Zip code 46613: South Bend, Indiana

Q: What city is zip code 46613?

46613 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46613 in?

46613 is in St. Joseph County, Indiana.

Q: What is the population of 46613?

About 12,279 people live in 46613, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46613?

The median household income in 46613 is $42,537.

Q: What zip codes are near 46613?

The closest zip codes to 46613 are 46601, 46626, 46617, 46616, 46615.

Residential delivery areaSt. Joseph CountyEastern Time

Population

12,279

Median household income

$43K

U.S. $81K

Median home value

$83K

U.S. $333K

Median rent

$990/mo

U.S. $1,413

Median age

28.8

U.S. 38.9

Land area

3.2 sq mi

3,818 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46613

46613 is an urban zip code in South Bend, Indiana (St. Joseph County), covering 3.2 sq mi of land. About 12,279 people live here, or 3,818 per square mile. The median resident is 28.8 years old, compared with 38.9 nationally.

The median household earns $42,537 a year, about 53% of the national median of $80,734. 33.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $82,800, or 1.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 53% of occupied homes are lived in by their owners, and renters pay a median of $990 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.4 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in sales; office and administrative support; and transportation and moving goods.

How 46613 compares

Sorted from highest to lowest national percentile

Residents under 1832.8%
99th
U.S. 22% · IN 23.3%48th of 745 in IN
Poverty rate33.6%
97th
WeaknessU.S. 12.5% · IN 12.3%20th of 742 in IN
Diversity index70.4
94th
U.S. 61.4 · IN 41.45th of 745 in IN
Unemployment rate8.6%
89th
WeaknessU.S. 5.2% · IN 4.3%66th of 745 in IN
Uninsured rate12.5%
82nd
WeaknessU.S. 8.4% · IN 7.4%95th of 745 in IN
Population density3,818/sq mi
74th
U.S. 95/sq mi · IN 191/sq mi23rd of 745 in IN
Housing vacancy10.8%
74th
U.S. 10.1% · IN 8.8%235th of 742 in IN
Rent-burdened renters53.5%
61st
U.S. 51.1% · IN 48.1%167th of 716 in IN
Income inequality (Gini)0.433
48th
U.S. 0.483 · IN 0.452192nd of 740 in IN
Foreign-born residents7.6%
41st
U.S. 14.1% · IN 6.3%97th of 745 in IN
Veterans4.9%
37th
U.S. 6.2% · IN 6.3%579th of 745 in IN
Self-employed workers7.6%
27th
U.S. 10% · IN 8%400th of 745 in IN
Tech workers1.5%
23rd
U.S. 3.8% · IN 2.5%335th of 745 in IN
Homeownership rate53.4%
22nd
U.S. 65.2% · IN 70.6%689th of 742 in IN
Work from home8%
22nd
U.S. 15.1% · IN 10.7%326th of 745 in IN
Median gross rent$990
20th
U.S. $1,413 · IN $1,062220th of 640 in IN
Average commute21.4 min
20th
StrengthU.S. 26.4 min · IN 24.1 min584th of 726 in IN
Broadband access87.2%
20th
WeaknessU.S. 91% · IN 89.9%454th of 742 in IN
Population12,279
19th
U.S. 334,922,499 · IN 6,851,073187th of 745 in IN
Residents 65 and older9.8%
8th
U.S. 17.2% · IN 16.8%692nd of 745 in IN
Healthcare workers5.8%
7th
U.S. 9.7% · IN 9.8%580th of 745 in IN
Bachelor's degree or higher11.9%
5th
WeaknessU.S. 35.7% · IN 29.5%603rd of 744 in IN
Median household income$42,537
4th
WeaknessU.S. $80,734 · IN $71,957696th of 719 in IN
Median earnings per worker$31,806
4th
WeaknessU.S. $49,666 · IN $46,609707th of 740 in IN
Median age28.8
3rd
U.S. 38.9 · IN 38.1712th of 745 in IN
Government workers6.4%
3rd
U.S. 14.5% · IN 11.7%643rd of 745 in IN
Per capita income$18,970
2nd
WeaknessU.S. $44,673 · IN $38,351728th of 744 in IN
Median home value$82,800
1st
U.S. $332,700 · IN $218,200704th of 719 in IN

