Zip code 50702: Waterloo, Iowa

Q: What city is zip code 50702?

50702 is assigned to Waterloo, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 50702 in?

50702 is in Black Hawk County, Iowa.

Q: What is the population of 50702?

About 20,882 people live in 50702, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 50702?

The median household income in 50702 is $62,021.

Q: What zip codes are near 50702?

The closest zip codes to 50702 are 50614, 50704, 50707, 50701, 50667.

Residential delivery areaBlack Hawk CountyCentral Time

Population

20,882

Median household income

$62K

U.S. $81K

Median home value

$151K

U.S. $333K

Median rent

$971/mo

U.S. $1,413

Median age

36.1

U.S. 38.9

Land area

9.8 sq mi

2,136 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 50702

50702 is a suburban zip code in Waterloo, Iowa (Black Hawk County), covering 9.8 sq mi of land. About 20,882 people live here, or 2,136 per square mile. The median resident is 36.1 years old, compared with 38.9 nationally.

The median household earns $62,021 a year, 23% below the national median of $80,734. 13.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $150,500, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $971 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.9 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in transportation and moving goods; office and administrative support; and production and manufacturing.

How 50702 compares

Sorted from highest to lowest national percentile

Residents under 1824.9%
74th
U.S. 22% · IA 22.9%320th of 911 in IA
Foreign-born residents14.8%
64th
U.S. 14.1% · IA 5.9%27th of 911 in IA
Poverty rate13.5%
63rd
U.S. 12.5% · IA 11.1%200th of 909 in IA
Population density2,136/sq mi
59th
U.S. 95/sq mi · IA 58/sq mi21st of 911 in IA
Housing vacancy7.5%
57th
U.S. 10.1% · IA 8.5%540th of 909 in IA
Diversity index50.7
53rd
U.S. 61.4 · IA 31.429th of 911 in IA
Uninsured rate7.2%
53rd
U.S. 8.4% · IA 5%152nd of 911 in IA
Veterans5.2%
41st
U.S. 6.2% · IA 6.5%663rd of 911 in IA
Healthcare workers8.9%
41st
U.S. 9.7% · IA 9.2%406th of 911 in IA
Residents 65 and older15.3%
40th
U.S. 17.2% · IA 18.1%720th of 911 in IA
Homeownership rate61.2%
34th
U.S. 65.2% · IA 71.7%876th of 909 in IA
Population20,882
32nd
U.S. 334,922,499 · IA 3,210,50743rd of 911 in IA
Unemployment rate3.9%
32nd
U.S. 5.2% · IA 3.6%227th of 911 in IA
Median earnings per worker$42,080
29th
U.S. $49,666 · IA $47,712696th of 910 in IA
Median age36.1
28th
U.S. 38.9 · IA 38.6774th of 911 in IA
Broadband access88.5%
26th
U.S. 91% · IA 88.9%453rd of 909 in IA
Per capita income$32,071
25th
U.S. $44,673 · IA $40,877745th of 911 in IA
Median household income$62,021
24th
U.S. $80,734 · IA $75,059708th of 896 in IA
Bachelor's degree or higher21.5%
24th
U.S. 35.7% · IA 31.4%430th of 911 in IA
Tech workers1.5%
23rd
U.S. 3.8% · IA 2.9%297th of 911 in IA
Median gross rent$971
19th
U.S. $1,413 · IA $972172nd of 771 in IA
Work from home7%
16th
U.S. 15.1% · IA 11.3%564th of 911 in IA
Income inequality (Gini)0.388
13th
StrengthU.S. 0.483 · IA 0.444500th of 908 in IA
Rent-burdened renters36.4%
10th
StrengthU.S. 51.1% · IA 43.9%400th of 882 in IA
Median home value$150,500
9th
U.S. $332,700 · IA $208,000532nd of 881 in IA
Self-employed workers5.3%
6th
U.S. 10% · IA 10.2%832nd of 911 in IA
Government workers7.8%
6th
U.S. 14.5% · IA 14.5%771st of 911 in IA
Average commute16.9 min
3rd
StrengthU.S. 26.4 min · IA 19.8 min789th of 902 in IA

