Zip code 32547: Fort Walton Beach, Florida

Q: What city is zip code 32547?

32547 is assigned to Fort Walton Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32547 in?

32547 is in Okaloosa County, Florida.

Q: What is the population of 32547?

About 35,527 people live in 32547, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32547?

The median household income in 32547 is $70,711.

Q: What zip codes are near 32547?

The closest zip codes to 32547 are 32549, 32544, 32579, 32548, 32569.

Residential delivery areaOkaloosa CountyCentral Time

Population

35,527

Median household income

$71K

U.S. $81K

Median home value

$321K

U.S. $333K

Median rent

$1,611/mo

U.S. $1,413

Median age

34.9

U.S. 38.9

Land area

29 sq mi

1,226 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32547

32547 is a suburban zip code in Fort Walton Beach, Florida (Okaloosa County), covering 29 sq mi of land. About 35,527 people live here, or 1,226 per square mile. The median resident is 34.9 years old, compared with 38.9 nationally.

The median household earns $70,711 a year, close to the national median of $80,734. 13.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $321,300, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 57% of occupied homes are lived in by their owners, and renters pay a median of $1,611 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.6 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; food service; and cleaning and personal care. 21% of households speak a language other than English at home, most often Spanish.

How 32547 compares

Sorted from highest to lowest national percentile

Veterans17.7%
99th
U.S. 6.2% · FL 7.4%29th of 976 in FL
Uninsured rate18.1%
93rd
WeaknessU.S. 8.4% · FL 11.5%111th of 973 in FL
Rent-burdened renters59.7%
82nd
WeaknessU.S. 51.1% · FL 60.1%429th of 945 in FL
Diversity index61.6
76th
U.S. 61.4 · FL 64.7227th of 977 in FL
Housing vacancy10.1%
72nd
U.S. 10.1% · FL 14.7%574th of 969 in FL
Foreign-born residents17.8%
70th
U.S. 14.1% · FL 21.9%293rd of 977 in FL
Self-employed workers11%
69th
U.S. 10% · FL 12.8%594th of 973 in FL
Broadband access93.7%
64th
U.S. 91% · FL 91.6%345th of 969 in FL
Median gross rent$1,611
62nd
U.S. $1,413 · FL $1,669446th of 902 in FL
Poverty rate13.3%
62nd
U.S. 12.5% · FL 12.6%386th of 970 in FL
Population35,527
60th
U.S. 334,922,499 · FL 22,416,077207th of 977 in FL
Residents under 1822.7%
56th
U.S. 22% · FL 19.5%254th of 977 in FL
Tech workers3.2%
56th
U.S. 3.8% · FL 3.1%339th of 973 in FL
Median home value$321,300
48th
U.S. $332,700 · FL $359,000502nd of 935 in FL
Population density1,226/sq mi
47th
U.S. 95/sq mi · FL 418/sq mi495th of 977 in FL
Per capita income$37,655
43rd
U.S. $44,673 · FL $42,609490th of 977 in FL
Bachelor's degree or higher27.5%
40th
U.S. 35.7% · FL 34.1%523rd of 975 in FL
Government workers12.5%
40th
U.S. 14.5% · FL 11.7%388th of 973 in FL
Residents 65 and older15.2%
39th
U.S. 17.2% · FL 21.3%736th of 977 in FL
Healthcare workers8.8%
39th
U.S. 9.7% · FL 9.5%551st of 973 in FL
Median household income$70,711
37th
U.S. $80,734 · FL $74,568512th of 948 in FL
Average commute23.6 min
34th
U.S. 26.4 min · FL 28 min744th of 948 in FL
Homeownership rate56.9%
27th
U.S. 65.2% · FL 67.6%777th of 969 in FL
Unemployment rate3.4%
23rd
U.S. 5.2% · FL 4.8%693rd of 973 in FL
Income inequality (Gini)0.400
21st
U.S. 0.483 · FL 0.485786th of 968 in FL
Median age34.9
20th
U.S. 38.9 · FL 42.6877th of 977 in FL
Median earnings per worker$36,375
12th
WeaknessU.S. $49,666 · FL $44,337797th of 961 in FL
Work from home5.1%
8th
U.S. 15.1% · FL 15.7%884th of 975 in FL

