Zip code 32541: Destin, Florida

Q: What city is zip code 32541?

32541 is assigned to Destin, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32541 in?

32541 is in Okaloosa County, Florida.

Q: What is the population of 32541?

About 18,855 people live in 32541, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32541?

The median household income in 32541 is $95,124.

Q: What zip codes are near 32541?

The closest zip codes to 32541 are 32540, 32548, 32579, 32550, 32580.

Residential delivery areaOkaloosa CountyCentral Time

Population

18,855

Median household income

$95K

U.S. $81K

Median home value

$598K

U.S. $333K

Median rent

$2,044/mo

U.S. $1,413

Median age

42.6

U.S. 38.9

Land area

12 sq mi

1,527 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32541

32541 is a suburban zip code in Destin, Florida (Okaloosa County), covering 12 sq mi of land. About 18,855 people live here, or 1,527 per square mile. The median resident is 42.6 years old, compared with 38.9 nationally.

The median household earns $95,124 a year, 18% above the national median of $80,734. 6.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $597,900, or 6.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 68% of occupied homes are lived in by their owners, and renters pay a median of $2,044 a month.

48% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.4 minutes each way, and 18% of workers work from home. The most common jobs among working residents are in management, sales and food service. 22% of them are self-employed (U.S.: 10%).

How 32541 compares

Sorted from highest to lowest national percentile

Housing vacancy48.8%
99th
U.S. 10.1% · FL 14.7%33rd of 969 in FL
Self-employed workers21.7%
98th
U.S. 10% · FL 12.8%78th of 973 in FL
Veterans13.2%
96th
U.S. 6.2% · FL 7.4%112th of 976 in FL
Uninsured rate17.2%
92nd
WeaknessU.S. 8.4% · FL 11.5%142nd of 973 in FL
Income inequality (Gini)0.516
92nd
WeaknessU.S. 0.483 · FL 0.485133rd of 968 in FL
Per capita income$69,452
91st
StrengthU.S. $44,673 · FL $42,60989th of 977 in FL
Broadband access96.1%
86th
StrengthU.S. 91% · FL 91.6%155th of 969 in FL
Median gross rent$2,044
85th
U.S. $1,413 · FL $1,669146th of 902 in FL
Median home value$597,900
81st
U.S. $332,700 · FL $359,000105th of 935 in FL
Bachelor's degree or higher47.8%
76th
U.S. 35.7% · FL 34.1%175th of 975 in FL
Median age42.6
75th
U.S. 38.9 · FL 42.6500th of 977 in FL
Work from home18.1%
72nd
U.S. 15.1% · FL 15.7%304th of 975 in FL
Median household income$95,124
67th
U.S. $80,734 · FL $74,568197th of 948 in FL
Residents 65 and older19%
67th
U.S. 17.2% · FL 21.3%549th of 977 in FL
Foreign-born residents13.5%
61st
U.S. 14.1% · FL 21.9%417th of 977 in FL
Rent-burdened renters53.1%
59th
U.S. 51.1% · FL 60.1%642nd of 945 in FL
Median earnings per worker$50,606
57th
U.S. $49,666 · FL $44,337270th of 961 in FL
Population density1,527/sq mi
51st
U.S. 95/sq mi · FL 418/sq mi451st of 977 in FL
Homeownership rate68.4%
49th
U.S. 65.2% · FL 67.6%609th of 969 in FL
Average commute25.4 min
46th
U.S. 26.4 min · FL 28 min633rd of 948 in FL
Tech workers2.6%
45th
U.S. 3.8% · FL 3.1%456th of 973 in FL
Population18,855
29th
U.S. 334,922,499 · FL 22,416,077520th of 977 in FL
Diversity index34.3
29th
U.S. 61.4 · FL 64.7724th of 977 in FL
Residents under 1819.5%
28th
U.S. 22% · FL 19.5%450th of 977 in FL
Poverty rate6.7%
23rd
U.S. 12.5% · FL 12.6%803rd of 970 in FL
Government workers9.1%
13th
U.S. 14.5% · FL 11.7%682nd of 973 in FL
Unemployment rate2.2%
7th
StrengthU.S. 5.2% · FL 4.8%855th of 973 in FL
Healthcare workers5.5%
5th
U.S. 9.7% · FL 9.5%856th of 973 in FL

