Zip code 49640: Honor, Michigan

Q: What city is zip code 49640?

49640 is assigned to Honor, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49640 in?

49640 is mostly in Benzie County, but it extends into 1 other county.

Q: What is the population of 49640?

About 1,252 people live in 49640, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49640?

The median household income in 49640 is $83,214.

Q: What zip codes are near 49640?

The closest zip codes to 49640 are 49617, 49650, 49630, 49635, 49616.

Residential delivery areaBenzie CountyEastern Time

Population

1,252

Median household income

$83K

U.S. $81K

Median home value

$309K

U.S. $333K

Median rent

$925/mo

U.S. $1,413

Median age

61.9

U.S. 38.9

Land area

64 sq mi

20 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49640

49640 is a rural zip code in Honor, Michigan (Benzie County), covering 64 sq mi of land. About 1,252 people live here, or 20 per square mile. The median resident is 61.9 years old, compared with 38.9 nationally.

The median household earns $83,214 a year, close to the national median of $80,734. 8.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $308,500, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 93% of occupied homes are lived in by their owners, and renters pay a median of $925 a month.

44% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management; healthcare; and construction and repair. 19% of them are self-employed (U.S.: 10%).

How 49640 compares

Sorted from highest to lowest national percentile

Median age61.9
99th
U.S. 38.9 · MI 40.243rd of 962 in MI
Housing vacancy53%
99th
U.S. 10.1% · MI 11.8%71st of 958 in MI
Residents 65 and older40.7%
99th
U.S. 17.2% · MI 18.6%50th of 962 in MI
Homeownership rate93%
98th
StrengthU.S. 65.2% · MI 73.2%146th of 958 in MI
Rent-burdened renters70.4%
97th
WeaknessU.S. 51.1% · MI 50.4%66th of 931 in MI
Self-employed workers19.1%
97th
U.S. 10% · MI 8.6%56th of 961 in MI
Veterans10.9%
92nd
U.S. 6.2% · MI 5.8%121st of 962 in MI
Healthcare workers12.1%
82nd
U.S. 9.7% · MI 10.1%189th of 961 in MI
Work from home20.8%
79th
U.S. 15.1% · MI 13.5%91st of 961 in MI
Per capita income$53,037
77th
U.S. $44,673 · MI $40,735104th of 962 in MI
Government workers17.5%
74th
U.S. 14.5% · MI 11.6%144th of 961 in MI
Bachelor's degree or higher44.4%
72nd
U.S. 35.7% · MI 32.4%133rd of 961 in MI
Income inequality (Gini)0.450
62nd
U.S. 0.483 · MI 0.465245th of 958 in MI
Median household income$83,214
54th
U.S. $80,734 · MI $72,875249th of 952 in MI
Median home value$308,500
45th
U.S. $332,700 · MI $231,600154th of 946 in MI
Average commute25 min
43rd
U.S. 26.4 min · MI 24.2 min503rd of 941 in MI
Broadband access91.1%
42nd
U.S. 91% · MI 90.5%337th of 958 in MI
Uninsured rate5.6%
39th
U.S. 8.4% · MI 4.9%335th of 961 in MI
Unemployment rate4.1%
36th
U.S. 5.2% · MI 5.7%553rd of 961 in MI
Poverty rate8.2%
33rd
U.S. 12.5% · MI 13.2%643rd of 959 in MI
Median earnings per worker$41,450
26th
U.S. $49,666 · MI $47,178618th of 960 in MI
Median gross rent$925
15th
U.S. $1,413 · MI $1,129498th of 851 in MI
Tech workers1%
13th
U.S. 3.8% · MI 3.1%652nd of 961 in MI
Foreign-born residents1.3%
8th
U.S. 14.1% · MI 7.2%596th of 962 in MI
Diversity index14
7th
U.S. 61.4 · MI 45.3700th of 962 in MI
Population1,252
2nd
U.S. 334,922,499 · MI 10,077,761782nd of 962 in MI
Population density20/sq mi
2nd
U.S. 95/sq mi · MI 178/sq mi840th of 962 in MI
Residents under 188.7%
2nd
U.S. 22% · MI 21.2%917th of 962 in MI

