Zip code 49650: Lake Ann, Michigan

Q: What city is zip code 49650?

49650 is assigned to Lake Ann, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49650 in?

49650 is in Benzie County, Michigan.

Q: What is the population of 49650?

About 3,411 people live in 49650, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49650?

The median household income in 49650 is $87,500.

Q: What zip codes are near 49650?

The closest zip codes to 49650 are 49643, 49640, 49685, 49617, 49684.

Residential delivery areaBenzie CountyEastern Time

Population

3,411

Median household income

$88K

U.S. $81K

Median home value

$275K

U.S. $333K

Median rent

$1,576/mo

U.S. $1,413

Median age

39.7

U.S. 38.9

Land area

24 sq mi

142 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49650

49650 is a small-town zip code in Lake Ann, Michigan (Benzie County), covering 24 sq mi of land. About 3,411 people live here, or 142 per square mile. The median resident is 39.7 years old, compared with 38.9 nationally.

The median household earns $87,500 a year, close to the national median of $80,734. 2.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $275,400, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $1,576 a month.

42% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and education. 18% of them are self-employed (U.S.: 10%).

How 49650 compares

Sorted from highest to lowest national percentile

Homeownership rate90.1%
96th
StrengthU.S. 65.2% · MI 73.2%271st of 958 in MI
Self-employed workers17.9%
96th
U.S. 10% · MI 8.6%75th of 961 in MI
Broadband access96.3%
87th
StrengthU.S. 91% · MI 90.5%52nd of 958 in MI
Veterans9.2%
86th
U.S. 6.2% · MI 5.8%217th of 962 in MI
Housing vacancy13.4%
83rd
U.S. 10.1% · MI 11.8%416th of 958 in MI
Bachelor's degree or higher42.4%
69th
U.S. 35.7% · MI 32.4%144th of 961 in MI
Government workers16.1%
66th
U.S. 14.5% · MI 11.6%188th of 961 in MI
Median gross rent$1,576
60th
U.S. $1,413 · MI $1,12938th of 851 in MI
Median household income$87,500
59th
U.S. $80,734 · MI $72,875202nd of 952 in MI
Tech workers3.2%
56th
U.S. 3.8% · MI 3.1%213th of 961 in MI
Median age39.7
55th
U.S. 38.9 · MI 40.2686th of 962 in MI
Healthcare workers9.8%
55th
U.S. 9.7% · MI 10.1%446th of 961 in MI
Rent-burdened renters50.5%
49th
U.S. 51.1% · MI 50.4%355th of 931 in MI
Residents under 1822%
49th
U.S. 22% · MI 21.2%349th of 962 in MI
Per capita income$38,764
46th
U.S. $44,673 · MI $40,735373rd of 962 in MI
Residents 65 and older15.9%
45th
U.S. 17.2% · MI 18.6%767th of 962 in MI
Median earnings per worker$45,000
40th
U.S. $49,666 · MI $47,178454th of 960 in MI
Median home value$275,400
39th
U.S. $332,700 · MI $231,600207th of 946 in MI
Average commute24 min
36th
U.S. 26.4 min · MI 24.2 min586th of 941 in MI
Work from home9.9%
34th
U.S. 15.1% · MI 13.5%466th of 961 in MI
Uninsured rate5.1%
34th
U.S. 8.4% · MI 4.9%398th of 961 in MI
Population density142/sq mi
17th
U.S. 95/sq mi · MI 178/sq mi434th of 962 in MI
Population3,411
6th
U.S. 334,922,499 · MI 10,077,761561st of 962 in MI
Diversity index11.2
5th
U.S. 61.4 · MI 45.3802nd of 962 in MI
Foreign-born residents0.7%
4th
U.S. 14.1% · MI 7.2%761st of 962 in MI
Income inequality (Gini)0.348
3rd
StrengthU.S. 0.483 · MI 0.465883rd of 958 in MI
Poverty rate2.9%
2nd
StrengthU.S. 12.5% · MI 13.2%922nd of 959 in MI
Unemployment rate1.3%
2nd
StrengthU.S. 5.2% · MI 5.7%880th of 961 in MI

