32046

Zip code 32046: Hilliard, Florida

Q: What city is zip code 32046?

32046 is assigned to Hilliard, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32046 in?

32046 is in Nassau County, Florida.

Q: What is the population of 32046?

About 10,593 people live in 32046, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32046?

The median household income in 32046 is $71,563.

Q: What zip codes are near 32046?

The closest zip codes to 32046 are 32011, 31548, 32097, 31562, 31569.

Residential delivery areaNassau CountyEastern Time

Population

10,593

Median household income

$72K

U.S. $81K

Median home value

$235K

U.S. $333K

Median rent

$917/mo

U.S. $1,413

Median age

41.3

U.S. 38.9

Land area

197 sq mi

54 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32046

32046 is a small-town zip code in Hilliard, Florida (Nassau County), covering 197 sq mi of land. About 10,593 people live here, or 54 per square mile. The median resident is 41.3 years old, compared with 38.9 nationally.

The median household earns $71,563 a year, close to the national median of $80,734. 15.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $234,800, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 78% of occupied homes are lived in by their owners, and renters pay a median of $917 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 35.9 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and management.

How 32046 compares

Sorted from highest to lowest national percentile

Average commute35.9 min
93rd
WeaknessU.S. 26.4 min · FL 28 min71st of 948 in FL
Veterans10.4%
91st
U.S. 6.2% · FL 7.4%261st of 976 in FL
Homeownership rate78.2%
74th
U.S. 65.2% · FL 67.6%410th of 969 in FL
Poverty rate15.3%
70th
U.S. 12.5% · FL 12.6%289th of 970 in FL
Median age41.3
67th
U.S. 38.9 · FL 42.6562nd of 977 in FL
Housing vacancy8.9%
66th
U.S. 10.1% · FL 14.7%638th of 969 in FL
Residents 65 and older18.8%
66th
U.S. 17.2% · FL 21.3%557th of 977 in FL
Residents under 1823.9%
66th
U.S. 22% · FL 19.5%185th of 977 in FL
Uninsured rate6.6%
48th
U.S. 8.4% · FL 11.5%780th of 973 in FL
Income inequality (Gini)0.426
42nd
U.S. 0.483 · FL 0.485624th of 968 in FL
Work from home10.7%
39th
U.S. 15.1% · FL 15.7%669th of 975 in FL
Median household income$71,563
38th
U.S. $80,734 · FL $74,568497th of 948 in FL
Government workers11.9%
35th
U.S. 14.5% · FL 11.7%438th of 973 in FL
Median earnings per worker$43,407
34th
U.S. $49,666 · FL $44,337494th of 961 in FL
Tech workers1.9%
31st
U.S. 3.8% · FL 3.1%605th of 973 in FL
Median home value$234,800
29th
U.S. $332,700 · FL $359,000722nd of 935 in FL
Per capita income$32,459
26th
U.S. $44,673 · FL $42,609676th of 977 in FL
Unemployment rate3.1%
18th
StrengthU.S. 5.2% · FL 4.8%739th of 973 in FL
Broadband access86.7%
18th
WeaknessU.S. 91% · FL 91.6%785th of 969 in FL
Population10,593
16th
U.S. 334,922,499 · FL 22,416,077697th of 977 in FL
Median gross rent$917
15th
U.S. $1,413 · FL $1,669835th of 902 in FL
Rent-burdened renters39.6%
15th
StrengthU.S. 51.1% · FL 60.1%851st of 945 in FL
Healthcare workers6.9%
14th
U.S. 9.7% · FL 9.5%776th of 973 in FL
Diversity index19.7
12th
U.S. 61.4 · FL 64.7888th of 977 in FL
Population density54/sq mi
8th
U.S. 95/sq mi · FL 418/sq mi878th of 977 in FL
Bachelor's degree or higher12.4%
5th
WeaknessU.S. 35.7% · FL 34.1%890th of 975 in FL
Foreign-born residents0.6%
3rd
U.S. 14.1% · FL 21.9%944th of 977 in FL
Self-employed workers2.8%
1st
U.S. 10% · FL 12.8%934th of 973 in FL

Measure	32046	Nassau	FL	U.S.	National percentile	Rank in FL
Average commuteWeakness	35.9 min	30.1 min	28 min	26.4 min	93rd	71st of 948
Veterans	10.4%	11%	7.4%	6.2%	91st	261st of 976
Homeownership rate	78.2%	82.7%	67.6%	65.2%	74th	410th of 969
Poverty rate	15.3%	9.7%	12.6%	12.5%	70th	289th of 970
Median age	41.3	46.5	42.6	38.9	67th	562nd of 977
Housing vacancy	8.9%	12.8%	14.7%	10.1%	66th	638th of 969
Residents 65 and older	18.8%	23.9%	21.3%	17.2%	66th	557th of 977
Residents under 18	23.9%	19.3%	19.5%	22%	66th	185th of 977
Uninsured rate	6.6%	7.2%	11.5%	8.4%	48th	780th of 973
Income inequality (Gini)	0.426	0.446	0.485	0.483	42nd	624th of 968
Work from home	10.7%	13.7%	15.7%	15.1%	39th	669th of 975
Median household income	$71,563	$89,804	$74,568	$80,734	38th	497th of 948
Government workers	11.9%	14.1%	11.7%	14.5%	35th	438th of 973
Median earnings per worker	$43,407	$48,314	$44,337	$49,666	34th	494th of 961
Tech workers	1.9%	2.1%	3.1%	3.8%	31st	605th of 973
Median home value	$234,800	$382,800	$359,000	$332,700	29th	722nd of 935
Per capita income	$32,459	$47,685	$42,609	$44,673	26th	676th of 977
Unemployment rateStrength	3.1%	4.5%	4.8%	5.2%	18th	739th of 973
Broadband accessWeakness	86.7%	94.6%	91.6%	91%	18th	785th of 969
Population	10,593	97,859	22,416,077	334,922,499	16th	697th of 977
Median gross rent	$917	$1,526	$1,669	$1,413	15th	835th of 902
Rent-burdened rentersStrength	39.6%	54.2%	60.1%	51.1%	15th	851st of 945
Healthcare workers	6.9%	7.8%	9.5%	9.7%	14th	776th of 973
Diversity index	19.7	29.7	64.7	61.4	12th	888th of 977
Population density	54/sq mi	151/sq mi	418/sq mi	95/sq mi	8th	878th of 977
Bachelor's degree or higherWeakness	12.4%	35.6%	34.1%	35.7%	5th	890th of 975
Foreign-born residents	0.6%	3.9%	21.9%	14.1%	3rd	944th of 977
Self-employed workers	2.8%	9%	12.8%	10%	1st	934th of 973