Measure	49640	Benzie	MI	U.S.	National percentile	Rank in MI
Median age	61.9	50.8	40.2	38.9	99th	43rd of 962
Housing vacancy	53%	37.5%	11.8%	10.1%	99th	71st of 958
Residents 65 and older	40.7%	28.7%	18.6%	17.2%	99th	50th of 962
Homeownership rateStrength	93%	87.8%	73.2%	65.2%	98th	146th of 958
Rent-burdened rentersWeakness	70.4%	51.1%	50.4%	51.1%	97th	66th of 931
Self-employed workers	19.1%	14.4%	8.6%	10%	97th	56th of 961
Veterans	10.9%	9.7%	5.8%	6.2%	92nd	121st of 962
Healthcare workers	12.1%	10.5%	10.1%	9.7%	82nd	189th of 961
Work from home	20.8%	11.1%	13.5%	15.1%	79th	91st of 961
Per capita income	$53,037	$42,600	$40,735	$44,673	77th	104th of 962
Government workers	17.5%	14.4%	11.6%	14.5%	74th	144th of 961
Bachelor's degree or higher	44.4%	36.9%	32.4%	35.7%	72nd	133rd of 961
Income inequality (Gini)	0.450	0.449	0.465	0.483	62nd	245th of 958
Median household income	$83,214	$74,834	$72,875	$80,734	54th	249th of 952
Median home value	$308,500	$285,700	$231,600	$332,700	45th	154th of 946
Average commute	25 min	24.6 min	24.2 min	26.4 min	43rd	503rd of 941
Broadband access	91.1%	93%	90.5%	91%	42nd	337th of 958
Uninsured rate	5.6%	5.6%	4.9%	8.4%	39th	335th of 961
Unemployment rate	4.1%	3.1%	5.7%	5.2%	36th	553rd of 961
Poverty rate	8.2%	9.7%	13.2%	12.5%	33rd	643rd of 959
Median earnings per worker	$41,450	$41,100	$47,178	$49,666	26th	618th of 960
Median gross rent	$925	$1,026	$1,129	$1,413	15th	498th of 851
Tech workers	1%	1.6%	3.1%	3.8%	13th	652nd of 961
Foreign-born residents	1.3%	1.4%	7.2%	14.1%	8th	596th of 962
Diversity index	14	16.3	45.3	61.4	7th	700th of 962
Population	1,252	18,310	10,077,761	334,922,499	2nd	782nd of 962
Population density	20/sq mi	57/sq mi	178/sq mi	95/sq mi	2nd	840th of 962
Residents under 18	8.7%	16.9%	21.2%	22%	2nd	917th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

12%

45–54

20%

55–64

28%

65–74

12%

75+

Median age

61.9

Under 18

8.7%

65 and over

40.7%

Race and ethnicity

White93%
Black0%
Hispanic1%
Asian0%
Native American2%
Pacific Islander0%
Other0.6%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

75%

Language spoken at home (households)

English only

97%

Spanish

0.8%

Other Indo-European

Asian / Pacific

Other

Households

Households: 598
Average household size: 2.1
Family households: 63.4%
Married couples: 53.8%
Living alone: 29.8%
Veterans (of adults): 10.9%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

19%

$50–75k

14%

$75–100k

12%

$100–150k

18%

$150–200k

12%

$200k+

11%

Median household income

49640

$83,214

Benzie Co.

$74,834

Michigan

$72,875

United States

$80,734

Per capita income

$53,037

U.S. $44,673

Poverty rate

8.2%

U.S. 12.5%

Households earning $150K+

23.1%

U.S. 23%

Income inequality (Gini)

0.450

U.S. 0.483

Housing

Median home value

49640

$308,500

Benzie Co.

