Zip code 38544: Baxter, Tennessee

Q: What city is zip code 38544?

38544 is assigned to Baxter, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38544 in?

38544 is mostly in Putnam County, but it extends into 1 other county.

Q: What is the population of 38544?

About 8,175 people live in 38544, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38544?

The median household income in 38544 is $69,823.

Q: What zip codes are near 38544?

The closest zip codes to 38544 are 38582, 38545, 38503, 38548, 38502.

Residential delivery areaPutnam CountyCentral Time

Population

8,175

Median household income

$70K

U.S. $81K

Median home value

$245K

U.S. $333K

Median rent

$955/mo

U.S. $1,413

Median age

40.9

U.S. 38.9

Land area

79 sq mi

103 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38544

38544 is a small-town zip code in Baxter, Tennessee (Putnam County), covering 79 sq mi of land. About 8,175 people live here, or 103 per square mile. The median resident is 40.9 years old, compared with 38.9 nationally.

The median household earns $69,823 a year, 14% below the national median of $80,734. 17.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $245,100, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $955 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.7 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and healthcare.

How 38544 compares

Sorted from highest to lowest national percentile

Residents under 1826.5%
84th
U.S. 22% · TN 22.2%65th of 608 in TN
Self-employed workers13.2%
84th
U.S. 10% · TN 9.8%139th of 607 in TN
Housing vacancy13.5%
83rd
U.S. 10.1% · TN 10.2%233rd of 602 in TN
Government workers18.5%
79th
U.S. 14.5% · TN 13.7%134th of 607 in TN
Poverty rate17.2%
77th
U.S. 12.5% · TN 13.8%206th of 600 in TN
Homeownership rate78.8%
76th
U.S. 65.2% · TN 66.9%282nd of 600 in TN
Unemployment rate6.7%
76th
U.S. 5.2% · TN 4.7%144th of 607 in TN
Veterans7.7%
74th
U.S. 6.2% · TN 7.3%273rd of 607 in TN
Average commute28.7 min
67th
U.S. 26.4 min · TN 25.7 min273rd of 597 in TN
Healthcare workers10.7%
67th
U.S. 9.7% · TN 9.6%201st of 607 in TN
Median age40.9
64th
U.S. 38.9 · TN 38.9356th of 608 in TN
Uninsured rate8.7%
64th
U.S. 8.4% · TN 10%338th of 607 in TN
Residents 65 and older16.4%
49th
U.S. 17.2% · TN 17.1%417th of 608 in TN
Median earnings per worker$46,343
44th
U.S. $49,666 · TN $45,229194th of 606 in TN
Broadband access91%
41st
U.S. 91% · TN 89.2%160th of 600 in TN
Median household income$69,823
35th
U.S. $80,734 · TN $69,595204th of 590 in TN
Median home value$245,100
32nd
U.S. $332,700 · TN $286,700229th of 590 in TN
Work from home9.4%
31st
U.S. 15.1% · TN 12.9%292nd of 608 in TN
Income inequality (Gini)0.409
28th
U.S. 0.483 · TN 0.476410th of 600 in TN
Foreign-born residents4.1%
24th
U.S. 14.1% · TN 6.1%156th of 608 in TN
Rent-burdened renters43%
23rd
U.S. 51.1% · TN 48.8%303rd of 584 in TN
Per capita income$31,331
22nd
U.S. $44,673 · TN $39,437341st of 608 in TN
Median gross rent$955
18th
U.S. $1,413 · TN $1,189225th of 515 in TN
Diversity index25
18th
U.S. 61.4 · TN 46.4249th of 608 in TN
Bachelor's degree or higher18.6%
17th
WeaknessU.S. 35.7% · TN 31.1%313th of 604 in TN
Tech workers1.2%
17th
U.S. 3.8% · TN 2.8%329th of 607 in TN
Population density103/sq mi
14th
U.S. 95/sq mi · TN 171/sq mi274th of 608 in TN
Population8,175
13th
U.S. 334,922,499 · TN 7,066,383237th of 608 in TN

