Zip code 46637: South Bend, Indiana

Q: What city is zip code 46637?

46637 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46637 in?

46637 is in St. Joseph County, Indiana.

Q: What is the population of 46637?

About 16,200 people live in 46637, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46637?

The median household income in 46637 is $71,462.

Q: What zip codes are near 46637?

The closest zip codes to 46637 are 46556, 46624, 46635, 46616, 46617.

Residential delivery areaSt. Joseph CountyEastern Time

Population

16,200

Median household income

$71K

U.S. $81K

Median home value

$207K

U.S. $333K

Median rent

$1,163/mo

U.S. $1,413

Median age

39.5

U.S. 38.9

Land area

10 sq mi

1,620 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46637

46637 is a suburban zip code in South Bend, Indiana (St. Joseph County), covering 10 sq mi of land. About 16,200 people live here, or 1,620 per square mile. The median resident is 39.5 years old, compared with 38.9 nationally.

The median household earns $71,462 a year, close to the national median of $80,734. 11.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $207,100, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 68% of occupied homes are lived in by their owners, and renters pay a median of $1,163 a month.

40% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.9 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in education, management and healthcare.

How 46637 compares

Sorted from highest to lowest national percentile

Housing vacancy13.2%
82nd
U.S. 10.1% · IN 8.8%160th of 742 in IN
Veterans7.5%
72nd
U.S. 6.2% · IN 6.3%280th of 745 in IN
Residents 65 and older19.5%
71st
U.S. 17.2% · IN 16.8%277th of 745 in IN
Unemployment rate5.9%
67th
U.S. 5.2% · IN 4.3%166th of 745 in IN
Bachelor's degree or higher39.9%
65th
U.S. 35.7% · IN 29.5%66th of 744 in IN
Per capita income$41,732
55th
U.S. $44,673 · IN $38,351146th of 744 in IN
Healthcare workers9.8%
55th
U.S. 9.7% · IN 9.8%317th of 745 in IN
Population density1,620/sq mi
53rd
U.S. 95/sq mi · IN 191/sq mi104th of 745 in IN
Median age39.5
53rd
U.S. 38.9 · IN 38.1436th of 745 in IN
Poverty rate11.3%
52nd
U.S. 12.5% · IN 12.3%308th of 742 in IN
Foreign-born residents10.4%
52nd
U.S. 14.1% · IN 6.3%55th of 745 in IN
Homeownership rate68.4%
49th
U.S. 65.2% · IN 70.6%604th of 742 in IN
Uninsured rate6.6%
48th
U.S. 8.4% · IN 7.4%297th of 745 in IN
Diversity index47.2
47th
U.S. 61.4 · IN 41.483rd of 745 in IN
Work from home11.5%
43rd
U.S. 15.1% · IN 10.7%161st of 745 in IN
Median earnings per worker$45,297
41st
U.S. $49,666 · IN $46,609378th of 740 in IN
Rent-burdened renters48%
39th
U.S. 51.1% · IN 48.1%253rd of 716 in IN
Median household income$71,462
38th
U.S. $80,734 · IN $71,957355th of 719 in IN
Tech workers2.1%
35th
U.S. 3.8% · IN 2.5%236th of 745 in IN
Income inequality (Gini)0.416
34th
U.S. 0.483 · IN 0.452270th of 740 in IN
Median gross rent$1,163
33rd
U.S. $1,413 · IN $1,062108th of 640 in IN
Broadband access88.6%
26th
U.S. 91% · IN 89.9%381st of 742 in IN
Population16,200
25th
U.S. 334,922,499 · IN 6,851,073158th of 745 in IN
Median home value$207,100
22nd
U.S. $332,700 · IN $218,200256th of 719 in IN
Government workers9.8%
17th
U.S. 14.5% · IN 11.7%478th of 745 in IN
Residents under 1817.3%
15th
U.S. 22% · IN 23.3%631st of 745 in IN
Average commute19.9 min
12th
StrengthU.S. 26.4 min · IN 24.1 min649th of 726 in IN
Self-employed workers5%
4th
U.S. 10% · IN 8%605th of 745 in IN

