Zip code 49685: Traverse City, Michigan

Q: What city is zip code 49685?

49685 is assigned to Traverse City, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49685 in?

49685 is in Grand Traverse County, Michigan.

Q: What is the population of 49685?

About 21,308 people live in 49685, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49685?

The median household income in 49685 is $84,590.

Q: What zip codes are near 49685?

The closest zip codes to 49685 are 49637, 49684, 49643, 49650, 49666.

Residential delivery areaGrand Traverse CountyEastern Time

Population

21,308

Median household income

$85K

U.S. $81K

Median home value

$359K

U.S. $333K

Median rent

$1,448/mo

U.S. $1,413

Median age

39.1

U.S. 38.9

Land area

54 sq mi

393 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49685

49685 is a small-town zip code in Traverse City, Michigan (Grand Traverse County), covering 54 sq mi of land. About 21,308 people live here, or 393 per square mile. The median resident is 39.1 years old, compared with 38.9 nationally.

The median household earns $84,590 a year, close to the national median of $80,734. 9.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $358,500, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $1,448 a month.

39% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.1 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in healthcare; construction and repair; and office and administrative support.

How 49685 compares

Sorted from highest to lowest national percentile

Healthcare workers13.4%
90th
U.S. 9.7% · MI 10.1%111th of 961 in MI
Broadband access95.2%
78th
U.S. 91% · MI 90.5%103rd of 958 in MI
Homeownership rate78.6%
75th
U.S. 65.2% · MI 73.2%669th of 958 in MI
Housing vacancy9%
66th
U.S. 10.1% · MI 11.8%527th of 958 in MI
Bachelor's degree or higher38.8%
63rd
U.S. 35.7% · MI 32.4%179th of 961 in MI
Veterans6.8%
63rd
U.S. 6.2% · MI 5.8%467th of 962 in MI
Self-employed workers10.2%
61st
U.S. 10% · MI 8.6%378th of 961 in MI
Residents under 1822.8%
57th
U.S. 22% · MI 21.2%289th of 962 in MI
Median household income$84,590
56th
U.S. $80,734 · MI $72,875236th of 952 in MI
Median home value$358,500
55th
U.S. $332,700 · MI $231,60093rd of 946 in MI
Work from home13.6%
54th
U.S. 15.1% · MI 13.5%265th of 961 in MI
Tech workers3.1%
54th
U.S. 3.8% · MI 3.1%236th of 961 in MI
Per capita income$41,068
53rd
U.S. $44,673 · MI $40,735302nd of 962 in MI
Median gross rent$1,448
53rd
U.S. $1,413 · MI $1,12967th of 851 in MI
Median age39.1
50th
U.S. 38.9 · MI 40.2722nd of 962 in MI
Median earnings per worker$47,802
49th
U.S. $49,666 · MI $47,178332nd of 960 in MI
Residents 65 and older16.1%
47th
U.S. 17.2% · MI 18.6%753rd of 962 in MI
Rent-burdened renters48.3%
40th
U.S. 51.1% · MI 50.4%411th of 931 in MI
Poverty rate9.1%
39th
U.S. 12.5% · MI 13.2%577th of 959 in MI
Population21,308
33rd
U.S. 334,922,499 · MI 10,077,761176th of 962 in MI
Population density393/sq mi
29th
U.S. 95/sq mi · MI 178/sq mi300th of 962 in MI
Uninsured rate4.2%
24th
U.S. 8.4% · MI 4.9%526th of 961 in MI
Unemployment rate3.1%
18th
StrengthU.S. 5.2% · MI 5.7%709th of 961 in MI
Government workers9.6%
16th
U.S. 14.5% · MI 11.6%667th of 961 in MI
Foreign-born residents2.1%
13th
U.S. 14.1% · MI 7.2%436th of 962 in MI
Diversity index16.9
10th
U.S. 61.4 · MI 45.3577th of 962 in MI
Average commute19.1 min
9th
StrengthU.S. 26.4 min · MI 24.2 min831st of 941 in MI
Income inequality (Gini)0.377
8th
StrengthU.S. 0.483 · MI 0.465776th of 958 in MI

