Zip code 45409: Dayton, Ohio

Q: What city is zip code 45409?

45409 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45409 in?

45409 is in Montgomery County, Ohio.

Q: What is the population of 45409?

About 15,293 people live in 45409, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45409?

The median household income in 45409 is $87,283.

Q: What zip codes are near 45409?

The closest zip codes to 45409 are 45479, 45419, 45469, 45410, 45412.

Residential delivery areaMontgomery CountyEastern Time

Population

15,293

Median household income

$87K

U.S. $81K

Median home value

$249K

U.S. $333K

Median rent

$1,038/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

3.7 sq mi

4,159 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45409

45409 is an urban zip code in Dayton, Ohio (Montgomery County), covering 3.7 sq mi of land. About 15,293 people live here, or 4,159 per square mile. The median resident is 21 years old, compared with 38.9 nationally.

The median household earns $87,283 a year, close to the national median of $80,734. 16% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $249,000, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,038 a month.

63% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.7 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and food service.

How 45409 compares

Sorted from highest to lowest national percentile

Unemployment rate11.1%
96th
WeaknessU.S. 5.2% · OH 4.8%89th of 1,164 in OH
Income inequality (Gini)0.525
94th
WeaknessU.S. 0.483 · OH 0.46755th of 1,156 in OH
Bachelor's degree or higher62.7%
91st
StrengthU.S. 35.7% · OH 31.5%36th of 1,166 in OH
Population density4,159/sq mi
76th
U.S. 95/sq mi · OH 289/sq mi65th of 1,168 in OH
Poverty rate16%
73rd
U.S. 12.5% · OH 13.3%321st of 1,159 in OH
Housing vacancy9.2%
67th
U.S. 10.1% · OH 8.1%468th of 1,160 in OH
Median household income$87,283
59th
U.S. $80,734 · OH $71,389250th of 1,122 in OH
Homeownership rate72.2%
59th
U.S. 65.2% · OH 67.2%781st of 1,159 in OH
Work from home14.4%
58th
U.S. 15.1% · OH 13%229th of 1,163 in OH
Rent-burdened renters51.7%
54th
U.S. 51.1% · OH 45.9%264th of 1,113 in OH
Tech workers2.9%
50th
U.S. 3.8% · OH 3.2%311th of 1,163 in OH
Self-employed workers9.2%
49th
U.S. 10% · OH 8.1%421st of 1,163 in OH
Broadband access91.7%
46th
U.S. 91% · OH 90.1%372nd of 1,159 in OH
Median home value$249,000
33rd
U.S. $332,700 · OH $214,800225th of 1,114 in OH
Median gross rent$1,038
24th
U.S. $1,413 · OH $1,034279th of 1,007 in OH
Diversity index30.4
24th
U.S. 61.4 · OH 40.6284th of 1,168 in OH
Government workers10.7%
24th
U.S. 14.5% · OH 12.9%739th of 1,163 in OH
Population15,293
23rd
U.S. 334,922,499 · OH 11,810,293290th of 1,168 in OH
Foreign-born residents3.7%
22nd
U.S. 14.1% · OH 5.2%267th of 1,168 in OH
Per capita income$28,871
16th
WeaknessU.S. $44,673 · OH $40,552900th of 1,165 in OH
Veterans2.9%
14th
U.S. 6.2% · OH 6.6%1,071st of 1,168 in OH
Uninsured rate3.1%
13th
StrengthU.S. 8.4% · OH 6.4%925th of 1,165 in OH
Average commute16.7 min
3rd
StrengthU.S. 26.4 min · OH 23.4 min1,090th of 1,121 in OH
Residents 65 and older7.9%
3rd
U.S. 17.2% · OH 18.3%1,118th of 1,168 in OH
Healthcare workers4.6%
3rd
U.S. 9.7% · OH 10.5%1,037th of 1,163 in OH
Median age21
1st
U.S. 38.9 · OH 39.71,153rd of 1,166 in OH
Residents under 187.7%
1st
U.S. 22% · OH 22%1,125th of 1,168 in OH
Median earnings per worker$20,878
1st
WeaknessU.S. $49,666 · OH $47,6921,133rd of 1,153 in OH

