Zip code 38632: Hernando, Mississippi

Q: What city is zip code 38632?

38632 is assigned to Hernando, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38632 in?

38632 is in DeSoto County, Mississippi.

Q: What is the population of 38632?

About 31,374 people live in 38632, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38632?

The median household income in 38632 is $93,583.

Q: What zip codes are near 38632?

The closest zip codes to 38632 are 38651, 38618, 38602, 38672, 38637.

Residential delivery areaDeSoto CountyCentral Time

Population

31,374

Median household income

$94K

U.S. $81K

Median home value

$322K

U.S. $333K

Median rent

$1,312/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

162 sq mi

193 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38632

38632 is a small-town zip code in Hernando, Mississippi (DeSoto County), covering 162 sq mi of land. About 31,374 people live here, or 193 per square mile. The median resident is 40 years old, compared with 38.9 nationally.

The median household earns $93,583 a year, 16% above the national median of $80,734. 5.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $322,000, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $1,312 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.4 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in management, healthcare and sales.

How 38632 compares

Sorted from highest to lowest national percentile

Homeownership rate88.2%
94th
StrengthU.S. 65.2% · MS 70%63rd of 397 in MS
Healthcare workers12.2%
83rd
U.S. 9.7% · MS 11.1%141st of 405 in MS
Residents under 1825.2%
76th
U.S. 22% · MS 23.3%127th of 405 in MS
Self-employed workers11.5%
73rd
U.S. 10% · MS 9.4%111th of 405 in MS
Median earnings per worker$57,794
72nd
U.S. $49,666 · MS $40,60511th of 403 in MS
Average commute29.4 min
71st
U.S. 26.4 min · MS 25.6 min146th of 393 in MS
Rent-burdened renters56.2%
71st
U.S. 51.1% · MS 51.3%124th of 377 in MS
Uninsured rate9.4%
68th
U.S. 8.4% · MS 11%258th of 403 in MS
Median household income$93,583
66th
U.S. $80,734 · MS $56,4478th of 376 in MS
Government workers15.9%
65th
U.S. 14.5% · MS 18.5%247th of 405 in MS
Bachelor's degree or higher36.2%
59th
U.S. 35.7% · MS 25.1%32nd of 403 in MS
Median age40
57th
U.S. 38.9 · MS 38.6184th of 405 in MS
Per capita income$42,120
56th
U.S. $44,673 · MS $31,54927th of 405 in MS
Veterans6.1%
54th
U.S. 6.2% · MS 6.8%167th of 405 in MS
Population31,374
52nd
U.S. 334,922,499 · MS 2,946,77914th of 405 in MS
Residents 65 and older16.5%
50th
U.S. 17.2% · MS 17.2%249th of 405 in MS
Median home value$322,000
48th
U.S. $332,700 · MS $169,8005th of 372 in MS
Median gross rent$1,312
44th
U.S. $1,413 · MS $95415th of 319 in MS
Broadband access90.2%
35th
U.S. 91% · MS 84.1%67th of 397 in MS
Income inequality (Gini)0.412
30th
U.S. 0.483 · MS 0.482276th of 393 in MS
Work from home9.2%
29th
U.S. 15.1% · MS 5.9%49th of 405 in MS
Housing vacancy4.6%
29th
U.S. 10.1% · MS 14.6%377th of 397 in MS
Diversity index32.6
27th
U.S. 61.4 · MS 56.1287th of 405 in MS
Tech workers1.5%
23rd
U.S. 3.8% · MS 1.4%83rd of 405 in MS
Population density193/sq mi
20th
U.S. 95/sq mi · MS 63/sq mi69th of 405 in MS
Poverty rate5.2%
13th
StrengthU.S. 12.5% · MS 18.9%379th of 398 in MS
Foreign-born residents1.8%
11th
U.S. 14.1% · MS 2.4%122nd of 405 in MS
Unemployment rate2.2%
7th
StrengthU.S. 5.2% · MS 5.8%318th of 405 in MS

Measure	38632	DeSoto	MS	U.S.	National percentile	Rank in MS
Homeownership rateStrength	88.2%	77.9%	70%	65.2%	94th	63rd of 397
Healthcare workers	12.2%	10.2%	11.1%	9.7%	83rd	141st of 405
Residents under 18	25.2%	25%	23.3%	22%	76th	127th of 405
Self-employed workers	11.5%	8.2%	9.4%	10%	73rd	111th of 405
Median earnings per worker	$57,794	$49,476	$40,605	$49,666	72nd	11th of 403
Average commute	29.4 min	26.2 min	25.6 min	26.4 min	71st	146th of 393
Rent-burdened renters	56.2%	51.9%	51.3%	51.1%	71st	124th of 377
Uninsured rate	9.4%	8.3%	11%	8.4%	68th	258th of 403
Median household income	$93,583	$85,297	$56,447	$80,734	66th	8th of 376
Government workers	15.9%	13.6%	18.5%	14.5%	65th	247th of 405
Bachelor's degree or higher	36.2%	29%	25.1%	35.7%	59th	32nd of 403
Median age	40	37.3	38.6	38.9	57th	184th of 405
Per capita income	$42,120	$38,113	$31,549	$44,673	56th	27th of 405
Veterans	6.1%	7.3%	6.8%	6.2%	54th	167th of 405
Population	31,374	191,301	2,946,779	334,922,499	52nd	14th of 405
Residents 65 and older	16.5%	13.5%	17.2%	17.2%	50th	249th of 405
Median home value	$322,000	$269,600	$169,800	$332,700	48th	5th of 372
Median gross rent	$1,312	$1,451	$954	$1,413	44th	15th of 319
Broadband access	90.2%	92.1%	84.1%	91%	35th	67th of 397
Income inequality (Gini)	0.412	0.410	0.482	0.483	30th	276th of 393
Work from home	9.2%	8.2%	5.9%	15.1%	29th	49th of 405
Housing vacancy	4.6%	5.9%	14.6%	10.1%	29th	377th of 397
Diversity index	32.6	57.1	56.1	61.4	27th	287th of 405
Tech workers	1.5%	1.9%	1.4%	3.8%	23rd	83rd of 405
Population density	193/sq mi	402/sq mi	63/sq mi	95/sq mi	20th	69th of 405
Poverty rateStrength	5.2%	9.7%	18.9%	12.5%	13th	379th of 398
Foreign-born residents	1.8%	4%	2.4%	14.1%	11th	122nd of 405
Unemployment rateStrength	2.2%	3.2%	5.8%	5.2%	7th	318th of 405

