Zip code 48603: Saginaw, Michigan

Q: What city is zip code 48603?

48603 is assigned to Saginaw, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48603 in?

48603 is in Saginaw County, Michigan.

Q: What is the population of 48603?

About 27,757 people live in 48603, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48603?

The median household income in 48603 is $66,352.

Q: What zip codes are near 48603?

The closest zip codes to 48603 are 48605, 48638, 48602, 48604, 48663.

Residential delivery areaSaginaw CountyEastern Time

Population

27,757

Median household income

$66K

U.S. $81K

Median home value

$187K

U.S. $333K

Median rent

$1,050/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

18 sq mi

1,523 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48603

48603 is a suburban zip code in Saginaw, Michigan (Saginaw County), covering 18 sq mi of land. About 27,757 people live here, or 1,523 per square mile. The median resident is 41 years old, compared with 38.9 nationally.

The median household earns $66,352 a year, 18% below the national median of $80,734. 14.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $186,800, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $1,050 a month.

37% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.9 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in healthcare, sales and management.

How 48603 compares

Sorted from highest to lowest national percentile

Healthcare workers13.3%
90th
U.S. 9.7% · MI 10.1%121st of 961 in MI
Residents 65 and older22.2%
84th
U.S. 17.2% · MI 18.6%379th of 962 in MI
Income inequality (Gini)0.457
68th
U.S. 0.483 · MI 0.465201st of 958 in MI
Poverty rate14.2%
66th
U.S. 12.5% · MI 13.2%307th of 959 in MI
Median age41
65th
U.S. 38.9 · MI 40.2622nd of 962 in MI
Unemployment rate5.8%
65th
U.S. 5.2% · MI 5.7%335th of 961 in MI
Bachelor's degree or higher37.2%
60th
U.S. 35.7% · MI 32.4%195th of 961 in MI
Rent-burdened renters52.8%
58th
U.S. 51.1% · MI 50.4%302nd of 931 in MI
Veterans6.3%
57th
U.S. 6.2% · MI 5.8%553rd of 962 in MI
Per capita income$41,492
54th
U.S. $44,673 · MI $40,735290th of 962 in MI
Population density1,523/sq mi
51st
U.S. 95/sq mi · MI 178/sq mi173rd of 962 in MI
Housing vacancy6.8%
51st
U.S. 10.1% · MI 11.8%631st of 958 in MI
Diversity index47.3
47th
U.S. 61.4 · MI 45.3125th of 962 in MI
Homeownership rate66.9%
46th
U.S. 65.2% · MI 73.2%832nd of 958 in MI
Population27,757
45th
U.S. 334,922,499 · MI 10,077,761104th of 962 in MI
Median earnings per worker$46,686
45th
U.S. $49,666 · MI $47,178365th of 960 in MI
Tech workers2.6%
45th
U.S. 3.8% · MI 3.1%302nd of 961 in MI
Broadband access91.2%
42nd
U.S. 91% · MI 90.5%335th of 958 in MI
Work from home10.8%
39th
U.S. 15.1% · MI 13.5%412th of 961 in MI
Residents under 1820.4%
35th
U.S. 22% · MI 21.2%479th of 962 in MI
Foreign-born residents5.8%
33rd
U.S. 14.1% · MI 7.2%179th of 962 in MI
Median household income$66,352
30th
U.S. $80,734 · MI $72,875520th of 952 in MI
Government workers10.9%
26th
U.S. 14.5% · MI 11.6%536th of 961 in MI
Median gross rent$1,050
25th
U.S. $1,413 · MI $1,129322nd of 851 in MI
Uninsured rate4.3%
25th
U.S. 8.4% · MI 4.9%521st of 961 in MI
Median home value$186,800
18th
U.S. $332,700 · MI $231,600495th of 946 in MI
Average commute20.9 min
17th
StrengthU.S. 26.4 min · MI 24.2 min768th of 941 in MI
Self-employed workers5%
4th
U.S. 10% · MI 8.6%884th of 961 in MI

