Zip code 45440: Dayton, Ohio

Q: What city is zip code 45440?

45440 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45440 in?

45440 is mostly in Greene County, but it extends into 1 other county.

Q: What is the population of 45440?

About 22,358 people live in 45440, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45440?

The median household income in 45440 is $82,383.

Q: What zip codes are near 45440?

The closest zip codes to 45440 are 45305, 45430, 45429, 45420, 45459.

Residential delivery areaGreene CountyEastern Time

Population

22,358

Median household income

$82K

U.S. $81K

Median home value

$268K

U.S. $333K

Median rent

$1,164/mo

U.S. $1,413

Median age

39.9

U.S. 38.9

Land area

9.2 sq mi

2,431 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45440

45440 is a suburban zip code in Dayton, Ohio (Greene County), covering 9.2 sq mi of land. About 22,358 people live here, or 2,431 per square mile. The median resident is 39.9 years old, compared with 38.9 nationally.

The median household earns $82,383 a year, close to the national median of $80,734. 11.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $267,900, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 62% of occupied homes are lived in by their owners, and renters pay a median of $1,164 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.2 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in healthcare; management; and office and administrative support.

How 45440 compares

Sorted from highest to lowest national percentile

Healthcare workers13.3%
90th
U.S. 9.7% · OH 10.5%258th of 1,163 in OH
Veterans9.6%
88th
U.S. 6.2% · OH 6.6%191st of 1,168 in OH
Residents 65 and older20.8%
78th
U.S. 17.2% · OH 18.3%445th of 1,168 in OH
Tech workers4.8%
77th
U.S. 3.8% · OH 3.2%127th of 1,163 in OH
Bachelor's degree or higher45.5%
73rd
U.S. 35.7% · OH 31.5%119th of 1,166 in OH
Per capita income$45,905
64th
U.S. $44,673 · OH $40,552198th of 1,165 in OH
Population density2,431/sq mi
61st
U.S. 95/sq mi · OH 289/sq mi157th of 1,168 in OH
Median earnings per worker$51,717
60th
U.S. $49,666 · OH $47,692291st of 1,153 in OH
Broadband access93.2%
59th
U.S. 91% · OH 90.1%257th of 1,159 in OH
Median age39.9
56th
U.S. 38.9 · OH 39.7708th of 1,166 in OH
Median household income$82,383
53rd
U.S. $80,734 · OH $71,389322nd of 1,122 in OH
Poverty rate11.5%
53rd
U.S. 12.5% · OH 13.3%534th of 1,159 in OH
Work from home13.4%
53rd
U.S. 15.1% · OH 13%267th of 1,163 in OH
Residents under 1822.2%
51st
U.S. 22% · OH 22%568th of 1,168 in OH
Income inequality (Gini)0.436
51st
U.S. 0.483 · OH 0.467397th of 1,156 in OH
Government workers13.1%
45th
U.S. 14.5% · OH 12.9%493rd of 1,163 in OH
Median home value$267,900
37th
U.S. $332,700 · OH $214,800184th of 1,114 in OH
Homeownership rate62.4%
36th
U.S. 65.2% · OH 67.2%959th of 1,159 in OH
Population22,358
35th
U.S. 334,922,499 · OH 11,810,293177th of 1,168 in OH
Median gross rent$1,164
34th
U.S. $1,413 · OH $1,034156th of 1,007 in OH
Foreign-born residents5.6%
32nd
U.S. 14.1% · OH 5.2%167th of 1,168 in OH
Housing vacancy4.7%
30th
U.S. 10.1% · OH 8.1%816th of 1,160 in OH
Diversity index32.3
26th
U.S. 61.4 · OH 40.6262nd of 1,168 in OH
Uninsured rate4.3%
25th
U.S. 8.4% · OH 6.4%762nd of 1,165 in OH
Self-employed workers7.3%
23rd
U.S. 10% · OH 8.1%667th of 1,163 in OH
Average commute21.2 min
19th
StrengthU.S. 26.4 min · OH 23.4 min866th of 1,121 in OH
Rent-burdened renters40.9%
18th
StrengthU.S. 51.1% · OH 45.9%594th of 1,113 in OH
Unemployment rate2.5%
10th
StrengthU.S. 5.2% · OH 4.8%790th of 1,164 in OH

