Zip code 32550: Miramar Beach, Florida

Q: What city is zip code 32550?

32550 is assigned to Miramar Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32550 in?

32550 is in Walton County, Florida.

Q: What is the population of 32550?

About 8,486 people live in 32550, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32550?

The median household income in 32550 is $101,250.

Q: What zip codes are near 32550?

The closest zip codes to 32550 are 32541, 32540, 32459, 32578, 32580.

Residential delivery areaWalton CountyCentral Time

Population

8,486

Median household income

$101K

U.S. $81K

Median home value

$742K

U.S. $333K

Median rent

$2,270/mo

U.S. $1,413

Median age

60.4

U.S. 38.9

Land area

7 sq mi

1,214 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32550

32550 is a suburban zip code in Miramar Beach, Florida (Walton County), covering 7 sq mi of land. About 8,486 people live here, or 1,214 per square mile. The median resident is 60.4 years old, compared with 38.9 nationally.

The median household earns $101,250 a year, 25% above the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $741,600, or 7.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $2,270 a month.

52% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23 minutes each way, and 25% of workers work from home. The most common jobs among working residents are in management; sales; and office and administrative support. 30% of them are self-employed (U.S.: 10%).

How 32550 compares

Sorted from highest to lowest national percentile

Median age60.4
99th
U.S. 38.9 · FL 42.689th of 977 in FL
Housing vacancy72.3%
99th
U.S. 10.1% · FL 14.7%7th of 969 in FL
Rent-burdened renters81.1%
99th
WeaknessU.S. 51.1% · FL 60.1%29th of 945 in FL
Residents 65 and older40.1%
99th
U.S. 17.2% · FL 21.3%98th of 977 in FL
Self-employed workers29.7%
99th
U.S. 10% · FL 12.8%22nd of 973 in FL
Per capita income$86,845
96th
StrengthU.S. $44,673 · FL $42,60940th of 977 in FL
Income inequality (Gini)0.538
96th
WeaknessU.S. 0.483 · FL 0.48578th of 968 in FL
Median gross rent$2,270
91st
U.S. $1,413 · FL $1,66978th of 902 in FL
Median home value$741,600
89th
U.S. $332,700 · FL $359,00049th of 935 in FL
Work from home25.3%
89th
U.S. 15.1% · FL 15.7%120th of 975 in FL
Median earnings per worker$72,819
89th
StrengthU.S. $49,666 · FL $44,33737th of 961 in FL
Bachelor's degree or higher52.2%
82nd
StrengthU.S. 35.7% · FL 34.1%134th of 975 in FL
Homeownership rate81.8%
82nd
StrengthU.S. 65.2% · FL 67.6%308th of 969 in FL
Median household income$101,250
72nd
U.S. $80,734 · FL $74,568156th of 948 in FL
Uninsured rate8.8%
64th
U.S. 8.4% · FL 11.5%617th of 973 in FL
Veterans6.7%
62nd
U.S. 6.2% · FL 7.4%590th of 976 in FL
Broadband access92.9%
57th
U.S. 91% · FL 91.6%411th of 969 in FL
Population density1,214/sq mi
47th
U.S. 95/sq mi · FL 418/sq mi498th of 977 in FL
Foreign-born residents8.6%
45th
U.S. 14.1% · FL 21.9%630th of 977 in FL
Average commute23 min
29th
U.S. 26.4 min · FL 28 min783rd of 948 in FL
Population8,486
13th
U.S. 334,922,499 · FL 22,416,077730th of 977 in FL
Poverty rate4.8%
11th
StrengthU.S. 12.5% · FL 12.6%895th of 970 in FL
Tech workers0.9%
11th
U.S. 3.8% · FL 3.1%795th of 973 in FL
Diversity index11.3
5th
U.S. 61.4 · FL 64.7944th of 977 in FL
Unemployment rate1.8%
4th
StrengthU.S. 5.2% · FL 4.8%885th of 973 in FL
Residents under 189.3%
2nd
U.S. 22% · FL 19.5%878th of 977 in FL
Healthcare workers3.3%
1st
U.S. 9.7% · FL 9.5%918th of 973 in FL
Government workers4.5%
1st
U.S. 14.5% · FL 11.7%925th of 973 in FL