Measure	38544	Putnam	TN	U.S.	National percentile	Rank in TN
Residents under 18	26.5%	20.9%	22.2%	22%	84th	65th of 608
Self-employed workers	13.2%	10.4%	9.8%	10%	84th	139th of 607
Housing vacancy	13.5%	8%	10.2%	10.1%	83rd	233rd of 602
Government workers	18.5%	15.6%	13.7%	14.5%	79th	134th of 607
Poverty rate	17.2%	18.4%	13.8%	12.5%	77th	206th of 600
Homeownership rate	78.8%	61.2%	66.9%	65.2%	76th	282nd of 600
Unemployment rate	6.7%	3.7%	4.7%	5.2%	76th	144th of 607
Veterans	7.7%	6.4%	7.3%	6.2%	74th	273rd of 607
Average commute	28.7 min	21.1 min	25.7 min	26.4 min	67th	273rd of 597
Healthcare workers	10.7%	10%	9.6%	9.7%	67th	201st of 607
Median age	40.9	36	38.9	38.9	64th	356th of 608
Uninsured rate	8.7%	10.6%	10%	8.4%	64th	338th of 607
Residents 65 and older	16.4%	16.5%	17.1%	17.2%	49th	417th of 608
Median earnings per worker	$46,343	$37,132	$45,229	$49,666	44th	194th of 606
Broadband access	91%	87.9%	89.2%	91%	41st	160th of 600
Median household income	$69,823	$58,912	$69,595	$80,734	35th	204th of 590
Median home value	$245,100	$282,500	$286,700	$332,700	32nd	229th of 590
Work from home	9.4%	10.1%	12.9%	15.1%	31st	292nd of 608
Income inequality (Gini)	0.409	0.461	0.476	0.483	28th	410th of 600
Foreign-born residents	4.1%	5.7%	6.1%	14.1%	24th	156th of 608
Rent-burdened renters	43%	49.1%	48.8%	51.1%	23rd	303rd of 584
Per capita income	$31,331	$31,985	$39,437	$44,673	22nd	341st of 608
Median gross rent	$955	$908	$1,189	$1,413	18th	225th of 515
Diversity index	25	26.9	46.4	61.4	18th	249th of 608
Bachelor's degree or higherWeakness	18.6%	29.8%	31.1%	35.7%	17th	313th of 604
Tech workers	1.2%	2%	2.8%	3.8%	17th	329th of 607
Population density	103/sq mi	206/sq mi	171/sq mi	95/sq mi	14th	274th of 608
Population	8,175	82,558	7,066,383	334,922,499	13th	237th of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

10%

25–34

15%

35–44

17%

45–54

11%

55–64

10%

65–74

75+

Median age

40.9

Under 18

26.5%

65 and over

16.4%

Race and ethnicity

White86%
Black0.5%
Hispanic10%
Asian0.3%
Native American0.1%
Pacific Islander0%
Other0.5%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

4.1%

U.S. 14.1%

Born in state

67.5%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

0.6%

Asian / Pacific

0.2%

Other

Households

Households: 3,078
Average household size: 2.7
Family households: 78.2%
Married couples: 58.7%
Living alone: 18.7%
Veterans (of adults): 7.7%
Male / female: 45% / 55%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

17%

$50–75k

20%

$75–100k

15%

$100–150k

17%

$150–200k

$200k+

Median household income

38544

$69,823

Putnam Co.

$58,912

Tennessee

$69,595

United States

$80,734

Per capita income

$31,331

U.S. $44,673

Poverty rate

17.2%

U.S. 12.5%

Households earning $150K+

13%

U.S. 23%

Income inequality (Gini)

0.409

U.S. 0.483

Housing

Median home value

38544

$245,100

Putnam Co.