Measure	45409	Montgomery	OH	U.S.	National percentile	Rank in OH
Unemployment rateWeakness	11.1%	5.7%	4.8%	5.2%	96th	89th of 1,164
Income inequality (Gini)Weakness	0.525	0.459	0.467	0.483	94th	55th of 1,156
Bachelor's degree or higherStrength	62.7%	31.3%	31.5%	35.7%	91st	36th of 1,166
Population density	4,159/sq mi	1,162/sq mi	289/sq mi	95/sq mi	76th	65th of 1,168
Poverty rate	16%	15%	13.3%	12.5%	73rd	321st of 1,159
Housing vacancy	9.2%	8.5%	8.1%	10.1%	67th	468th of 1,160
Median household income	$87,283	$66,139	$71,389	$80,734	59th	250th of 1,122
Homeownership rate	72.2%	62.5%	67.2%	65.2%	59th	781st of 1,159
Work from home	14.4%	12%	13%	15.1%	58th	229th of 1,163
Rent-burdened renters	51.7%	46.9%	45.9%	51.1%	54th	264th of 1,113
Tech workers	2.9%	3.4%	3.2%	3.8%	50th	311th of 1,163
Self-employed workers	9.2%	7.1%	8.1%	10%	49th	421st of 1,163
Broadband access	91.7%	90.6%	90.1%	91%	46th	372nd of 1,159
Median home value	$249,000	$180,900	$214,800	$332,700	33rd	225th of 1,114
Median gross rent	$1,038	$1,026	$1,034	$1,413	24th	279th of 1,007
Diversity index	30.4	49.6	40.6	61.4	24th	284th of 1,168
Government workers	10.7%	13.9%	12.9%	14.5%	24th	739th of 1,163
Population	15,293	536,096	11,810,293	334,922,499	23rd	290th of 1,168
Foreign-born residents	3.7%	5.3%	5.2%	14.1%	22nd	267th of 1,168
Per capita incomeWeakness	$28,871	$38,450	$40,552	$44,673	16th	900th of 1,165
Veterans	2.9%	8.4%	6.6%	6.2%	14th	1,071st of 1,168
Uninsured rateStrength	3.1%	6.5%	6.4%	8.4%	13th	925th of 1,165
Average commuteStrength	16.7 min	21.9 min	23.4 min	26.4 min	3rd	1,090th of 1,121
Residents 65 and older	7.9%	18.6%	18.3%	17.2%	3rd	1,118th of 1,168
Healthcare workers	4.6%	10.9%	10.5%	9.7%	3rd	1,037th of 1,163
Median age	21	38.8	39.7	38.9	1st	1,153rd of 1,166
Residents under 18	7.7%	22.2%	22%	22%	1st	1,125th of 1,168
Median earnings per workerWeakness	$20,878	$46,005	$47,692	$49,666	1st	1,133rd of 1,153

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

62%

18–24

25–34

35–44

45–54

55–64

65–74

75+

Median age

Under 18

7.7%

65 and over

7.9%

Race and ethnicity

White83%
Black6%
Hispanic6%
Asian2%
Native American0%
Pacific Islander0.1%
Other0.3%
Multiracial3%

Diversity index

30.4

U.S. 61.4

Foreign-born

3.7%

U.S. 14.1%

Born in state

55.1%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

Households

Households: 3,063
Average household size: 2.2
Family households: 53.8%
Married couples: 48.5%
Living alone: 36.7%
Veterans (of adults): 2.9%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

13%

$50–75k

10%

$75–100k

12%

$100–150k

18%

$150–200k

$200k+

19%

Median household income

45409

$87,283

Montgomery Co.

$66,139

Ohio

$71,389

United States

$80,734

Per capita income

$28,871

U.S. $44,673

Poverty rate

16%

U.S. 12.5%

Households earning $150K+

26.5%

U.S. 23%

Income inequality (Gini)

0.525

U.S. 0.483

Housing

Median home value

45409

$249,000

Montgomery Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45409

$1,038

Montgomery Co.