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

13%

25–34

10%

35–44

12%

45–54

16%

55–64

10%

65–74

75+

Median age

41.3

Under 18

23.9%

65 and over

18.8%

Race and ethnicity

White89%
Black5%
Hispanic3%
Asian0.3%
Native American0.0%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

19.7

U.S. 61.4

Foreign-born

0.6%

U.S. 14.1%

Born in state

69.9%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.2%

Asian / Pacific

Other

Households

Households: 3,650
Average household size: 2.9
Family households: 73.7%
Married couples: 52.5%
Living alone: 19.3%
Veterans (of adults): 10.4%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

17%

$50–75k

21%

$75–100k

15%

$100–150k

14%

$150–200k

10%

$200k+

Median household income

32046

$71,563

Nassau Co.

$89,804

Florida

$74,568

United States

$80,734

Per capita income

$32,459

U.S. $44,673

Poverty rate

15.3%

U.S. 12.5%

Households earning $150K+

18.5%

U.S. 23%

Income inequality (Gini)

0.426

U.S. 0.483

Housing

Median home value

32046

$234,800

Nassau Co.

$382,800

Florida

$359,000

United States

$332,700

Median gross rent

32046

$917

Nassau Co.

$1,526

Florida

$1,669

United States

$1,413

Types of housing

Single-family

57%

2–4 units

5–19 units

0.9%

20+ units

0.8%

Mobile home

35%

Boat, RV, van

Housing units: 4,007
Owner-occupied: 78.2%
Vacant: 8.9%
Median year built: 1991
Median rooms: 5.9
Renters paying 30%+ of income: 39.6%
Renters paying 50%+ of income: 18.6%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

Walked

0.6%

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

10–19

11%

20–29

15%

30–44

26%

45–59

28%

60+

12%

Average commute

35.9 min

U.S. 26.4 min

Unemployment

3.1%

U.S. 5.2%

In labor force

57.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

18%

Construction and repair

13%

Management

10%

Sales

Transportation and moving

Production

Healthcare

Food service

Cleaning and personal care

Education

Police and fire

Business and finance

Legal and social services

Engineering and science

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.8%

Industries

Construction

16%

Health care and social assistance

10%

Transportation, warehousing and utilities

Manufacturing

Retail

Other services

Restaurants and hotels

Professional and technical services

Education

Admin, support and management

Finance, insurance and real estate

Public administration

Wholesale

Agriculture and mining

Arts and recreation

Information

0.6%

Median earnings per worker

$43,407

U.S. $49,666

Self-employed

2.8%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

9.9%

U.S. 8.8%

Median earnings by type of work

Type of work	32046	U.S.
Management, business, science and arts	$57,068	$74,888
Service	$29,606	$26,804
Sales and office	$37,361	$40,476
Construction and maintenance	$54,087	$49,199
Production and transportation	$29,504	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

49%

Some college

21%

Associate's

Bachelor's

Graduate

High school graduate or higher: 89.4%
Bachelor's degree or higher: 12.4%
Graduate or professional degree: 4.1%
Households with broadband: 86.7%
Cable, fiber or DSL: 51.2%
No internet access: 6.1%
Without health insurance: 6.6%
Limited-English households: 0%

Geography

City (USPS): Hilliard
State: Florida
County: Nassau County
Center point: 30.7011° N, 81.9166° W
Land area: 197 sq mi
Water area: 1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Hilliard3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32046

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32011	Callahan, FL	10 mi	15,421	$76,677	$269,700
31548	Kingsland, GA	14 mi	24,070	$75,804	$250,600
32097	Yulee, FL	16 mi	26,700	$93,161	$334,300
31562	Saint George, GA	19 mi	3,620	$35,694	$130,100
31569	Woodbine, GA	19 mi	5,506	$65,915	$219,200
32009	Bryceville, FL	20 mi	4,045	$72,792	$277,700
32219	Jacksonville, FL	20 mi	14,302	$72,184	$229,000
32041	Yulee, FL · PO box	20 mi	—	—	—
32218	Jacksonville, FL	21 mi	72,905	$69,638	$288,100
31537	Folkston, GA	22 mi	9,349	$64,461	$157,100
31568	White Oak, GA	22 mi	719	$84,028	$344,100
31547	Kings Bay, GA	24 mi	1,419	—	—

Zip codes like 32046 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32046

What city is zip code 32046?

32046 is assigned to Hilliard, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32046 in?

32046 is in Nassau County, Florida.

What is the population of 32046?

About 10,593 people live in 32046, according to the Census Bureau's American Community Survey.

What time zone is 32046 in?

32046 is in Eastern Time.

What is the median household income in 32046?

The median household income in 32046 is $71,563.

What zip codes are near 32046?

The closest zip codes to 32046 are 32011, 31548, 32097, 31562, 31569.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32046, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.