Zip code 46601: South Bend, Indiana

Q: What city is zip code 46601?

46601 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46601 in?

46601 is in St. Joseph County, Indiana.

Q: What is the population of 46601?

About 4,800 people live in 46601, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46601?

The median household income in 46601 is $30,789.

Q: What zip codes are near 46601?

The closest zip codes to 46601 are 46626, 46613, 46617, 46616, 46615.

Residential delivery areaSt. Joseph CountyEastern Time

Population

4,800

Median household income

$31K

U.S. $81K

Median home value

$145K

U.S. $333K

Median rent

$866/mo

U.S. $1,413

Median age

39.1

U.S. 38.9

Land area

2 sq mi

2,439 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46601

46601 is a suburban zip code in South Bend, Indiana (St. Joseph County), covering 2 sq mi of land. About 4,800 people live here, or 2,439 per square mile. The median resident is 39.1 years old, compared with 38.9 nationally.

The median household earns $30,789 a year, about 38% of the national median of $80,734. 35.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $145,000, or 4.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 24% of occupied homes are lived in by their owners, and renters pay a median of $866 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.2 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in management, sales and food service.

How 46601 compares

Sorted from highest to lowest national percentile

Poverty rate35.2%
98th
WeaknessU.S. 12.5% · IN 12.3%16th of 742 in IN
Unemployment rate13%
98th
WeaknessU.S. 5.2% · IN 4.3%17th of 745 in IN
Housing vacancy29.6%
98th
U.S. 10.1% · IN 8.8%25th of 742 in IN
Income inequality (Gini)0.509
91st
WeaknessU.S. 0.483 · IN 0.45230th of 740 in IN
Veterans9.4%
87th
U.S. 6.2% · IN 6.3%131st of 745 in IN
Rent-burdened renters61.7%
87th
WeaknessU.S. 51.1% · IN 48.1%80th of 716 in IN
Diversity index63.4
79th
U.S. 61.4 · IN 41.424th of 745 in IN
Population density2,439/sq mi
61st
U.S. 95/sq mi · IN 191/sq mi60th of 745 in IN
Median age39.1
50th
U.S. 38.9 · IN 38.1458th of 745 in IN
Residents 65 and older15.8%
44th
U.S. 17.2% · IN 16.8%496th of 745 in IN
Work from home11%
40th
U.S. 15.1% · IN 10.7%176th of 745 in IN
Uninsured rate5.7%
40th
U.S. 8.4% · IN 7.4%382nd of 745 in IN
Tech workers2%
33rd
U.S. 3.8% · IN 2.5%255th of 745 in IN
Foreign-born residents5.5%
32nd
U.S. 14.1% · IN 6.3%142nd of 745 in IN
Bachelor's degree or higher23.5%
30th
U.S. 35.7% · IN 29.5%258th of 744 in IN
Self-employed workers7.3%
23rd
U.S. 10% · IN 8%440th of 745 in IN
Residents under 1818.4%
21st
U.S. 22% · IN 23.3%597th of 745 in IN
Median earnings per worker$40,012
21st
U.S. $49,666 · IN $46,609590th of 740 in IN
Median gross rent$866
11th
U.S. $1,413 · IN $1,062399th of 640 in IN
Population4,800
8th
U.S. 334,922,499 · IN 6,851,073311th of 745 in IN
Median home value$145,000
8th
U.S. $332,700 · IN $218,200542nd of 719 in IN
Per capita income$24,558
7th
WeaknessU.S. $44,673 · IN $38,351686th of 744 in IN
Broadband access82.4%
7th
WeaknessU.S. 91% · IN 89.9%595th of 742 in IN
Government workers8%
7th
U.S. 14.5% · IN 11.7%580th of 745 in IN
Average commute17.2 min
4th
StrengthU.S. 26.4 min · IN 24.1 min704th of 726 in IN
Homeownership rate24.3%
3rd
WeaknessU.S. 65.2% · IN 70.6%734th of 742 in IN
Median household income$30,789
1st
WeaknessU.S. $80,734 · IN $71,957717th of 719 in IN
Healthcare workers2.3%
1st
U.S. 9.7% · IN 9.8%683rd of 745 in IN

