Zip code 38506: Cookeville, Tennessee

Q: What city is zip code 38506?

38506 is assigned to Cookeville, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38506 in?

38506 is mostly in Putnam County, but it extends into 2 other counties.

Q: What is the population of 38506?

About 30,100 people live in 38506, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38506?

The median household income in 38506 is $70,279.

Q: What zip codes are near 38506?

The closest zip codes to 38506 are 38505, 38502, 38503, 38501, 38580.

Residential delivery areaPutnam CountyCentral Time

Population

30,100

Median household income

$70K

U.S. $81K

Median home value

$288K

U.S. $333K

Median rent

$1,007/mo

U.S. $1,413

Median age

42.9

U.S. 38.9

Land area

164 sq mi

183 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38506

38506 is a small-town zip code in Cookeville, Tennessee (Putnam County), covering 164 sq mi of land. About 30,100 people live here, or 183 per square mile. The median resident is 42.9 years old, compared with 38.9 nationally.

The median household earns $70,279 a year, close to the national median of $80,734. 13.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $288,100, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $1,007 a month.

31% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.2 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in sales, healthcare and management.

How 38506 compares

Sorted from highest to lowest national percentile

Residents 65 and older20.7%
77th
U.S. 17.2% · TN 17.1%233rd of 608 in TN
Median age42.9
76th
U.S. 38.9 · TN 38.9281st of 608 in TN
Healthcare workers10.7%
67th
U.S. 9.7% · TN 9.6%200th of 607 in TN
Homeownership rate74.7%
66th
U.S. 65.2% · TN 66.9%361st of 600 in TN
Income inequality (Gini)0.455
66th
U.S. 0.483 · TN 0.476201st of 600 in TN
Poverty rate13.8%
65th
U.S. 12.5% · TN 13.8%301st of 600 in TN
Government workers15.7%
64th
U.S. 14.5% · TN 13.7%230th of 607 in TN
Uninsured rate8.6%
63rd
U.S. 8.4% · TN 10%346th of 607 in TN
Veterans6.7%
62nd
U.S. 6.2% · TN 7.3%351st of 607 in TN
Tech workers3.1%
54th
U.S. 3.8% · TN 2.8%144th of 607 in TN
Self-employed workers9.6%
54th
U.S. 10% · TN 9.8%296th of 607 in TN
Population30,100
50th
U.S. 334,922,499 · TN 7,066,38368th of 608 in TN
Bachelor's degree or higher30.6%
47th
U.S. 35.7% · TN 31.1%133rd of 604 in TN
Per capita income$37,700
43rd
U.S. $44,673 · TN $39,437185th of 608 in TN
Median home value$288,100
41st
U.S. $332,700 · TN $286,700151st of 590 in TN
Median household income$70,279
36th
U.S. $80,734 · TN $69,595198th of 590 in TN
Housing vacancy5.2%
35th
U.S. 10.1% · TN 10.2%533rd of 602 in TN
Residents under 1820.4%
35th
U.S. 22% · TN 22.2%324th of 608 in TN
Work from home9.9%
34th
U.S. 15.1% · TN 12.9%275th of 608 in TN
Unemployment rate3.5%
24th
U.S. 5.2% · TN 4.7%351st of 607 in TN
Median gross rent$1,007
22nd
U.S. $1,413 · TN $1,189196th of 515 in TN
Foreign-born residents3.6%
22nd
U.S. 14.1% · TN 6.1%177th of 608 in TN
Median earnings per worker$40,288
22nd
U.S. $49,666 · TN $45,229379th of 606 in TN
Population density183/sq mi
20th
U.S. 95/sq mi · TN 171/sq mi199th of 608 in TN
Rent-burdened renters41.8%
20th
StrengthU.S. 51.1% · TN 48.8%324th of 584 in TN
Average commute21.2 min
19th
StrengthU.S. 26.4 min · TN 25.7 min512th of 597 in TN
Broadband access86.4%
17th
WeaknessU.S. 91% · TN 89.2%315th of 600 in TN
Diversity index16.6
9th
U.S. 61.4 · TN 46.4387th of 608 in TN

