Zip code 32569: Mary Esther, Florida

Q: What city is zip code 32569?

32569 is assigned to Mary Esther, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32569 in?

32569 is in Okaloosa County, Florida.

Q: What is the population of 32569?

About 12,063 people live in 32569, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32569?

The median household income in 32569 is $77,718.

Q: What zip codes are near 32569?

The closest zip codes to 32569 are 32544, 32547, 32549, 32548, 32579.

Residential delivery areaOkaloosa CountyCentral Time

Population

12,063

Median household income

$78K

U.S. $81K

Median home value

$326K

U.S. $333K

Median rent

$1,597/mo

U.S. $1,413

Median age

36.8

U.S. 38.9

Land area

4.1 sq mi

2,919 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32569

32569 is an urban zip code in Mary Esther, Florida (Okaloosa County), covering 4.1 sq mi of land. About 12,063 people live here, or 2,919 per square mile. The median resident is 36.8 years old, compared with 38.9 nationally.

The median household earns $77,718 a year, close to the national median of $80,734. 7.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $326,000, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 71% of occupied homes are lived in by their owners, and renters pay a median of $1,597 a month.

38% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.3 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in management; construction and repair; and office and administrative support. 17% of them are self-employed (U.S.: 10%).

How 32569 compares

Sorted from highest to lowest national percentile

Veterans19.7%
99th
U.S. 6.2% · FL 7.4%22nd of 976 in FL
Self-employed workers16.6%
94th
U.S. 10% · FL 12.8%229th of 973 in FL
Broadband access96.5%
89th
StrengthU.S. 91% · FL 91.6%121st of 969 in FL
Uninsured rate13.2%
84th
WeaknessU.S. 8.4% · FL 11.5%306th of 973 in FL
Housing vacancy12.1%
79th
U.S. 10.1% · FL 14.7%484th of 969 in FL
Tech workers4.3%
72nd
U.S. 3.8% · FL 3.1%190th of 973 in FL
Population density2,919/sq mi
66th
U.S. 95/sq mi · FL 418/sq mi290th of 977 in FL
Bachelor's degree or higher38.2%
62nd
U.S. 35.7% · FL 34.1%304th of 975 in FL
Median gross rent$1,597
61st
U.S. $1,413 · FL $1,669459th of 902 in FL
Work from home15%
61st
U.S. 15.1% · FL 15.7%426th of 975 in FL
Diversity index54.4
60th
U.S. 61.4 · FL 64.7384th of 977 in FL
Per capita income$42,336
56th
U.S. $44,673 · FL $42,609370th of 977 in FL
Government workers14.4%
56th
U.S. 14.5% · FL 11.7%261st of 973 in FL
Homeownership rate70.7%
55th
U.S. 65.2% · FL 67.6%569th of 969 in FL
Unemployment rate5.1%
54th
U.S. 5.2% · FL 4.8%357th of 973 in FL
Median earnings per worker$47,987
49th
U.S. $49,666 · FL $44,337341st of 961 in FL
Median home value$326,000
48th
U.S. $332,700 · FL $359,000488th of 935 in FL
Median household income$77,718
47th
U.S. $80,734 · FL $74,568387th of 948 in FL
Residents 65 and older16%
46th
U.S. 17.2% · FL 21.3%687th of 977 in FL
Average commute25.3 min
45th
U.S. 26.4 min · FL 28 min642nd of 948 in FL
Rent-burdened renters47.2%
37th
U.S. 51.1% · FL 60.1%761st of 945 in FL
Healthcare workers8.5%
35th
U.S. 9.7% · FL 9.5%595th of 973 in FL
Median age36.8
33rd
U.S. 38.9 · FL 42.6818th of 977 in FL
Foreign-born residents5.9%
33rd
U.S. 14.1% · FL 21.9%744th of 977 in FL
Poverty rate7.3%
27th
U.S. 12.5% · FL 12.6%771st of 970 in FL
Population12,063
18th
U.S. 334,922,499 · FL 22,416,077665th of 977 in FL
Residents under 1817.6%
17th
U.S. 22% · FL 19.5%573rd of 977 in FL
Income inequality (Gini)0.384
11th
StrengthU.S. 0.483 · FL 0.485856th of 968 in FL

