Zip code 49684: Traverse City, Michigan

Q: What city is zip code 49684?

49684 is assigned to Traverse City, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49684 in?

49684 is mostly in Leelanau County, but it extends into 2 other counties.

Q: What is the population of 49684?

About 21,585 people live in 49684, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49684?

The median household income in 49684 is $80,788.

Q: What zip codes are near 49684?

The closest zip codes to 49684 are 49685, 49621, 49637, 49686, 49610.

Residential delivery areaLeelanau CountyEastern Time

Population

21,585

Median household income

$81K

U.S. $81K

Median home value

$420K

U.S. $333K

Median rent

$1,306/mo

U.S. $1,413

Median age

48.7

U.S. 38.9

Land area

53 sq mi

409 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49684

49684 is a small-town zip code in Traverse City, Michigan (Leelanau County), covering 53 sq mi of land. About 21,585 people live here, or 409 per square mile. The median resident is 48.7 years old, compared with 38.9 nationally.

The median household earns $80,788 a year, close to the national median of $80,734. 10.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $420,200, or 5.2 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $1,306 a month.

47% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.9 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in management, healthcare and sales.

How 49684 compares

Sorted from highest to lowest national percentile

Residents 65 and older27.8%
95th
U.S. 17.2% · MI 18.6%179th of 962 in MI
Median age48.7
94th
U.S. 38.9 · MI 40.2249th of 962 in MI
Income inequality (Gini)0.502
89th
WeaknessU.S. 0.483 · MI 0.46560th of 958 in MI
Housing vacancy14.6%
86th
U.S. 10.1% · MI 11.8%398th of 958 in MI
Healthcare workers12.6%
86th
U.S. 9.7% · MI 10.1%159th of 961 in MI
Self-employed workers13.8%
86th
U.S. 10% · MI 8.6%165th of 961 in MI
Per capita income$53,800
78th
U.S. $44,673 · MI $40,73596th of 962 in MI
Bachelor's degree or higher47.3%
76th
U.S. 35.7% · MI 32.4%104th of 961 in MI
Median home value$420,200
65th
U.S. $332,700 · MI $231,60041st of 946 in MI
Work from home15.4%
63rd
U.S. 15.1% · MI 13.5%191st of 961 in MI
Veterans6.1%
54th
U.S. 6.2% · MI 5.8%575th of 962 in MI
Tech workers3.1%
54th
U.S. 3.8% · MI 3.1%235th of 961 in MI
Rent-burdened renters51.6%
53rd
U.S. 51.1% · MI 50.4%333rd of 931 in MI
Median earnings per worker$49,036
53rd
U.S. $49,666 · MI $47,178295th of 960 in MI
Homeownership rate69.3%
52nd
U.S. 65.2% · MI 73.2%804th of 958 in MI
Median household income$80,788
51st
U.S. $80,734 · MI $72,875284th of 952 in MI
Poverty rate10.3%
47th
U.S. 12.5% · MI 13.2%504th of 959 in MI
Median gross rent$1,306
44th
U.S. $1,413 · MI $1,129122nd of 851 in MI
Broadband access91%
41st
U.S. 91% · MI 90.5%344th of 958 in MI
Population21,585
34th
U.S. 334,922,499 · MI 10,077,761172nd of 962 in MI
Population density409/sq mi
30th
U.S. 95/sq mi · MI 178/sq mi294th of 962 in MI
Unemployment rate3.4%
23rd
U.S. 5.2% · MI 5.7%666th of 961 in MI
Residents under 1817.5%
16th
U.S. 22% · MI 21.2%683rd of 962 in MI
Uninsured rate3%
12th
StrengthU.S. 8.4% · MI 4.9%725th of 961 in MI
Diversity index18.6
11th
U.S. 61.4 · MI 45.3526th of 962 in MI
Foreign-born residents1.7%
10th
U.S. 14.1% · MI 7.2%505th of 962 in MI
Government workers8.2%
8th
U.S. 14.5% · MI 11.6%791st of 961 in MI
Average commute17.9 min
6th
StrengthU.S. 26.4 min · MI 24.2 min872nd of 941 in MI