Measure	49650	Benzie	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	90.1%	87.8%	73.2%	65.2%	96th	271st of 958
Self-employed workers	17.9%	14.4%	8.6%	10%	96th	75th of 961
Broadband accessStrength	96.3%	93%	90.5%	91%	87th	52nd of 958
Veterans	9.2%	9.7%	5.8%	6.2%	86th	217th of 962
Housing vacancy	13.4%	37.5%	11.8%	10.1%	83rd	416th of 958
Bachelor's degree or higher	42.4%	36.9%	32.4%	35.7%	69th	144th of 961
Government workers	16.1%	14.4%	11.6%	14.5%	66th	188th of 961
Median gross rent	$1,576	$1,026	$1,129	$1,413	60th	38th of 851
Median household income	$87,500	$74,834	$72,875	$80,734	59th	202nd of 952
Tech workers	3.2%	1.6%	3.1%	3.8%	56th	213th of 961
Median age	39.7	50.8	40.2	38.9	55th	686th of 962
Healthcare workers	9.8%	10.5%	10.1%	9.7%	55th	446th of 961
Rent-burdened renters	50.5%	51.1%	50.4%	51.1%	49th	355th of 931
Residents under 18	22%	16.9%	21.2%	22%	49th	349th of 962
Per capita income	$38,764	$42,600	$40,735	$44,673	46th	373rd of 962
Residents 65 and older	15.9%	28.7%	18.6%	17.2%	45th	767th of 962
Median earnings per worker	$45,000	$41,100	$47,178	$49,666	40th	454th of 960
Median home value	$275,400	$285,700	$231,600	$332,700	39th	207th of 946
Average commute	24 min	24.6 min	24.2 min	26.4 min	36th	586th of 941
Work from home	9.9%	11.1%	13.5%	15.1%	34th	466th of 961
Uninsured rate	5.1%	5.6%	4.9%	8.4%	34th	398th of 961
Population density	142/sq mi	57/sq mi	178/sq mi	95/sq mi	17th	434th of 962
Population	3,411	18,310	10,077,761	334,922,499	6th	561st of 962
Diversity index	11.2	16.3	45.3	61.4	5th	802nd of 962
Foreign-born residents	0.7%	1.4%	7.2%	14.1%	4th	761st of 962
Income inequality (Gini)Strength	0.348	0.449	0.465	0.483	3rd	883rd of 958
Poverty rateStrength	2.9%	9.7%	13.2%	12.5%	2nd	922nd of 959
Unemployment rateStrength	1.3%	3.1%	5.7%	5.2%	2nd	880th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

12%

25–34

18%

35–44

12%

45–54

14%

55–64

12%

65–74

75+

Median age

39.7

Under 18

22%

65 and over

15.9%

Race and ethnicity

White94%
Black0.6%
Hispanic0%
Asian0.1%
Native American0.7%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

11.2

U.S. 61.4

Foreign-born

0.7%

U.S. 14.1%

Born in state

84.1%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

0.8%

Asian / Pacific

0.2%

Other

0.4%

Households

Households: 1,332
Average household size: 2.6
Family households: 71.6%
Married couples: 60.7%
Living alone: 20.4%
Veterans (of adults): 9.2%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

14%

$50–75k

18%

$75–100k

19%

$100–150k

26%

$150–200k

$200k+

Median household income

49650

$87,500

Benzie Co.

$74,834

Michigan

$72,875

United States

$80,734

Per capita income

$38,764

U.S. $44,673

Poverty rate

2.9%

U.S. 12.5%

Households earning $150K+

14.6%

U.S. 23%

Income inequality (Gini)

0.348

U.S. 0.483

Housing

Median home value

49650

$275,400

Benzie Co.