Measure	46613	St. Joseph	IN	U.S.	National percentile	Rank in IN
Residents under 18	32.8%	23.2%	23.3%	22%	99th	48th of 745
Poverty rateWeakness	33.6%	14.2%	12.3%	12.5%	97th	20th of 742
Diversity index	70.4	49.6	41.4	61.4	94th	5th of 745
Unemployment rateWeakness	8.6%	5.2%	4.3%	5.2%	89th	66th of 745
Uninsured rateWeakness	12.5%	7.1%	7.4%	8.4%	82nd	95th of 745
Population density	3,818/sq mi	596/sq mi	191/sq mi	95/sq mi	74th	23rd of 745
Housing vacancy	10.8%	9.6%	8.8%	10.1%	74th	235th of 742
Rent-burdened renters	53.5%	49.1%	48.1%	51.1%	61st	167th of 716
Income inequality (Gini)	0.433	0.470	0.452	0.483	48th	192nd of 740
Foreign-born residents	7.6%	6.9%	6.3%	14.1%	41st	97th of 745
Veterans	4.9%	5.5%	6.3%	6.2%	37th	579th of 745
Self-employed workers	7.6%	6.9%	8%	10%	27th	400th of 745
Tech workers	1.5%	2.2%	2.5%	3.8%	23rd	335th of 745
Homeownership rate	53.4%	69%	70.6%	65.2%	22nd	689th of 742
Work from home	8%	10.7%	10.7%	15.1%	22nd	326th of 745
Median gross rent	$990	$1,062	$1,062	$1,413	20th	220th of 640
Average commuteStrength	21.4 min	21.1 min	24.1 min	26.4 min	20th	584th of 726
Broadband accessWeakness	87.2%	90.3%	89.9%	91%	20th	454th of 742
Population	12,279	273,040	6,851,073	334,922,499	19th	187th of 745
Residents 65 and older	9.8%	16.9%	16.8%	17.2%	8th	692nd of 745
Healthcare workers	5.8%	8.9%	9.8%	9.7%	7th	580th of 745
Bachelor's degree or higherWeakness	11.9%	33.5%	29.5%	35.7%	5th	603rd of 744
Median household incomeWeakness	$42,537	$66,868	$71,957	$80,734	4th	696th of 719
Median earnings per workerWeakness	$31,806	$44,264	$46,609	$49,666	4th	707th of 740
Median age	28.8	36.7	38.1	38.9	3rd	712th of 745
Government workers	6.4%	10.7%	11.7%	14.5%	3rd	643rd of 745
Per capita incomeWeakness	$18,970	$36,834	$38,351	$44,673	2nd	728th of 744
Median home value	$82,800	$192,800	$218,200	$332,700	1st	704th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

25%

5–17

11%

18–24

15%

25–34

11%

35–44

11%

45–54

55–64

65–74

75+

Median age

28.8

Under 18

32.8%

65 and over

9.8%

Race and ethnicity

White42%
Black22%
Hispanic24%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.4%
Multiracial9%

Diversity index

70.4

U.S. 61.4

Foreign-born

7.6%

U.S. 14.1%

Born in state

72.8%

Language spoken at home (households)

English only

84%

Spanish

14%

Other Indo-European

0.1%

Asian / Pacific

0.8%

Other

0.6%

Households

Households: 4,244
Average household size: 2.8
Family households: 62.3%
Married couples: 26.6%
Living alone: 32.3%
Veterans (of adults): 4.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

26%

$25–50k

32%

$50–75k

24%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

46613

$42,537

St. Joseph Co.

$66,868

Indiana

$71,957

United States

$80,734

Per capita income

$18,970

U.S. $44,673

Poverty rate

33.6%

U.S. 12.5%

Households earning $150K+

3.5%

U.S. 23%

Income inequality (Gini)

0.433

U.S. 0.483

Housing

Median home value

46613

$82,800

St. Joseph Co.