Measure	32541	Okaloosa	FL	U.S.	National percentile	Rank in FL
Housing vacancy	48.8%	17.8%	14.7%	10.1%	99th	33rd of 969
Self-employed workers	21.7%	12.1%	12.8%	10%	98th	78th of 973
Veterans	13.2%	20.4%	7.4%	6.2%	96th	112th of 976
Uninsured rateWeakness	17.2%	11.8%	11.5%	8.4%	92nd	142nd of 973
Income inequality (Gini)Weakness	0.516	0.439	0.485	0.483	92nd	133rd of 968
Per capita incomeStrength	$69,452	$44,070	$42,609	$44,673	91st	89th of 977
Broadband accessStrength	96.1%	93.2%	91.6%	91%	86th	155th of 969
Median gross rent	$2,044	$1,612	$1,669	$1,413	85th	146th of 902
Median home value	$597,900	$351,200	$359,000	$332,700	81st	105th of 935
Bachelor's degree or higher	47.8%	34.8%	34.1%	35.7%	76th	175th of 975
Median age	42.6	37.4	42.6	38.9	75th	500th of 977
Work from home	18.1%	9.7%	15.7%	15.1%	72nd	304th of 975
Median household income	$95,124	$81,998	$74,568	$80,734	67th	197th of 948
Residents 65 and older	19%	16.6%	21.3%	17.2%	67th	549th of 977
Foreign-born residents	13.5%	9.2%	21.9%	14.1%	61st	417th of 977
Rent-burdened renters	53.1%	55%	60.1%	51.1%	59th	642nd of 945
Median earnings per worker	$50,606	$43,743	$44,337	$49,666	57th	270th of 961
Population density	1,527/sq mi	233/sq mi	418/sq mi	95/sq mi	51st	451st of 977
Homeownership rate	68.4%	68.4%	67.6%	65.2%	49th	609th of 969
Average commute	25.4 min	26.3 min	28 min	26.4 min	46th	633rd of 948
Tech workers	2.6%	3.8%	3.1%	3.8%	45th	456th of 973
Population	18,855	216,599	22,416,077	334,922,499	29th	520th of 977
Diversity index	34.3	49.4	64.7	61.4	29th	724th of 977
Residents under 18	19.5%	22.6%	19.5%	22%	28th	450th of 977
Poverty rate	6.7%	9.3%	12.6%	12.5%	23rd	803rd of 970
Government workers	9.1%	20.2%	11.7%	14.5%	13th	682nd of 973
Unemployment rateStrength	2.2%	3.8%	4.8%	5.2%	7th	855th of 973
Healthcare workers	5.5%	8.7%	9.5%	9.7%	5th	856th of 973

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

12%

25–34

16%

35–44

12%

45–54

16%

55–64

12%

65–74

75+

Median age

42.6

Under 18

19.5%

65 and over

19%

Race and ethnicity

White80%
Black4%
Hispanic7%
Asian2%
Native American0.0%
Pacific Islander0%
Other1.0%
Multiracial6%

Diversity index

34.3

U.S. 61.4

Foreign-born

13.5%

U.S. 14.1%

Born in state

25.1%

Language spoken at home (households)

English only

83%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 8,446
Average household size: 2.2
Family households: 61.9%
Married couples: 47.6%
Living alone: 29.3%
Veterans (of adults): 13.2%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

$25–50k

15%

$50–75k

14%

$75–100k

16%

$100–150k

18%

$150–200k

$200k+

21%

Median household income

32541

$95,124

Okaloosa Co.

$81,998

Florida

$74,568

United States

$80,734

Per capita income

$69,452

U.S. $44,673

Poverty rate

6.7%

U.S. 12.5%

Households earning $150K+

29%

U.S. 23%

Income inequality (Gini)

0.516

U.S. 0.483

Housing

Median home value

32541

$597,900

Okaloosa Co.

