Zip code 46615: South Bend, Indiana

Q: What city is zip code 46615?

46615 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46615 in?

46615 is in St. Joseph County, Indiana.

Q: What is the population of 46615?

About 14,190 people live in 46615, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46615?

The median household income in 46615 is $62,964.

Q: What zip codes are near 46615?

The closest zip codes to 46615 are 46617, 46601, 46626, 46556, 46635.

Residential delivery areaSt. Joseph CountyEastern Time

Population

14,190

Median household income

$63K

U.S. $81K

Median home value

$140K

U.S. $333K

Median rent

$988/mo

U.S. $1,413

Median age

35.7

U.S. 38.9

Land area

3.3 sq mi

4,297 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46615

46615 is an urban zip code in South Bend, Indiana (St. Joseph County), covering 3.3 sq mi of land. About 14,190 people live here, or 4,297 per square mile. The median resident is 35.7 years old, compared with 38.9 nationally.

The median household earns $62,964 a year, 22% below the national median of $80,734. 13.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $139,600, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 63% of occupied homes are lived in by their owners, and renters pay a median of $988 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and production and manufacturing.

How 46615 compares

Sorted from highest to lowest national percentile

Housing vacancy12.7%
81st
U.S. 10.1% · IN 8.8%179th of 742 in IN
Population density4,297/sq mi
77th
U.S. 95/sq mi · IN 191/sq mi18th of 745 in IN
Poverty rate13.5%
63rd
U.S. 12.5% · IN 12.3%226th of 742 in IN
Residents under 1823.4%
62nd
U.S. 22% · IN 23.3%332nd of 745 in IN
Diversity index53.5
58th
U.S. 61.4 · IN 41.452nd of 745 in IN
Unemployment rate5.3%
57th
U.S. 5.2% · IN 4.3%200th of 745 in IN
Bachelor's degree or higher33.6%
54th
U.S. 35.7% · IN 29.5%104th of 744 in IN
Broadband access92.1%
50th
U.S. 91% · IN 89.9%199th of 742 in IN
Median earnings per worker$47,840
49th
U.S. $49,666 · IN $46,609278th of 740 in IN
Work from home12.3%
48th
U.S. 15.1% · IN 10.7%142nd of 745 in IN
Uninsured rate6.4%
46th
U.S. 8.4% · IN 7.4%317th of 745 in IN
Homeownership rate63.1%
38th
U.S. 65.2% · IN 70.6%647th of 742 in IN
Residents 65 and older15%
38th
U.S. 17.2% · IN 16.8%529th of 745 in IN
Per capita income$35,247
35th
U.S. $44,673 · IN $38,351354th of 744 in IN
Tech workers1.9%
31st
U.S. 3.8% · IN 2.5%268th of 745 in IN
Income inequality (Gini)0.414
31st
U.S. 0.483 · IN 0.452285th of 740 in IN
Foreign-born residents5.2%
30th
U.S. 14.1% · IN 6.3%155th of 745 in IN
Median household income$62,964
25th
U.S. $80,734 · IN $71,957496th of 719 in IN
Median age35.7
25th
U.S. 38.9 · IN 38.1585th of 745 in IN
Government workers10.7%
24th
U.S. 14.5% · IN 11.7%411th of 745 in IN
Average commute22 min
23rd
U.S. 26.4 min · IN 24.1 min554th of 726 in IN
Population14,190
21st
U.S. 334,922,499 · IN 6,851,073173rd of 745 in IN
Median gross rent$988
20th
U.S. $1,413 · IN $1,062222nd of 640 in IN
Veterans3.4%
19th
U.S. 6.2% · IN 6.3%672nd of 745 in IN
Rent-burdened renters38.2%
13th
StrengthU.S. 51.1% · IN 48.1%432nd of 716 in IN
Healthcare workers6.8%
13th
U.S. 9.7% · IN 9.8%526th of 745 in IN
Median home value$139,600
8th
U.S. $332,700 · IN $218,200561st of 719 in IN
Self-employed workers4.8%
4th
U.S. 10% · IN 8%618th of 745 in IN

Measure	46615	St. Joseph	IN	U.S.	National percentile	Rank in IN
Housing vacancy	12.7%	9.6%	8.8%	10.1%	81st	179th of 742
Population density	4,297/sq mi	596/sq mi	191/sq mi	95/sq mi	77th	18th of 745
Poverty rate	13.5%	14.2%	12.3%	12.5%	63rd	226th of 742
Residents under 18	23.4%	23.2%	23.3%	22%	62nd	332nd of 745
Diversity index	53.5	49.6	41.4	61.4	58th	52nd of 745
Unemployment rate	5.3%	5.2%	4.3%	5.2%	57th	200th of 745
Bachelor's degree or higher	33.6%	33.5%	29.5%	35.7%	54th	104th of 744
Broadband access	92.1%	90.3%	89.9%	91%	50th	199th of 742
Median earnings per worker	$47,840	$44,264	$46,609	$49,666	49th	278th of 740
Work from home	12.3%	10.7%	10.7%	15.1%	48th	142nd of 745
Uninsured rate	6.4%	7.1%	7.4%	8.4%	46th	317th of 745
Homeownership rate	63.1%	69%	70.6%	65.2%	38th	647th of 742
Residents 65 and older	15%	16.9%	16.8%	17.2%	38th	529th of 745
Per capita income	$35,247	$36,834	$38,351	$44,673	35th	354th of 744
Tech workers	1.9%	2.2%	2.5%	3.8%	31st	268th of 745
Income inequality (Gini)	0.414	0.470	0.452	0.483	31st	285th of 740
Foreign-born residents	5.2%	6.9%	6.3%	14.1%	30th	155th of 745
Median household income	$62,964	$66,868	$71,957	$80,734	25th	496th of 719
Median age	35.7	36.7	38.1	38.9	25th	585th of 745
Government workers	10.7%	10.7%	11.7%	14.5%	24th	411th of 745
Average commute	22 min	21.1 min	24.1 min	26.4 min	23rd	554th of 726
Population	14,190	273,040	6,851,073	334,922,499	21st	173rd of 745
Median gross rent	$988	$1,062	$1,062	$1,413	20th	222nd of 640
Veterans	3.4%	5.5%	6.3%	6.2%	19th	672nd of 745
Rent-burdened rentersStrength	38.2%	49.1%	48.1%	51.1%	13th	432nd of 716
Healthcare workers	6.8%	8.9%	9.8%	9.7%	13th	526th of 745
Median home value	$139,600	$192,800	$218,200	$332,700	8th	561st of 719
Self-employed workers	4.8%	6.9%	8%	10%	4th	618th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

