Zip code 46614: South Bend, Indiana

Q: What city is zip code 46614?

46614 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46614 in?

46614 is in St. Joseph County, Indiana.

Q: What is the population of 46614?

About 29,602 people live in 46614, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46614?

The median household income in 46614 is $74,153.

Q: What zip codes are near 46614?

The closest zip codes to 46614 are 46634, 46660, 46680, 46699, 46613.

Residential delivery areaSt. Joseph CountyEastern Time

Population

29,602

Median household income

$74K

U.S. $81K

Median home value

$188K

U.S. $333K

Median rent

$925/mo

U.S. $1,413

Median age

40.6

U.S. 38.9

Land area

53 sq mi

556 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46614

46614 is a suburban zip code in South Bend, Indiana (St. Joseph County), covering 53 sq mi of land. About 29,602 people live here, or 556 per square mile. The median resident is 40.6 years old, compared with 38.9 nationally.

The median household earns $74,153 a year, close to the national median of $80,734. 10% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $187,500, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $925 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.2 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and construction and repair.

How 46614 compares

Sorted from highest to lowest national percentile

Residents 65 and older21.8%
82nd
U.S. 17.2% · IN 16.8%177th of 745 in IN
Homeownership rate79.7%
78th
U.S. 65.2% · IN 70.6%426th of 742 in IN
Median age40.6
62nd
U.S. 38.9 · IN 38.1367th of 745 in IN
Bachelor's degree or higher36.1%
59th
U.S. 35.7% · IN 29.5%88th of 744 in IN
Residents under 1822.8%
57th
U.S. 22% · IN 23.3%366th of 745 in IN
Income inequality (Gini)0.434
50th
U.S. 0.483 · IN 0.452180th of 740 in IN
Population29,602
49th
U.S. 334,922,499 · IN 6,851,07364th of 745 in IN
Work from home12.6%
49th
U.S. 15.1% · IN 10.7%134th of 745 in IN
Veterans5.8%
49th
U.S. 6.2% · IN 6.3%466th of 745 in IN
Median earnings per worker$47,657
48th
U.S. $49,666 · IN $46,609286th of 740 in IN
Per capita income$39,222
47th
U.S. $44,673 · IN $38,351198th of 744 in IN
Poverty rate10%
45th
U.S. 12.5% · IN 12.3%364th of 742 in IN
Diversity index45.6
44th
U.S. 61.4 · IN 41.491st of 745 in IN
Median household income$74,153
42nd
U.S. $80,734 · IN $71,957310th of 719 in IN
Broadband access90.9%
40th
U.S. 91% · IN 89.9%258th of 742 in IN
Housing vacancy5.2%
35th
U.S. 10.1% · IN 8.8%534th of 742 in IN
Population density556/sq mi
34th
U.S. 95/sq mi · IN 191/sq mi193rd of 745 in IN
Foreign-born residents5.6%
32nd
U.S. 14.1% · IN 6.3%134th of 745 in IN
Unemployment rate3.8%
30th
U.S. 5.2% · IN 4.3%330th of 745 in IN
Uninsured rate4.7%
29th
U.S. 8.4% · IN 7.4%472nd of 745 in IN
Healthcare workers8%
28th
U.S. 9.7% · IN 9.8%452nd of 745 in IN
Tech workers1.7%
27th
U.S. 3.8% · IN 2.5%301st of 745 in IN
Average commute22.2 min
24th
U.S. 26.4 min · IN 24.1 min545th of 726 in IN
Self-employed workers7%
19th
U.S. 10% · IN 8%471st of 745 in IN
Median home value$187,500
18th
U.S. $332,700 · IN $218,200327th of 719 in IN
Rent-burdened renters41%
18th
StrengthU.S. 51.1% · IN 48.1%388th of 716 in IN
Median gross rent$925
15th
U.S. $1,413 · IN $1,062321st of 640 in IN
Government workers9.1%
13th
U.S. 14.5% · IN 11.7%525th of 745 in IN

Measure	46614	St. Joseph	IN	U.S.	National percentile	Rank in IN
Residents 65 and older	21.8%	16.9%	16.8%	17.2%	82nd	177th of 745
Homeownership rate	79.7%	69%	70.6%	65.2%	78th	426th of 742
Median age	40.6	36.7	38.1	38.9	62nd	367th of 745
Bachelor's degree or higher	36.1%	33.5%	29.5%	35.7%	59th	88th of 744
Residents under 18	22.8%	23.2%	23.3%	22%	57th	366th of 745
Income inequality (Gini)	0.434	0.470	0.452	0.483	50th	180th of 740
Population	29,602	273,040	6,851,073	334,922,499	49th	64th of 745
Work from home	12.6%	10.7%	10.7%	15.1%	49th	134th of 745
Veterans	5.8%	5.5%	6.3%	6.2%	49th	466th of 745
Median earnings per worker	$47,657	$44,264	$46,609	$49,666	48th	286th of 740
Per capita income	$39,222	$36,834	$38,351	$44,673	47th	198th of 744
Poverty rate	10%	14.2%	12.3%	12.5%	45th	364th of 742
Diversity index	45.6	49.6	41.4	61.4	44th	91st of 745
Median household income	$74,153	$66,868	$71,957	$80,734	42nd	310th of 719
Broadband access	90.9%	90.3%	89.9%	91%	40th	258th of 742
Housing vacancy	5.2%	9.6%	8.8%	10.1%	35th	534th of 742
Population density	556/sq mi	596/sq mi	191/sq mi	95/sq mi	34th	193rd of 745
Foreign-born residents	5.6%	6.9%	6.3%	14.1%	32nd	134th of 745
Unemployment rate	3.8%	5.2%	4.3%	5.2%	30th	330th of 745
Uninsured rate	4.7%	7.1%	7.4%	8.4%	29th	472nd of 745
Healthcare workers	8%	8.9%	9.8%	9.7%	28th	452nd of 745
Tech workers	1.7%	2.2%	2.5%	3.8%	27th	301st of 745
Average commute	22.2 min	21.1 min	24.1 min	26.4 min	24th	545th of 726
Self-employed workers	7%	6.9%	8%	10%	19th	471st of 745
Median home value	$187,500	$192,800	$218,200	$332,700	18th	327th of 719
Rent-burdened rentersStrength	41%	49.1%	48.1%	51.1%	18th	388th of 716
Median gross rent	$925	$1,062	$1,062	$1,413	15th	321st of 640
Government workers	9.1%	10.7%	11.7%	14.5%	13th	525th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