Measure	45440	Greene	OH	U.S.	National percentile	Rank in OH
Healthcare workers	13.3%	11%	10.5%	9.7%	90th	258th of 1,163
Veterans	9.6%	11%	6.6%	6.2%	88th	191st of 1,168
Residents 65 and older	20.8%	18.6%	18.3%	17.2%	78th	445th of 1,168
Tech workers	4.8%	5.5%	3.2%	3.8%	77th	127th of 1,163
Bachelor's degree or higher	45.5%	41.7%	31.5%	35.7%	73rd	119th of 1,166
Per capita income	$45,905	$45,142	$40,552	$44,673	64th	198th of 1,165
Population density	2,431/sq mi	410/sq mi	289/sq mi	95/sq mi	61st	157th of 1,168
Median earnings per worker	$51,717	$52,993	$47,692	$49,666	60th	291st of 1,153
Broadband access	93.2%	92.8%	90.1%	91%	59th	257th of 1,159
Median age	39.9	38.7	39.7	38.9	56th	708th of 1,166
Median household income	$82,383	$87,309	$71,389	$80,734	53rd	322nd of 1,122
Poverty rate	11.5%	9.8%	13.3%	12.5%	53rd	534th of 1,159
Work from home	13.4%	12.9%	13%	15.1%	53rd	267th of 1,163
Residents under 18	22.2%	20.6%	22%	22%	51st	568th of 1,168
Income inequality (Gini)	0.436	0.427	0.467	0.483	51st	397th of 1,156
Government workers	13.1%	19.9%	12.9%	14.5%	45th	493rd of 1,163
Median home value	$267,900	$252,200	$214,800	$332,700	37th	184th of 1,114
Homeownership rate	62.4%	68%	67.2%	65.2%	36th	959th of 1,159
Population	22,358	169,688	11,810,293	334,922,499	35th	177th of 1,168
Median gross rent	$1,164	$1,135	$1,034	$1,413	34th	156th of 1,007
Foreign-born residents	5.6%	4.7%	5.2%	14.1%	32nd	167th of 1,168
Housing vacancy	4.7%	5.8%	8.1%	10.1%	30th	816th of 1,160
Diversity index	32.3	33.1	40.6	61.4	26th	262nd of 1,168
Uninsured rate	4.3%	4.9%	6.4%	8.4%	25th	762nd of 1,165
Self-employed workers	7.3%	8%	8.1%	10%	23rd	667th of 1,163
Average commuteStrength	21.2 min	22 min	23.4 min	26.4 min	19th	866th of 1,121
Rent-burdened rentersStrength	40.9%	40.9%	45.9%	51.1%	18th	594th of 1,113
Unemployment rateStrength	2.5%	4.3%	4.8%	5.2%	10th	790th of 1,164

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

13%

35–44

13%

45–54

10%

55–64

11%

65–74

75+

Median age

39.9

Under 18

22.2%

65 and over

20.8%

Race and ethnicity

White82%
Black5%
Hispanic5%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.5%
Multiracial5%

Diversity index

32.3

U.S. 61.4

Foreign-born

5.6%

U.S. 14.1%

Born in state

68%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 9,637
Average household size: 2.3
Family households: 62%
Married couples: 47.9%
Living alone: 32.4%
Veterans (of adults): 9.6%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

16%

$50–75k

16%

$75–100k

16%

$100–150k

20%

$150–200k

$200k+

12%

Median household income

45440

$82,383

Greene Co.

$87,309

Ohio

$71,389

United States

$80,734

Per capita income

$45,905

U.S. $44,673

Poverty rate

11.5%

U.S. 12.5%

Households earning $150K+

19.3%

U.S. 23%

Income inequality (Gini)

0.436

U.S. 0.483

Housing

Median home value

45440

$267,900

Greene Co.