Measure	32569	Okaloosa	FL	U.S.	National percentile	Rank in FL
Veterans	19.7%	20.4%	7.4%	6.2%	99th	22nd of 976
Self-employed workers	16.6%	12.1%	12.8%	10%	94th	229th of 973
Broadband accessStrength	96.5%	93.2%	91.6%	91%	89th	121st of 969
Uninsured rateWeakness	13.2%	11.8%	11.5%	8.4%	84th	306th of 973
Housing vacancy	12.1%	17.8%	14.7%	10.1%	79th	484th of 969
Tech workers	4.3%	3.8%	3.1%	3.8%	72nd	190th of 973
Population density	2,919/sq mi	233/sq mi	418/sq mi	95/sq mi	66th	290th of 977
Bachelor's degree or higher	38.2%	34.8%	34.1%	35.7%	62nd	304th of 975
Median gross rent	$1,597	$1,612	$1,669	$1,413	61st	459th of 902
Work from home	15%	9.7%	15.7%	15.1%	61st	426th of 975
Diversity index	54.4	49.4	64.7	61.4	60th	384th of 977
Per capita income	$42,336	$44,070	$42,609	$44,673	56th	370th of 977
Government workers	14.4%	20.2%	11.7%	14.5%	56th	261st of 973
Homeownership rate	70.7%	68.4%	67.6%	65.2%	55th	569th of 969
Unemployment rate	5.1%	3.8%	4.8%	5.2%	54th	357th of 973
Median earnings per worker	$47,987	$43,743	$44,337	$49,666	49th	341st of 961
Median home value	$326,000	$351,200	$359,000	$332,700	48th	488th of 935
Median household income	$77,718	$81,998	$74,568	$80,734	47th	387th of 948
Residents 65 and older	16%	16.6%	21.3%	17.2%	46th	687th of 977
Average commute	25.3 min	26.3 min	28 min	26.4 min	45th	642nd of 948
Rent-burdened renters	47.2%	55%	60.1%	51.1%	37th	761st of 945
Healthcare workers	8.5%	8.7%	9.5%	9.7%	35th	595th of 973
Median age	36.8	37.4	42.6	38.9	33rd	818th of 977
Foreign-born residents	5.9%	9.2%	21.9%	14.1%	33rd	744th of 977
Poverty rate	7.3%	9.3%	12.6%	12.5%	27th	771st of 970
Population	12,063	216,599	22,416,077	334,922,499	18th	665th of 977
Residents under 18	17.6%	22.6%	19.5%	22%	17th	573rd of 977
Income inequality (Gini)Strength	0.384	0.439	0.485	0.483	11th	856th of 968

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

20%

25–34

13%

35–44

45–54

16%

55–64

10%

65–74

75+

Median age

36.8

Under 18

17.6%

65 and over

16%

Race and ethnicity

White65%
Black10%
Hispanic9%
Asian7%
Native American0.2%
Pacific Islander0%
Other0.2%
Multiracial8%

Diversity index

54.4

U.S. 61.4

Foreign-born

5.9%

U.S. 14.1%

Born in state

22.6%

Language spoken at home (households)

English only

85%

Spanish

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 5,030
Average household size: 2.4
Family households: 67%
Married couples: 52%
Living alone: 23.8%
Veterans (of adults): 19.7%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

$25–50k

14%

$50–75k

25%

$75–100k

14%

$100–150k

22%

$150–200k

$200k+

Median household income

32569

$77,718

Okaloosa Co.

$81,998

Florida

$74,568

United States

$80,734

Per capita income

$42,336

U.S. $44,673

Poverty rate

7.3%

U.S. 12.5%

Households earning $150K+

16.6%

U.S. 23%

Income inequality (Gini)

0.384

U.S. 0.483

Housing

Median home value

32569

$326,000

Okaloosa Co.