Measure	46637	St. Joseph	IN	U.S.	National percentile	Rank in IN
Housing vacancy	13.2%	9.6%	8.8%	10.1%	82nd	160th of 742
Veterans	7.5%	5.5%	6.3%	6.2%	72nd	280th of 745
Residents 65 and older	19.5%	16.9%	16.8%	17.2%	71st	277th of 745
Unemployment rate	5.9%	5.2%	4.3%	5.2%	67th	166th of 745
Bachelor's degree or higher	39.9%	33.5%	29.5%	35.7%	65th	66th of 744
Per capita income	$41,732	$36,834	$38,351	$44,673	55th	146th of 744
Healthcare workers	9.8%	8.9%	9.8%	9.7%	55th	317th of 745
Population density	1,620/sq mi	596/sq mi	191/sq mi	95/sq mi	53rd	104th of 745
Median age	39.5	36.7	38.1	38.9	53rd	436th of 745
Poverty rate	11.3%	14.2%	12.3%	12.5%	52nd	308th of 742
Foreign-born residents	10.4%	6.9%	6.3%	14.1%	52nd	55th of 745
Homeownership rate	68.4%	69%	70.6%	65.2%	49th	604th of 742
Uninsured rate	6.6%	7.1%	7.4%	8.4%	48th	297th of 745
Diversity index	47.2	49.6	41.4	61.4	47th	83rd of 745
Work from home	11.5%	10.7%	10.7%	15.1%	43rd	161st of 745
Median earnings per worker	$45,297	$44,264	$46,609	$49,666	41st	378th of 740
Rent-burdened renters	48%	49.1%	48.1%	51.1%	39th	253rd of 716
Median household income	$71,462	$66,868	$71,957	$80,734	38th	355th of 719
Tech workers	2.1%	2.2%	2.5%	3.8%	35th	236th of 745
Income inequality (Gini)	0.416	0.470	0.452	0.483	34th	270th of 740
Median gross rent	$1,163	$1,062	$1,062	$1,413	33rd	108th of 640
Broadband access	88.6%	90.3%	89.9%	91%	26th	381st of 742
Population	16,200	273,040	6,851,073	334,922,499	25th	158th of 745
Median home value	$207,100	$192,800	$218,200	$332,700	22nd	256th of 719
Government workers	9.8%	10.7%	11.7%	14.5%	17th	478th of 745
Residents under 18	17.3%	23.2%	23.3%	22%	15th	631st of 745
Average commuteStrength	19.9 min	21.1 min	24.1 min	26.4 min	12th	649th of 726
Self-employed workers	5%	6.9%	8%	10%	4th	605th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

11%

18–24

16%

25–34

13%

35–44

12%

45–54

12%

55–64

13%

65–74

75+

Median age

39.5

Under 18

17.3%

65 and over

19.5%

Race and ethnicity

White70%
Black16%
Hispanic4%
Asian6%
Native American0.1%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

47.2

U.S. 61.4

Foreign-born

10.4%

U.S. 14.1%

Born in state

56.1%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 7,442
Average household size: 2.1
Family households: 49.7%
Married couples: 40.2%
Living alone: 38.4%
Veterans (of adults): 7.5%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

19%

$50–75k

21%

$75–100k

16%

$100–150k

17%

$150–200k

$200k+

Median household income

46637

$71,462

St. Joseph Co.

$66,868

Indiana

$71,957

United States

$80,734

Per capita income

$41,732

U.S. $44,673

Poverty rate

11.3%

U.S. 12.5%

Households earning $150K+

14.1%

U.S. 23%

Income inequality (Gini)

0.416

U.S. 0.483

Housing

Median home value

46637

$207,100

St. Joseph Co.

