Zip code 45403: Dayton, Ohio

Q: What city is zip code 45403?

45403 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45403 in?

45403 is in Montgomery County, Ohio.

Q: What is the population of 45403?

About 13,608 people live in 45403, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45403?

The median household income in 45403 is $38,323.

Q: What zip codes are near 45403?

The closest zip codes to 45403 are 45410, 45404, 45412, 45423, 45469.

Residential delivery areaMontgomery CountyEastern Time

Population

13,608

Median household income

$38K

U.S. $81K

Median home value

$88K

U.S. $333K

Median rent

$779/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

3.2 sq mi

4,324 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45403

45403 is an urban zip code in Dayton, Ohio (Montgomery County), covering 3.2 sq mi of land. About 13,608 people live here, or 4,324 per square mile. The median resident is 35 years old, compared with 38.9 nationally.

The median household earns $38,323 a year, about 47% of the national median of $80,734. 35.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $87,500, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 40% of occupied homes are lived in by their owners, and renters pay a median of $779 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.9 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in transportation and moving goods; office and administrative support; and construction and repair.

How 45403 compares

Sorted from highest to lowest national percentile

Poverty rate35.1%
98th
WeaknessU.S. 12.5% · OH 13.3%50th of 1,159 in OH
Unemployment rate10%
94th
WeaknessU.S. 5.2% · OH 4.8%114th of 1,164 in OH
Housing vacancy14.5%
85th
U.S. 10.1% · OH 8.1%218th of 1,160 in OH
Uninsured rate13.1%
84th
WeaknessU.S. 8.4% · OH 6.4%114th of 1,165 in OH
Population density4,324/sq mi
77th
U.S. 95/sq mi · OH 289/sq mi61st of 1,168 in OH
Income inequality (Gini)0.469
75th
U.S. 0.483 · OH 0.467201st of 1,156 in OH
Rent-burdened renters56.9%
73rd
U.S. 51.1% · OH 45.9%171st of 1,113 in OH
Tech workers4.3%
72nd
U.S. 3.8% · OH 3.2%164th of 1,163 in OH
Residents under 1824.6%
71st
U.S. 22% · OH 22%344th of 1,168 in OH
Veterans7.3%
70th
U.S. 6.2% · OH 6.6%451st of 1,168 in OH
Healthcare workers10.6%
66th
U.S. 9.7% · OH 10.5%516th of 1,163 in OH
Diversity index55.4
62nd
U.S. 61.4 · OH 40.688th of 1,168 in OH
Foreign-born residents11.1%
54th
U.S. 14.1% · OH 5.2%60th of 1,168 in OH
Average commute24.9 min
42nd
U.S. 26.4 min · OH 23.4 min525th of 1,121 in OH
Work from home8.6%
26th
U.S. 15.1% · OH 13%546th of 1,163 in OH
Self-employed workers7.3%
23rd
U.S. 10% · OH 8.1%666th of 1,163 in OH
Population13,608
21st
U.S. 334,922,499 · OH 11,810,293317th of 1,168 in OH
Median age35
21st
U.S. 38.9 · OH 39.7984th of 1,166 in OH
Broadband access87%
19th
WeaknessU.S. 91% · OH 90.1%729th of 1,159 in OH
Homeownership rate40%
9th
WeaknessU.S. 65.2% · OH 67.2%1,104th of 1,159 in OH
Residents 65 and older10.2%
9th
U.S. 17.2% · OH 18.3%1,075th of 1,168 in OH
Median earnings per worker$34,962
8th
WeaknessU.S. $49,666 · OH $47,6921,013th of 1,153 in OH
Median gross rent$779
6th
U.S. $1,413 · OH $1,034800th of 1,007 in OH
Bachelor's degree or higher13.3%
6th
WeaknessU.S. 35.7% · OH 31.5%861st of 1,166 in OH
Per capita income$22,632
5th
WeaknessU.S. $44,673 · OH $40,5521,085th of 1,165 in OH
Government workers7.3%
5th
U.S. 14.5% · OH 12.9%984th of 1,163 in OH
Median household income$38,323
3rd
WeaknessU.S. $80,734 · OH $71,3891,074th of 1,122 in OH
Median home value$87,500
1st
U.S. $332,700 · OH $214,8001,053rd of 1,114 in OH