16%

25–34

16%

35–44

10%

45–54

10%

55–64

10%

65–74

75+

Median age

35.7

Under 18

23.4%

65 and over

15%

Race and ethnicity

White65%
Black15%
Hispanic10%
Asian3%
Native American0.0%
Pacific Islander0%
Other0.5%
Multiracial6%

Diversity index

53.5

U.S. 61.4

Foreign-born

5.2%

U.S. 14.1%

Born in state

64.3%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 6,337
Average household size: 2.2
Family households: 50.3%
Married couples: 32%
Living alone: 41.4%
Veterans (of adults): 3.4%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

22%

$50–75k

27%

$75–100k

15%

$100–150k

11%

$150–200k

$200k+

Median household income

46615

$62,964

St. Joseph Co.

$66,868

Indiana

$71,957

United States

$80,734

Per capita income

$35,247

U.S. $44,673

Poverty rate

13.5%

U.S. 12.5%

Households earning $150K+

11.3%

U.S. 23%

Income inequality (Gini)

0.414

U.S. 0.483

Housing

Median home value

46615

$139,600

St. Joseph Co.

$192,800

Indiana

$218,200

United States

$332,700

Median gross rent

46615

$988

St. Joseph Co.

$1,062

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

74%

2–4 units

5–19 units

17%

20+ units

Mobile home

0.1%

Boat, RV, van

Housing units: 7,261
Owner-occupied: 63.1%
Vacant: 12.7%
Median year built: 1953
Median rooms: 5.3
Renters paying 30%+ of income: 38.2%
Renters paying 50%+ of income: 18.3%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.2%

Walked

0.8%

Bicycle

Worked from home

12%

Other

Commute time (one way)

<10 min

16%

10–19

44%

20–29

14%

30–44

16%

45–59

60+

Average commute

22 min

U.S. 26.4 min

Unemployment

5.3%

U.S. 5.2%

In labor force

67.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

18%

Management

12%

Production

Transportation and moving

Education

Sales

Construction and repair

Healthcare

Cleaning and personal care

Food service

Legal and social services

Business and finance

Arts, media and sports

Computer and math

Engineering and science

Police and fire

Farming, fishing and forestry

Industries

Manufacturing

19%

Education

12%

Retail

12%

Health care and social assistance

12%

Professional and technical services

Construction

Transportation, warehousing and utilities

Finance, insurance and real estate

Wholesale

Restaurants and hotels

Other services

Public administration

Admin, support and management

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$47,840

U.S. $49,666

Self-employed

4.8%

U.S. 10%

Government workers

10.7%

U.S. 14.5%

Nonprofit workers

11.9%

U.S. 8.8%

Median earnings by type of work

Type of work	46615	U.S.
Management, business, science and arts	$57,466	$74,888
Service	$24,926	$26,804
Sales and office	$45,039	$40,476
Construction and maintenance	$54,188	$49,199
Production and transportation	$43,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

28%

Some college

18%

Associate's

11%

Bachelor's

21%

Graduate

12%

High school graduate or higher: 90.1%
Bachelor's degree or higher: 33.6%
Graduate or professional degree: 12.4%
Households with broadband: 92.1%
Cable, fiber or DSL: 74.5%
No internet access: 4.8%
Without health insurance: 6.4%
Limited-English households: 3.7%

Geography

City (USPS): South Bend
State: Indiana
County: St. Joseph County
Center point: 41.6739° N, 86.2117° W
Land area: 3.3 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

South Bend100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46615

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46617	South Bend, IN	1.4 mi	10,032	$74,186	$243,400
46601	South Bend, IN	2.1 mi	4,800	$30,789	$145,000
46626	South Bend, IN · PO box	2.1 mi	—	—	—
46556	Notre Dame, IN	2.6 mi	8,344	—	—
46635	South Bend, IN	2.8 mi	6,410	$81,944	$208,400
46546	Mishawaka, IN · PO box	2.9 mi	—	—	—
46624	South Bend, IN	2.9 mi	28	—	—
46613	South Bend, IN	3.2 mi	12,279	$42,537	$82,800
46616	South Bend, IN	3.3 mi	5,979	$58,537	$153,600
46545	Mishawaka, IN	3.6 mi	26,606	$56,865	$177,900
46637	South Bend, IN	4.4 mi	16,200	$71,462	$207,100
46544	Mishawaka, IN	5.9 mi	31,077	$58,829	$172,200

Zip codes like 46615 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46615

What city is zip code 46615?

46615 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46615 in?

46615 is in St. Joseph County, Indiana.

What is the population of 46615?

About 14,190 people live in 46615, according to the Census Bureau's American Community Survey.

What time zone is 46615 in?

46615 is in Eastern Time.

What is the median household income in 46615?

The median household income in 46615 is $62,964.

What zip codes are near 46615?

The closest zip codes to 46615 are 46617, 46601, 46626, 46556, 46635.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46615, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.