Measure	32550	Walton	FL	U.S.	National percentile	Rank in FL
Median age	60.4	43.9	42.6	38.9	99th	89th of 977
Housing vacancy	72.3%	43.9%	14.7%	10.1%	99th	7th of 969
Rent-burdened rentersWeakness	81.1%	56.3%	60.1%	51.1%	99th	29th of 945
Residents 65 and older	40.1%	20.1%	21.3%	17.2%	99th	98th of 977
Self-employed workers	29.7%	20%	12.8%	10%	99th	22nd of 973
Per capita incomeStrength	$86,845	$53,406	$42,609	$44,673	96th	40th of 977
Income inequality (Gini)Weakness	0.538	0.523	0.485	0.483	96th	78th of 968
Median gross rent	$2,270	$1,741	$1,669	$1,413	91st	78th of 902
Median home value	$741,600	$425,100	$359,000	$332,700	89th	49th of 935
Work from home	25.3%	16.3%	15.7%	15.1%	89th	120th of 975
Median earnings per workerStrength	$72,819	$48,372	$44,337	$49,666	89th	37th of 961
Bachelor's degree or higherStrength	52.2%	35%	34.1%	35.7%	82nd	134th of 975
Homeownership rateStrength	81.8%	78.6%	67.6%	65.2%	82nd	308th of 969
Median household income	$101,250	$81,986	$74,568	$80,734	72nd	156th of 948
Uninsured rate	8.8%	14.7%	11.5%	8.4%	64th	617th of 973
Veterans	6.7%	10.3%	7.4%	6.2%	62nd	590th of 976
Broadband access	92.9%	92.5%	91.6%	91%	57th	411th of 969
Population density	1,214/sq mi	80/sq mi	418/sq mi	95/sq mi	47th	498th of 977
Foreign-born residents	8.6%	7.4%	21.9%	14.1%	45th	630th of 977
Average commute	23 min	29.4 min	28 min	26.4 min	29th	783rd of 948
Population	8,486	82,948	22,416,077	334,922,499	13th	730th of 977
Poverty rateStrength	4.8%	12.5%	12.6%	12.5%	11th	895th of 970
Tech workers	0.9%	1.8%	3.1%	3.8%	11th	795th of 973
Diversity index	11.3	33	64.7	61.4	5th	944th of 977
Unemployment rateStrength	1.8%	4.9%	4.8%	5.2%	4th	885th of 973
Residents under 18	9.3%	20.9%	19.5%	22%	2nd	878th of 977
Healthcare workers	3.3%	7.3%	9.5%	9.7%	1st	918th of 973
Government workers	4.5%	12.1%	11.7%	14.5%	1st	925th of 973

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

10%

35–44

13%

45–54

17%

55–64

22%

65–74

18%

75+

Median age

60.4

Under 18

9.3%

65 and over

40.1%

Race and ethnicity

White94%
Black0.6%
Hispanic3%
Asian0.3%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

11.3

U.S. 61.4

Foreign-born

8.6%

U.S. 14.1%

Born in state

14.9%

Language spoken at home (households)

English only

87%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 4,298
Average household size: 1.9
Family households: 61.1%
Married couples: 52.7%
Living alone: 30.1%
Veterans (of adults): 6.7%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

12%

$50–75k

11%

$75–100k

15%

$100–150k

17%

$150–200k

$200k+

24%

Median household income

32550

$101,250

Walton Co.

$81,986

Florida

$74,568

United States

$80,734

Per capita income

$86,845

U.S. $44,673

Poverty rate

4.8%

U.S. 12.5%

Households earning $150K+

33%

U.S. 23%

Income inequality (Gini)

0.538

U.S. 0.483

Housing

Median home value

32550

$741,600

Walton Co.

$425,100

Florida

$359,000

United States

$332,700

Median gross rent

32550

$2,270

Walton Co.