$285,700

Michigan

$231,600

United States

$332,700

Median gross rent

49650

$1,576

Benzie Co.

$1,026

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

97%

2–4 units

5–19 units

20+ units

Mobile home

0.4%

Boat, RV, van

0.8%

Housing units: 1,538
Owner-occupied: 90.1%
Vacant: 13.4%
Median year built: 1994
Median rooms: 5.6
Renters paying 30%+ of income: 50.5%
Renters paying 50%+ of income: 36.8%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

16%

Transit

Walked

0.3%

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

10–19

23%

20–29

34%

30–44

31%

45–59

60+

Average commute

24 min

U.S. 26.4 min

Unemployment

1.3%

U.S. 5.2%

In labor force

63.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

18%

Office and admin

12%

Education

10%

Healthcare

10%

Construction and repair

Sales

Engineering and science

Business and finance

Production

Food service

Computer and math

Legal and social services

Transportation and moving

Farming, fishing and forestry

Arts, media and sports

Cleaning and personal care

Police and fire

Industries

Health care and social assistance

13%

Education

13%

Construction

12%

Manufacturing

Retail

Other services

Restaurants and hotels

Finance, insurance and real estate

Professional and technical services

Public administration

Wholesale

Admin, support and management

Transportation, warehousing and utilities

Arts and recreation

Agriculture and mining

0.9%

Information

Median earnings per worker

$45,000

U.S. $49,666

Self-employed

17.9%

U.S. 10%

Government workers

16.1%

U.S. 14.5%

Nonprofit workers

20.9%

U.S. 8.8%

Median earnings by type of work

Type of work	49650	U.S.
Management, business, science and arts	$61,130	$74,888
Service	$32,054	$26,804
Sales and office	$28,667	$40,476
Construction and maintenance	$43,722	$49,199
Production and transportation	$60,417	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

23%

Associate's

11%

Bachelor's

29%

Graduate

14%

High school graduate or higher: 97.4%
Bachelor's degree or higher: 42.4%
Graduate or professional degree: 13.6%
Households with broadband: 96.3%
Cable, fiber or DSL: 79.6%
No internet access: 2.5%
Without health insurance: 5.1%
Limited-English households: 0%

Geography

City (USPS): Lake Ann
State: Michigan
County: Benzie County
Center point: 44.7398° N, 85.8872° W
Land area: 24 sq mi
Water area: 1.9 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Hardwood Acres (unincorporated)2% of zip
Lake Ann2% of zip
Maple Grove (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49650

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49643	Interlochen, MI	7.5 mi	6,963	$81,222	$271,300
49640	Honor, MI	7.9 mi	1,252	$83,214	$308,500
49685	Traverse City, MI	9.6 mi	21,308	$84,590	$358,500
49617	Beulah, MI	9.8 mi	3,526	$74,207	$304,000
49684	Traverse City, MI	10 mi	21,585	$80,788	$420,200
49621	Cedar, MI	10 mi	3,483	$95,446	$396,600
49664	Maple City, MI	10 mi	2,332	$77,500	$475,900
49630	Empire, MI	11 mi	1,390	$106,375	$497,600
49636	Glen Arbor, MI	11 mi	643	$119,688	$741,900
49637	Grawn, MI	11 mi	3,646	$75,000	$237,100
49683	Thompsonville, MI	14 mi	2,225	$61,250	$187,200
49616	Benzonia, MI	15 mi	2,162	$57,982	$221,600

Zip codes like 49650 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49650

What city is zip code 49650?

49650 is assigned to Lake Ann, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49650 in?

49650 is in Benzie County, Michigan.

What is the population of 49650?

About 3,411 people live in 49650, according to the Census Bureau's American Community Survey.

What time zone is 49650 in?

49650 is in Eastern Time.

What is the median household income in 49650?

The median household income in 49650 is $87,500.

What zip codes are near 49650?

The closest zip codes to 49650 are 49643, 49640, 49685, 49617, 49684.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49650, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.