$282,500

Tennessee

$286,700

United States

$332,700

Median gross rent

38544

$955

Putnam Co.

$908

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

0.4%

Mobile home

15%

Boat, RV, van

Housing units: 3,558
Owner-occupied: 78.8%
Vacant: 13.5%
Median year built: 1994
Median rooms: 5.9
Renters paying 30%+ of income: 43%
Renters paying 50%+ of income: 22.6%
Home value to income: 3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

12%

Transit

Walked

0.1%

Bicycle

Worked from home

Other

0.3%

Commute time (one way)

<10 min

10–19

24%

20–29

31%

30–44

24%

45–59

60+

10%

Average commute

28.7 min

U.S. 26.4 min

Unemployment

6.7%

U.S. 5.2%

In labor force

60.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

11%

Management

11%

Healthcare

11%

Construction and repair

10%

Transportation and moving

10%

Sales

Office and admin

Cleaning and personal care

Education

Engineering and science

Food service

Legal and social services

Police and fire

Business and finance

Arts, media and sports

Computer and math

Farming, fishing and forestry

Industries

Manufacturing

14%

Retail

11%

Health care and social assistance

11%

Construction

Transportation, warehousing and utilities

Education

Admin, support and management

Public administration

Professional and technical services

Other services

Wholesale

Agriculture and mining

Restaurants and hotels

Finance, insurance and real estate

Arts and recreation

Information

0.1%

Median earnings per worker

$46,343

U.S. $49,666

Self-employed

13.2%

U.S. 10%

Government workers

18.5%

U.S. 14.5%

Nonprofit workers

5.5%

U.S. 8.8%

Median earnings by type of work

Type of work	38544	U.S.
Management, business, science and arts	$61,035	$74,888
Service	$23,929	$26,804
Sales and office	$46,319	$40,476
Construction and maintenance	$38,813	$49,199
Production and transportation	$39,808	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

44%

Some college

16%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 83%
Bachelor's degree or higher: 18.6%
Graduate or professional degree: 5.6%
Households with broadband: 91%
Cable, fiber or DSL: 78.7%
No internet access: 7.5%
Without health insurance: 8.7%
Limited-English households: 0.6%

Geography

City (USPS): Baxter
State: Tennessee
County: Putnam County
Center point: 36.1099° N, 85.6523° W
Land area: 79 sq mi
Water area: 3.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38544 spans 2 counties

Putnam County91% of land
DeKalb County9% of land

Cities and towns within this zip

Baxter4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38544

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38582	Silver Point, TN	6.3 mi	1,729	$93,333	$245,300
38545	Bloomington Springs, TN	8.4 mi	1,575	$59,512	$118,100
38503	Cookeville, TN	9 mi	0	—	—
38548	Buffalo Valley, TN	9 mi	1,154	—	$268,600
38502	Cookeville, TN · PO box	9.2 mi	—	—	—
38505	Cookeville, TN	9.3 mi	960	—	—
38501	Cookeville, TN	10 mi	42,471	$52,145	$284,600
38564	Granville, TN	12 mi	501	$88,947	$327,300
38569	Lancaster, TN	12 mi	390	—	$362,800
38552	Chestnut Mound, TN	12 mi	472	$71,250	$198,600
38506	Cookeville, TN	13 mi	30,100	$70,279	$288,100
38560	Elmwood, TN	14 mi	1,432	$77,986	$241,300

Zip codes like 38544 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38544

What city is zip code 38544?

38544 is assigned to Baxter, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38544 in?

38544 is mostly in Putnam County, but it extends into 1 other county.

What is the population of 38544?

About 8,175 people live in 38544, according to the Census Bureau's American Community Survey.

What time zone is 38544 in?

38544 is in Central Time.

What is the median household income in 38544?

The median household income in 38544 is $69,823.

What zip codes are near 38544?

The closest zip codes to 38544 are 38582, 38545, 38503, 38548, 38502.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38544, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.