Measure	48603	Saginaw	MI	U.S.	National percentile	Rank in MI
Healthcare workers	13.3%	11.6%	10.1%	9.7%	90th	121st of 961
Residents 65 and older	22.2%	20.4%	18.6%	17.2%	84th	379th of 962
Income inequality (Gini)	0.457	0.468	0.465	0.483	68th	201st of 958
Poverty rate	14.2%	18.2%	13.2%	12.5%	66th	307th of 959
Median age	41	41.2	40.2	38.9	65th	622nd of 962
Unemployment rate	5.8%	6.4%	5.7%	5.2%	65th	335th of 961
Bachelor's degree or higher	37.2%	24.4%	32.4%	35.7%	60th	195th of 961
Rent-burdened renters	52.8%	55%	50.4%	51.1%	58th	302nd of 931
Veterans	6.3%	6.6%	5.8%	6.2%	57th	553rd of 962
Per capita income	$41,492	$34,578	$40,735	$44,673	54th	290th of 962
Population density	1,523/sq mi	236/sq mi	178/sq mi	95/sq mi	51st	173rd of 962
Housing vacancy	6.8%	9.6%	11.8%	10.1%	51st	631st of 958
Diversity index	47.3	49.8	45.3	61.4	47th	125th of 962
Homeownership rate	66.9%	74.1%	73.2%	65.2%	46th	832nd of 958
Population	27,757	188,665	10,077,761	334,922,499	45th	104th of 962
Median earnings per worker	$46,686	$41,818	$47,178	$49,666	45th	365th of 960
Tech workers	2.6%	2.3%	3.1%	3.8%	45th	302nd of 961
Broadband access	91.2%	89%	90.5%	91%	42nd	335th of 958
Work from home	10.8%	10%	13.5%	15.1%	39th	412th of 961
Residents under 18	20.4%	21.3%	21.2%	22%	35th	479th of 962
Foreign-born residents	5.8%	2.4%	7.2%	14.1%	33rd	179th of 962
Median household income	$66,352	$60,622	$72,875	$80,734	30th	520th of 952
Government workers	10.9%	12.1%	11.6%	14.5%	26th	536th of 961
Median gross rent	$1,050	$947	$1,129	$1,413	25th	322nd of 851
Uninsured rate	4.3%	4.5%	4.9%	8.4%	25th	521st of 961
Median home value	$186,800	$152,800	$231,600	$332,700	18th	495th of 946
Average commuteStrength	20.9 min	22.4 min	24.2 min	26.4 min	17th	768th of 941
Self-employed workers	5%	7.2%	8.6%	10%	4th	884th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

10%

18–24

13%

25–34

12%

35–44

10%

45–54

13%

55–64

12%

65–74

10%

75+

Median age

Under 18

20.4%

65 and over

22.2%

Race and ethnicity

White71%
Black11%
Hispanic10%
Asian5%
Native American0.1%
Pacific Islander0.2%
Other0%
Multiracial2%

Diversity index

47.3

U.S. 61.4

Foreign-born

5.8%

U.S. 14.1%

Born in state

82.1%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 12,416
Average household size: 2.2
Family households: 59.6%
Married couples: 41.8%
Living alone: 34.1%
Veterans (of adults): 6.3%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

23%

$50–75k

19%

$75–100k

11%

$100–150k

14%

$150–200k

$200k+

Median household income

48603

$66,352

Saginaw Co.

$60,622

Michigan

$72,875

United States

$80,734

Per capita income

$41,492

U.S. $44,673

Poverty rate

14.2%

U.S. 12.5%

Households earning $150K+

18.5%

U.S. 23%

Income inequality (Gini)

0.457

U.S. 0.483

Housing

Median home value

48603

$186,800

Saginaw Co.