11%

25–34

12%

35–44

13%

45–54

11%

55–64

14%

65–74

75+

Median age

40.6

Under 18

22.8%

65 and over

21.8%

Race and ethnicity

White72%
Black11%
Hispanic9%
Asian2%
Native American0.2%
Pacific Islander0.1%
Other0.7%
Multiracial5%

Diversity index

45.6

U.S. 61.4

Foreign-born

5.6%

U.S. 14.1%

Born in state

69.8%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 12,206
Average household size: 2.4
Family households: 58.4%
Married couples: 44.7%
Living alone: 35.6%
Veterans (of adults): 5.8%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

16%

$50–75k

20%

$75–100k

16%

$100–150k

20%

$150–200k

$200k+

Median household income

46614

$74,153

St. Joseph Co.

$66,868

Indiana

$71,957

United States

$80,734

Per capita income

$39,222

U.S. $44,673

Poverty rate

10%

U.S. 12.5%

Households earning $150K+

13.4%

U.S. 23%

Income inequality (Gini)

0.434

U.S. 0.483

Housing

Median home value

46614

$187,500

St. Joseph Co.

$192,800

Indiana

$218,200

United States

$332,700

Median gross rent

46614

$925

St. Joseph Co.

$1,062

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 12,876
Owner-occupied: 79.7%
Vacant: 5.2%
Median year built: 1965
Median rooms: 6.1
Renters paying 30%+ of income: 41%
Renters paying 50%+ of income: 21.9%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

0.4%

Bicycle

0.1%

Worked from home

13%

Other

0.4%

Commute time (one way)

<10 min

10–19

38%

20–29

31%

30–44

15%

45–59

60+

Average commute

22.2 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

62.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Sales

11%

Construction and repair

Management

Transportation and moving

Healthcare

Business and finance

Production

Education

Cleaning and personal care

Legal and social services

Food service

Engineering and science

Police and fire

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.3%

Industries

Manufacturing

17%

Health care and social assistance

14%

Retail

12%

Education

10%

Construction

Professional and technical services

Restaurants and hotels

Other services

Transportation, warehousing and utilities

Finance, insurance and real estate

Public administration

Wholesale

Admin, support and management

Arts and recreation

Information

Agriculture and mining

0.5%

Median earnings per worker

$47,657

U.S. $49,666

Self-employed

U.S. 10%

Government workers

9.1%

U.S. 14.5%

Nonprofit workers

15.6%

U.S. 8.8%

Median earnings by type of work

Type of work	46614	U.S.
Management, business, science and arts	$63,196	$74,888
Service	$32,892	$26,804
Sales and office	$36,747	$40,476
Construction and maintenance	$59,842	$49,199
Production and transportation	$43,231	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

21%

Associate's

10%

Bachelor's

22%

Graduate

14%

High school graduate or higher: 93.3%
Bachelor's degree or higher: 36.1%
Graduate or professional degree: 13.9%
Households with broadband: 90.9%
Cable, fiber or DSL: 73.1%
No internet access: 6.3%
Without health insurance: 4.7%
Limited-English households: 1.5%

Geography

City (USPS): South Bend
State: Indiana
County: St. Joseph County
Center point: 41.6057° N, 86.2796° W
Land area: 53 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

South Bend19% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46614

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46634	South Bend, IN · PO box	0.9 mi	—	—	—
46660	South Bend, IN · PO box	0.9 mi	—	—	—
46680	South Bend, IN · PO box	0.9 mi	—	—	—
46699	South Bend, IN · PO box	0.9 mi	—	—	—
46613	South Bend, IN	3.4 mi	12,279	$42,537	$82,800
46601	South Bend, IN	4.7 mi	4,800	$30,789	$145,000
46626	South Bend, IN · PO box	5.2 mi	—	—	—
46619	South Bend, IN	5.4 mi	21,729	$48,081	$105,400
46615	South Bend, IN	5.9 mi	14,190	$62,964	$139,600
46617	South Bend, IN	5.9 mi	10,032	$74,186	$243,400
46616	South Bend, IN	6.3 mi	5,979	$58,537	$153,600
46536	Lakeville, IN	6.4 mi	2,964	$78,448	$227,000

Zip codes like 46614 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46614

What city is zip code 46614?

46614 is assigned to South Bend, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46614 in?

46614 is in St. Joseph County, Indiana.

What is the population of 46614?

About 29,602 people live in 46614, according to the Census Bureau's American Community Survey.

What time zone is 46614 in?

46614 is in Eastern Time.

What is the median household income in 46614?

The median household income in 46614 is $74,153.

What zip codes are near 46614?

The closest zip codes to 46614 are 46634, 46660, 46680, 46699, 46613.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46614, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.