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

10%

25–34

14%

35–44

13%

45–54

12%

55–64

11%

65–74

75+

Median age

Under 18

25.2%

65 and over

16.5%

Race and ethnicity

White81%
Black10%
Hispanic2%
Asian1%
Native American0.0%
Pacific Islander0%
Other0.1%
Multiracial5%

Diversity index

32.6

U.S. 61.4

Foreign-born

1.8%

U.S. 14.1%

Born in state

33.4%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.3%

Asian / Pacific

0.9%

Other

0.2%

Households

Households: 11,527
Average household size: 2.7
Family households: 79.3%
Married couples: 65.1%
Living alone: 18.5%
Veterans (of adults): 6.1%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

13%

$50–75k

17%

$75–100k

13%

$100–150k

20%

$150–200k

13%

$200k+

14%

Median household income

38632

$93,583

DeSoto Co.

$85,297

Mississippi

$56,447

United States

$80,734

Per capita income

$42,120

U.S. $44,673

Poverty rate

5.2%

U.S. 12.5%

Households earning $150K+

27.1%

U.S. 23%

Income inequality (Gini)

0.412

U.S. 0.483

Housing

Median home value

38632

$322,000

DeSoto Co.

$269,600

Mississippi

$169,800

United States

$332,700

Median gross rent

38632

$1,312

DeSoto Co.

$1,451

Mississippi

$954

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.2%

Housing units: 12,088
Owner-occupied: 88.2%
Vacant: 4.6%
Median year built: 2001
Median rooms: 6.5
Renters paying 30%+ of income: 56.2%
Renters paying 50%+ of income: 1.9%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

0.2%

Walked

0.3%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

19%

20–29

23%

30–44

31%

45–59

12%

60+

Average commute

29.4 min

U.S. 26.4 min

Unemployment

2.2%

U.S. 5.2%

In labor force

66.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Healthcare

12%

Sales

10%

Office and admin

10%

Construction and repair

Transportation and moving

Education

Production

Business and finance

Food service

Engineering and science

Cleaning and personal care

Legal and social services

Police and fire

Computer and math

Arts, media and sports

0.5%

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

15%

Manufacturing

13%

Transportation, warehousing and utilities

11%

Retail

10%

Education

10%

Construction

Restaurants and hotels

Finance, insurance and real estate

Professional and technical services

Public administration

Other services

Admin, support and management

Wholesale

Arts and recreation

Agriculture and mining

0.5%

Information

0.2%

Median earnings per worker

$57,794

U.S. $49,666

Self-employed

11.5%

U.S. 10%

Government workers

15.9%

U.S. 14.5%

Nonprofit workers

5.4%

U.S. 8.8%

Median earnings by type of work

Type of work	38632	U.S.
Management, business, science and arts	$75,567	$74,888
Service	$30,981	$26,804
Sales and office	$39,740	$40,476
Construction and maintenance	$50,898	$49,199
Production and transportation	$39,600	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

21%

Associate's

10%

Bachelor's

23%

Graduate

13%

High school graduate or higher: 92.1%
Bachelor's degree or higher: 36.2%
Graduate or professional degree: 13.3%
Households with broadband: 90.2%
Cable, fiber or DSL: 73.2%
No internet access: 7.1%
Without health insurance: 9.4%
Limited-English households: 0.7%

Geography

City (USPS): Hernando
State: Mississippi
County: DeSoto County
Center point: 34.7959° N, 90.0151° W
Land area: 162 sq mi
Water area: 12 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Hernando11% of zip
Eudora (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38632

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38651	Nesbit, MS	6.8 mi	8,731	$98,760	$328,000
38618	Coldwater, MS	7 mi	9,866	$66,244	$183,500
38602	Arkabutla, MS · PO box	9.2 mi	—	—	—
38672	Southaven, MS	9.4 mi	16,436	$116,184	$320,500
38637	Horn Lake, MS	11 mi	26,647	$53,311	$171,400
38641	Lake Cormorant, MS	12 mi	2,450	$96,208	$237,400
38671	Southaven, MS	12 mi	37,319	$61,843	$189,000
38638	Independence, MS · PO box	13 mi	—	—	—
38680	Walls, MS	13 mi	6,839	$59,503	$220,400
38686	Walls, MS · PO box	14 mi	—	—	—
38654	Olive Branch, MS	15 mi	57,898	$103,092	$309,400
38668	Senatobia, MS	15 mi	14,791	$71,827	$235,200

Zip codes like 38632 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38632

What city is zip code 38632?

38632 is assigned to Hernando, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38632 in?

38632 is in DeSoto County, Mississippi.

What is the population of 38632?

About 31,374 people live in 38632, according to the Census Bureau's American Community Survey.

What time zone is 38632 in?

38632 is in Central Time.

What is the median household income in 38632?

The median household income in 38632 is $93,583.

What zip codes are near 38632?

The closest zip codes to 38632 are 38651, 38618, 38602, 38672, 38637.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38632, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.