Zip code 38562: Gainesboro, Tennessee

Q: What city is zip code 38562?

38562 is assigned to Gainesboro, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38562 in?

38562 is in Jackson County, Tennessee.

Q: What is the population of 38562?

About 6,493 people live in 38562, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38562?

The median household income in 38562 is $39,398.

Q: What zip codes are near 38562?

The closest zip codes to 38562 are 38588, 38545, 38564, 38501, 38568.

Residential delivery areaJackson CountyCentral Time

Population

6,493

Median household income

$39K

U.S. $81K

Median home value

$148K

U.S. $333K

Median rent

$689/mo

U.S. $1,413

Median age

48.1

U.S. 38.9

Land area

140 sq mi

46 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38562

38562 is a rural zip code in Gainesboro, Tennessee (Jackson County), covering 140 sq mi of land. About 6,493 people live here, or 46 per square mile. The median resident is 48.1 years old, compared with 38.9 nationally.

The median household earns $39,398 a year, about 49% of the national median of $80,734. 21.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $148,100, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $689 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.9 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in construction and repair; production and manufacturing; and healthcare.

How 38562 compares

Sorted from highest to lowest national percentile

Median age48.1
93rd
U.S. 38.9 · TN 38.9125th of 608 in TN
Income inequality (Gini)0.520
93rd
WeaknessU.S. 0.483 · TN 0.47651st of 600 in TN
Housing vacancy17%
90th
U.S. 10.1% · TN 10.2%167th of 602 in TN
Poverty rate21.6%
87th
WeaknessU.S. 12.5% · TN 13.8%106th of 600 in TN
Healthcare workers12.8%
87th
U.S. 9.7% · TN 9.6%111th of 607 in TN
Unemployment rate7.8%
86th
WeaknessU.S. 5.2% · TN 4.7%105th of 607 in TN
Residents 65 and older22.4%
85th
U.S. 17.2% · TN 17.1%161st of 608 in TN
Government workers18.4%
78th
U.S. 14.5% · TN 13.7%135th of 607 in TN
Average commute29.9 min
73rd
U.S. 26.4 min · TN 25.7 min232nd of 597 in TN
Homeownership rate77.3%
72nd
U.S. 65.2% · TN 66.9%310th of 600 in TN
Uninsured rate10.3%
72nd
U.S. 8.4% · TN 10%250th of 607 in TN
Veterans7.1%
67th
U.S. 6.2% · TN 7.3%315th of 607 in TN
Self-employed workers10.1%
60th
U.S. 10% · TN 9.8%266th of 607 in TN
Rent-burdened renters52%
55th
U.S. 51.1% · TN 48.8%167th of 584 in TN
Work from home10.7%
39th
U.S. 15.1% · TN 12.9%246th of 608 in TN
Tech workers1.5%
23rd
U.S. 3.8% · TN 2.8%279th of 607 in TN
Per capita income$30,783
21st
U.S. $44,673 · TN $39,437358th of 608 in TN
Median earnings per worker$38,188
17th
WeaknessU.S. $49,666 · TN $45,229435th of 606 in TN
Residents under 1817%
14th
U.S. 22% · TN 22.2%468th of 608 in TN
Population6,493
10th
U.S. 334,922,499 · TN 7,066,383260th of 608 in TN
Median home value$148,100
9th
U.S. $332,700 · TN $286,700483rd of 590 in TN
Bachelor's degree or higher14.5%
9th
WeaknessU.S. 35.7% · TN 31.1%427th of 604 in TN
Population density46/sq mi
7th
U.S. 95/sq mi · TN 171/sq mi424th of 608 in TN
Broadband access81.7%
6th
WeaknessU.S. 91% · TN 89.2%448th of 600 in TN
Median household income$39,398
3rd
WeaknessU.S. $80,734 · TN $69,595549th of 590 in TN
Median gross rent$689
3rd
U.S. $1,413 · TN $1,189440th of 515 in TN
Diversity index8.4
3rd
U.S. 61.4 · TN 46.4524th of 608 in TN
Foreign-born residents0.3%
2nd
U.S. 14.1% · TN 6.1%496th of 608 in TN

