Zip code 38560: Elmwood, Tennessee

Q: What city is zip code 38560?

38560 is assigned to Elmwood, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38560 in?

38560 is in Smith County, Tennessee.

Q: What is the population of 38560?

About 1,432 people live in 38560, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38560?

The median household income in 38560 is $77,986.

Q: What zip codes are near 38560?

The closest zip codes to 38560 are 38552, 38548, 37030, 38564, 38569.

Residential delivery areaSmith CountyCentral Time

Population

1,432

Median household income

$78K

U.S. $81K

Median home value

$241K

U.S. $333K

Median rent

$777/mo

U.S. $1,413

Median age

34.3

U.S. 38.9

Land area

33 sq mi

43 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38560

38560 is a rural zip code in Elmwood, Tennessee (Smith County), covering 33 sq mi of land. About 1,432 people live here, or 43 per square mile. The median resident is 34.3 years old, compared with 38.9 nationally.

The median household earns $77,986 a year, close to the national median of $80,734. 7.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $241,300, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $777 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 46.7 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in production and manufacturing; office and administrative support; and food service.

How 38560 compares

Sorted from highest to lowest national percentile

Average commute46.7 min
99th
WeaknessU.S. 26.4 min · TN 25.7 min6th of 597 in TN
Residents under 1830.2%
96th
U.S. 22% · TN 22.2%30th of 608 in TN
Housing vacancy20.6%
94th
U.S. 10.1% · TN 10.2%111th of 602 in TN
Veterans8%
77th
U.S. 6.2% · TN 7.3%248th of 607 in TN
Homeownership rate75.3%
67th
U.S. 65.2% · TN 66.9%352nd of 600 in TN
Government workers15.9%
65th
U.S. 14.5% · TN 13.7%222nd of 607 in TN
Median earnings per worker$49,635
54th
U.S. $49,666 · TN $45,229134th of 606 in TN
Median household income$77,986
47th
U.S. $80,734 · TN $69,595143rd of 590 in TN
Median home value$241,300
31st
U.S. $332,700 · TN $286,700236th of 590 in TN
Healthcare workers8%
28th
U.S. 9.7% · TN 9.6%390th of 607 in TN
Poverty rate7.3%
27th
U.S. 12.5% · TN 13.8%496th of 600 in TN
Residents 65 and older13%
23rd
U.S. 17.2% · TN 17.1%526th of 608 in TN
Per capita income$31,353
22nd
U.S. $44,673 · TN $39,437338th of 608 in TN
Income inequality (Gini)0.402
22nd
U.S. 0.483 · TN 0.476436th of 600 in TN
Median age34.3
17th
U.S. 38.9 · TN 38.9540th of 608 in TN
Work from home7%
16th
U.S. 15.1% · TN 12.9%382nd of 608 in TN
Uninsured rate3.1%
13th
StrengthU.S. 8.4% · TN 10%570th of 607 in TN
Unemployment rate2.5%
10th
StrengthU.S. 5.2% · TN 4.7%443rd of 607 in TN
Population density43/sq mi
6th
U.S. 95/sq mi · TN 171/sq mi437th of 608 in TN
Median gross rent$777
6th
U.S. $1,413 · TN $1,189371st of 515 in TN
Bachelor's degree or higher12.5%
5th
WeaknessU.S. 35.7% · TN 31.1%483rd of 604 in TN
Broadband access79.3%
4th
WeaknessU.S. 91% · TN 89.2%494th of 600 in TN
Diversity index9.2
3rd
U.S. 61.4 · TN 46.4509th of 608 in TN
Foreign-born residents0.6%
3rd
U.S. 14.1% · TN 6.1%457th of 608 in TN
Population1,432
2nd
U.S. 334,922,499 · TN 7,066,383497th of 608 in TN
Rent-burdened renters19%
2nd
StrengthU.S. 51.1% · TN 48.8%501st of 584 in TN
Self-employed workers3.9%
2nd
U.S. 10% · TN 9.8%554th of 607 in TN
Tech workers0%
1st
U.S. 3.8% · TN 2.8%590th of 607 in TN

Measure	38560	Smith	TN	U.S.	National percentile	Rank in TN
Average commuteWeakness	46.7 min	32.2 min	25.7 min	26.4 min	99th	6th of 597
Residents under 18	30.2%	22.4%	22.2%	22%	96th	30th of 608
Housing vacancy	20.6%	9.4%	10.2%	10.1%	94th	111th of 602
Veterans	8%	6.8%	7.3%	6.2%	77th	248th of 607
Homeownership rate	75.3%	76.9%	66.9%	65.2%	67th	352nd of 600
Government workers	15.9%	16.2%	13.7%	14.5%	65th	222nd of 607
Median earnings per worker	$49,635	$44,892	$45,229	$49,666	54th	134th of 606
Median household income	$77,986	$66,293	$69,595	$80,734	47th	143rd of 590
Median home value	$241,300	$243,800	$286,700	$332,700	31st	236th of 590
Healthcare workers	8%	9.3%	9.6%	9.7%	28th	390th of 607
Poverty rate	7.3%	10%	13.8%	12.5%	27th	496th of 600
Residents 65 and older	13%	16.7%	17.1%	17.2%	23rd	526th of 608
Per capita income	$31,353	$33,386	$39,437	$44,673	22nd	338th of 608
Income inequality (Gini)	0.402	0.420	0.476	0.483	22nd	436th of 600
Median age	34.3	40.6	38.9	38.9	17th	540th of 608
Work from home	7%	8.2%	12.9%	15.1%	16th	382nd of 608
Uninsured rateStrength	3.1%	8.3%	10%	8.4%	13th	570th of 607
Unemployment rateStrength	2.5%	2.7%	4.7%	5.2%	10th	443rd of 607
Population density	43/sq mi	65/sq mi	171/sq mi	95/sq mi	6th	437th of 608
Median gross rent	$777	$922	$1,189	$1,413	6th	371st of 515
Bachelor's degree or higherWeakness	12.5%	18.5%	31.1%	35.7%	5th	483rd of 604
Broadband accessWeakness	79.3%	87.6%	89.2%	91%	4th	494th of 600
Diversity index	9.2	18.6	46.4	61.4	3rd	509th of 608
Foreign-born residents	0.6%	1.5%	6.1%	14.1%	3rd	457th of 608
Population	1,432	20,389	7,066,383	334,922,499	2nd	497th of 608
Rent-burdened rentersStrength	19%	36.9%	48.8%	51.1%	2nd	501st of 584
Self-employed workers	3.9%	8.1%	9.8%	10%	2nd	554th of 607
Tech workers	0%	1.8%	2.8%	3.8%	1st	590th of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

