Zip code 46616: South Bend, Indiana

Q: What city is zip code 46616?

46616 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46616 in?

46616 is in St. Joseph County, Indiana.

Q: What is the population of 46616?

About 5,979 people live in 46616, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46616?

The median household income in 46616 is $58,537.

Q: What zip codes are near 46616?

The closest zip codes to 46616 are 46624, 46556, 46626, 46617, 46601.

Residential delivery areaSt. Joseph CountyEastern Time

Population

5,979

Median household income

$59K

U.S. $81K

Median home value

$154K

U.S. $333K

Median rent

$1,084/mo

U.S. $1,413

Median age

33.2

U.S. 38.9

Land area

1.4 sq mi

4,164 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46616

46616 is an urban zip code in South Bend, Indiana (St. Joseph County), covering 1.4 sq mi of land. About 5,979 people live here, or 4,164 per square mile. The median resident is 33.2 years old, compared with 38.9 nationally.

The median household earns $58,537 a year, 27% below the national median of $80,734. 12.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $153,600, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 57% of occupied homes are lived in by their owners, and renters pay a median of $1,084 a month.

41% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.8 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in education; management; and cleaning and personal care.

How 46616 compares

Sorted from highest to lowest national percentile

Residents under 1826.9%
86th
U.S. 22% · IN 23.3%154th of 745 in IN
Diversity index63.8
80th
U.S. 61.4 · IN 41.421st of 745 in IN
Population density4,164/sq mi
76th
U.S. 95/sq mi · IN 191/sq mi19th of 745 in IN
Housing vacancy9.9%
71st
U.S. 10.1% · IN 8.8%278th of 742 in IN
Bachelor's degree or higher41.2%
68th
U.S. 35.7% · IN 29.5%62nd of 744 in IN
Broadband access93.7%
64th
U.S. 91% · IN 89.9%124th of 742 in IN
Rent-burdened renters53.3%
60th
U.S. 51.1% · IN 48.1%173rd of 716 in IN
Poverty rate12.4%
58th
U.S. 12.5% · IN 12.3%260th of 742 in IN
Uninsured rate7.7%
57th
U.S. 8.4% · IN 7.4%234th of 745 in IN
Foreign-born residents8.2%
44th
U.S. 14.1% · IN 6.3%88th of 745 in IN
Unemployment rate4.3%
39th
U.S. 5.2% · IN 4.3%276th of 745 in IN
Income inequality (Gini)0.415
32nd
U.S. 0.483 · IN 0.452281st of 740 in IN
Homeownership rate57.4%
28th
U.S. 65.2% · IN 70.6%677th of 742 in IN
Median gross rent$1,084
27th
U.S. $1,413 · IN $1,062150th of 640 in IN
Residents 65 and older13.5%
26th
U.S. 17.2% · IN 16.8%584th of 745 in IN
Tech workers1.6%
25th
U.S. 3.8% · IN 2.5%318th of 745 in IN
Government workers10.8%
25th
U.S. 14.5% · IN 11.7%399th of 745 in IN
Median earnings per worker$40,909
24th
U.S. $49,666 · IN $46,609557th of 740 in IN
Work from home8.2%
23rd
U.S. 15.1% · IN 10.7%311th of 745 in IN
Per capita income$30,842
21st
U.S. $44,673 · IN $38,351537th of 744 in IN
Veterans3.4%
19th
U.S. 6.2% · IN 6.3%673rd of 745 in IN
Median household income$58,537
18th
WeaknessU.S. $80,734 · IN $71,957564th of 719 in IN
Median age33.2
12th
U.S. 38.9 · IN 38.1658th of 745 in IN
Healthcare workers6.6%
12th
U.S. 9.7% · IN 9.8%539th of 745 in IN
Population5,979
10th
U.S. 334,922,499 · IN 6,851,073276th of 745 in IN
Median home value$153,600
10th
U.S. $332,700 · IN $218,200508th of 719 in IN
Self-employed workers5.6%
7th
U.S. 10% · IN 8%575th of 745 in IN
Average commute17.8 min
5th
StrengthU.S. 26.4 min · IN 24.1 min697th of 726 in IN