$351,200

Florida

$359,000

United States

$332,700

Median gross rent

32569

$1,597

Okaloosa Co.

$1,612

Florida

$1,669

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 5,723
Owner-occupied: 70.7%
Vacant: 12.1%
Median year built: 1985
Median rooms: 5.5
Renters paying 30%+ of income: 47.2%
Renters paying 50%+ of income: 29.2%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

12%

Transit

0.0%

Walked

0.2%

Bicycle

0.3%

Worked from home

15%

Other

0.9%

Commute time (one way)

<10 min

11%

10–19

32%

20–29

24%

30–44

21%

45–59

60+

Average commute

25.3 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

66.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Construction and repair

11%

Office and admin

11%

Sales

Food service

Healthcare

Cleaning and personal care

Transportation and moving

Education

Computer and math

Business and finance

Production

Engineering and science

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.0%

Industries

Restaurants and hotels

16%

Health care and social assistance

12%

Finance, insurance and real estate

11%

Retail

10%

Public administration

10%

Professional and technical services

Construction

Education

Admin, support and management

Manufacturing

Other services

Transportation, warehousing and utilities

Wholesale

Arts and recreation

Information

Agriculture and mining

0.0%

Median earnings per worker

$47,987

U.S. $49,666

Self-employed

16.6%

U.S. 10%

Government workers

14.4%

U.S. 14.5%

Nonprofit workers

4.2%

U.S. 8.8%

Median earnings by type of work

Type of work	32569	U.S.
Management, business, science and arts	$63,574	$74,888
Service	$33,301	$26,804
Sales and office	$43,741	$40,476
Construction and maintenance	$38,059	$49,199
Production and transportation	$42,570	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

21%

Associate's

13%

Bachelor's

25%

Graduate

13%

High school graduate or higher: 95.1%
Bachelor's degree or higher: 38.2%
Graduate or professional degree: 13.2%
Households with broadband: 96.5%
Cable, fiber or DSL: 84.5%
No internet access: 1%
Without health insurance: 13.2%
Limited-English households: 0.8%

Geography

City (USPS): Mary Esther
State: Florida
County: Okaloosa County
Center point: 30.4114° N, 86.7284° W
Land area: 4.1 sq mi
Water area: 5.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Mary Esther36% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32569

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32544	Hurlburt Field, FL	1.2 mi	2,256	$47,865	—
32547	Fort Walton Beach, FL	5.9 mi	35,527	$70,711	$321,300
32549	Fort Walton Beach, FL · PO box	6.5 mi	—	—	—
32548	Fort Walton Beach, FL	8.3 mi	23,774	$65,342	$321,200
32579	Shalimar, FL	9.5 mi	10,506	$104,510	$444,300
32566	Navarre, FL	9.8 mi	43,883	$105,551	$385,100
32542	Eglin Afb, FL	13 mi	3,578	$77,900	—
32540	Destin, FL · PO box	14 mi	—	—	—
32580	Valparaiso, FL	14 mi	4,194	$91,645	$394,700
32541	Destin, FL	15 mi	18,855	$95,124	$597,900
32563	Gulf Breeze, FL	18 mi	30,364	$100,396	$388,000
32578	Niceville, FL	18 mi	34,738	$108,972	$447,700

Zip codes like 32569 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32569

What city is zip code 32569?

32569 is assigned to Mary Esther, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32569 in?

32569 is in Okaloosa County, Florida.

What is the population of 32569?

About 12,063 people live in 32569, according to the Census Bureau's American Community Survey.

What time zone is 32569 in?

32569 is in Central Time.

What is the median household income in 32569?

The median household income in 32569 is $77,718.

What zip codes are near 32569?

The closest zip codes to 32569 are 32544, 32547, 32549, 32548, 32579.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32569, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.