Measure	38506	Putnam	TN	U.S.	National percentile	Rank in TN
Residents 65 and older	20.7%	16.5%	17.1%	17.2%	77th	233rd of 608
Median age	42.9	36	38.9	38.9	76th	281st of 608
Healthcare workers	10.7%	10%	9.6%	9.7%	67th	200th of 607
Homeownership rate	74.7%	61.2%	66.9%	65.2%	66th	361st of 600
Income inequality (Gini)	0.455	0.461	0.476	0.483	66th	201st of 600
Poverty rate	13.8%	18.4%	13.8%	12.5%	65th	301st of 600
Government workers	15.7%	15.6%	13.7%	14.5%	64th	230th of 607
Uninsured rate	8.6%	10.6%	10%	8.4%	63rd	346th of 607
Veterans	6.7%	6.4%	7.3%	6.2%	62nd	351st of 607
Tech workers	3.1%	2%	2.8%	3.8%	54th	144th of 607
Self-employed workers	9.6%	10.4%	9.8%	10%	54th	296th of 607
Population	30,100	82,558	7,066,383	334,922,499	50th	68th of 608
Bachelor's degree or higher	30.6%	29.8%	31.1%	35.7%	47th	133rd of 604
Per capita income	$37,700	$31,985	$39,437	$44,673	43rd	185th of 608
Median home value	$288,100	$282,500	$286,700	$332,700	41st	151st of 590
Median household income	$70,279	$58,912	$69,595	$80,734	36th	198th of 590
Housing vacancy	5.2%	8%	10.2%	10.1%	35th	533rd of 602
Residents under 18	20.4%	20.9%	22.2%	22%	35th	324th of 608
Work from home	9.9%	10.1%	12.9%	15.1%	34th	275th of 608
Unemployment rate	3.5%	3.7%	4.7%	5.2%	24th	351st of 607
Median gross rent	$1,007	$908	$1,189	$1,413	22nd	196th of 515
Foreign-born residents	3.6%	5.7%	6.1%	14.1%	22nd	177th of 608
Median earnings per worker	$40,288	$37,132	$45,229	$49,666	22nd	379th of 606
Population density	183/sq mi	206/sq mi	171/sq mi	95/sq mi	20th	199th of 608
Rent-burdened rentersStrength	41.8%	49.1%	48.8%	51.1%	20th	324th of 584
Average commuteStrength	21.2 min	21.1 min	25.7 min	26.4 min	19th	512th of 597
Broadband accessWeakness	86.4%	87.9%	89.2%	91%	17th	315th of 600
Diversity index	16.6	26.9	46.4	61.4	9th	387th of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

13%

25–34

13%

35–44

11%

45–54

16%

55–64

12%

65–74

75+

Median age

42.9

Under 18

20.4%

65 and over

20.7%

Race and ethnicity

White91%
Black0.7%
Hispanic6%
Asian0.9%
Native American0.0%
Pacific Islander0%
Other0.1%
Multiracial1%

Diversity index

16.6

U.S. 61.4

Foreign-born

3.6%

U.S. 14.1%

Born in state

56.3%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

0.4%

Asian / Pacific

0.9%

Other

Households

Households: 12,470
Average household size: 2.4
Family households: 71.1%
Married couples: 54.6%
Living alone: 23.1%
Veterans (of adults): 6.7%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

19%

$50–75k

20%

$75–100k

12%

$100–150k

17%

$150–200k

$200k+

Median household income

38506

$70,279

Putnam Co.

$58,912

Tennessee

$69,595

United States

$80,734

Per capita income

$37,700

U.S. $44,673

Poverty rate

13.8%

U.S. 12.5%

Households earning $150K+

15.4%

U.S. 23%

Income inequality (Gini)

0.455

U.S. 0.483

Housing

Median home value

38506

$288,100

Putnam Co.