$351,200

Florida

$359,000

United States

$332,700

Median gross rent

32541

$2,044

Okaloosa Co.

$1,612

Florida

$1,669

United States

$1,413

Types of housing

Single-family

43%

2–4 units

5–19 units

11%

20+ units

40%

Mobile home

0.3%

Boat, RV, van

0.3%

Housing units: 16,496
Owner-occupied: 68.4%
Vacant: 48.8%
Median year built: 1995
Median rooms: 4.7
Renters paying 30%+ of income: 53.1%
Renters paying 50%+ of income: 21.9%
Home value to income: 6.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

0.4%

Walked

Bicycle

0.4%

Worked from home

18%

Other

Commute time (one way)

<10 min

19%

10–19

29%

20–29

15%

30–44

23%

45–59

60+

Average commute

25.4 min

U.S. 26.4 min

Unemployment

2.2%

U.S. 5.2%

In labor force

66.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Sales

16%

Food service

Office and admin

Business and finance

Transportation and moving

Construction and repair

Healthcare

Cleaning and personal care

Education

Engineering and science

Computer and math

Legal and social services

Arts, media and sports

Production

Farming, fishing and forestry

Police and fire

0.5%

Industries

Finance, insurance and real estate

14%

Restaurants and hotels

14%

Retail

10%

Professional and technical services

10%

Construction

Health care and social assistance

Transportation, warehousing and utilities

Manufacturing

Public administration

Education

Other services

Admin, support and management

Arts and recreation

Agriculture and mining

Wholesale

Information

Median earnings per worker

$50,606

U.S. $49,666

Self-employed

21.7%

U.S. 10%

Government workers

9.1%

U.S. 14.5%

Nonprofit workers

4.1%

U.S. 8.8%

Median earnings by type of work

Type of work	32541	U.S.
Management, business, science and arts	$70,719	$74,888
Service	$24,821	$26,804
Sales and office	$46,505	$40,476
Construction and maintenance	$37,024	$49,199
Production and transportation	$50,690	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

15%

Some college

22%

Associate's

10%

Bachelor's

32%

Graduate

16%

High school graduate or higher: 94.9%
Bachelor's degree or higher: 47.8%
Graduate or professional degree: 15.8%
Households with broadband: 96.1%
Cable, fiber or DSL: 86.1%
No internet access: 1.7%
Without health insurance: 17.2%
Limited-English households: 2%

Geography

City (USPS): Destin
State: Florida
County: Okaloosa County
Center point: 30.3952° N, 86.4788° W
Land area: 12 sq mi
Water area: 6.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Destin61% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32541

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32540	Destin, FL · PO box	1 mi	—	—	—
32548	Fort Walton Beach, FL	6.7 mi	23,774	$65,342	$321,200
32579	Shalimar, FL	6.7 mi	10,506	$104,510	$444,300
32550	Miramar Beach, FL	8 mi	8,486	$101,250	$741,600
32580	Valparaiso, FL	8 mi	4,194	$91,645	$394,700
32578	Niceville, FL	8 mi	34,738	$108,972	$447,700
32549	Fort Walton Beach, FL · PO box	8.6 mi	—	—	—
32542	Eglin Afb, FL	8.6 mi	3,578	$77,900	—
32547	Fort Walton Beach, FL	12 mi	35,527	$70,711	$321,300
32544	Hurlburt Field, FL	15 mi	2,256	$47,865	—
32569	Mary Esther, FL	15 mi	12,063	$77,718	$326,000
32459	Santa Rosa Beach, FL	18 mi	23,522	$107,821	$684,700

Zip codes like 32541 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32541

What city is zip code 32541?

32541 is assigned to Destin, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32541 in?

32541 is in Okaloosa County, Florida.

What is the population of 32541?

About 18,855 people live in 32541, according to the Census Bureau's American Community Survey.

What time zone is 32541 in?

32541 is in Central Time.

What is the median household income in 32541?

The median household income in 32541 is $95,124.

What zip codes are near 32541?

The closest zip codes to 32541 are 32540, 32548, 32579, 32550, 32580.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32541, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.