Zip code 32578: Niceville, Florida

Q: What city is zip code 32578?

32578 is assigned to Niceville, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32578 in?

32578 is mostly in Okaloosa County, but it extends into 1 other county.

Q: What is the population of 32578?

About 34,738 people live in 32578, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32578?

The median household income in 32578 is $108,972.

Q: What zip codes are near 32578?

The closest zip codes to 32578 are 32580, 32542, 32541, 32540, 32579.

Residential delivery areaOkaloosa CountyCentral Time

Population

34,738

Median household income

$109K

U.S. $81K

Median home value

$448K

U.S. $333K

Median rent

$1,863/mo

U.S. $1,413

Median age

43.1

U.S. 38.9

Land area

23 sq mi

1,487 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32578

32578 is a suburban zip code in Niceville, Florida (Okaloosa County), covering 23 sq mi of land. About 34,738 people live here, or 1,487 per square mile. The median resident is 43.1 years old, compared with 38.9 nationally.

The median household earns $108,972 a year, 35% above the national median of $80,734. 8.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $447,700, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $1,863 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.4 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in management, sales and healthcare.

How 32578 compares

Sorted from highest to lowest national percentile

Veterans23.9%
99th
U.S. 6.2% · FL 7.4%13th of 976 in FL
Government workers26.8%
96th
U.S. 14.5% · FL 11.7%57th of 973 in FL
Tech workers5.8%
84th
U.S. 3.8% · FL 3.1%63rd of 973 in FL
Self-employed workers12.4%
79th
U.S. 10% · FL 12.8%478th of 973 in FL
Median household income$108,972
78th
U.S. $80,734 · FL $74,568110th of 948 in FL
Median age43.1
78th
U.S. 38.9 · FL 42.6481st of 977 in FL
Per capita income$53,107
77th
U.S. $44,673 · FL $42,609205th of 977 in FL
Median gross rent$1,863
77th
U.S. $1,413 · FL $1,669243rd of 902 in FL
Broadband access95.1%
77th
U.S. 91% · FL 91.6%230th of 969 in FL
Homeownership rate78.9%
76th
U.S. 65.2% · FL 67.6%389th of 969 in FL
Residents 65 and older20.4%
76th
U.S. 17.2% · FL 21.3%485th of 977 in FL
Bachelor's degree or higher45.5%
73rd
U.S. 35.7% · FL 34.1%201st of 975 in FL
Median home value$447,700
69th
U.S. $332,700 · FL $359,000226th of 935 in FL
Median earnings per worker$54,511
66th
U.S. $49,666 · FL $44,337197th of 961 in FL
Housing vacancy8.6%
64th
U.S. 10.1% · FL 14.7%667th of 969 in FL
Population34,738
58th
U.S. 334,922,499 · FL 22,416,077219th of 977 in FL
Healthcare workers9.6%
52nd
U.S. 9.7% · FL 9.5%429th of 973 in FL
Population density1,487/sq mi
51st
U.S. 95/sq mi · FL 418/sq mi462nd of 977 in FL
Work from home12.7%
50th
U.S. 15.1% · FL 15.7%546th of 975 in FL
Residents under 1822.1%
50th
U.S. 22% · FL 19.5%294th of 977 in FL
Foreign-born residents9.2%
48th
U.S. 14.1% · FL 21.9%597th of 977 in FL
Average commute25.4 min
46th
U.S. 26.4 min · FL 28 min634th of 948 in FL
Diversity index37.5
33rd
U.S. 61.4 · FL 64.7682nd of 977 in FL
Uninsured rate5%
33rd
U.S. 8.4% · FL 11.5%852nd of 973 in FL
Poverty rate8.1%
32nd
U.S. 12.5% · FL 12.6%708th of 970 in FL
Rent-burdened renters45.5%
31st
U.S. 51.1% · FL 60.1%788th of 945 in FL
Unemployment rate3.8%
30th
U.S. 5.2% · FL 4.8%613th of 973 in FL
Income inequality (Gini)0.412
30th
U.S. 0.483 · FL 0.485715th of 968 in FL

