Zip code 45431: Dayton, Ohio

Q: What city is zip code 45431?

45431 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45431 in?

45431 is mostly in Greene County, but it extends into 1 other county.

Q: What is the population of 45431?

About 27,951 people live in 45431, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45431?

The median household income in 45431 is $83,175.

Q: What zip codes are near 45431?

The closest zip codes to 45431 are 45435, 45432, 45430, 45403, 45420.

Residential delivery areaGreene CountyEastern Time

Population

27,951

Median household income

$83K

U.S. $81K

Median home value

$210K

U.S. $333K

Median rent

$1,327/mo

U.S. $1,413

Median age

35.4

U.S. 38.9

Land area

12 sq mi

2,382 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45431

45431 is a suburban zip code in Dayton, Ohio (Greene County), covering 12 sq mi of land. About 27,951 people live here, or 2,382 per square mile. The median resident is 35.4 years old, compared with 38.9 nationally.

The median household earns $83,175 a year, close to the national median of $80,734. 9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $209,500, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 50% of occupied homes are lived in by their owners, and renters pay a median of $1,327 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.6 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in healthcare; management; and office and administrative support.

How 45431 compares

Sorted from highest to lowest national percentile

Veterans11.8%
94th
U.S. 6.2% · OH 6.6%84th of 1,168 in OH
Tech workers5.9%
85th
U.S. 3.8% · OH 3.2%65th of 1,163 in OH
Government workers19.5%
83rd
U.S. 14.5% · OH 12.9%122nd of 1,163 in OH
Healthcare workers11%
71st
U.S. 9.7% · OH 10.5%454th of 1,163 in OH
Broadband access94.2%
68th
U.S. 91% · OH 90.1%186th of 1,159 in OH
Median earnings per worker$53,546
65th
U.S. $49,666 · OH $47,692238th of 1,153 in OH
Population density2,382/sq mi
61st
U.S. 95/sq mi · OH 289/sq mi163rd of 1,168 in OH
Per capita income$43,597
59th
U.S. $44,673 · OH $40,552237th of 1,165 in OH
Bachelor's degree or higher36%
58th
U.S. 35.7% · OH 31.5%192nd of 1,166 in OH
Housing vacancy7.6%
57th
U.S. 10.1% · OH 8.1%553rd of 1,160 in OH
Median household income$83,175
54th
U.S. $80,734 · OH $71,389300th of 1,122 in OH
Uninsured rate6.8%
50th
U.S. 8.4% · OH 6.4%394th of 1,165 in OH
Residents 65 and older16.4%
49th
U.S. 17.2% · OH 18.3%786th of 1,168 in OH
Population27,951
45th
U.S. 334,922,499 · OH 11,810,293124th of 1,168 in OH
Median gross rent$1,327
45th
U.S. $1,413 · OH $1,03482nd of 1,007 in OH
Work from home11.8%
45th
U.S. 15.1% · OH 13%338th of 1,163 in OH
Poverty rate9%
38th
U.S. 12.5% · OH 13.3%679th of 1,159 in OH
Residents under 1820.8%
38th
U.S. 22% · OH 22%689th of 1,168 in OH
Foreign-born residents6%
34th
U.S. 14.1% · OH 5.2%149th of 1,168 in OH
Unemployment rate3.8%
30th
U.S. 5.2% · OH 4.8%559th of 1,164 in OH
Diversity index35.4
30th
U.S. 61.4 · OH 40.6238th of 1,168 in OH
Median home value$209,500
23rd
U.S. $332,700 · OH $214,800394th of 1,114 in OH
Median age35.4
23rd
U.S. 38.9 · OH 39.7970th of 1,166 in OH
Homeownership rate50.4%
18th
WeaknessU.S. 65.2% · OH 67.2%1,060th of 1,159 in OH
Income inequality (Gini)0.395
17th
StrengthU.S. 0.483 · OH 0.467728th of 1,156 in OH
Average commute19.6 min
11th
StrengthU.S. 26.4 min · OH 23.4 min984th of 1,121 in OH
Self-employed workers5.5%
7th
U.S. 10% · OH 8.1%892nd of 1,163 in OH
Rent-burdened renters32%
6th
StrengthU.S. 51.1% · OH 45.9%809th of 1,113 in OH