28%

5–17

10%

18–24

11%

25–34

16%

35–44

11%

45–54

55–64

65–74

75+

Median age

34.3

Under 18

30.2%

65 and over

13%

Race and ethnicity

White95%
Black1.0%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

9.2

U.S. 61.4

Foreign-born

0.6%

U.S. 14.1%

Born in state

71.7%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 421
Average household size: 3.4
Family households: 81.5%
Married couples: 55.3%
Living alone: 12.8%
Veterans (of adults): 8%
Male / female: 63% / 37%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

15%

$50–75k

23%

$75–100k

$100–150k

11%

$150–200k

19%

$200k+

13%

Median household income

38560

$77,986

Smith Co.

$66,293

Tennessee

$69,595

United States

$80,734

Per capita income

$31,353

U.S. $44,673

Poverty rate

7.3%

U.S. 12.5%

Households earning $150K+

31.6%

U.S. 23%

Income inequality (Gini)

0.402

U.S. 0.483

Housing

Median home value

38560

$241,300

Smith Co.

$243,800

Tennessee

$286,700

United States

$332,700

Median gross rent

38560

$777

Smith Co.

$922

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

18%

Boat, RV, van

Housing units: 530
Owner-occupied: 75.3%
Vacant: 20.6%
Median year built: 1983
Median rooms: 5.8
Renters paying 30%+ of income: 19%
Renters paying 50%+ of income: 9.5%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

21%

20–29

19%

30–44

22%

45–59

11%

60+

18%

Average commute

46.7 min

U.S. 26.4 min

Unemployment

2.5%

U.S. 5.2%

In labor force

55.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

19%

Office and admin

18%

Food service

14%

Construction and repair

10%

Healthcare

Police and fire

Transportation and moving

Education

Management

Engineering and science

Business and finance

Legal and social services

Cleaning and personal care

0.8%

Computer and math

Arts, media and sports

Sales

Farming, fishing and forestry

Industries

Health care and social assistance

29%

Manufacturing

16%

Admin, support and management

11%

Education

11%

Construction

Finance, insurance and real estate

Professional and technical services

Other services

Restaurants and hotels

Transportation, warehousing and utilities

Public administration

Agriculture and mining

Wholesale

0.8%

Retail

Information

Arts and recreation

Median earnings per worker

$49,635

U.S. $49,666

Self-employed

3.9%

U.S. 10%

Government workers

15.9%

U.S. 14.5%

Nonprofit workers

7.2%

U.S. 8.8%

Median earnings by type of work

Type of work	38560	U.S.
Management, business, science and arts	$52,455	$74,888
Service	$7,250	$26,804
Sales and office	$35,938	$40,476
Construction and maintenance	$54,861	$49,199
Production and transportation	$56,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

46%

Some college

15%

Associate's

18%

Bachelor's

Graduate

High school graduate or higher: 91.5%
Bachelor's degree or higher: 12.5%
Graduate or professional degree: 4.3%
Households with broadband: 79.3%
Cable, fiber or DSL: 70.3%
No internet access: 19%
Without health insurance: 3.1%
Limited-English households: 0%

Geography

City (USPS): Elmwood
State: Tennessee
County: Smith County
Center point: 36.2219° N, 85.8556° W
Land area: 33 sq mi
Water area: 3.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Zip codes near 38560

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38552	Chestnut Mound, TN	2.4 mi	472	$71,250	$198,600
38548	Buffalo Valley, TN	4.8 mi	1,154	—	$268,600
37030	Carthage, TN	5.9 mi	8,183	$61,800	$252,600
38564	Granville, TN	6.1 mi	501	$88,947	$327,300
38569	Lancaster, TN	7.1 mi	390	—	$362,800
38567	Hickman, TN	7.3 mi	1,065	$100,368	$340,500
38563	Gordonsville, TN	9.2 mi	1,826	$50,313	$241,300
38547	Brush Creek, TN	9.8 mi	2,088	$80,843	$244,100
38582	Silver Point, TN	9.9 mi	1,729	$93,333	$245,300
38545	Bloomington Springs, TN	11 mi	1,575	$59,512	$118,100
37145	Pleasant Shade, TN	12 mi	2,442	$69,150	$177,800
37151	Riddleton, TN	12 mi	457	$102,168	$327,500

Zip codes like 38560 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38560

What city is zip code 38560?

38560 is assigned to Elmwood, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38560 in?

38560 is in Smith County, Tennessee.

What is the population of 38560?

About 1,432 people live in 38560, according to the Census Bureau's American Community Survey.

What time zone is 38560 in?

38560 is in Central Time.

What is the median household income in 38560?

The median household income in 38560 is $77,986.

What zip codes are near 38560?

The closest zip codes to 38560 are 38552, 38548, 37030, 38564, 38569.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38560, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.