Measure	38562	Jackson	TN	U.S.	National percentile	Rank in TN
Median age	48.1	46.9	38.9	38.9	93rd	125th of 608
Income inequality (Gini)Weakness	0.520	0.482	0.476	0.483	93rd	51st of 600
Housing vacancy	17%	18.1%	10.2%	10.1%	90th	167th of 602
Poverty rateWeakness	21.6%	20.3%	13.8%	12.5%	87th	106th of 600
Healthcare workers	12.8%	9.1%	9.6%	9.7%	87th	111th of 607
Unemployment rateWeakness	7.8%	7.6%	4.7%	5.2%	86th	105th of 607
Residents 65 and older	22.4%	23.3%	17.1%	17.2%	85th	161st of 608
Government workers	18.4%	18.6%	13.7%	14.5%	78th	135th of 607
Average commute	29.9 min	33.4 min	25.7 min	26.4 min	73rd	232nd of 597
Homeownership rate	77.3%	81.1%	66.9%	65.2%	72nd	310th of 600
Uninsured rate	10.3%	8.4%	10%	8.4%	72nd	250th of 607
Veterans	7.1%	7.6%	7.3%	6.2%	67th	315th of 607
Self-employed workers	10.1%	11.1%	9.8%	10%	60th	266th of 607
Rent-burdened renters	52%	42%	48.8%	51.1%	55th	167th of 584
Work from home	10.7%	9.8%	12.9%	15.1%	39th	246th of 608
Tech workers	1.5%	1.3%	2.8%	3.8%	23rd	279th of 607
Per capita income	$30,783	$30,172	$39,437	$44,673	21st	358th of 608
Median earnings per workerWeakness	$38,188	$39,616	$45,229	$49,666	17th	435th of 606
Residents under 18	17%	18.3%	22.2%	22%	14th	468th of 608
Population	6,493	12,029	7,066,383	334,922,499	10th	260th of 608
Median home value	$148,100	$155,500	$286,700	$332,700	9th	483rd of 590
Bachelor's degree or higherWeakness	14.5%	15%	31.1%	35.7%	9th	427th of 604
Population density	46/sq mi	39/sq mi	171/sq mi	95/sq mi	7th	424th of 608
Broadband accessWeakness	81.7%	84%	89.2%	91%	6th	448th of 600
Median household incomeWeakness	$39,398	$47,951	$69,595	$80,734	3rd	549th of 590
Median gross rent	$689	$758	$1,189	$1,413	3rd	440th of 515
Diversity index	8.4	14.6	46.4	61.4	3rd	524th of 608
Foreign-born residents	0.3%	0.3%	6.1%	14.1%	2nd	496th of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

10%

25–34

13%

35–44

15%

45–54

17%

55–64

15%

65–74

75+

Median age

48.1

Under 18

17%

65 and over

22.4%

Race and ethnicity

White96%
Black0.5%
Hispanic1%
Asian0%
Native American0.3%
Pacific Islander0.1%
Other0%
Multiracial2%

Diversity index

8.4

U.S. 61.4

Foreign-born

0.3%

U.S. 14.1%

Born in state

62.9%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,748
Average household size: 2.3
Family households: 59.5%
Married couples: 46.8%
Living alone: 33.1%
Veterans (of adults): 7.1%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

31%

$25–50k

28%

$50–75k

10%

$75–100k

10%

$100–150k

14%

$150–200k

$200k+

Median household income

38562

$39,398

Jackson Co.

$47,951

Tennessee

$69,595

United States

$80,734

Per capita income

$30,783

U.S. $44,673

Poverty rate

21.6%

U.S. 12.5%

Households earning $150K+

7.2%

U.S. 23%

Income inequality (Gini)

0.520

U.S. 0.483

Housing

Median home value

38562

$148,100

Jackson Co.