Measure	49684	Leelanau	MI	U.S.	National percentile	Rank in MI
Residents 65 and older	27.8%	33.8%	18.6%	17.2%	95th	179th of 962
Median age	48.7	55.9	40.2	38.9	94th	249th of 962
Income inequality (Gini)Weakness	0.502	0.469	0.465	0.483	89th	60th of 958
Housing vacancy	14.6%	38.8%	11.8%	10.1%	86th	398th of 958
Healthcare workers	12.6%	12.5%	10.1%	9.7%	86th	159th of 961
Self-employed workers	13.8%	20.3%	8.6%	10%	86th	165th of 961
Per capita income	$53,800	$57,553	$40,735	$44,673	78th	96th of 962
Bachelor's degree or higher	47.3%	51.8%	32.4%	35.7%	76th	104th of 961
Median home value	$420,200	$458,400	$231,600	$332,700	65th	41st of 946
Work from home	15.4%	15.9%	13.5%	15.1%	63rd	191st of 961
Veterans	6.1%	6.8%	5.8%	6.2%	54th	575th of 962
Tech workers	3.1%	1.5%	3.1%	3.8%	54th	235th of 961
Rent-burdened renters	51.6%	39.5%	50.4%	51.1%	53rd	333rd of 931
Median earnings per worker	$49,036	$48,012	$47,178	$49,666	53rd	295th of 960
Homeownership rate	69.3%	91.6%	73.2%	65.2%	52nd	804th of 958
Median household income	$80,788	$99,422	$72,875	$80,734	51st	284th of 952
Poverty rate	10.3%	6.5%	13.2%	12.5%	47th	504th of 959
Median gross rent	$1,306	$1,228	$1,129	$1,413	44th	122nd of 851
Broadband access	91%	93.1%	90.5%	91%	41st	344th of 958
Population	21,585	22,734	10,077,761	334,922,499	34th	172nd of 962
Population density	409/sq mi	66/sq mi	178/sq mi	95/sq mi	30th	294th of 962
Unemployment rate	3.4%	3.4%	5.7%	5.2%	23rd	666th of 961
Residents under 18	17.5%	15.4%	21.2%	22%	16th	683rd of 962
Uninsured rateStrength	3%	3.2%	4.9%	8.4%	12th	725th of 961
Diversity index	18.6	20.5	45.3	61.4	11th	526th of 962
Foreign-born residents	1.7%	1.9%	7.2%	14.1%	10th	505th of 962
Government workers	8.2%	11.4%	11.6%	14.5%	8th	791st of 961
Average commuteStrength	17.9 min	23.6 min	24.2 min	26.4 min	6th	872nd of 941

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

11%

25–34

11%

35–44

12%

45–54

14%

55–64

15%

65–74

13%

75+

Median age

48.7

Under 18

17.5%

65 and over

27.8%

Race and ethnicity

White90%
Black0.6%
Hispanic4%
Asian0.7%
Native American0.8%
Pacific Islander0%
Other0.0%
Multiracial4%

Diversity index

18.6

U.S. 61.4

Foreign-born

1.7%

U.S. 14.1%

Born in state

74.6%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

0.3%

Households

Households: 9,429
Average household size: 2.2
Family households: 56.2%
Married couples: 45.9%
Living alone: 36.3%
Veterans (of adults): 6.1%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

18%

$50–75k

15%

$75–100k

12%

$100–150k

18%

$150–200k

$200k+

14%

Median household income

49684

$80,788

Leelanau Co.

$99,422

Michigan

$72,875

United States

$80,734

Per capita income

$53,800

U.S. $44,673

Poverty rate

10.3%

U.S. 12.5%

Households earning $150K+

23.1%

U.S. 23%

Income inequality (Gini)

0.502

U.S. 0.483

Housing

Median home value

49684

$420,200

Leelanau Co.

$458,400

Michigan

$231,600

United States

$332,700

Median gross rent

49684

$1,306

Leelanau Co.