Measure	45431	Greene	OH	U.S.	National percentile	Rank in OH
Veterans	11.8%	11%	6.6%	6.2%	94th	84th of 1,168
Tech workers	5.9%	5.5%	3.2%	3.8%	85th	65th of 1,163
Government workers	19.5%	19.9%	12.9%	14.5%	83rd	122nd of 1,163
Healthcare workers	11%	11%	10.5%	9.7%	71st	454th of 1,163
Broadband access	94.2%	92.8%	90.1%	91%	68th	186th of 1,159
Median earnings per worker	$53,546	$52,993	$47,692	$49,666	65th	238th of 1,153
Population density	2,382/sq mi	410/sq mi	289/sq mi	95/sq mi	61st	163rd of 1,168
Per capita income	$43,597	$45,142	$40,552	$44,673	59th	237th of 1,165
Bachelor's degree or higher	36%	41.7%	31.5%	35.7%	58th	192nd of 1,166
Housing vacancy	7.6%	5.8%	8.1%	10.1%	57th	553rd of 1,160
Median household income	$83,175	$87,309	$71,389	$80,734	54th	300th of 1,122
Uninsured rate	6.8%	4.9%	6.4%	8.4%	50th	394th of 1,165
Residents 65 and older	16.4%	18.6%	18.3%	17.2%	49th	786th of 1,168
Population	27,951	169,688	11,810,293	334,922,499	45th	124th of 1,168
Median gross rent	$1,327	$1,135	$1,034	$1,413	45th	82nd of 1,007
Work from home	11.8%	12.9%	13%	15.1%	45th	338th of 1,163
Poverty rate	9%	9.8%	13.3%	12.5%	38th	679th of 1,159
Residents under 18	20.8%	20.6%	22%	22%	38th	689th of 1,168
Foreign-born residents	6%	4.7%	5.2%	14.1%	34th	149th of 1,168
Unemployment rate	3.8%	4.3%	4.8%	5.2%	30th	559th of 1,164
Diversity index	35.4	33.1	40.6	61.4	30th	238th of 1,168
Median home value	$209,500	$252,200	$214,800	$332,700	23rd	394th of 1,114
Median age	35.4	38.7	39.7	38.9	23rd	970th of 1,166
Homeownership rateWeakness	50.4%	68%	67.2%	65.2%	18th	1,060th of 1,159
Income inequality (Gini)Strength	0.395	0.427	0.467	0.483	17th	728th of 1,156
Average commuteStrength	19.6 min	22 min	23.4 min	26.4 min	11th	984th of 1,121
Self-employed workers	5.5%	8%	8.1%	10%	7th	892nd of 1,163
Rent-burdened rentersStrength	32%	40.9%	45.9%	51.1%	6th	809th of 1,113

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

11%

18–24

18%

25–34

13%

35–44

10%

45–54

11%

55–64

10%

65–74

75+

Median age

35.4

Under 18

20.8%

65 and over

16.4%

Race and ethnicity

White80%
Black4%
Hispanic5%
Asian5%
Native American0.0%
Pacific Islander0.1%
Other0.2%
Multiracial6%

Diversity index

35.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

58.1%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 12,529
Average household size: 2.2
Family households: 53%
Married couples: 41.9%
Living alone: 37%
Veterans (of adults): 11.8%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

15%

$50–75k

18%

$75–100k

14%

$100–150k

22%

$150–200k

10%

$200k+

Median household income

45431

$83,175

Greene Co.

$87,309

Ohio

$71,389

United States

$80,734

Per capita income

$43,597

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

18.1%

U.S. 23%

Income inequality (Gini)

0.395

U.S. 0.483

Housing

Median home value

45431

$209,500

Greene Co.