Measure	46601	St. Joseph	IN	U.S.	National percentile	Rank in IN
Poverty rateWeakness	35.2%	14.2%	12.3%	12.5%	98th	16th of 742
Unemployment rateWeakness	13%	5.2%	4.3%	5.2%	98th	17th of 745
Housing vacancy	29.6%	9.6%	8.8%	10.1%	98th	25th of 742
Income inequality (Gini)Weakness	0.509	0.470	0.452	0.483	91st	30th of 740
Veterans	9.4%	5.5%	6.3%	6.2%	87th	131st of 745
Rent-burdened rentersWeakness	61.7%	49.1%	48.1%	51.1%	87th	80th of 716
Diversity index	63.4	49.6	41.4	61.4	79th	24th of 745
Population density	2,439/sq mi	596/sq mi	191/sq mi	95/sq mi	61st	60th of 745
Median age	39.1	36.7	38.1	38.9	50th	458th of 745
Residents 65 and older	15.8%	16.9%	16.8%	17.2%	44th	496th of 745
Work from home	11%	10.7%	10.7%	15.1%	40th	176th of 745
Uninsured rate	5.7%	7.1%	7.4%	8.4%	40th	382nd of 745
Tech workers	2%	2.2%	2.5%	3.8%	33rd	255th of 745
Foreign-born residents	5.5%	6.9%	6.3%	14.1%	32nd	142nd of 745
Bachelor's degree or higher	23.5%	33.5%	29.5%	35.7%	30th	258th of 744
Self-employed workers	7.3%	6.9%	8%	10%	23rd	440th of 745
Residents under 18	18.4%	23.2%	23.3%	22%	21st	597th of 745
Median earnings per worker	$40,012	$44,264	$46,609	$49,666	21st	590th of 740
Median gross rent	$866	$1,062	$1,062	$1,413	11th	399th of 640
Population	4,800	273,040	6,851,073	334,922,499	8th	311th of 745
Median home value	$145,000	$192,800	$218,200	$332,700	8th	542nd of 719
Per capita incomeWeakness	$24,558	$36,834	$38,351	$44,673	7th	686th of 744
Broadband accessWeakness	82.4%	90.3%	89.9%	91%	7th	595th of 742
Government workers	8%	10.7%	11.7%	14.5%	7th	580th of 745
Average commuteStrength	17.2 min	21.1 min	24.1 min	26.4 min	4th	704th of 726
Homeownership rateWeakness	24.3%	69%	70.6%	65.2%	3rd	734th of 742
Median household incomeWeakness	$30,789	$66,868	$71,957	$80,734	1st	717th of 719
Healthcare workers	2.3%	8.9%	9.8%	9.7%	1st	683rd of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

17%

25–34

15%

35–44

45–54

18%

55–64

11%

65–74

75+

Median age

39.1

Under 18

18.4%

65 and over

15.8%

Race and ethnicity

White51%
Black30%
Hispanic11%
Asian0.7%
Native American0.2%
Pacific Islander0%
Other0.4%
Multiracial7%

Diversity index

63.4

U.S. 61.4

Foreign-born

5.5%

U.S. 14.1%

Born in state

59.4%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,066
Average household size: 1.9
Family households: 32.2%
Married couples: 20.7%
Living alone: 58.7%
Veterans (of adults): 9.4%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

40%

$25–50k

24%

$50–75k

15%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

46601

$30,789

St. Joseph Co.

$66,868

Indiana

$71,957

United States

$80,734

Per capita income

$24,558

U.S. $44,673

Poverty rate

35.2%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.509

U.S. 0.483

Housing

Median home value

46601

$145,000

St. Joseph Co.