Measure	46616	St. Joseph	IN	U.S.	National percentile	Rank in IN
Residents under 18	26.9%	23.2%	23.3%	22%	86th	154th of 745
Diversity index	63.8	49.6	41.4	61.4	80th	21st of 745
Population density	4,164/sq mi	596/sq mi	191/sq mi	95/sq mi	76th	19th of 745
Housing vacancy	9.9%	9.6%	8.8%	10.1%	71st	278th of 742
Bachelor's degree or higher	41.2%	33.5%	29.5%	35.7%	68th	62nd of 744
Broadband access	93.7%	90.3%	89.9%	91%	64th	124th of 742
Rent-burdened renters	53.3%	49.1%	48.1%	51.1%	60th	173rd of 716
Poverty rate	12.4%	14.2%	12.3%	12.5%	58th	260th of 742
Uninsured rate	7.7%	7.1%	7.4%	8.4%	57th	234th of 745
Foreign-born residents	8.2%	6.9%	6.3%	14.1%	44th	88th of 745
Unemployment rate	4.3%	5.2%	4.3%	5.2%	39th	276th of 745
Income inequality (Gini)	0.415	0.470	0.452	0.483	32nd	281st of 740
Homeownership rate	57.4%	69%	70.6%	65.2%	28th	677th of 742
Median gross rent	$1,084	$1,062	$1,062	$1,413	27th	150th of 640
Residents 65 and older	13.5%	16.9%	16.8%	17.2%	26th	584th of 745
Tech workers	1.6%	2.2%	2.5%	3.8%	25th	318th of 745
Government workers	10.8%	10.7%	11.7%	14.5%	25th	399th of 745
Median earnings per worker	$40,909	$44,264	$46,609	$49,666	24th	557th of 740
Work from home	8.2%	10.7%	10.7%	15.1%	23rd	311th of 745
Per capita income	$30,842	$36,834	$38,351	$44,673	21st	537th of 744
Veterans	3.4%	5.5%	6.3%	6.2%	19th	673rd of 745
Median household incomeWeakness	$58,537	$66,868	$71,957	$80,734	18th	564th of 719
Median age	33.2	36.7	38.1	38.9	12th	658th of 745
Healthcare workers	6.6%	8.9%	9.8%	9.7%	12th	539th of 745
Population	5,979	273,040	6,851,073	334,922,499	10th	276th of 745
Median home value	$153,600	$192,800	$218,200	$332,700	10th	508th of 719
Self-employed workers	5.6%	6.9%	8%	10%	7th	575th of 745
Average commuteStrength	17.8 min	21.1 min	24.1 min	26.4 min	5th	697th of 726

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

16%

25–34

14%

35–44

45–54

12%

55–64

11%

65–74

75+

Median age

33.2

Under 18

26.9%

65 and over

13.5%

Race and ethnicity

White53%
Black23%
Hispanic13%
Asian5%
Native American0%
Pacific Islander0%
Other0.2%
Multiracial5%

Diversity index

63.8

U.S. 61.4

Foreign-born

8.2%

U.S. 14.1%

Born in state

53%

Language spoken at home (households)

English only

85%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 2,501
Average household size: 2.4
Family households: 54.2%
Married couples: 32.6%
Living alone: 35.7%
Veterans (of adults): 3.4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

26%

$50–75k

19%

$75–100k

14%

$100–150k

16%

$150–200k

$200k+

Median household income

46616

$58,537

St. Joseph Co.