$252,200

Ohio

$214,800

United States

$332,700

Median gross rent

45431

$1,327

Greene Co.

$1,135

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

65%

2–4 units

10%

5–19 units

16%

20+ units

Mobile home

Boat, RV, van

Housing units: 13,565
Owner-occupied: 50.4%
Vacant: 7.6%
Median year built: 1976
Median rooms: 5.4
Renters paying 30%+ of income: 32%
Renters paying 50%+ of income: 10.5%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

0.3%

Walked

0.6%

Bicycle

0.1%

Worked from home

12%

Other

0.8%

Commute time (one way)

<10 min

13%

10–19

48%

20–29

23%

30–44

10%

45–59

60+

Average commute

19.6 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

66.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

11%

Management

11%

Office and admin

Transportation and moving

Sales

Production

Engineering and science

Food service

Business and finance

Computer and math

Construction and repair

Cleaning and personal care

Education

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

15%

Retail

12%

Professional and technical services

11%

Manufacturing

11%

Public administration

10%

Restaurants and hotels

10%

Education

Transportation, warehousing and utilities

Admin, support and management

Construction

Finance, insurance and real estate

Other services

Wholesale

Information

Arts and recreation

0.6%

Agriculture and mining

0.1%

Median earnings per worker

$53,546

U.S. $49,666

Self-employed

5.5%

U.S. 10%

Government workers

19.5%

U.S. 14.5%

Nonprofit workers

10.8%

U.S. 8.8%

Median earnings by type of work

Type of work	45431	U.S.
Management, business, science and arts	$75,620	$74,888
Service	$25,523	$26,804
Sales and office	$35,206	$40,476
Construction and maintenance	$57,393	$49,199
Production and transportation	$34,955	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

26%

Some college

21%

Associate's

11%

Bachelor's

19%

Graduate

17%

High school graduate or higher: 94.2%
Bachelor's degree or higher: 36%
Graduate or professional degree: 17.4%
Households with broadband: 94.2%
Cable, fiber or DSL: 84.4%
No internet access: 4.3%
Without health insurance: 6.8%
Limited-English households: 0.6%

Geography

City (USPS): Dayton
State: Ohio
County: Greene County
Center point: 39.7638° N, 84.0842° W
Land area: 12 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45431 spans 2 counties

Greene County62% of land
Montgomery County38% of land

Cities and towns within this zip

Beavercreek62% of zip
Riverside35% of zip
Dayton3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45431

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45435	Dayton, OH	1.6 mi	134	—	—
45432	Dayton, OH	1.7 mi	15,055	$83,115	$183,300
45430	Dayton, OH	3.2 mi	7,371	$115,461	$278,500
45403	Dayton, OH	3.5 mi	13,608	$38,323	$87,500
45420	Dayton, OH	3.9 mi	24,411	$60,588	$131,300
45404	Dayton, OH	4 mi	9,826	$38,874	$86,900
45434	Dayton, OH	4 mi	12,529	$135,948	$309,700
45410	Dayton, OH	4.1 mi	14,694	$46,651	$110,600
45433	Dayton, OH	4.5 mi	1,508	$89,615	—
45301	Alpha, OH	4.9 mi	224	—	$117,700
45469	Dayton, OH	5.3 mi	168	—	—
45419	Dayton, OH	5.6 mi	17,008	$92,264	$248,400

Zip codes like 45431 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45431

What city is zip code 45431?

45431 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45431 in?

45431 is mostly in Greene County, but it extends into 1 other county.

What is the population of 45431?

About 27,951 people live in 45431, according to the Census Bureau's American Community Survey.

What time zone is 45431 in?

45431 is in Eastern Time.

What is the median household income in 45431?

The median household income in 45431 is $83,175.

What zip codes are near 45431?

The closest zip codes to 45431 are 45435, 45432, 45430, 45403, 45420.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45431, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.