Measure	45403	Montgomery	OH	U.S.	National percentile	Rank in OH
Poverty rateWeakness	35.1%	15%	13.3%	12.5%	98th	50th of 1,159
Unemployment rateWeakness	10%	5.7%	4.8%	5.2%	94th	114th of 1,164
Housing vacancy	14.5%	8.5%	8.1%	10.1%	85th	218th of 1,160
Uninsured rateWeakness	13.1%	6.5%	6.4%	8.4%	84th	114th of 1,165
Population density	4,324/sq mi	1,162/sq mi	289/sq mi	95/sq mi	77th	61st of 1,168
Income inequality (Gini)	0.469	0.459	0.467	0.483	75th	201st of 1,156
Rent-burdened renters	56.9%	46.9%	45.9%	51.1%	73rd	171st of 1,113
Tech workers	4.3%	3.4%	3.2%	3.8%	72nd	164th of 1,163
Residents under 18	24.6%	22.2%	22%	22%	71st	344th of 1,168
Veterans	7.3%	8.4%	6.6%	6.2%	70th	451st of 1,168
Healthcare workers	10.6%	10.9%	10.5%	9.7%	66th	516th of 1,163
Diversity index	55.4	49.6	40.6	61.4	62nd	88th of 1,168
Foreign-born residents	11.1%	5.3%	5.2%	14.1%	54th	60th of 1,168
Average commute	24.9 min	21.9 min	23.4 min	26.4 min	42nd	525th of 1,121
Work from home	8.6%	12%	13%	15.1%	26th	546th of 1,163
Self-employed workers	7.3%	7.1%	8.1%	10%	23rd	666th of 1,163
Population	13,608	536,096	11,810,293	334,922,499	21st	317th of 1,168
Median age	35	38.8	39.7	38.9	21st	984th of 1,166
Broadband accessWeakness	87%	90.6%	90.1%	91%	19th	729th of 1,159
Homeownership rateWeakness	40%	62.5%	67.2%	65.2%	9th	1,104th of 1,159
Residents 65 and older	10.2%	18.6%	18.3%	17.2%	9th	1,075th of 1,168
Median earnings per workerWeakness	$34,962	$46,005	$47,692	$49,666	8th	1,013th of 1,153
Median gross rent	$779	$1,026	$1,034	$1,413	6th	800th of 1,007
Bachelor's degree or higherWeakness	13.3%	31.3%	31.5%	35.7%	6th	861st of 1,166
Per capita incomeWeakness	$22,632	$38,450	$40,552	$44,673	5th	1,085th of 1,165
Government workers	7.3%	13.9%	12.9%	14.5%	5th	984th of 1,163
Median household incomeWeakness	$38,323	$66,139	$71,389	$80,734	3rd	1,074th of 1,122
Median home value	$87,500	$180,900	$214,800	$332,700	1st	1,053rd of 1,114

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

11%

18–24

15%

25–34

14%

35–44

10%

45–54

16%

55–64

65–74

75+

Median age

Under 18

24.6%

65 and over

10.2%

Race and ethnicity

White63%
Black16%
Hispanic15%
Asian0.9%
Native American0.0%
Pacific Islander0%
Other0.1%
Multiracial5%

Diversity index

55.4

U.S. 61.4

Foreign-born

11.1%

U.S. 14.1%

Born in state

69.4%

Language spoken at home (households)

English only

87%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 6,247
Average household size: 2.2
Family households: 51.4%
Married couples: 21.3%
Living alone: 40.4%
Veterans (of adults): 7.3%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

40%

$25–50k

26%

$50–75k

14%

$75–100k

$100–150k

$150–200k

$200k+

0.6%

Median household income

45403

$38,323

Montgomery Co.