$192,800

Indiana

$218,200

United States

$332,700

Median gross rent

46601

$866

St. Joseph Co.

$1,062

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

33%

2–4 units

18%

5–19 units

20+ units

42%

Mobile home

Boat, RV, van

Housing units: 2,933
Owner-occupied: 24.3%
Vacant: 29.6%
Median year built: 1939 or earlier
Median rooms: 3.8
Renters paying 30%+ of income: 61.7%
Renters paying 50%+ of income: 20%
Home value to income: 4.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

64%

Carpooled

Transit

Walked

Bicycle

Worked from home

11%

Other

0.6%

Commute time (one way)

<10 min

34%

10–19

31%

20–29

16%

30–44

45–59

60+

Average commute

17.2 min

U.S. 26.4 min

Unemployment

13%

U.S. 5.2%

In labor force

50.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Sales

14%

Food service

12%

Transportation and moving

11%

Education

Cleaning and personal care

Production

Arts, media and sports

Office and admin

Business and finance

Construction and repair

Engineering and science

Healthcare

Computer and math

Legal and social services

Police and fire

Farming, fishing and forestry

Industries

Restaurants and hotels

19%

Education

15%

Manufacturing

11%

Construction

Other services

Professional and technical services

Retail

Health care and social assistance

Arts and recreation

Public administration

Transportation, warehousing and utilities

Finance, insurance and real estate

Wholesale

Admin, support and management

Information

Agriculture and mining

Median earnings per worker

$40,012

U.S. $49,666

Self-employed

7.3%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

19.7%

U.S. 8.8%

Median earnings by type of work

Type of work	46601	U.S.
Management, business, science and arts	$50,185	$74,888
Service	$17,791	$26,804
Sales and office	$37,857	$40,476
Construction and maintenance	$37,212	$49,199
Production and transportation	$41,534	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

33%

Some college

22%

Associate's

Bachelor's

13%

Graduate

10%

High school graduate or higher: 83.4%
Bachelor's degree or higher: 23.5%
Graduate or professional degree: 10.2%
Households with broadband: 82.4%
Cable, fiber or DSL: 56.7%
No internet access: 12.5%
Without health insurance: 5.7%
Limited-English households: 1.5%

Geography

City (USPS): South Bend
State: Indiana
County: St. Joseph County
Center point: 41.6703° N, 86.2527° W
Land area: 2 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

South Bend100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46601

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46626	South Bend, IN · PO box	0.5 mi	—	—	—
46613	South Bend, IN	1.4 mi	12,279	$42,537	$82,800
46617	South Bend, IN	1.4 mi	10,032	$74,186	$243,400
46616	South Bend, IN	2 mi	5,979	$58,537	$153,600
46615	South Bend, IN	2.1 mi	14,190	$62,964	$139,600
46556	Notre Dame, IN	2.2 mi	8,344	—	—
46624	South Bend, IN	2.2 mi	28	—	—
46635	South Bend, IN	4 mi	6,410	$81,944	$208,400
46637	South Bend, IN	4.4 mi	16,200	$71,462	$207,100
46614	South Bend, IN	4.7 mi	29,602	$74,153	$187,500
46546	Mishawaka, IN · PO box	4.9 mi	—	—	—
46628	South Bend, IN	4.9 mi	27,685	$61,759	$182,200

Zip codes like 46601 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46601

What city is zip code 46601?

46601 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46601 in?

46601 is in St. Joseph County, Indiana.

What is the population of 46601?

About 4,800 people live in 46601, according to the Census Bureau's American Community Survey.

What time zone is 46601 in?

46601 is in Eastern Time.

What is the median household income in 46601?

The median household income in 46601 is $30,789.

What zip codes are near 46601?

The closest zip codes to 46601 are 46626, 46613, 46617, 46616, 46615.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46601, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.