Zip code 45420: Dayton, Ohio

Q: What city is zip code 45420?

45420 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45420 in?

45420 is in Montgomery County, Ohio.

Q: What is the population of 45420?

About 24,411 people live in 45420, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45420?

The median household income in 45420 is $60,588.

Q: What zip codes are near 45420?

The closest zip codes to 45420 are 45419, 45410, 45432, 45430, 45429.

Residential delivery areaMontgomery CountyEastern Time

Population

24,411

Median household income

$61K

U.S. $81K

Median home value

$131K

U.S. $333K

Median rent

$985/mo

U.S. $1,413

Median age

36.8

U.S. 38.9

Land area

6.4 sq mi

3,788 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45420

45420 is an urban zip code in Dayton, Ohio (Montgomery County), covering 6.4 sq mi of land. About 24,411 people live here, or 3,788 per square mile. The median resident is 36.8 years old, compared with 38.9 nationally.

The median household earns $60,588 a year, 25% below the national median of $80,734. 13.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $131,300, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 62% of occupied homes are lived in by their owners, and renters pay a median of $985 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.2 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and management.

How 45420 compares

Sorted from highest to lowest national percentile

Veterans8.1%
78th
U.S. 6.2% · OH 6.6%325th of 1,168 in OH
Population density3,788/sq mi
73rd
U.S. 95/sq mi · OH 289/sq mi81st of 1,168 in OH
Poverty rate13.2%
62nd
U.S. 12.5% · OH 13.3%448th of 1,159 in OH
Healthcare workers10%
58th
U.S. 9.7% · OH 10.5%593rd of 1,163 in OH
Tech workers3.2%
56th
U.S. 3.8% · OH 3.2%271st of 1,163 in OH
Uninsured rate7.1%
52nd
U.S. 8.4% · OH 6.4%366th of 1,165 in OH
Unemployment rate4.5%
43rd
U.S. 5.2% · OH 4.8%448th of 1,164 in OH
Residents 65 and older15.7%
43rd
U.S. 17.2% · OH 18.3%841st of 1,168 in OH
Government workers12.8%
43rd
U.S. 14.5% · OH 12.9%523rd of 1,163 in OH
Bachelor's degree or higher27.9%
41st
U.S. 35.7% · OH 31.5%318th of 1,166 in OH
Median earnings per worker$45,180
41st
U.S. $49,666 · OH $47,692594th of 1,153 in OH
Population24,411
39th
U.S. 334,922,499 · OH 11,810,293156th of 1,168 in OH
Homeownership rate62.4%
36th
U.S. 65.2% · OH 67.2%958th of 1,159 in OH
Foreign-born residents6.4%
36th
U.S. 14.1% · OH 5.2%135th of 1,168 in OH
Per capita income$35,342
35th
U.S. $44,673 · OH $40,552549th of 1,165 in OH
Median age36.8
33rd
U.S. 38.9 · OH 39.7909th of 1,166 in OH
Rent-burdened renters44.3%
27th
U.S. 51.1% · OH 45.9%481st of 1,113 in OH
Diversity index32.5
26th
U.S. 61.4 · OH 40.6257th of 1,168 in OH
Broadband access88.2%
24th
U.S. 91% · OH 90.1%639th of 1,159 in OH
Median household income$60,588
21st
U.S. $80,734 · OH $71,389791st of 1,122 in OH
Work from home7.8%
21st
U.S. 15.1% · OH 13%601st of 1,163 in OH
Residents under 1818.4%
21st
U.S. 22% · OH 22%895th of 1,168 in OH
Median gross rent$985
20th
U.S. $1,413 · OH $1,034347th of 1,007 in OH
Average commute21.2 min
19th
StrengthU.S. 26.4 min · OH 23.4 min865th of 1,121 in OH
Housing vacancy3.7%
18th
U.S. 10.1% · OH 8.1%913th of 1,160 in OH
Income inequality (Gini)0.396
18th
StrengthU.S. 0.483 · OH 0.467720th of 1,156 in OH
Self-employed workers5.8%
8th
U.S. 10% · OH 8.1%865th of 1,163 in OH
Median home value$131,300
7th
U.S. $332,700 · OH $214,800883rd of 1,114 in OH