$1,026

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

70%

2–4 units

14%

5–19 units

20+ units

10%

Mobile home

Boat, RV, van

Housing units: 3,372
Owner-occupied: 72.2%
Vacant: 9.2%
Median year built: 1950
Median rooms: 6
Renters paying 30%+ of income: 51.7%
Renters paying 50%+ of income: 27.7%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

57%

Carpooled

Transit

Walked

22%

Bicycle

0.1%

Worked from home

14%

Other

0.5%

Commute time (one way)

<10 min

29%

10–19

42%

20–29

17%

30–44

45–59

60+

Average commute

16.7 min

U.S. 26.4 min

Unemployment

11.1%

U.S. 5.2%

In labor force

52.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

11%

Office and admin

10%

Food service

10%

Cleaning and personal care

10%

Sales

10%

Engineering and science

Education

Arts, media and sports

Healthcare

Legal and social services

Business and finance

Transportation and moving

Computer and math

Production

Construction and repair

Police and fire

Farming, fishing and forestry

0.0%

Industries

Education

27%

Retail

11%

Health care and social assistance

11%

Manufacturing

Restaurants and hotels

Other services

Finance, insurance and real estate

Professional and technical services

Information

Transportation, warehousing and utilities

Public administration

Arts and recreation

Admin, support and management

Construction

Wholesale

0.8%

Agriculture and mining

0.0%

Median earnings per worker

$20,878

U.S. $49,666

Self-employed

9.2%

U.S. 10%

Government workers

10.7%

U.S. 14.5%

Nonprofit workers

15.4%

U.S. 8.8%

Median earnings by type of work

Type of work	45409	U.S.
Management, business, science and arts	$42,255	$74,888
Service	$8,079	$26,804
Sales and office	$11,429	$40,476
Construction and maintenance	$36,667	$49,199
Production and transportation	$33,520	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

11%

Some college

19%

Associate's

Bachelor's

36%

Graduate

27%

High school graduate or higher: 97.3%
Bachelor's degree or higher: 62.7%
Graduate or professional degree: 26.7%
Households with broadband: 91.7%
Cable, fiber or DSL: 82.5%
No internet access: 5.4%
Without health insurance: 3.1%
Limited-English households: 1%

Geography

City (USPS): Dayton
State: Ohio
County: Montgomery County
Center point: 39.7213° N, 84.1880° W
Land area: 3.7 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Kettering47% of zip
Dayton30% of zip
Moraine13% of zip
Oakwood10% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45409

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45479	Dayton, OH · PO box	1 mi	—	—	—
45419	Dayton, OH	1.2 mi	17,008	$92,264	$248,400
45469	Dayton, OH	1.4 mi	168	—	—
45410	Dayton, OH	2.4 mi	14,694	$46,651	$110,600
45412	Dayton, OH · PO box	2.6 mi	—	—	—
45422	Dayton, OH · PO box	2.6 mi	—	—	—
45423	Dayton, OH	2.7 mi	0	—	—
45439	Dayton, OH	2.7 mi	11,914	$52,035	$143,300
45402	Dayton, OH	2.9 mi	9,407	$48,401	$135,700
45429	Dayton, OH	2.9 mi	26,347	$80,210	$238,700
45420	Dayton, OH	3.1 mi	24,411	$60,588	$131,300
45403	Dayton, OH	3.5 mi	13,608	$38,323	$87,500

Zip codes like 45409 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45409

What city is zip code 45409?

45409 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45409 in?

45409 is in Montgomery County, Ohio.

What is the population of 45409?

About 15,293 people live in 45409, according to the Census Bureau's American Community Survey.

What time zone is 45409 in?

45409 is in Eastern Time.

What is the median household income in 45409?

The median household income in 45409 is $87,283.

What zip codes are near 45409?

The closest zip codes to 45409 are 45479, 45419, 45469, 45410, 45412.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45409, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.