Measure	32578	Okaloosa	FL	U.S.	National percentile	Rank in FL
Veterans	23.9%	20.4%	7.4%	6.2%	99th	13th of 976
Government workers	26.8%	20.2%	11.7%	14.5%	96th	57th of 973
Tech workers	5.8%	3.8%	3.1%	3.8%	84th	63rd of 973
Self-employed workers	12.4%	12.1%	12.8%	10%	79th	478th of 973
Median household income	$108,972	$81,998	$74,568	$80,734	78th	110th of 948
Median age	43.1	37.4	42.6	38.9	78th	481st of 977
Per capita income	$53,107	$44,070	$42,609	$44,673	77th	205th of 977
Median gross rent	$1,863	$1,612	$1,669	$1,413	77th	243rd of 902
Broadband access	95.1%	93.2%	91.6%	91%	77th	230th of 969
Homeownership rate	78.9%	68.4%	67.6%	65.2%	76th	389th of 969
Residents 65 and older	20.4%	16.6%	21.3%	17.2%	76th	485th of 977
Bachelor's degree or higher	45.5%	34.8%	34.1%	35.7%	73rd	201st of 975
Median home value	$447,700	$351,200	$359,000	$332,700	69th	226th of 935
Median earnings per worker	$54,511	$43,743	$44,337	$49,666	66th	197th of 961
Housing vacancy	8.6%	17.8%	14.7%	10.1%	64th	667th of 969
Population	34,738	216,599	22,416,077	334,922,499	58th	219th of 977
Healthcare workers	9.6%	8.7%	9.5%	9.7%	52nd	429th of 973
Population density	1,487/sq mi	233/sq mi	418/sq mi	95/sq mi	51st	462nd of 977
Work from home	12.7%	9.7%	15.7%	15.1%	50th	546th of 975
Residents under 18	22.1%	22.6%	19.5%	22%	50th	294th of 977
Foreign-born residents	9.2%	9.2%	21.9%	14.1%	48th	597th of 977
Average commute	25.4 min	26.3 min	28 min	26.4 min	46th	634th of 948
Diversity index	37.5	49.4	64.7	61.4	33rd	682nd of 977
Uninsured rate	5%	11.8%	11.5%	8.4%	33rd	852nd of 973
Poverty rate	8.1%	9.3%	12.6%	12.5%	32nd	708th of 970
Rent-burdened renters	45.5%	55%	60.1%	51.1%	31st	788th of 945
Unemployment rate	3.8%	3.8%	4.8%	5.2%	30th	613th of 973
Income inequality (Gini)	0.412	0.439	0.485	0.483	30th	715th of 968

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

13%

35–44

11%

45–54

16%

55–64

12%

65–74

75+

Median age

43.1

Under 18

22.1%

65 and over

20.4%

Race and ethnicity

White78%
Black4%
Hispanic7%
Asian4%
Native American0.0%
Pacific Islander0%
Other0.6%
Multiracial6%

Diversity index

37.5

U.S. 61.4

Foreign-born

9.2%

U.S. 14.1%

Born in state

25.3%

Language spoken at home (households)

English only

85%

Spanish

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 13,668
Average household size: 2.5
Family households: 72.1%
Married couples: 63.8%
Living alone: 22.9%
Veterans (of adults): 23.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

13%

$50–75k

11%

$75–100k

11%

$100–150k

22%

$150–200k

14%

$200k+

20%

Median household income

32578

$108,972

Okaloosa Co.

$81,998

Florida

$74,568

United States

$80,734

Per capita income

$53,107

U.S. $44,673

Poverty rate

8.1%

U.S. 12.5%

Households earning $150K+

34.7%

U.S. 23%

Income inequality (Gini)

0.412

U.S. 0.483

Housing

Median home value

32578

$447,700

Okaloosa Co.

