Zip code 38260: Troy, Tennessee

Q: What city is zip code 38260?

38260 is assigned to Troy, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38260 in?

38260 is in Obion County, Tennessee.

Q: What is the population of 38260?

About 3,720 people live in 38260, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38260?

The median household income in 38260 is $49,139.

Q: What zip codes are near 38260?

The closest zip codes to 38260 are 38271, 38232, 38261, 38254, 38281.

Residential delivery areaObion CountyCentral Time

Population

3,720

Median household income

$49K

U.S. $81K

Median home value

$122K

U.S. $333K

Median rent

$774/mo

U.S. $1,413

Median age

44.9

U.S. 38.9

Land area

71 sq mi

52 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38260

38260 is a small-town zip code in Troy, Tennessee (Obion County), covering 71 sq mi of land. About 3,720 people live here, or 52 per square mile. The median resident is 44.9 years old, compared with 38.9 nationally.

The median household earns $49,139 a year, 39% below the national median of $80,734. 14.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $122,000, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $774 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.5 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and production and manufacturing.

How 38260 compares

Sorted from highest to lowest national percentile

Residents 65 and older26.8%
94th
U.S. 17.2% · TN 17.1%69th of 608 in TN
Government workers23.6%
93rd
U.S. 14.5% · TN 13.7%56th of 607 in TN
Median age44.9
85th
U.S. 38.9 · TN 38.9213th of 608 in TN
Homeownership rate79.6%
78th
U.S. 65.2% · TN 66.9%269th of 600 in TN
Poverty rate14.9%
69th
U.S. 12.5% · TN 13.8%278th of 600 in TN
Income inequality (Gini)0.440
55th
U.S. 0.483 · TN 0.476269th of 600 in TN
Uninsured rate7.2%
53rd
U.S. 8.4% · TN 10%424th of 607 in TN
Veterans5.7%
48th
U.S. 6.2% · TN 7.3%446th of 607 in TN
Housing vacancy6.2%
46th
U.S. 10.1% · TN 10.2%495th of 602 in TN
Unemployment rate4%
34th
U.S. 5.2% · TN 4.7%309th of 607 in TN
Residents under 1819.4%
27th
U.S. 22% · TN 22.2%378th of 608 in TN
Self-employed workers7.4%
24th
U.S. 10% · TN 9.8%448th of 607 in TN
Average commute21.5 min
20th
StrengthU.S. 26.4 min · TN 25.7 min501st of 597 in TN
Per capita income$30,097
19th
WeaknessU.S. $44,673 · TN $39,437381st of 608 in TN
Median earnings per worker$38,718
18th
WeaknessU.S. $49,666 · TN $45,229422nd of 606 in TN
Rent-burdened renters39.8%
15th
StrengthU.S. 51.1% · TN 48.8%359th of 584 in TN
Tech workers0.9%
11th
U.S. 3.8% · TN 2.8%371st of 607 in TN
Bachelor's degree or higher14.7%
9th
WeaknessU.S. 35.7% · TN 31.1%417th of 604 in TN
Median household income$49,139
8th
WeaknessU.S. $80,734 · TN $69,595481st of 590 in TN
Population density52/sq mi
7th
U.S. 95/sq mi · TN 171/sq mi398th of 608 in TN
Population3,720
6th
U.S. 334,922,499 · TN 7,066,383347th of 608 in TN
Median home value$122,000
5th
U.S. $332,700 · TN $286,700526th of 590 in TN
Median gross rent$774
5th
U.S. $1,413 · TN $1,189375th of 515 in TN
Work from home3.7%
4th
U.S. 15.1% · TN 12.9%516th of 608 in TN
Diversity index8.8
3rd
U.S. 61.4 · TN 46.4514th of 608 in TN
Broadband access77.3%
3rd
WeaknessU.S. 91% · TN 89.2%524th of 600 in TN
Healthcare workers4.5%
2nd
U.S. 9.7% · TN 9.6%527th of 607 in TN
Foreign-born residents0%
1st
U.S. 14.1% · TN 6.1%589th of 608 in TN

Measure	38260	Obion	TN	U.S.	National percentile	Rank in TN
Residents 65 and older	26.8%	21.1%	17.1%	17.2%	94th	69th of 608
Government workers	23.6%	18%	13.7%	14.5%	93rd	56th of 607
Median age	44.9	41.8	38.9	38.9	85th	213th of 608
Homeownership rate	79.6%	68.1%	66.9%	65.2%	78th	269th of 600
Poverty rate	14.9%	18.6%	13.8%	12.5%	69th	278th of 600
Income inequality (Gini)	0.440	0.475	0.476	0.483	55th	269th of 600
Uninsured rate	7.2%	8.5%	10%	8.4%	53rd	424th of 607
Veterans	5.7%	6.3%	7.3%	6.2%	48th	446th of 607
Housing vacancy	6.2%	12.6%	10.2%	10.1%	46th	495th of 602
Unemployment rate	4%	4.2%	4.7%	5.2%	34th	309th of 607
Residents under 18	19.4%	21.8%	22.2%	22%	27th	378th of 608
Self-employed workers	7.4%	8.6%	9.8%	10%	24th	448th of 607
Average commuteStrength	21.5 min	20.2 min	25.7 min	26.4 min	20th	501st of 597
Per capita incomeWeakness	$30,097	$30,429	$39,437	$44,673	19th	381st of 608
Median earnings per workerWeakness	$38,718	$39,805	$45,229	$49,666	18th	422nd of 606
Rent-burdened rentersStrength	39.8%	39.1%	48.8%	51.1%	15th	359th of 584
Tech workers	0.9%	0.8%	2.8%	3.8%	11th	371st of 607
Bachelor's degree or higherWeakness	14.7%	18.3%	31.1%	35.7%	9th	417th of 604
Median household incomeWeakness	$49,139	$54,613	$69,595	$80,734	8th	481st of 590
Population density	52/sq mi	56/sq mi	171/sq mi	95/sq mi	7th	398th of 608
Population	3,720	30,453	7,066,383	334,922,499	6th	347th of 608
Median home value	$122,000	$133,600	$286,700	$332,700	5th	526th of 590
Median gross rent	$774	$770	$1,189	$1,413	5th	375th of 515
Work from home	3.7%	3.2%	12.9%	15.1%	4th	516th of 608
Diversity index	8.8	35.7	46.4	61.4	3rd	514th of 608
Broadband accessWeakness	77.3%	83.7%	89.2%	91%	3rd	524th of 600
Healthcare workers	4.5%	8.7%	9.6%	9.7%	2nd	527th of 607
Foreign-born residents	0%	2.7%	6.1%	14.1%	1st	589th of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