$192,800

Indiana

$218,200

United States

$332,700

Median gross rent

46637

$1,163

St. Joseph Co.

$1,062

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

68%

2–4 units

5–19 units

20%

20+ units

Mobile home

0.3%

Boat, RV, van

0.0%

Housing units: 8,573
Owner-occupied: 68.4%
Vacant: 13.2%
Median year built: 1977
Median rooms: 5.4
Renters paying 30%+ of income: 48%
Renters paying 50%+ of income: 24.6%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

Bicycle

Worked from home

11%

Other

0.2%

Commute time (one way)

<10 min

13%

10–19

49%

20–29

15%

30–44

19%

45–59

60+

Average commute

19.9 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

68.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

16%

Management

10%

Healthcare

10%

Office and admin

Business and finance

Transportation and moving

Sales

Construction and repair

Production

Cleaning and personal care

Engineering and science

Arts, media and sports

Food service

Computer and math

Police and fire

Legal and social services

Farming, fishing and forestry

0.2%

Industries

Education

22%

Health care and social assistance

15%

Manufacturing

14%

Retail

10%

Professional and technical services

Finance, insurance and real estate

Transportation, warehousing and utilities

Construction

Other services

Restaurants and hotels

Public administration

Admin, support and management

Information

Arts and recreation

Wholesale

Agriculture and mining

0.5%

Median earnings per worker

$45,297

U.S. $49,666

Self-employed

U.S. 10%

Government workers

9.8%

U.S. 14.5%

Nonprofit workers

19.1%

U.S. 8.8%

Median earnings by type of work

Type of work	46637	U.S.
Management, business, science and arts	$57,342	$74,888
Service	$24,750	$26,804
Sales and office	$35,109	$40,476
Construction and maintenance	$59,851	$49,199
Production and transportation	$48,214	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

22%

Some college

21%

Associate's

10%

Bachelor's

20%

Graduate

20%

High school graduate or higher: 93.8%
Bachelor's degree or higher: 39.9%
Graduate or professional degree: 19.7%
Households with broadband: 88.6%
Cable, fiber or DSL: 74.3%
No internet access: 4.7%
Without health insurance: 6.6%
Limited-English households: 2.7%

Geography

City (USPS): South Bend
State: Indiana
County: St. Joseph County
Center point: 41.7337° N, 86.2427° W
Land area: 10 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

South Bend4% of zip
Roseland4% of zip
Notre Dame (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46637

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46556	Notre Dame, IN	2.2 mi	8,344	—	—
46624	South Bend, IN	2.2 mi	28	—	—
46635	South Bend, IN	2.5 mi	6,410	$81,944	$208,400
46616	South Bend, IN	2.8 mi	5,979	$58,537	$153,600
46617	South Bend, IN	3.4 mi	10,032	$74,186	$243,400
46626	South Bend, IN · PO box	3.9 mi	—	—	—
46628	South Bend, IN	4.1 mi	27,685	$61,759	$182,200
46601	South Bend, IN	4.4 mi	4,800	$30,789	$145,000
46615	South Bend, IN	4.4 mi	14,190	$62,964	$139,600
46545	Mishawaka, IN	5.7 mi	26,606	$56,865	$177,900
46613	South Bend, IN	5.7 mi	12,279	$42,537	$82,800
46530	Granger, IN	6 mi	31,598	$122,129	$345,400

Zip codes like 46637 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46637

What city is zip code 46637?

46637 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46637 in?

46637 is in St. Joseph County, Indiana.

What is the population of 46637?

About 16,200 people live in 46637, according to the Census Bureau's American Community Survey.

What time zone is 46637 in?

46637 is in Eastern Time.

What is the median household income in 46637?

The median household income in 46637 is $71,462.

What zip codes are near 46637?

The closest zip codes to 46637 are 46556, 46624, 46635, 46616, 46617.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46637, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.