$66,139

Ohio

$71,389

United States

$80,734

Per capita income

$22,632

U.S. $44,673

Poverty rate

35.1%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.469

U.S. 0.483

Housing

Median home value

45403

$87,500

Montgomery Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45403

$779

Montgomery Co.

$1,026

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

67%

2–4 units

19%

5–19 units

12%

20+ units

Mobile home

0.7%

Boat, RV, van

Housing units: 7,310
Owner-occupied: 40%
Vacant: 14.5%
Median year built: 1948
Median rooms: 5.4
Renters paying 30%+ of income: 56.9%
Renters paying 50%+ of income: 30.6%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

66%

Carpooled

16%

Transit

Walked

Bicycle

0.3%

Worked from home

Other

0.4%

Commute time (one way)

<10 min

10–19

38%

20–29

24%

30–44

19%

45–59

60+

Average commute

24.9 min

U.S. 26.4 min

Unemployment

10%

U.S. 5.2%

In labor force

56.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

15%

Office and admin

14%

Construction and repair

12%

Healthcare

11%

Food service

Production

Sales

Computer and math

Management

Cleaning and personal care

Engineering and science

Business and finance

Legal and social services

Education

Police and fire

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

14%

Manufacturing

14%

Transportation, warehousing and utilities

13%

Construction

11%

Restaurants and hotels

Retail

Finance, insurance and real estate

Professional and technical services

Admin, support and management

Education

Public administration

Arts and recreation

Other services

Wholesale

Information

0.9%

Agriculture and mining

Median earnings per worker

$34,962

U.S. $49,666

Self-employed

7.3%

U.S. 10%

Government workers

7.3%

U.S. 14.5%

Nonprofit workers

7.6%

U.S. 8.8%

Median earnings by type of work

Type of work	45403	U.S.
Management, business, science and arts	$53,269	$74,888
Service	$26,462	$26,804
Sales and office	$21,863	$40,476
Construction and maintenance	$43,087	$49,199
Production and transportation	$37,397	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

20%

High school

33%

Some college

23%

Associate's

11%

Bachelor's

Graduate

High school graduate or higher: 80.2%
Bachelor's degree or higher: 13.3%
Graduate or professional degree: 5.4%
Households with broadband: 87%
Cable, fiber or DSL: 67.8%
No internet access: 10.4%
Without health insurance: 13.1%
Limited-English households: 3.5%

Geography

City (USPS): Dayton
State: Ohio
County: Montgomery County
Center point: 39.7634° N, 84.1497° W
Land area: 3.2 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Dayton100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45403

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45410	Dayton, OH	1.2 mi	14,694	$46,651	$110,600
45404	Dayton, OH	1.7 mi	9,826	$38,874	$86,900
45412	Dayton, OH · PO box	2.2 mi	—	—	—
45423	Dayton, OH	2.2 mi	0	—	—
45469	Dayton, OH	2.2 mi	168	—	—
45422	Dayton, OH · PO box	2.7 mi	—	—	—
45402	Dayton, OH	3.1 mi	9,407	$48,401	$135,700
45479	Dayton, OH · PO box	3.1 mi	—	—	—
45420	Dayton, OH	3.3 mi	24,411	$60,588	$131,300
45431	Dayton, OH	3.5 mi	27,951	$83,175	$209,500
45409	Dayton, OH	3.5 mi	15,293	$87,283	$249,000
45419	Dayton, OH	3.5 mi	17,008	$92,264	$248,400

Zip codes like 45403 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45403

What city is zip code 45403?

45403 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45403 in?

45403 is in Montgomery County, Ohio.

What is the population of 45403?

About 13,608 people live in 45403, according to the Census Bureau's American Community Survey.

What time zone is 45403 in?

45403 is in Eastern Time.

What is the median household income in 45403?

The median household income in 45403 is $38,323.

What zip codes are near 45403?

The closest zip codes to 45403 are 45410, 45404, 45412, 45423, 45469.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45403, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.