$152,800

Michigan

$231,600

United States

$332,700

Median gross rent

48603

$1,050

Saginaw Co.

$947

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

67%

2–4 units

5–19 units

14%

20+ units

Mobile home

Boat, RV, van

Housing units: 13,324
Owner-occupied: 66.9%
Vacant: 6.8%
Median year built: 1978
Median rooms: 5.7
Renters paying 30%+ of income: 52.8%
Renters paying 50%+ of income: 27.7%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.8%

Walked

0.4%

Bicycle

0.3%

Worked from home

11%

Other

Commute time (one way)

<10 min

18%

10–19

45%

20–29

19%

30–44

10%

45–59

60+

Average commute

20.9 min

U.S. 26.4 min

Unemployment

5.8%

U.S. 5.2%

In labor force

62.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

13%

Sales

12%

Management

11%

Office and admin

10%

Transportation and moving

Business and finance

Cleaning and personal care

Production

Construction and repair

Food service

Education

Legal and social services

Computer and math

Engineering and science

Police and fire

Arts, media and sports

0.9%

Farming, fishing and forestry

0.0%

Industries

Health care and social assistance

19%

Manufacturing

17%

Retail

13%

Education

Finance, insurance and real estate

Admin, support and management

Restaurants and hotels

Construction

Other services

Professional and technical services

Transportation, warehousing and utilities

Public administration

Wholesale

Information

Arts and recreation

Agriculture and mining

0.3%

Median earnings per worker

$46,686

U.S. $49,666

Self-employed

U.S. 10%

Government workers

10.9%

U.S. 14.5%

Nonprofit workers

13.7%

U.S. 8.8%

Median earnings by type of work

Type of work	48603	U.S.
Management, business, science and arts	$70,550	$74,888
Service	$23,927	$26,804
Sales and office	$41,594	$40,476
Construction and maintenance	$58,326	$49,199
Production and transportation	$36,360	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

26%

Some college

20%

Associate's

11%

Bachelor's

24%

Graduate

14%

High school graduate or higher: 93.8%
Bachelor's degree or higher: 37.2%
Graduate or professional degree: 13.5%
Households with broadband: 91.2%
Cable, fiber or DSL: 75.4%
No internet access: 4.9%
Without health insurance: 4.3%
Limited-English households: 1.1%

Geography

City (USPS): Saginaw
State: Michigan
County: Saginaw County
Center point: 43.4588° N, 84.0295° W
Land area: 18 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Freeland (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48603

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48605	Saginaw, MI · PO box	1.1 mi	—	—	—
48638	Saginaw, MI	2.8 mi	12,875	$69,459	$172,600
48602	Saginaw, MI	3.8 mi	27,127	$46,984	$73,600
48604	Saginaw, MI	4.1 mi	11,011	$53,042	$101,200
48663	Saginaw, MI · PO box	4.8 mi	—	—	—
48607	Saginaw, MI	5.1 mi	1,614	$37,973	$73,800
48724	Carrollton, MI	5.2 mi	1,229	$34,512	$66,100
48609	Saginaw, MI	5.5 mi	11,966	$78,218	$170,800
48623	Freeland, MI	6.7 mi	15,129	$101,250	$257,700
48710	University Center, MI	7.1 mi	0	—	—
48606	Saginaw, MI · PO box	7.6 mi	—	—	—
48608	Saginaw, MI · PO box	7.6 mi	—	—	—

Zip codes like 48603 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48603

What city is zip code 48603?

48603 is assigned to Saginaw, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48603 in?

48603 is in Saginaw County, Michigan.

What is the population of 48603?

About 27,757 people live in 48603, according to the Census Bureau's American Community Survey.

What time zone is 48603 in?

48603 is in Eastern Time.

What is the median household income in 48603?

The median household income in 48603 is $66,352.

What zip codes are near 48603?

The closest zip codes to 48603 are 48605, 48638, 48602, 48604, 48663.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48603, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.