$192,800

Indiana

$218,200

United States

$332,700

Median gross rent

46613

$990

St. Joseph Co.

$1,062

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

89%

2–4 units

5–19 units

20+ units

0.4%

Mobile home

0.4%

Boat, RV, van

Housing units: 4,758
Owner-occupied: 53.4%
Vacant: 10.8%
Median year built: 1939 or earlier
Median rooms: 5.4
Renters paying 30%+ of income: 53.5%
Renters paying 50%+ of income: 30.3%
Home value to income: 1.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

10%

Transit

Walked

Bicycle

0.2%

Worked from home

Other

Commute time (one way)

<10 min

17%

10–19

36%

20–29

29%

30–44

10%

45–59

60+

Average commute

21.4 min

U.S. 26.4 min

Unemployment

8.6%

U.S. 5.2%

In labor force

60.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

13%

Office and admin

13%

Transportation and moving

13%

Production

12%

Management

Construction and repair

Cleaning and personal care

Food service

Healthcare

Business and finance

Education

Computer and math

Legal and social services

Arts, media and sports

Engineering and science

0.9%

Police and fire

0.2%

Farming, fishing and forestry

Industries

Retail

18%

Manufacturing

15%

Health care and social assistance

11%

Restaurants and hotels

10%

Transportation, warehousing and utilities

Education

Other services

Professional and technical services

Admin, support and management

Finance, insurance and real estate

Construction

Arts and recreation

Wholesale

Public administration

Information

0.9%

Agriculture and mining

0.4%

Median earnings per worker

$31,806

U.S. $49,666

Self-employed

7.6%

U.S. 10%

Government workers

6.4%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	46613	U.S.
Management, business, science and arts	$32,271	$74,888
Service	$13,768	$26,804
Sales and office	$33,435	$40,476
Construction and maintenance	$36,146	$49,199
Production and transportation	$34,332	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

19%

High school

46%

Some college

17%

Associate's

Bachelor's

Graduate

High school graduate or higher: 81.5%
Bachelor's degree or higher: 11.9%
Graduate or professional degree: 3.3%
Households with broadband: 87.2%
Cable, fiber or DSL: 64.9%
No internet access: 10.3%
Without health insurance: 12.5%
Limited-English households: 2.8%

Geography

City (USPS): South Bend
State: Indiana
County: St. Joseph County
Center point: 41.6536° N, 86.2663° W
Land area: 3.2 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

South Bend100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46613

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46601	South Bend, IN	1.4 mi	4,800	$30,789	$145,000
46626	South Bend, IN · PO box	1.8 mi	—	—	—
46617	South Bend, IN	2.7 mi	10,032	$74,186	$243,400
46616	South Bend, IN	3 mi	5,979	$58,537	$153,600
46615	South Bend, IN	3.2 mi	14,190	$62,964	$139,600
46614	South Bend, IN	3.4 mi	29,602	$74,153	$187,500
46556	Notre Dame, IN	3.5 mi	8,344	—	—
46624	South Bend, IN	3.5 mi	28	—	—
46634	South Bend, IN · PO box	4.2 mi	—	—	—
46660	South Bend, IN · PO box	4.2 mi	—	—	—
46680	South Bend, IN · PO box	4.2 mi	—	—	—
46699	South Bend, IN · PO box	4.2 mi	—	—	—

Zip codes like 46613 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46613

What city is zip code 46613?

46613 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46613 in?

46613 is in St. Joseph County, Indiana.

What is the population of 46613?

About 12,279 people live in 46613, according to the Census Bureau's American Community Survey.

What time zone is 46613 in?

46613 is in Eastern Time.

What is the median household income in 46613?

The median household income in 46613 is $42,537.

What zip codes are near 46613?

The closest zip codes to 46613 are 46601, 46626, 46617, 46616, 46615.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46613, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.