% · TN 12.9%4th of 608 in TN
Residents 65 and older27.9%
95th
U.S. 17.2% · TN 17.1%62nd of 608 in TN
Self-employed workers17.1%
95th
U.S. 10% · TN 9.8%64th of 607 in TN
Housing vacancy20.1%
93rd
U.S. 10.1% · TN 10.2%118th of 602 in TN
Poverty rate21.4%
87th
WeaknessU.S. 12.5% · TN 13.8%112th of 600 in TN
Average commute33.2 min
87th
WeaknessU.S. 26.4 min · TN 25.7 min142nd of 597 in TN
Income inequality (Gini)0.494
87th
WeaknessU.S. 0.483 · TN 0.47675th of 600 in TN
Broadband access95.5%
80th
StrengthU.S. 91% · TN 89.2%45th of 600 in TN
Uninsured rate8.1%
60th
U.S. 8.4% · TN 10%371st of 607 in TN
Tech workers3.1%
54th
U.S. 3.8% · TN 2.8%145th of 607 in TN
Median home value$268,600
37th
U.S. $332,700 · TN $286,700184th of 590 in TN
Veterans4.9%
37th
U.S. 6.2% · TN 7.3%485th of 607 in TN
Residents under 1816.6%
13th
U.S. 22% · TN 22.2%483rd of 608 in TN
Median gross rent$813
8th
U.S. $1,413 · TN $1,189332nd of 515 in TN
Population density41/sq mi
6th
U.S. 95/sq mi · TN 171/sq mi448th of 608 in TN
Per capita income$23,603
6th
WeaknessU.S. $44,673 · TN $39,437540th of 608 in TN
Median earnings per worker$31,328
4th
WeaknessU.S. $49,666 · TN $45,229568th of 606 in TN
Diversity index8.6
3rd
U.S. 61.4 · TN 46.4520th of 608 in TN
Bachelor's degree or higher9.1%
2nd
WeaknessU.S. 35.7% · TN 31.1%558th of 604 in TN
Foreign-born residents0.4%
2nd
U.S. 14.1% · TN 6.1%483rd of 608 in TN
Healthcare workers4.3%
2nd
U.S. 9.7% · TN 9.6%535th of 607 in TN
Population1,154
1st
U.S. 334,922,499 · TN 7,066,383517th of 608 in TN
Unemployment rate0%
1st
StrengthU.S. 5.2% · TN 4.7%596th of 607 in TN
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · TN 48.8%577th of 584 in TN
Government workers4%
1st
U.S. 14.5% · TN 13.7%591st of 607 in TN

Measure	38548	Putnam	TN	U.S.	National percentile	Rank in TN
Homeownership rateStrength	93.2%	61.2%	66.9%	65.2%	98th	42nd of 600
Median age	53.7	36	38.9	38.9	97th	42nd of 608
Work from home	32.8%	10.1%	12.9%	15.1%	96th	4th of 608
Residents 65 and older	27.9%	16.5%	17.1%	17.2%	95th	62nd of 608
Self-employed workers	17.1%	10.4%	9.8%	10%	95th	64th of 607
Housing vacancy	20.1%	8%	10.2%	10.1%	93rd	118th of 602
Poverty rateWeakness	21.4%	18.4%	13.8%	12.5%	87th	112th of 600
Average commuteWeakness	33.2 min	21.1 min	25.7 min	26.4 min	87th	142nd of 597
Income inequality (Gini)Weakness	0.494	0.461	0.476	0.483	87th	75th of 600
Broadband accessStrength	95.5%	87.9%	89.2%	91%	80th	45th of 600
Uninsured rate	8.1%	10.6%	10%	8.4%	60th	371st of 607
Tech workers	3.1%	2%	2.8%	3.8%	54th	145th of 607
Median home value	$268,600	$282,500	$286,700	$332,700	37th	184th of 590
Veterans	4.9%	6.4%	7.3%	6.2%	37th	485th of 607
Residents under 18	16.6%	20.9%	22.2%	22%	13th	483rd of 608
Median gross rent	$813	$908	$1,189	$1,413	8th	332nd of 515
Population density	41/sq mi	206/sq mi	171/sq mi	95/sq mi	6th	448th of 608
Per capita incomeWeakness	$23,603	$31,985	$39,437	$44,673	6th	540th of 608
Median earnings per workerWeakness	$31,328	$37,132	$45,229	$49,666	4th	568th of 606
Diversity index	8.6	26.9	46.4	61.4	3rd	520th of 608
Bachelor's degree or higherWeakness	9.1%	29.8%	31.1%	35.7%	2nd	558th of 604
Foreign-born residents	0.4%	5.7%	6.1%	14.1%	2nd	483rd of 608
Healthcare workers	4.3%	10%	9.6%	9.7%	2nd	535th of 607
Population	1,154	82,558	7,066,383	334,922,499	1st	517th of 608
Unemployment rateStrength	0%	3.7%	4.7%	5.2%	1st	596th of 607
Rent-burdened rentersStrength	0%	49.1%	48.8%	51.1%	1st	577th of 584
Government workers	4%	15.6%	13.7%	14.5%	1st	591st of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

