ZipCodeLook
49643

Zip code 49643: Interlochen, Michigan

Residential delivery areaBenzie CountyEastern Time
Population
6,963
Median household income
$81K
U.S. $81K
Median home value
$271K
U.S. $333K
Median rent
$1,017/mo
U.S. $1,413
Median age
42.3
U.S. 38.9
Land area
60 sq mi
117 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49643

49643 is a small-town zip code in Interlochen, Michigan (Benzie County), covering 60 sq mi of land. About 6,963 people live here, or 117 per square mile. The median resident is 42.3 years old, compared with 38.9 nationally.

The median household earns $81,222 a year, close to the national median of $80,734. 8.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $271,300, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 87% of occupied homes are lived in by their owners, and renters pay a median of $1,017 a month.

35% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.9 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in food service; education; and office and administrative support.

How 49643 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
42.3
Under 18
18.6%
65 and over
19.6%

Race and ethnicity

  • White93%
  • Black0.7%
  • Hispanic3%
  • Asian0.7%
  • Native American0.3%
  • Pacific Islander0.1%
  • Other0.4%
  • Multiracial2%
Diversity index
13.2
U.S. 61.4
Foreign-born
1.6%
U.S. 14.1%
Born in state
79%

Language spoken at home (households)

English only
98%
Spanish
1%
Other Indo-European
0.9%
Asian / Pacific
0%
Other
0%

Households

Households
2,787
Average household size
2.4
Family households
69.4%
Married couples
59.8%
Living alone
23.5%
Veterans (of adults)
7.5%
Male / female
52% / 48%

Income and poverty

Household income distribution

<$25k
9%
$25–50k
18%
$50–75k
17%
$75–100k
16%
$100–150k
29%
$150–200k
7%
$200k+
4%

Median household income

49643
$81,222
Benzie Co.
$74,834
Michigan
$72,875
United States
$80,734
Per capita income
$38,963
U.S. $44,673
Poverty rate
8.1%
U.S. 12.5%
Households earning $150K+
11.2%
U.S. 23%
Income inequality (Gini)
0.366
U.S. 0.483

Housing

Median home value

49643
$271,300
Benzie Co.
$285,700
Michigan
$231,600
United States
$332,700

Median gross rent

49643
$1,017
Benzie Co.
$1,026
Michigan
$1,129
United States
$1,413

Types of housing

Single-family
88%
2–4 units
0.7%
5–19 units
0%
20+ units
0%
Mobile home
12%
Boat, RV, van
0%
Housing units
3,490
Owner-occupied
87.3%
Vacant
20.1%
Median year built
1991
Median rooms
5.6
Renters paying 30%+ of income
24%
Renters paying 50%+ of income
12.6%
Home value to income
3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
66%
Carpooled
12%
Transit
0%
Walked
0.8%
Bicycle
0.3%
Worked from home
19%
Other
2%

Commute time (one way)

<10 min
11%
10–19
17%
20–29
36%
30–44
27%
45–59
5%
60+
4%
Average commute
25.9 min
U.S. 26.4 min
Unemployment
2.1%
U.S. 5.2%
In labor force
69%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Food service
11%
Education
10%
Office and admin
9%
Construction and repair
9%
Sales
9%
Healthcare
8%
Transportation and moving
8%
Management
7%
Arts, media and sports
6%
Business and finance
6%
Production
5%
Cleaning and personal care
5%
Engineering and science
2%
Police and fire
2%
Computer and math
2%
Legal and social services
1%
Farming, fishing and forestry
0.1%

Industries

Health care and social assistance
15%
Retail
13%
Manufacturing
11%
Education
11%
Professional and technical services
10%
Construction
9%
Restaurants and hotels
7%
Admin, support and management
5%
Finance, insurance and real estate
5%
Other services
4%
Transportation, warehousing and utilities
3%
Public administration
3%
Wholesale
2%
Arts and recreation
1%
Information
0.8%
Agriculture and mining
0.4%
Median earnings per worker
$43,357
U.S. $49,666
Self-employed
11.3%
U.S. 10%
Government workers
11.2%
U.S. 14.5%
Nonprofit workers
17.6%
U.S. 8.8%

Median earnings by type of work

Type of work49643U.S.
Management, business, science and arts$59,831$74,888
Service$33,068$26,804
Sales and office$37,895$40,476
Construction and maintenance$52,986$49,199
Production and transportation$42,350$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
6%
High school
24%
Some college
21%
Associate's
14%
Bachelor's
20%
Graduate
15%
High school graduate or higher
93.7%
Bachelor's degree or higher
34.5%
Graduate or professional degree
14.9%
Households with broadband
88%
Cable, fiber or DSL
77.9%
No internet access
11%
Without health insurance
5.2%
Limited-English households
0%

Geography

City (USPS)
Interlochen
Center point
44.6397° N, 85.8289° W
Land area
60 sq mi
Water area
5 sq mi
Time zone
Eastern Time (UTC-5, UTC-4 in summer)
Zip type
Residential delivery area

49643 spans 2 counties

Cities and towns within this zip

  • Bendon (unincorporated)3% of zip
  • Interlochen (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49643

ZipCityDistanceIncome
49637Grawn5.8 mi$75,000
49650Lake Ann7.5 mi$87,500
49685Traverse City7.5 mi$84,590
49683Thompsonville8.4 mi$61,250
49617Beulah10 mi$74,207
49684Traverse City11 mi$80,788
49620Buckley11 mi$75,192
49640Honor12 mi$83,214
49616Benzonia14 mi$57,982
49625Copemish14 mi$52,583
49666Mayfield · PO box15 mi—
49621Cedar15 mi$95,446

Zip codes like 49643 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49643

What city is zip code 49643?

49643 is assigned to Interlochen, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49643 in?

49643 is mostly in Benzie County, but it extends into 1 other county.

What is the population of 49643?

About 6,963 people live in 49643, according to the Census Bureau's American Community Survey.

What time zone is 49643 in?

49643 is in Eastern Time.

What is the median household income in 49643?

The median household income in 49643 is $81,222.

What zip codes are near 49643?

The closest zip codes to 49643 are 49637, 49650, 49685, 49683, 49617.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49643, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.