Measure	45420	Montgomery	OH	U.S.	National percentile	Rank in OH
Veterans	8.1%	8.4%	6.6%	6.2%	78th	325th of 1,168
Population density	3,788/sq mi	1,162/sq mi	289/sq mi	95/sq mi	73rd	81st of 1,168
Poverty rate	13.2%	15%	13.3%	12.5%	62nd	448th of 1,159
Healthcare workers	10%	10.9%	10.5%	9.7%	58th	593rd of 1,163
Tech workers	3.2%	3.4%	3.2%	3.8%	56th	271st of 1,163
Uninsured rate	7.1%	6.5%	6.4%	8.4%	52nd	366th of 1,165
Unemployment rate	4.5%	5.7%	4.8%	5.2%	43rd	448th of 1,164
Residents 65 and older	15.7%	18.6%	18.3%	17.2%	43rd	841st of 1,168
Government workers	12.8%	13.9%	12.9%	14.5%	43rd	523rd of 1,163
Bachelor's degree or higher	27.9%	31.3%	31.5%	35.7%	41st	318th of 1,166
Median earnings per worker	$45,180	$46,005	$47,692	$49,666	41st	594th of 1,153
Population	24,411	536,096	11,810,293	334,922,499	39th	156th of 1,168
Homeownership rate	62.4%	62.5%	67.2%	65.2%	36th	958th of 1,159
Foreign-born residents	6.4%	5.3%	5.2%	14.1%	36th	135th of 1,168
Per capita income	$35,342	$38,450	$40,552	$44,673	35th	549th of 1,165
Median age	36.8	38.8	39.7	38.9	33rd	909th of 1,166
Rent-burdened renters	44.3%	46.9%	45.9%	51.1%	27th	481st of 1,113
Diversity index	32.5	49.6	40.6	61.4	26th	257th of 1,168
Broadband access	88.2%	90.6%	90.1%	91%	24th	639th of 1,159
Median household income	$60,588	$66,139	$71,389	$80,734	21st	791st of 1,122
Work from home	7.8%	12%	13%	15.1%	21st	601st of 1,163
Residents under 18	18.4%	22.2%	22%	22%	21st	895th of 1,168
Median gross rent	$985	$1,026	$1,034	$1,413	20th	347th of 1,007
Average commuteStrength	21.2 min	21.9 min	23.4 min	26.4 min	19th	865th of 1,121
Housing vacancy	3.7%	8.5%	8.1%	10.1%	18th	913th of 1,160
Income inequality (Gini)Strength	0.396	0.459	0.467	0.483	18th	720th of 1,156
Self-employed workers	5.8%	7.1%	8.1%	10%	8th	865th of 1,163
Median home value	$131,300	$180,900	$214,800	$332,700	7th	883rd of 1,114

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

20%

25–34

13%

35–44

10%

45–54

14%

55–64

11%

65–74

75+

Median age

36.8

Under 18

18.4%

65 and over

15.7%

Race and ethnicity

White82%
Black6%
Hispanic4%
Asian3%
Native American0%
Pacific Islander0%
Other0.5%
Multiracial5%

Diversity index

32.5

U.S. 61.4

Foreign-born

6.4%

U.S. 14.1%

Born in state

74.2%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 11,985
Average household size: 2
Family households: 49.2%
Married couples: 32.7%
Living alone: 41.5%
Veterans (of adults): 8.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

23%

$50–75k

22%

$75–100k

16%

$100–150k

14%

$150–200k

$200k+

Median household income

45420

$60,588

Montgomery Co.

