Zip code 38582: Silver Point, Tennessee

Q: What city is zip code 38582?

38582 is assigned to Silver Point, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38582 in?

38582 is mostly in Putnam County, but it extends into 1 other county.

Q: What is the population of 38582?

About 1,729 people live in 38582, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38582?

The median household income in 38582 is $93,333.

Q: What zip codes are near 38582?

The closest zip codes to 38582 are 38548, 38569, 38544, 38552, 38567.

Residential delivery areaPutnam CountyCentral Time

Population

1,729

Median household income

$93K

U.S. $81K

Median home value

$245K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

41.8

U.S. 38.9

Land area

46 sq mi

38 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38582

38582 is a rural zip code in Silver Point, Tennessee (Putnam County), covering 46 sq mi of land. About 1,729 people live here, or 38 per square mile. The median resident is 41.8 years old, compared with 38.9 nationally.

The median household earns $93,333 a year, 16% above the national median of $80,734. 5.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $245,300, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 95% of occupied homes are lived in by their owners.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.1 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in transportation and moving goods; management; and cleaning and personal care. 18% of them are self-employed (U.S.: 10%).

How 38582 compares

Sorted from highest to lowest national percentile

Homeownership rate95.2%
99th
StrengthU.S. 65.2% · TN 66.9%21st of 600 in TN
Self-employed workers18%
96th
U.S. 10% · TN 9.8%57th of 607 in TN
Residents under 1828.5%
92nd
U.S. 22% · TN 22.2%44th of 608 in TN
Broadband access96.4%
88th
StrengthU.S. 91% · TN 89.2%33rd of 600 in TN
Residents 65 and older21.3%
80th
U.S. 17.2% · TN 17.1%214th of 608 in TN
Veterans8.1%
78th
U.S. 6.2% · TN 7.3%233rd of 607 in TN
Median earnings per worker$60,698
76th
U.S. $49,666 · TN $45,22943rd of 606 in TN
Median age41.8
70th
U.S. 38.9 · TN 38.9320th of 608 in TN
Median household income$93,333
65th
U.S. $80,734 · TN $69,59563rd of 590 in TN
Rent-burdened renters53.8%
62nd
U.S. 51.1% · TN 48.8%141st of 584 in TN
Work from home13.5%
54th
U.S. 15.1% · TN 12.9%137th of 608 in TN
Housing vacancy6.6%
49th
U.S. 10.1% · TN 10.2%478th of 602 in TN
Per capita income$36,375
38th
U.S. $44,673 · TN $39,437203rd of 608 in TN
Bachelor's degree or higher26.2%
37th
U.S. 35.7% · TN 31.1%173rd of 604 in TN
Median home value$245,300
32nd
U.S. $332,700 · TN $286,700228th of 590 in TN
Government workers11.1%
28th
U.S. 14.5% · TN 13.7%448th of 607 in TN
Foreign-born residents3.4%
21st
U.S. 14.1% · TN 6.1%187th of 608 in TN
Poverty rate5.9%
18th
StrengthU.S. 12.5% · TN 13.8%525th of 600 in TN
Income inequality (Gini)0.382
11th
StrengthU.S. 0.483 · TN 0.476502nd of 600 in TN
Uninsured rate2.7%
10th
StrengthU.S. 8.4% · TN 10%576th of 607 in TN
Average commute18.1 min
6th
StrengthU.S. 26.4 min · TN 25.7 min570th of 597 in TN
Population density38/sq mi
5th
U.S. 95/sq mi · TN 171/sq mi467th of 608 in TN
Population1,729
3rd
U.S. 334,922,499 · TN 7,066,383463rd of 608 in TN
Unemployment rate0%
1st
StrengthU.S. 5.2% · TN 4.7%597th of 607 in TN
Diversity index0.7
1st
U.S. 61.4 · TN 46.4594th of 608 in TN
Tech workers0%
1st
U.S. 3.8% · TN 2.8%581st of 607 in TN
Healthcare workers2.5%
1st
U.S. 9.7% · TN 9.6%569th of 607 in TN

Measure	38582	Putnam	TN	U.S.	National percentile	Rank in TN
Homeownership rateStrength	95.2%	61.2%	66.9%	65.2%	99th	21st of 600
Self-employed workers	18%	10.4%	9.8%	10%	96th	57th of 607
Residents under 18	28.5%	20.9%	22.2%	22%	92nd	44th of 608
Broadband accessStrength	96.4%	87.9%	89.2%	91%	88th	33rd of 600
Residents 65 and older	21.3%	16.5%	17.1%	17.2%	80th	214th of 608
Veterans	8.1%	6.4%	7.3%	6.2%	78th	233rd of 607
Median earnings per worker	$60,698	$37,132	$45,229	$49,666	76th	43rd of 606
Median age	41.8	36	38.9	38.9	70th	320th of 608
Median household income	$93,333	$58,912	$69,595	$80,734	65th	63rd of 590
Rent-burdened renters	53.8%	49.1%	48.8%	51.1%	62nd	141st of 584
Work from home	13.5%	10.1%	12.9%	15.1%	54th	137th of 608
Housing vacancy	6.6%	8%	10.2%	10.1%	49th	478th of 602
Per capita income	$36,375	$31,985	$39,437	$44,673	38th	203rd of 608
Bachelor's degree or higher	26.2%	29.8%	31.1%	35.7%	37th	173rd of 604
Median home value	$245,300	$282,500	$286,700	$332,700	32nd	228th of 590
Government workers	11.1%	15.6%	13.7%	14.5%	28th	448th of 607
Foreign-born residents	3.4%	5.7%	6.1%	14.1%	21st	187th of 608
Poverty rateStrength	5.9%	18.4%	13.8%	12.5%	18th	525th of 600
Income inequality (Gini)Strength	0.382	0.461	0.476	0.483	11th	502nd of 600
Uninsured rateStrength	2.7%	10.6%	10%	8.4%	10th	576th of 607
Average commuteStrength	18.1 min	21.1 min	25.7 min	26.4 min	6th	570th of 597
Population density	38/sq mi	206/sq mi	171/sq mi	95/sq mi	5th	467th of 608
Population	1,729	82,558	7,066,383	334,922,499	3rd	463rd of 608
Unemployment rateStrength	0%	3.7%	4.7%	5.2%	1st	597th of 607
Diversity index	0.7	26.9	46.4	61.4	1st	594th of 608
Tech workers	0%	2%	2.8%	3.8%	1st	581st of 607
Healthcare workers	2.5%	10%	9.6%	9.7%	1st	569th of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