35–44

16%

45–54

21%

55–64

14%

65–74

14%

75+

Median age

53.7

Under 18

16.6%

65 and over

27.9%

Race and ethnicity

White96%
Black0.6%
Hispanic0%
Asian0.4%
Native American1%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

8.6

U.S. 61.4

Foreign-born

0.4%

U.S. 14.1%

Born in state

64.6%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 470
Average household size: 2.5
Family households: 73.2%
Married couples: 65.1%
Living alone: 19.6%
Veterans (of adults): 4.9%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

34%

$25–50k

19%

$50–75k

21%

$75–100k

$100–150k

14%

$150–200k

$200k+

Median household income

38548

—

Putnam Co.

$58,912

Tennessee

$69,595

United States

$80,734

Per capita income

$23,603

U.S. $44,673

Poverty rate

21.4%

U.S. 12.5%

Households earning $150K+

8.1%

U.S. 23%

Income inequality (Gini)

0.494

U.S. 0.483

Housing

Median home value

38548

$268,600

Putnam Co.

$282,500

Tennessee

$286,700

United States

$332,700

Median gross rent

38548

$813

Putnam Co.

$908

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 588
Owner-occupied: 93.2%
Vacant: 20.1%
Median year built: 1970
Median rooms: 6.2
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: —

Work and commute

How people get to work

Drove alone

53%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

33%

Other

Commute time (one way)

<10 min

10–19

11%

20–29

33%

30–44

25%

45–59

25%

60+

Average commute

33.2 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

36.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

19%

Transportation and moving

18%

Production

16%

Management

Office and admin

Construction and repair

Healthcare

Engineering and science

Food service

Business and finance

Computer and math

Cleaning and personal care

Education

Farming, fishing and forestry

Legal and social services

Arts, media and sports

Police and fire

Industries

Retail

31%

Manufacturing

23%

Transportation, warehousing and utilities

11%

Professional and technical services

10%

Finance, insurance and real estate

Health care and social assistance

Admin, support and management

Restaurants and hotels

Other services

Education

Agriculture and mining

Construction

Wholesale

Public administration

Information

Arts and recreation

Median earnings per worker

$31,328

U.S. $49,666

Self-employed

17.1%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

1.7%

U.S. 8.8%

Median earnings by type of work

Type of work	38548	U.S.
Management, business, science and arts	$53,654	$74,888
Service	—	$26,804
Sales and office	$26,970	$40,476
Construction and maintenance	$24,688	$49,199
Production and transportation	$32,614	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

60%

Some college

17%

Associate's

Bachelor's

Graduate

High school graduate or higher: 91.7%
Bachelor's degree or higher: 9.1%
Graduate or professional degree: 5.8%
Households with broadband: 95.5%
Cable, fiber or DSL: 93.2%
No internet access: 2.3%
Without health insurance: 8.1%
Limited-English households: 0%

Geography

City (USPS): Buffalo Valley
State: Tennessee
County: Putnam County
Center point: 36.1748° N, 85.7919° W
Land area: 28 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38548 spans 3 counties

Putnam County64% of land
Smith County33% of land
DeKalb County3% of land

Zip codes near 38548

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38552	Chestnut Mound, TN	3.2 mi	472	$71,250	$198,600
38560	Elmwood, TN	4.8 mi	1,432	$77,986	$241,300
38582	Silver Point, TN	5.4 mi	1,729	$93,333	$245,300
38569	Lancaster, TN	5.4 mi	390	—	$362,800
38564	Granville, TN	6 mi	501	$88,947	$327,300
38567	Hickman, TN	8 mi	1,065	$100,368	$340,500
38545	Bloomington Springs, TN	8.3 mi	1,575	$59,512	$118,100
38544	Baxter, TN	9 mi	8,175	$69,823	$245,100
37030	Carthage, TN	11 mi	8,183	$61,800	$252,600
38547	Brush Creek, TN	12 mi	2,088	$80,843	$244,100
38563	Gordonsville, TN	13 mi	1,826	$50,313	$241,300
37012	Alexandria, TN	14 mi	2,118	$49,265	$237,600

Questions about 38548

What city is zip code 38548?

38548 is assigned to Buffalo Valley, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38548 in?

38548 is mostly in Putnam County, but it extends into 2 other counties.

What is the population of 38548?

About 1,154 people live in 38548, according to the Census Bureau's American Community Survey.

What time zone is 38548 in?

38548 is in Central Time.

What zip codes are near 38548?

The closest zip codes to 38548 are 38552, 38560, 38582, 38569, 38564.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38548, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.