$1,741

Florida

$1,669

United States

$1,413

Types of housing

Single-family

36%

2–4 units

5–19 units

10%

20+ units

44%

Mobile home

Boat, RV, van

0.1%

Housing units: 15,531
Owner-occupied: 81.8%
Vacant: 72.3%
Median year built: 1997
Median rooms: 4.3
Renters paying 30%+ of income: 81.1%
Renters paying 50%+ of income: 10.9%
Home value to income: 7.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

Walked

Bicycle

Worked from home

25%

Other

0.7%

Commute time (one way)

<10 min

17%

10–19

28%

20–29

24%

30–44

16%

45–59

14%

60+

Average commute

23 min

U.S. 26.4 min

Unemployment

1.8%

U.S. 5.2%

In labor force

48.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

27%

Sales

15%

Office and admin

12%

Cleaning and personal care

10%

Food service

Business and finance

Arts, media and sports

Construction and repair

Transportation and moving

Healthcare

Education

Police and fire

Engineering and science

Legal and social services

Computer and math

0.9%

Farming, fishing and forestry

0.5%

Production

0.3%

Industries

Finance, insurance and real estate

18%

Professional and technical services

12%

Restaurants and hotels

11%

Admin, support and management

Retail

Construction

Health care and social assistance

Transportation, warehousing and utilities

Wholesale

Manufacturing

Other services

Education

Public administration

Agriculture and mining

Information

Arts and recreation

Median earnings per worker

$72,819

U.S. $49,666

Self-employed

29.7%

U.S. 10%

Government workers

4.5%

U.S. 14.5%

Nonprofit workers

4.3%

U.S. 8.8%

Median earnings by type of work

Type of work	32550	U.S.
Management, business, science and arts	$88,858	$74,888
Service	$34,156	$26,804
Sales and office	$67,875	$40,476
Construction and maintenance	$45,208	$49,199
Production and transportation	$125,340	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.9%

High school

19%

Some college

21%

Associate's

Bachelor's

33%

Graduate

19%

High school graduate or higher: 99.1%
Bachelor's degree or higher: 52.2%
Graduate or professional degree: 19.3%
Households with broadband: 92.9%
Cable, fiber or DSL: 80.9%
No internet access: 0.8%
Without health insurance: 8.8%
Limited-English households: 2.7%

Geography

City (USPS): Miramar Beach
State: Florida
County: Walton County
Center point: 30.3814° N, 86.3457° W
Land area: 7 sq mi
Water area: 2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Miramar Beach (unincorporated)100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32550

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32541	Destin, FL	8 mi	18,855	$95,124	$597,900
32540	Destin, FL · PO box	9 mi	—	—	—
32459	Santa Rosa Beach, FL	9.7 mi	23,522	$107,821	$684,700
32578	Niceville, FL	11 mi	34,738	$108,972	$447,700
32580	Valparaiso, FL	13 mi	4,194	$91,645	$394,700
32579	Shalimar, FL	14 mi	10,506	$104,510	$444,300
32439	Freeport, FL	15 mi	15,328	$83,227	$385,300
32542	Eglin Afb, FL	15 mi	3,578	$77,900	—
32548	Fort Walton Beach, FL	15 mi	23,774	$65,342	$321,200
32549	Fort Walton Beach, FL · PO box	17 mi	—	—	—
32461	Rosemary Beach, FL	18 mi	3,757	$145,706	$1,095,100
32547	Fort Walton Beach, FL	19 mi	35,527	$70,711	$321,300

Zip codes like 32550 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32550

What city is zip code 32550?

32550 is assigned to Miramar Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32550 in?

32550 is in Walton County, Florida.

What is the population of 32550?

About 8,486 people live in 32550, according to the Census Bureau's American Community Survey.

What time zone is 32550 in?

32550 is in Central Time.

What is the median household income in 32550?

The median household income in 32550 is $101,250.

What zip codes are near 32550?

The closest zip codes to 32550 are 32541, 32540, 32459, 32578, 32580.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32550, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.