24%

5–17

12%

18–24

25–34

18%

35–44

11%

45–54

55–64

14%

65–74

75+

Median age

41.8

Under 18

28.5%

65 and over

21.3%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.3%

Diversity index

0.7

U.S. 61.4

Foreign-born

3.4%

U.S. 14.1%

Born in state

57.4%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 670
Average household size: 2.6
Family households: 72.8%
Married couples: 60.6%
Living alone: 27.2%
Veterans (of adults): 8.1%
Male / female: 58% / 42%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

22%

$50–75k

$75–100k

$100–150k

16%

$150–200k

32%

$200k+

Median household income

38582

$93,333

Putnam Co.

$58,912

Tennessee

$69,595

United States

$80,734

Per capita income

$36,375

U.S. $44,673

Poverty rate

5.9%

U.S. 12.5%

Households earning $150K+

33.3%

U.S. 23%

Income inequality (Gini)

0.382

U.S. 0.483

Housing

Median home value

38582

$245,300

Putnam Co.

$282,500

Tennessee

$286,700

United States

$332,700

Median gross rent

38582

—

Putnam Co.

$908

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

64%

2–4 units

5–19 units

20+ units

Mobile home

36%

Boat, RV, van

Housing units: 717
Owner-occupied: 95.2%
Vacant: 6.6%
Median year built: 1996
Median rooms: 6.8
Renters paying 30%+ of income: 53.8%
Renters paying 50%+ of income: 0%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

44%

10–19

20–29

32%

30–44

45–59

60+

Average commute

18.1 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

57.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

19%

Management

17%

Cleaning and personal care

15%

Sales

12%

Production

Education

Office and admin

Construction and repair

Food service

Business and finance

Healthcare

Legal and social services

Engineering and science

Computer and math

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Transportation, warehousing and utilities

17%

Wholesale

14%

Retail

13%

Construction

13%

Education

Arts and recreation

Manufacturing

Information

Health care and social assistance

Finance, insurance and real estate

Admin, support and management

Restaurants and hotels

Public administration

Other services

0.8%

Professional and technical services

Agriculture and mining

Median earnings per worker

$60,698

U.S. $49,666

Self-employed

18%

U.S. 10%

Government workers

11.1%

U.S. 14.5%

Nonprofit workers

2.3%

U.S. 8.8%

Median earnings by type of work

Type of work	38582	U.S.
Management, business, science and arts	$67,200	$74,888
Service	$88,125	$26,804
Sales and office	$60,278	$40,476
Construction and maintenance	$33,250	$49,199
Production and transportation	$29,885	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

36%

Some college

16%

Associate's

Bachelor's

17%

Graduate

High school graduate or higher: 86.9%
Bachelor's degree or higher: 26.2%
Graduate or professional degree: 9.3%
Households with broadband: 96.4%
Cable, fiber or DSL: 83.1%
No internet access: 3.6%
Without health insurance: 2.7%
Limited-English households: 0%

Geography

City (USPS): Silver Point
State: Tennessee
County: Putnam County
Center point: 36.0994° N, 85.7645° W
Land area: 46 sq mi
Water area: 5.9 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38582 spans 2 counties

Putnam County59% of land
DeKalb County41% of land

Zip codes near 38582

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38548	Buffalo Valley, TN	5.4 mi	1,154	—	$268,600
38569	Lancaster, TN	5.5 mi	390	—	$362,800
38544	Baxter, TN	6.3 mi	8,175	$69,823	$245,100
38552	Chestnut Mound, TN	8.6 mi	472	$71,250	$198,600
38567	Hickman, TN	9.3 mi	1,065	$100,368	$340,500
38560	Elmwood, TN	9.9 mi	1,432	$77,986	$241,300
38545	Bloomington Springs, TN	11 mi	1,575	$59,512	$118,100
38564	Granville, TN	11 mi	501	$88,947	$327,300
37059	Dowelltown, TN	11 mi	1,590	$49,510	$232,200
37166	Smithville, TN	13 mi	15,731	$52,797	$224,300
37012	Alexandria, TN	14 mi	2,118	$49,265	$237,600
38547	Brush Creek, TN	14 mi	2,088	$80,843	$244,100

Zip codes like 38582 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38582

What city is zip code 38582?

38582 is assigned to Silver Point, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38582 in?

38582 is mostly in Putnam County, but it extends into 1 other county.

What is the population of 38582?

About 1,729 people live in 38582, according to the Census Bureau's American Community Survey.

What time zone is 38582 in?

38582 is in Central Time.

What is the median household income in 38582?

The median household income in 38582 is $93,333.

What zip codes are near 38582?

The closest zip codes to 38582 are 38548, 38569, 38544, 38552, 38567.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38582, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.