$1,228

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

70%

2–4 units

5–19 units

11%

20+ units

12%

Mobile home

0.8%

Boat, RV, van

Housing units: 11,042
Owner-occupied: 69.3%
Vacant: 14.6%
Median year built: 1982
Median rooms: 5.8
Renters paying 30%+ of income: 51.6%
Renters paying 50%+ of income: 27.7%
Home value to income: 5.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

Transit

0.5%

Walked

Bicycle

Worked from home

15%

Other

Commute time (one way)

<10 min

22%

10–19

44%

20–29

20%

30–44

45–59

0.9%

60+

Average commute

17.9 min

U.S. 26.4 min

Unemployment

3.4%

U.S. 5.2%

In labor force

57%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Healthcare

13%

Sales

13%

Office and admin

Cleaning and personal care

Food service

Construction and repair

Business and finance

Education

Transportation and moving

Legal and social services

Production

Engineering and science

Computer and math

Arts, media and sports

Police and fire

0.5%

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

20%

Retail

12%

Restaurants and hotels

10%

Finance, insurance and real estate

Professional and technical services

Education

Manufacturing

Construction

Admin, support and management

Transportation, warehousing and utilities

Other services

Public administration

Information

Arts and recreation

Wholesale

Agriculture and mining

0.9%

Median earnings per worker

$49,036

U.S. $49,666

Self-employed

13.8%

U.S. 10%

Government workers

8.2%

U.S. 14.5%

Nonprofit workers

15.2%

U.S. 8.8%

Median earnings by type of work

Type of work	49684	U.S.
Management, business, science and arts	$65,804	$74,888
Service	$31,290	$26,804
Sales and office	$39,744	$40,476
Construction and maintenance	$51,217	$49,199
Production and transportation	$37,359	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

18%

Some college

21%

Associate's

10%

Bachelor's

26%

Graduate

22%

High school graduate or higher: 96.9%
Bachelor's degree or higher: 47.3%
Graduate or professional degree: 21.6%
Households with broadband: 91%
Cable, fiber or DSL: 80.3%
No internet access: 5.7%
Without health insurance: 3%
Limited-English households: 0.2%

Geography

City (USPS): Traverse City
State: Michigan
County: Leelanau County
Center point: 44.7624° N, 85.6852° W
Land area: 53 sq mi
Water area: 4.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49684 spans 3 counties

Leelanau County61% of land
Grand Traverse County33% of land
Benzie County6% of land

Cities and towns within this zip

Greilickville (unincorporated)8% of zip
Traverse City6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49684

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49685	Traverse City, MI	4.4 mi	21,308	$84,590	$358,500
49621	Cedar, MI	7.8 mi	3,483	$95,446	$396,600
49637	Grawn, MI	8.8 mi	3,646	$75,000	$237,100
49686	Traverse City, MI	9.2 mi	25,492	$71,609	$344,700
49610	Acme, MI · PO box	9.8 mi	—	—	—
49650	Lake Ann, MI	10 mi	3,411	$87,500	$275,400
49643	Interlochen, MI	11 mi	6,963	$81,222	$271,300
49696	Traverse City, MI	12 mi	10,477	$94,803	$306,100
49666	Mayfield, MI · PO box	12 mi	—	—	—
49664	Maple City, MI	14 mi	2,332	$77,500	$475,900
49690	Williamsburg, MI	14 mi	6,657	$108,712	$352,200
49653	Lake Leelanau, MI	15 mi	1,766	$85,787	$669,800

Zip codes like 49684 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49684

What city is zip code 49684?

49684 is assigned to Traverse City, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49684 in?

49684 is mostly in Leelanau County, but it extends into 2 other counties.

What is the population of 49684?

About 21,585 people live in 49684, according to the Census Bureau's American Community Survey.

What time zone is 49684 in?

49684 is in Eastern Time.

What is the median household income in 49684?

The median household income in 49684 is $80,788.

What zip codes are near 49684?

The closest zip codes to 49684 are 49685, 49621, 49637, 49686, 49610.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49684, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.