Measure	50702	Black Hawk	IA	U.S.	National percentile	Rank in IA
Residents under 18	24.9%	21.9%	22.9%	22%	74th	320th of 911
Foreign-born residents	14.8%	6.5%	5.9%	14.1%	64th	27th of 911
Poverty rate	13.5%	14.9%	11.1%	12.5%	63rd	200th of 909
Population density	2,136/sq mi	232/sq mi	58/sq mi	95/sq mi	59th	21st of 911
Housing vacancy	7.5%	7.5%	8.5%	10.1%	57th	540th of 909
Diversity index	50.7	37.7	31.4	61.4	53rd	29th of 911
Uninsured rate	7.2%	5.1%	5%	8.4%	53rd	152nd of 911
Veterans	5.2%	5.7%	6.5%	6.2%	41st	663rd of 911
Healthcare workers	8.9%	9%	9.2%	9.7%	41st	406th of 911
Residents 65 and older	15.3%	17.7%	18.1%	17.2%	40th	720th of 911
Homeownership rate	61.2%	66.2%	71.7%	65.2%	34th	876th of 909
Population	20,882	131,049	3,210,507	334,922,499	32nd	43rd of 911
Unemployment rate	3.9%	4.6%	3.6%	5.2%	32nd	227th of 911
Median earnings per worker	$42,080	$41,974	$47,712	$49,666	29th	696th of 910
Median age	36.1	35.7	38.6	38.9	28th	774th of 911
Broadband access	88.5%	89.4%	88.9%	91%	26th	453rd of 909
Per capita income	$32,071	$37,541	$40,877	$44,673	25th	745th of 911
Median household income	$62,021	$66,417	$75,059	$80,734	24th	708th of 896
Bachelor's degree or higher	21.5%	30.3%	31.4%	35.7%	24th	430th of 911
Tech workers	1.5%	2%	2.9%	3.8%	23rd	297th of 911
Median gross rent	$971	$989	$972	$1,413	19th	172nd of 771
Work from home	7%	8.9%	11.3%	15.1%	16th	564th of 911
Income inequality (Gini)Strength	0.388	0.449	0.444	0.483	13th	500th of 908
Rent-burdened rentersStrength	36.4%	48.9%	43.9%	51.1%	10th	400th of 882
Median home value	$150,500	$188,900	$208,000	$332,700	9th	532nd of 881
Self-employed workers	5.3%	7.6%	10.2%	10%	6th	832nd of 911
Government workers	7.8%	13.1%	14.5%	14.5%	6th	771st of 911
Average commuteStrength	16.9 min	15.9 min	19.8 min	26.4 min	3rd	789th of 902

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

10%

18–24

14%

25–34

14%

35–44

10%

45–54

12%

55–64

65–74

75+

Median age

36.1

Under 18

24.9%

65 and over

15.3%

Race and ethnicity

White68%
Black12%
Hispanic9%
Asian3%
Native American0.0%
Pacific Islander3%
Other0.1%
Multiracial4%

Diversity index

50.7

U.S. 61.4

Foreign-born

14.8%

U.S. 14.1%

Born in state

66.8%

Language spoken at home (households)

English only

81%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 8,892
Average household size: 2.3
Family households: 58.7%
Married couples: 39.2%
Living alone: 33.7%
Veterans (of adults): 5.2%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

21%

$50–75k

26%

$75–100k

16%

$100–150k

14%

$150–200k

$200k+

Median household income

50702

$62,021

Black Hawk Co.

$66,417

Iowa

$75,059

United States

$80,734

Per capita income

$32,071

U.S. $44,673

Poverty rate

13.5%

U.S. 12.5%

Households earning $150K+

8.7%

U.S. 23%

Income inequality (Gini)

0.388

U.S. 0.483

Housing

Median home value

50702

$150,500

Black Hawk Co.