$285,700

Michigan

$231,600

United States

$332,700

Median gross rent

49640

$925

Benzie Co.

$1,026

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

95%

2–4 units

0.5%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,272
Owner-occupied: 93%
Vacant: 53%
Median year built: 1977
Median rooms: 4.9
Renters paying 30%+ of income: 70.4%
Renters paying 50%+ of income: 0%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

Transit

Walked

Bicycle

Worked from home

21%

Other

0.4%

Commute time (one way)

<10 min

16%

10–19

22%

20–29

21%

30–44

27%

45–59

60+

Average commute

25 min

U.S. 26.4 min

Unemployment

4.1%

U.S. 5.2%

In labor force

46.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Healthcare

12%

Construction and repair

11%

Transportation and moving

Office and admin

Business and finance

Food service

Production

Cleaning and personal care

Education

Sales

Arts, media and sports

Engineering and science

Legal and social services

Computer and math

Police and fire

0.8%

Farming, fishing and forestry

0.8%

Industries

Retail

15%

Health care and social assistance

14%

Construction

13%

Professional and technical services

10%

Restaurants and hotels

Education

Public administration

Other services

Manufacturing

Arts and recreation

Agriculture and mining

Finance, insurance and real estate

Transportation, warehousing and utilities

Admin, support and management

Information

Wholesale

0.2%

Median earnings per worker

$41,450

U.S. $49,666

Self-employed

19.1%

U.S. 10%

Government workers

17.5%

U.S. 14.5%

Nonprofit workers

6.6%

U.S. 8.8%

Median earnings by type of work

Type of work	49640	U.S.
Management, business, science and arts	$71,250	$74,888
Service	$28,482	$26,804
Sales and office	$33,750	$40,476
Construction and maintenance	$38,750	$49,199
Production and transportation	$40,000	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

15%

Associate's

Bachelor's

24%

Graduate

20%

High school graduate or higher: 91.2%
Bachelor's degree or higher: 44.4%
Graduate or professional degree: 20%
Households with broadband: 91.1%
Cable, fiber or DSL: 68.6%
No internet access: 6.7%
Without health insurance: 5.6%
Limited-English households: 0.8%

Geography

City (USPS): Honor
State: Michigan
County: Benzie County
Center point: 44.7245° N, 86.0474° W
Land area: 64 sq mi
Water area: 9.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49640 spans 2 counties

Benzie County97% of land
Leelanau County3% of land

Zip codes near 49640

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49617	Beulah, MI	5.8 mi	3,526	$74,207	$304,000
49650	Lake Ann, MI	7.9 mi	3,411	$87,500	$275,400
49630	Empire, MI	8 mi	1,390	$106,375	$497,600
49635	Frankfort, MI	9.9 mi	3,339	$72,422	$366,700
49616	Benzonia, MI	10 mi	2,162	$57,982	$221,600
49628	Elberta, MI	12 mi	174	$114,375	$267,600
49643	Interlochen, MI	12 mi	6,963	$81,222	$271,300
49636	Glen Arbor, MI	12 mi	643	$119,688	$741,900
49664	Maple City, MI	13 mi	2,332	$77,500	$475,900
49683	Thompsonville, MI	14 mi	2,225	$61,250	$187,200
49621	Cedar, MI	16 mi	3,483	$95,446	$396,600
49613	Arcadia, MI	17 mi	528	$77,955	$237,800

Zip codes like 49640 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49640

What city is zip code 49640?

49640 is assigned to Honor, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49640 in?

49640 is mostly in Benzie County, but it extends into 1 other county.

What is the population of 49640?

About 1,252 people live in 49640, according to the Census Bureau's American Community Survey.

What time zone is 49640 in?

49640 is in Eastern Time.

What is the median household income in 49640?

The median household income in 49640 is $83,214.

What zip codes are near 49640?

The closest zip codes to 49640 are 49617, 49650, 49630, 49635, 49616.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49640, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.