Measure	49685	Grand Traverse	MI	U.S.	National percentile	Rank in MI
Healthcare workers	13.4%	11%	10.1%	9.7%	90th	111th of 961
Broadband access	95.2%	91.9%	90.5%	91%	78th	103rd of 958
Homeownership rate	78.6%	77.2%	73.2%	65.2%	75th	669th of 958
Housing vacancy	9%	14.3%	11.8%	10.1%	66th	527th of 958
Bachelor's degree or higher	38.8%	40.6%	32.4%	35.7%	63rd	179th of 961
Veterans	6.8%	6.6%	5.8%	6.2%	63rd	467th of 962
Self-employed workers	10.2%	12.7%	8.6%	10%	61st	378th of 961
Residents under 18	22.8%	19.4%	21.2%	22%	57th	289th of 962
Median household income	$84,590	$81,647	$72,875	$80,734	56th	236th of 952
Median home value	$358,500	$339,400	$231,600	$332,700	55th	93rd of 946
Work from home	13.6%	15.2%	13.5%	15.1%	54th	265th of 961
Tech workers	3.1%	3%	3.1%	3.8%	54th	236th of 961
Per capita income	$41,068	$45,034	$40,735	$44,673	53rd	302nd of 962
Median gross rent	$1,448	$1,288	$1,129	$1,413	53rd	67th of 851
Median age	39.1	43.5	40.2	38.9	50th	722nd of 962
Median earnings per worker	$47,802	$46,840	$47,178	$49,666	49th	332nd of 960
Residents 65 and older	16.1%	22%	18.6%	17.2%	47th	753rd of 962
Rent-burdened renters	48.3%	50.3%	50.4%	51.1%	40th	411th of 931
Poverty rate	9.1%	9.6%	13.2%	12.5%	39th	577th of 959
Population	21,308	96,166	10,077,761	334,922,499	33rd	176th of 962
Population density	393/sq mi	207/sq mi	178/sq mi	95/sq mi	29th	300th of 962
Uninsured rate	4.2%	4.3%	4.9%	8.4%	24th	526th of 961
Unemployment rateStrength	3.1%	3.8%	5.7%	5.2%	18th	709th of 961
Government workers	9.6%	9%	11.6%	14.5%	16th	667th of 961
Foreign-born residents	2.1%	2%	7.2%	14.1%	13th	436th of 962
Diversity index	16.9	17.8	45.3	61.4	10th	577th of 962
Average commuteStrength	19.1 min	20.6 min	24.2 min	26.4 min	9th	831st of 941
Income inequality (Gini)Strength	0.377	0.438	0.465	0.483	8th	776th of 958

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

14%

25–34

13%

35–44

15%

45–54

12%

55–64

11%

65–74

75+

Median age

39.1

Under 18

22.8%

65 and over

16.1%

Race and ethnicity

White91%
Black1%
Hispanic3%
Asian0.8%
Native American0.4%
Pacific Islander0%
Other0.1%
Multiracial4%

Diversity index

16.9

U.S. 61.4

Foreign-born

2.1%

U.S. 14.1%

Born in state

81%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

0.6%

Asian / Pacific

0.7%

Other

0.1%

Households

Households: 8,419
Average household size: 2.5
Family households: 65.4%
Married couples: 50.6%
Living alone: 22.6%
Veterans (of adults): 6.8%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

14%

$50–75k

18%

$75–100k

18%

$100–150k

20%

$150–200k

13%

$200k+

Median household income

49685

$84,590

Grand Traverse Co.