$282,500

Tennessee

$286,700

United States

$332,700

Median gross rent

38506

$1,007

Putnam Co.

$908

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

13%

Boat, RV, van

0.0%

Housing units: 13,155
Owner-occupied: 74.7%
Vacant: 5.2%
Median year built: 1992
Median rooms: 6
Renters paying 30%+ of income: 41.8%
Renters paying 50%+ of income: 14.7%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

Transit

0.2%

Walked

0.2%

Bicycle

Worked from home

10%

Other

0.2%

Commute time (one way)

<10 min

10%

10–19

50%

20–29

17%

30–44

12%

45–59

60+

Average commute

21.2 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

61.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

11%

Healthcare

11%

Management

11%

Construction and repair

10%

Office and admin

Transportation and moving

Production

Education

Food service

Business and finance

Cleaning and personal care

Computer and math

Police and fire

Legal and social services

Engineering and science

Arts, media and sports

Farming, fishing and forestry

0.5%

Industries

Manufacturing

16%

Retail

13%

Health care and social assistance

12%

Education

Restaurants and hotels

Finance, insurance and real estate

Public administration

Transportation, warehousing and utilities

Construction

Other services

Professional and technical services

Admin, support and management

Wholesale

Information

Agriculture and mining

Arts and recreation

Median earnings per worker

$40,288

U.S. $49,666

Self-employed

9.6%

U.S. 10%

Government workers

15.7%

U.S. 14.5%

Nonprofit workers

4.1%

U.S. 8.8%

Median earnings by type of work

Type of work	38506	U.S.
Management, business, science and arts	$62,337	$74,888
Service	$23,669	$26,804
Sales and office	$35,987	$40,476
Construction and maintenance	$33,774	$49,199
Production and transportation	$36,424	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

32%

Some college

19%

Associate's

Bachelor's

20%

Graduate

11%

High school graduate or higher: 89.2%
Bachelor's degree or higher: 30.6%
Graduate or professional degree: 10.5%
Households with broadband: 86.4%
Cable, fiber or DSL: 78.1%
No internet access: 11.3%
Without health insurance: 8.6%
Limited-English households: 0.2%

Geography

City (USPS): Cookeville
State: Tennessee
County: Putnam County
Center point: 36.1870° N, 85.4335° W
Land area: 164 sq mi
Water area: 0.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38506 spans 3 counties

Putnam County70% of land
Overton County25% of land
White County4% of land

Cities and towns within this zip

Cookeville9% of zip
Algood3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38506

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38505	Cookeville, TN	4.1 mi	960	—	—
38502	Cookeville, TN · PO box	4.2 mi	—	—	—
38503	Cookeville, TN	4.4 mi	0	—	—
38501	Cookeville, TN	6.2 mi	42,471	$52,145	$284,600
38580	Rickman, TN	9.9 mi	1,609	$70,081	$246,100
38574	Monterey, TN	12 mi	9,079	$52,223	$196,800
38545	Bloomington Springs, TN	13 mi	1,575	$59,512	$118,100
38544	Baxter, TN	13 mi	8,175	$69,823	$245,100
38570	Livingston, TN	14 mi	10,255	$41,785	$163,800
38542	Allred, TN	16 mi	0	—	—
38554	Crawford, TN	16 mi	719	$31,771	$161,700
38583	Sparta, TN	16 mi	25,584	$54,644	$207,800

Zip codes like 38506 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38506

What city is zip code 38506?

38506 is assigned to Cookeville, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38506 in?

38506 is mostly in Putnam County, but it extends into 2 other counties.

What is the population of 38506?

About 30,100 people live in 38506, according to the Census Bureau's American Community Survey.

What time zone is 38506 in?

38506 is in Central Time.

What is the median household income in 38506?

The median household income in 38506 is $70,279.

What zip codes are near 38506?

The closest zip codes to 38506 are 38505, 38502, 38503, 38501, 38580.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38506, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.