$252,200

Ohio

$214,800

United States

$332,700

Median gross rent

45440

$1,164

Greene Co.

$1,135

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

65%

2–4 units

5–19 units

18%

20+ units

Mobile home

0.4%

Boat, RV, van

Housing units: 10,111
Owner-occupied: 62.4%
Vacant: 4.7%
Median year built: 1971
Median rooms: 6.1
Renters paying 30%+ of income: 40.9%
Renters paying 50%+ of income: 19.1%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

0.2%

Walked

Bicycle

0.3%

Worked from home

13%

Other

0.3%

Commute time (one way)

<10 min

15%

10–19

35%

20–29

29%

30–44

11%

45–59

60+

Average commute

21.2 min

U.S. 26.4 min

Unemployment

2.5%

U.S. 5.2%

In labor force

64.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

13%

Management

12%

Office and admin

11%

Sales

Education

Transportation and moving

Business and finance

Production

Construction and repair

Computer and math

Food service

Engineering and science

Cleaning and personal care

Legal and social services

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Health care and social assistance

18%

Retail

11%

Manufacturing

11%

Education

Finance, insurance and real estate

Professional and technical services

Other services

Restaurants and hotels

Public administration

Construction

Transportation, warehousing and utilities

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

0.2%

Median earnings per worker

$51,717

U.S. $49,666

Self-employed

7.3%

U.S. 10%

Government workers

13.1%

U.S. 14.5%

Nonprofit workers

14.7%

U.S. 8.8%

Median earnings by type of work

Type of work	45440	U.S.
Management, business, science and arts	$73,457	$74,888
Service	$26,130	$26,804
Sales and office	$35,685	$40,476
Construction and maintenance	$62,614	$49,199
Production and transportation	$36,818	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

22%

Some college

20%

Associate's

10%

Bachelor's

25%

Graduate

20%

High school graduate or higher: 97.2%
Bachelor's degree or higher: 45.5%
Graduate or professional degree: 20%
Households with broadband: 93.2%
Cable, fiber or DSL: 85.9%
No internet access: 2.5%
Without health insurance: 4.3%
Limited-English households: 1%

Geography

City (USPS): Dayton
State: Ohio
County: Greene County
Center point: 39.6734° N, 84.0999° W
Land area: 9.2 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

45440 spans 2 counties

Greene County64% of land
Montgomery County36% of land

Cities and towns within this zip

Kettering34% of zip
Beavercreek27% of zip
Centerville7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45440

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45305	Bellbrook, OH	2.4 mi	11,498	$123,045	$329,500
45430	Dayton, OH	3.3 mi	7,371	$115,461	$278,500
45429	Dayton, OH	3.4 mi	26,347	$80,210	$238,700
45420	Dayton, OH	3.5 mi	24,411	$60,588	$131,300
45459	Dayton, OH	4 mi	28,553	$89,592	$302,100
45419	Dayton, OH	4.6 mi	17,008	$92,264	$248,400
45432	Dayton, OH	4.6 mi	15,055	$83,115	$183,300
45301	Alpha, OH	4.8 mi	224	—	$117,700
45434	Dayton, OH	4.9 mi	12,529	$135,948	$309,700
45370	Spring Valley, OH	5.7 mi	2,518	$122,000	$352,000
45409	Dayton, OH	5.7 mi	15,293	$87,283	$249,000
45458	Dayton, OH	5.8 mi	38,712	$110,150	$362,700

Zip codes like 45440 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45440

What city is zip code 45440?

45440 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45440 in?

45440 is mostly in Greene County, but it extends into 1 other county.

What is the population of 45440?

About 22,358 people live in 45440, according to the Census Bureau's American Community Survey.

What time zone is 45440 in?

45440 is in Eastern Time.

What is the median household income in 45440?

The median household income in 45440 is $82,383.

What zip codes are near 45440?

The closest zip codes to 45440 are 45305, 45430, 45429, 45420, 45459.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45440, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.