$81,647

Michigan

$72,875

United States

$80,734

Per capita income

$41,068

U.S. $44,673

Poverty rate

9.1%

U.S. 12.5%

Households earning $150K+

20.3%

U.S. 23%

Income inequality (Gini)

0.377

U.S. 0.483

Housing

Median home value

49685

$358,500

Grand Traverse Co.

$339,400

Michigan

$231,600

United States

$332,700

Median gross rent

49685

$1,448

Grand Traverse Co.

$1,288

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 9,251
Owner-occupied: 78.6%
Vacant: 9%
Median year built: 1993
Median rooms: 6.1
Renters paying 30%+ of income: 48.3%
Renters paying 50%+ of income: 25.3%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

0.2%

Walked

Bicycle

0.4%

Worked from home

14%

Other

0.3%

Commute time (one way)

<10 min

10–19

48%

20–29

29%

30–44

45–59

60+

Average commute

19.1 min

U.S. 26.4 min

Unemployment

3.1%

U.S. 5.2%

In labor force

68.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

13%

Construction and repair

10%

Office and admin

Sales

Management

Cleaning and personal care

Production

Food service

Transportation and moving

Business and finance

Education

Computer and math

Legal and social services

Engineering and science

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

20%

Retail

14%

Manufacturing

Restaurants and hotels

Construction

Professional and technical services

Finance, insurance and real estate

Education

Public administration

Admin, support and management

Arts and recreation

Other services

Transportation, warehousing and utilities

Information

Wholesale

0.6%

Agriculture and mining

0.5%

Median earnings per worker

$47,802

U.S. $49,666

Self-employed

10.2%

U.S. 10%

Government workers

9.6%

U.S. 14.5%

Nonprofit workers

11.6%

U.S. 8.8%

Median earnings by type of work

Type of work	49685	U.S.
Management, business, science and arts	$66,587	$74,888
Service	$30,082	$26,804
Sales and office	$47,526	$40,476
Construction and maintenance	$51,295	$49,199
Production and transportation	$35,931	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

22%

Associate's

14%

Bachelor's

24%

Graduate

14%

High school graduate or higher: 95.6%
Bachelor's degree or higher: 38.8%
Graduate or professional degree: 14.4%
Households with broadband: 95.2%
Cable, fiber or DSL: 81%
No internet access: 3.4%
Without health insurance: 4.2%
Limited-English households: 1%

Geography

City (USPS): Traverse City
State: Michigan
County: Grand Traverse County
Center point: 44.6996° N, 85.7007° W
Land area: 54 sq mi
Water area: 7.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Chums Corner (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49685

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49637	Grawn, MI	4.4 mi	3,646	$75,000	$237,100
49684	Traverse City, MI	4.4 mi	21,585	$80,788	$420,200
49643	Interlochen, MI	7.5 mi	6,963	$81,222	$271,300
49650	Lake Ann, MI	9.6 mi	3,411	$87,500	$275,400
49666	Mayfield, MI · PO box	9.9 mi	—	—	—
49696	Traverse City, MI	11 mi	10,477	$94,803	$306,100
49621	Cedar, MI	11 mi	3,483	$95,446	$396,600
49610	Acme, MI · PO box	12 mi	—	—	—
49620	Buckley, MI	13 mi	3,070	$75,192	$225,000
49649	Kingsley, MI	13 mi	7,239	$74,656	$267,700
49686	Traverse City, MI	13 mi	25,492	$71,609	$344,700
49683	Thompsonville, MI	16 mi	2,225	$61,250	$187,200

Zip codes like 49685 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49685

What city is zip code 49685?

49685 is assigned to Traverse City, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49685 in?

49685 is in Grand Traverse County, Michigan.

What is the population of 49685?

About 21,308 people live in 49685, according to the Census Bureau's American Community Survey.

What time zone is 49685 in?

49685 is in Eastern Time.

What is the median household income in 49685?

The median household income in 49685 is $84,590.

What zip codes are near 49685?

The closest zip codes to 49685 are 49637, 49684, 49643, 49650, 49666.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49685, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.