$188,900

Iowa

$208,000

United States

$332,700

Median gross rent

50702

$971

Black Hawk Co.

$989

Iowa

$972

United States

$1,413

Types of housing

Single-family

76%

2–4 units

5–19 units

10%

20+ units

Mobile home

0.5%

Boat, RV, van

Housing units: 9,611
Owner-occupied: 61.2%
Vacant: 7.5%
Median year built: 1959
Median rooms: 5.3
Renters paying 30%+ of income: 36.4%
Renters paying 50%+ of income: 14.3%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

12%

Transit

0.5%

Walked

Bicycle

0.6%

Worked from home

Other

0.2%

Commute time (one way)

<10 min

22%

10–19

55%

20–29

14%

30–44

45–59

60+

Average commute

16.9 min

U.S. 26.4 min

Unemployment

3.9%

U.S. 5.2%

In labor force

69.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

15%

Office and admin

11%

Production

10%

Healthcare

Construction and repair

Sales

Management

Cleaning and personal care

Food service

Education

Business and finance

Engineering and science

Legal and social services

Police and fire

Arts, media and sports

Computer and math

Farming, fishing and forestry

0.3%

Industries

Manufacturing

21%

Health care and social assistance

15%

Retail

13%

Restaurants and hotels

Education

Transportation, warehousing and utilities

Finance, insurance and real estate

Construction

Professional and technical services

Other services

Arts and recreation

Admin, support and management

Wholesale

Information

Public administration

Agriculture and mining

0.4%

Median earnings per worker

$42,080

U.S. $49,666

Self-employed

5.3%

U.S. 10%

Government workers

7.8%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	50702	U.S.
Management, business, science and arts	$54,941	$74,888
Service	$26,909	$26,804
Sales and office	$36,380	$40,476
Construction and maintenance	$51,667	$49,199
Production and transportation	$41,846	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

35%

Some college

21%

Associate's

10%

Bachelor's

17%

Graduate

High school graduate or higher: 87.9%
Bachelor's degree or higher: 21.5%
Graduate or professional degree: 4.6%
Households with broadband: 88.5%
Cable, fiber or DSL: 73.6%
No internet access: 7.9%
Without health insurance: 7.2%
Limited-English households: 7.2%

Geography

City (USPS): Waterloo
State: Iowa
County: Black Hawk County
Center point: 42.4615° N, 92.3137° W
Land area: 9.8 sq mi
Water area: 0.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Waterloo80% of zip
Washburn (unincorporated)13% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 50702

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
50614	Cedar Falls, IA · PO box	0.6 mi	—	—	—
50704	Waterloo, IA · PO box	0.6 mi	—	—	—
50707	Evansdale, IA	2 mi	7,784	$63,441	$153,700
50701	Waterloo, IA	3.4 mi	30,232	$61,475	$183,800
50667	Raymond, IA	4.5 mi	899	$76,711	$222,600
50634	Gilbertville, IA	5.9 mi	761	$79,583	$197,400
50703	Waterloo, IA	6.1 mi	17,952	$50,060	$95,900
50623	Dewar, IA	7 mi	153	$93,750	$170,800
50613	Cedar Falls, IA	10 mi	43,867	$78,503	$270,800
50643	Hudson, IA	11 mi	3,027	$125,804	$244,400
50651	La Porte City, IA	11 mi	3,147	$88,333	$187,600
50626	Dunkerton, IA	11 mi	1,468	$84,306	$209,400

Zip codes like 50702 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 50702

What city is zip code 50702?

50702 is assigned to Waterloo, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 50702 in?

50702 is in Black Hawk County, Iowa.

What is the population of 50702?

About 20,882 people live in 50702, according to the Census Bureau's American Community Survey.

What time zone is 50702 in?

50702 is in Central Time.

What is the median household income in 50702?

The median household income in 50702 is $62,021.

What zip codes are near 50702?

The closest zip codes to 50702 are 50614, 50704, 50707, 50701, 50667.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 50702, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.