$351,200

Florida

$359,000

United States

$332,700

Median gross rent

32578

$1,863

Okaloosa Co.

$1,612

Florida

$1,669

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 14,956
Owner-occupied: 78.9%
Vacant: 8.6%
Median year built: 1989
Median rooms: 6.2
Renters paying 30%+ of income: 45.5%
Renters paying 50%+ of income: 24.6%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

0.1%

Walked

Bicycle

0.2%

Worked from home

13%

Other

Commute time (one way)

<10 min

12%

10–19

29%

20–29

26%

30–44

23%

45–59

60+

Average commute

25.4 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

62.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Sales

12%

Healthcare

10%

Office and admin

Engineering and science

Education

Food service

Computer and math

Construction and repair

Business and finance

Transportation and moving

Cleaning and personal care

Legal and social services

Arts, media and sports

Production

Police and fire

Farming, fishing and forestry

Industries

Public administration

13%

Health care and social assistance

12%

Retail

12%

Professional and technical services

11%

Education

10%

Finance, insurance and real estate

Restaurants and hotels

Construction

Transportation, warehousing and utilities

Manufacturing

Other services

Admin, support and management

Arts and recreation

Wholesale

Information

0.8%

Agriculture and mining

0.2%

Median earnings per worker

$54,511

U.S. $49,666

Self-employed

12.4%

U.S. 10%

Government workers

26.8%

U.S. 14.5%

Nonprofit workers

4.6%

U.S. 8.8%

Median earnings by type of work

Type of work	32578	U.S.
Management, business, science and arts	$86,470	$74,888
Service	$23,261	$26,804
Sales and office	$35,774	$40,476
Construction and maintenance	$51,944	$49,199
Production and transportation	$27,268	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

20%

Some college

20%

Associate's

11%

Bachelor's

22%

Graduate

24%

High school graduate or higher: 96.9%
Bachelor's degree or higher: 45.5%
Graduate or professional degree: 24%
Households with broadband: 95.1%
Cable, fiber or DSL: 85.9%
No internet access: 2.3%
Without health insurance: 5%
Limited-English households: 1.5%

Geography

City (USPS): Niceville
State: Florida
County: Okaloosa County
Center point: 30.5078° N, 86.4484° W
Land area: 23 sq mi
Water area: 4.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

32578 spans 2 counties

Okaloosa County97% of land
Walton County3% of land

Cities and towns within this zip

Niceville56% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32578

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32580	Valparaiso, FL	3.9 mi	4,194	$91,645	$394,700
32542	Eglin Afb, FL	5.5 mi	3,578	$77,900	—
32541	Destin, FL	8 mi	18,855	$95,124	$597,900
32540	Destin, FL · PO box	8.4 mi	—	—	—
32579	Shalimar, FL	8.6 mi	10,506	$104,510	$444,300
32548	Fort Walton Beach, FL	11 mi	23,774	$65,342	$321,200
32550	Miramar Beach, FL	11 mi	8,486	$101,250	$741,600
32549	Fort Walton Beach, FL · PO box	12 mi	—	—	—
32547	Fort Walton Beach, FL	13 mi	35,527	$70,711	$321,300
32588	Niceville, FL · PO box	14 mi	—	—	—
32544	Hurlburt Field, FL	17 mi	2,256	$47,865	—
32569	Mary Esther, FL	18 mi	12,063	$77,718	$326,000

Zip codes like 32578 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32578

What city is zip code 32578?

32578 is assigned to Niceville, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32578 in?

32578 is mostly in Okaloosa County, but it extends into 1 other county.

What is the population of 32578?

About 34,738 people live in 32578, according to the Census Bureau's American Community Survey.

What time zone is 32578 in?

32578 is in Central Time.

What is the median household income in 32578?

The median household income in 32578 is $108,972.

What zip codes are near 32578?

The closest zip codes to 32578 are 32580, 32542, 32541, 32540, 32579.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32578, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.