12%

25–34

13%

35–44

13%

45–54

11%

55–64

13%

65–74

14%

75+

Median age

44.9

Under 18

19.4%

65 and over

26.8%

Race and ethnicity

White95%
Black2%
Hispanic0.1%
Asian0%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial2%

Diversity index

8.8

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

74.9%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,641
Average household size: 2.3
Family households: 56.4%
Married couples: 47.2%
Living alone: 37.6%
Veterans (of adults): 5.7%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

29%

$50–75k

15%

$75–100k

14%

$100–150k

14%

$150–200k

$200k+

Median household income

38260

$49,139

Obion Co.

$54,613

Tennessee

$69,595

United States

$80,734

Per capita income

$30,097

U.S. $44,673

Poverty rate

14.9%

U.S. 12.5%

Households earning $150K+

6.3%

U.S. 23%

Income inequality (Gini)

0.440

U.S. 0.483

Housing

Median home value

38260

$122,000

Obion Co.

$133,600

Tennessee

$286,700

United States

$332,700

Median gross rent

38260

$774

Obion Co.

$770

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

77%

2–4 units

5–19 units

20+ units

Mobile home

18%

Boat, RV, van

Housing units: 1,749
Owner-occupied: 79.6%
Vacant: 6.2%
Median year built: 1982
Median rooms: 5.6
Renters paying 30%+ of income: 39.8%
Renters paying 50%+ of income: 13.5%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

87%

Carpooled

Transit

0.1%

Walked

0.8%

Bicycle

Worked from home

Other

0.2%

Commute time (one way)

<10 min

10–19

45%

20–29

27%

30–44

15%

45–59

0.6%

60+

Average commute

21.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

55.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Sales

14%

Production

14%

Transportation and moving

12%

Construction and repair

10%

Management

Education

Cleaning and personal care

Healthcare

Police and fire

Legal and social services

Engineering and science

Farming, fishing and forestry

Computer and math

0.9%

Business and finance

0.7%

Food service

0.5%

Arts, media and sports

Industries

Manufacturing

20%

Retail

18%

Education

14%

Health care and social assistance

10%

Transportation, warehousing and utilities

Public administration

Restaurants and hotels

Other services

Agriculture and mining

Construction

Admin, support and management

Professional and technical services

Finance, insurance and real estate

Arts and recreation

Information

0.8%

Wholesale

Median earnings per worker

$38,718

U.S. $49,666

Self-employed

7.4%

U.S. 10%

Government workers

23.6%

U.S. 14.5%

Nonprofit workers

9.4%

U.S. 8.8%

Median earnings by type of work

Type of work	38260	U.S.
Management, business, science and arts	$54,330	$74,888
Service	$26,724	$26,804
Sales and office	$34,861	$40,476
Construction and maintenance	$49,609	$49,199
Production and transportation	$35,756	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

18%

High school

44%

Some college

19%

Associate's

Bachelor's

Graduate

High school graduate or higher: 81.9%
Bachelor's degree or higher: 14.7%
Graduate or professional degree: 5.3%
Households with broadband: 77.3%
Cable, fiber or DSL: 64.4%
No internet access: 21.1%
Without health insurance: 7.2%
Limited-English households: 0%

Geography

City (USPS): Troy
State: Tennessee
County: Obion County
Center point: 36.3753° N, 89.2127° W
Land area: 71 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Troy2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38260

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38271	Woodland Mills, TN · PO box	5.8 mi	—	—	—
38232	Hornbeak, TN	6.3 mi	2,238	$46,272	$103,200
38261	Union City, TN	6.6 mi	16,385	$55,876	$153,400
38254	Samburg, TN	7.5 mi	0	—	—
38281	Union City, TN · PO box	9.3 mi	—	—	—
38253	Rives, TN	9.7 mi	917	$69,954	$250,000
38240	Obion, TN	11 mi	1,620	$53,095	$115,200
42050	Hickman, KY	11 mi	3,015	$41,800	$77,100
38259	Trimble, TN	12 mi	672	$39,896	$108,700
38079	Tiptonville, TN	15 mi	4,262	$27,500	$119,900
38077	Wynnburg, TN	15 mi	0	—	—
38233	Kenton, TN	15 mi	2,674	$60,000	$108,700

Zip codes like 38260 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38260

What city is zip code 38260?

38260 is assigned to Troy, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38260 in?

38260 is in Obion County, Tennessee.

What is the population of 38260?

About 3,720 people live in 38260, according to the Census Bureau's American Community Survey.

What time zone is 38260 in?

38260 is in Central Time.

What is the median household income in 38260?

The median household income in 38260 is $49,139.

What zip codes are near 38260?

The closest zip codes to 38260 are 38271, 38232, 38261, 38254, 38281.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38260, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.