$155,500

Tennessee

$286,700

United States

$332,700

Median gross rent

38562

$689

Jackson Co.

$758

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

69%

2–4 units

5–19 units

20+ units

Mobile home

25%

Boat, RV, van

0.6%

Housing units: 3,310
Owner-occupied: 77.3%
Vacant: 17%
Median year built: 1986
Median rooms: 5.4
Renters paying 30%+ of income: 52%
Renters paying 50%+ of income: 19.1%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

11%

Transit

0.1%

Walked

0.2%

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

17%

10–19

15%

20–29

17%

30–44

31%

45–59

60+

14%

Average commute

29.9 min

U.S. 26.4 min

Unemployment

7.8%

U.S. 5.2%

In labor force

54.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

18%

Production

16%

Healthcare

13%

Sales

Office and admin

Management

Transportation and moving

Food service

Cleaning and personal care

Engineering and science

Education

Legal and social services

Business and finance

Computer and math

Farming, fishing and forestry

Arts, media and sports

0.6%

Police and fire

0.5%

Industries

Manufacturing

18%

Health care and social assistance

15%

Construction

11%

Retail

11%

Education

Transportation, warehousing and utilities

Admin, support and management

Other services

Restaurants and hotels

Public administration

Professional and technical services

Wholesale

Finance, insurance and real estate

Agriculture and mining

Information

Arts and recreation

Median earnings per worker

$38,188

U.S. $49,666

Self-employed

10.1%

U.S. 10%

Government workers

18.4%

U.S. 14.5%

Nonprofit workers

5.7%

U.S. 8.8%

Median earnings by type of work

Type of work	38562	U.S.
Management, business, science and arts	$49,683	$74,888
Service	$20,174	$26,804
Sales and office	$15,074	$40,476
Construction and maintenance	$48,036	$49,199
Production and transportation	$39,904	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

47%

Some college

16%

Associate's

Bachelor's

10%

Graduate

High school graduate or higher: 83.1%
Bachelor's degree or higher: 14.5%
Graduate or professional degree: 4.8%
Households with broadband: 81.7%
Cable, fiber or DSL: 73.7%
No internet access: 16.2%
Without health insurance: 10.3%
Limited-English households: 0.1%

Geography

City (USPS): Gainesboro
State: Tennessee
County: Jackson County
Center point: 36.3516° N, 85.6593° W
Land area: 140 sq mi
Water area: 8.5 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Gainesboro1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38562

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38588	Whitleyville, TN	7.7 mi	1,025	$44,583	$209,200
38545	Bloomington Springs, TN	8.3 mi	1,575	$59,512	$118,100
38564	Granville, TN	8.4 mi	501	$88,947	$327,300
38501	Cookeville, TN	11 mi	42,471	$52,145	$284,600
38568	Hilham, TN	12 mi	2,243	$61,556	$174,400
38552	Chestnut Mound, TN	13 mi	472	$71,250	$198,600
38575	Moss, TN	14 mi	865	$39,323	$115,500
38560	Elmwood, TN	14 mi	1,432	$77,986	$241,300
38548	Buffalo Valley, TN	14 mi	1,154	—	$268,600
37145	Pleasant Shade, TN	15 mi	2,442	$69,150	$177,800
38505	Cookeville, TN	15 mi	960	—	—
38503	Cookeville, TN	16 mi	0	—	—

Zip codes like 38562 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38562

What city is zip code 38562?

38562 is assigned to Gainesboro, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38562 in?

38562 is in Jackson County, Tennessee.

What is the population of 38562?

About 6,493 people live in 38562, according to the Census Bureau's American Community Survey.

What time zone is 38562 in?

38562 is in Central Time.

What is the median household income in 38562?

The median household income in 38562 is $39,398.

What zip codes are near 38562?

The closest zip codes to 38562 are 38588, 38545, 38564, 38501, 38568.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38562, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.