$66,139

Ohio

$71,389

United States

$80,734

Per capita income

$35,342

U.S. $44,673

Poverty rate

13.2%

U.S. 12.5%

Households earning $150K+

6.7%

U.S. 23%

Income inequality (Gini)

0.396

U.S. 0.483

Housing

Median home value

45420

$131,300

Montgomery Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45420

$985

Montgomery Co.

$1,026

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

20+ units

Mobile home

0.2%

Boat, RV, van

Housing units: 12,450
Owner-occupied: 62.4%
Vacant: 3.7%
Median year built: 1954
Median rooms: 5.3
Renters paying 30%+ of income: 44.3%
Renters paying 50%+ of income: 19.8%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

Walked

Bicycle

0.1%

Worked from home

Other

0.5%

Commute time (one way)

<10 min

15%

10–19

37%

20–29

29%

30–44

10%

45–59

60+

Average commute

21.2 min

U.S. 26.4 min

Unemployment

4.5%

U.S. 5.2%

In labor force

69.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Healthcare

10%

Management

10%

Production

Construction and repair

Transportation and moving

Sales

Food service

Education

Cleaning and personal care

Business and finance

Engineering and science

Computer and math

Arts, media and sports

Police and fire

Legal and social services

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

17%

Manufacturing

14%

Retail

12%

Restaurants and hotels

Education

Professional and technical services

Transportation, warehousing and utilities

Construction

Other services

Finance, insurance and real estate

Public administration

Wholesale

Admin, support and management

Information

Arts and recreation

0.9%

Agriculture and mining

0.3%

Median earnings per worker

$45,180

U.S. $49,666

Self-employed

5.8%

U.S. 10%

Government workers

12.8%

U.S. 14.5%

Nonprofit workers

11.3%

U.S. 8.8%

Median earnings by type of work

Type of work	45420	U.S.
Management, business, science and arts	$61,687	$74,888
Service	$23,356	$26,804
Sales and office	$37,676	$40,476
Construction and maintenance	$40,724	$49,199
Production and transportation	$40,768	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

24%

Associate's

11%

Bachelor's

18%

Graduate

10%

High school graduate or higher: 92.3%
Bachelor's degree or higher: 27.9%
Graduate or professional degree: 9.6%
Households with broadband: 88.2%
Cable, fiber or DSL: 75.4%
No internet access: 8.5%
Without health insurance: 7.1%
Limited-English households: 1.2%

Geography

City (USPS): Dayton
State: Ohio
County: Montgomery County
Center point: 39.7188° N, 84.1292° W
Land area: 6.4 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Kettering63% of zip
Dayton37% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45420

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45419	Dayton, OH	2.1 mi	17,008	$92,264	$248,400
45410	Dayton, OH	2.5 mi	14,694	$46,651	$110,600
45432	Dayton, OH	2.7 mi	15,055	$83,115	$183,300
45430	Dayton, OH	2.8 mi	7,371	$115,461	$278,500
45429	Dayton, OH	3 mi	26,347	$80,210	$238,700
45469	Dayton, OH	3 mi	168	—	—
45409	Dayton, OH	3.1 mi	15,293	$87,283	$249,000
45403	Dayton, OH	3.3 mi	13,608	$38,323	$87,500
45440	Dayton, OH	3.5 mi	22,358	$82,383	$267,900
45479	Dayton, OH · PO box	3.6 mi	—	—	—
45431	Dayton, OH	3.9 mi	27,951	$83,175	$209,500
45412	Dayton, OH · PO box	4.3 mi	—	—	—

Zip codes like 45420 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45420

What city is zip code 45420?

45420 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45420 in?

45420 is in Montgomery County, Ohio.

What is the population of 45420?

About 24,411 people live in 45420, according to the Census Bureau's American Community Survey.

What time zone is 45420 in?

45420 is in Eastern Time.

What is the median household income in 45420?

The median household income in 45420 is $60,588.

What zip codes are near 45420?

The closest zip codes to 45420 are 45419, 45410, 45432, 45430, 45429.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45420, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.