$66,868

Indiana

$71,957

United States

$80,734

Per capita income

$30,842

U.S. $44,673

Poverty rate

12.4%

U.S. 12.5%

Households earning $150K+

8.4%

U.S. 23%

Income inequality (Gini)

0.415

U.S. 0.483

Housing

Median home value

46616

$153,600

St. Joseph Co.

$192,800

Indiana

$218,200

United States

$332,700

Median gross rent

46616

$1,084

St. Joseph Co.

$1,062

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

80%

2–4 units

15%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,777
Owner-occupied: 57.4%
Vacant: 9.9%
Median year built: 1942
Median rooms: 6
Renters paying 30%+ of income: 53.3%
Renters paying 50%+ of income: 32.6%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

66%

Carpooled

14%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

17%

10–19

48%

20–29

15%

30–44

15%

45–59

60+

Average commute

17.8 min

U.S. 26.4 min

Unemployment

4.3%

U.S. 5.2%

In labor force

70.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

17%

Management

14%

Cleaning and personal care

10%

Office and admin

Production

Transportation and moving

Healthcare

Food service

Legal and social services

Construction and repair

Engineering and science

Business and finance

Sales

Computer and math

Police and fire

Arts, media and sports

Farming, fishing and forestry

Industries

Education

25%

Health care and social assistance

18%

Manufacturing

12%

Restaurants and hotels

Other services

Professional and technical services

Transportation, warehousing and utilities

Retail

Admin, support and management

Finance, insurance and real estate

Construction

Public administration

Arts and recreation

Information

Wholesale

0.9%

Agriculture and mining

0.3%

Median earnings per worker

$40,909

U.S. $49,666

Self-employed

5.6%

U.S. 10%

Government workers

10.8%

U.S. 14.5%

Nonprofit workers

29.5%

U.S. 8.8%

Median earnings by type of work

Type of work	46616	U.S.
Management, business, science and arts	$58,623	$74,888
Service	$23,125	$26,804
Sales and office	$39,417	$40,476
Construction and maintenance	$51,645	$49,199
Production and transportation	$35,461	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

16%

Associate's

12%

Bachelor's

13%

Graduate

28%

High school graduate or higher: 90.8%
Bachelor's degree or higher: 41.2%
Graduate or professional degree: 28.2%
Households with broadband: 93.7%
Cable, fiber or DSL: 74.2%
No internet access: 5.4%
Without health insurance: 7.7%
Limited-English households: 1.6%

Geography

City (USPS): South Bend
State: Indiana
County: St. Joseph County
Center point: 41.6969° N, 86.2670° W
Land area: 1.4 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

South Bend100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46616

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46624	South Bend, IN	0.9 mi	28	—	—
46556	Notre Dame, IN	1.2 mi	8,344	—	—
46626	South Bend, IN · PO box	1.5 mi	—	—	—
46617	South Bend, IN	1.9 mi	10,032	$74,186	$243,400
46601	South Bend, IN	2 mi	4,800	$30,789	$145,000
46637	South Bend, IN	2.8 mi	16,200	$71,462	$207,100
46613	South Bend, IN	3 mi	12,279	$42,537	$82,800
46628	South Bend, IN	3.2 mi	27,685	$61,759	$182,200
46615	South Bend, IN	3.3 mi	14,190	$62,964	$139,600
46635	South Bend, IN	3.6 mi	6,410	$81,944	$208,400
46619	South Bend, IN	5.1 mi	21,729	$48,081	$105,400
46546	Mishawaka, IN · PO box	6.1 mi	—	—	—

Zip codes like 46616 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46616

What city is zip code 46616?

46616 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46616 in?

46616 is in St. Joseph County, Indiana.

What is the population of 46616?

About 5,979 people live in 46616, according to the Census Bureau's American Community Survey.

What time zone is 46616 in?

46616 is in Eastern Time.

What is the median household income in 46616?

The median household income in 46616 is $58,537.

What zip codes are near 46616?

The closest zip codes to 46616 are 46624, 46556, 46626, 46617, 46601.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46616, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.