Measure	32547	Okaloosa	FL	U.S.	National percentile	Rank in FL
Veterans	17.7%	20.4%	7.4%	6.2%	99th	29th of 976
Uninsured rateWeakness	18.1%	11.8%	11.5%	8.4%	93rd	111th of 973
Rent-burdened rentersWeakness	59.7%	55%	60.1%	51.1%	82nd	429th of 945
Diversity index	61.6	49.4	64.7	61.4	76th	227th of 977
Housing vacancy	10.1%	17.8%	14.7%	10.1%	72nd	574th of 969
Foreign-born residents	17.8%	9.2%	21.9%	14.1%	70th	293rd of 977
Self-employed workers	11%	12.1%	12.8%	10%	69th	594th of 973
Broadband access	93.7%	93.2%	91.6%	91%	64th	345th of 969
Median gross rent	$1,611	$1,612	$1,669	$1,413	62nd	446th of 902
Poverty rate	13.3%	9.3%	12.6%	12.5%	62nd	386th of 970
Population	35,527	216,599	22,416,077	334,922,499	60th	207th of 977
Residents under 18	22.7%	22.6%	19.5%	22%	56th	254th of 977
Tech workers	3.2%	3.8%	3.1%	3.8%	56th	339th of 973
Median home value	$321,300	$351,200	$359,000	$332,700	48th	502nd of 935
Population density	1,226/sq mi	233/sq mi	418/sq mi	95/sq mi	47th	495th of 977
Per capita income	$37,655	$44,070	$42,609	$44,673	43rd	490th of 977
Bachelor's degree or higher	27.5%	34.8%	34.1%	35.7%	40th	523rd of 975
Government workers	12.5%	20.2%	11.7%	14.5%	40th	388th of 973
Residents 65 and older	15.2%	16.6%	21.3%	17.2%	39th	736th of 977
Healthcare workers	8.8%	8.7%	9.5%	9.7%	39th	551st of 973
Median household income	$70,711	$81,998	$74,568	$80,734	37th	512th of 948
Average commute	23.6 min	26.3 min	28 min	26.4 min	34th	744th of 948
Homeownership rate	56.9%	68.4%	67.6%	65.2%	27th	777th of 969
Unemployment rate	3.4%	3.8%	4.8%	5.2%	23rd	693rd of 973
Income inequality (Gini)	0.400	0.439	0.485	0.483	21st	786th of 968
Median age	34.9	37.4	42.6	38.9	20th	877th of 977
Median earnings per workerWeakness	$36,375	$43,743	$44,337	$49,666	12th	797th of 961
Work from home	5.1%	9.7%	15.7%	15.1%	8th	884th of 975

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

10%

18–24

18%

25–34

12%

35–44

11%

45–54

11%

55–64

65–74

75+

Median age

34.9

Under 18

22.7%

65 and over

15.2%

Race and ethnicity

White57%
Black11%
Hispanic21%
Asian3%
Native American0.1%
Pacific Islander0%
Other0.6%
Multiracial7%

Diversity index

61.6

U.S. 61.4

Foreign-born

17.8%

U.S. 14.1%

Born in state

26.4%

Language spoken at home (households)

English only

79%

Spanish

13%

Other Indo-European

Asian / Pacific

Other

0.1%

Households

Households: 14,391
Average household size: 2.5
Family households: 62.8%
Married couples: 40.8%
Living alone: 29%
Veterans (of adults): 17.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

22%

$50–75k

24%

$75–100k

13%

$100–150k

18%

$150–200k

$200k+

Median household income

32547

$70,711

Okaloosa Co.

$81,998

Florida

$74,568

United States

$80,734

Per capita income

$37,655

U.S. $44,673

Poverty rate

13.3%

U.S. 12.5%

Households earning $150K+

14.2%

U.S. 23%

Income inequality (Gini)

0.400

U.S. 0.483

Housing

Median home value

32547

$321,300

Okaloosa Co.

$351,200

Florida

$359,000

United States

$332,700

Median gross rent

32547

$1,611

Okaloosa Co.

$1,612

Florida

$1,669

United States

$1,413

Types of housing

Single-family

68%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 16,008
Owner-occupied: 56.9%
Vacant: 10.1%
Median year built: 1985
Median rooms: 5.3
Renters paying 30%+ of income: 59.7%
Renters paying 50%+ of income: 19.7%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

12%

Transit

0.2%

Walked

0.5%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

15%

10–19

39%

20–29

19%

30–44

13%

45–59

60+

Average commute

23.6 min

U.S. 26.4 min

Unemployment

3.4%

U.S. 5.2%

In labor force

67.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

12%

Food service

11%

Cleaning and personal care

11%

Sales

10%

Office and admin

Healthcare

Management

Transportation and moving

Business and finance

Education

Engineering and science

Computer and math

Production

Arts, media and sports

Police and fire

Legal and social services

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

14%

Restaurants and hotels

13%

Retail

12%

Construction

10%

Admin, support and management

Professional and technical services

Public administration

Finance, insurance and real estate

Transportation, warehousing and utilities

Other services

Education

Manufacturing

Arts and recreation

Wholesale

Information

0.4%

Agriculture and mining

Median earnings per worker

$36,375

U.S. $49,666

Self-employed

11%

U.S. 10%

Government workers

12.5%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	32547	U.S.
Management, business, science and arts	$58,309	$74,888
Service	$25,144	$26,804
Sales and office	$26,622	$40,476
Construction and maintenance	$41,953	$49,199
Production and transportation	$25,758	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

26%

Some college

20%

Associate's

14%

Bachelor's

19%

Graduate

High school graduate or higher: 87.9%
Bachelor's degree or higher: 27.5%
Graduate or professional degree: 8.1%
Households with broadband: 93.7%
Cable, fiber or DSL: 79.9%
No internet access: 4.1%
Without health insurance: 18.1%
Limited-English households: 7.1%

Geography

City (USPS): Fort Walton Beach
State: Florida
County: Okaloosa County
Center point: 30.4662° N, 86.6530° W
Land area: 29 sq mi
Water area: 1.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Wright (unincorporated)17% of zip
Hurlburt Field (unincorporated)6% of zip
Fort Walton Beach6% of zip
Ocean City (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32547

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32549	Fort Walton Beach, FL · PO box	3.7 mi	—	—	—
32544	Hurlburt Field, FL	4.8 mi	2,256	$47,865	—
32579	Shalimar, FL	4.9 mi	10,506	$104,510	$444,300
32548	Fort Walton Beach, FL	5.3 mi	23,774	$65,342	$321,200
32569	Mary Esther, FL	5.9 mi	12,063	$77,718	$326,000
32542	Eglin Afb, FL	7.2 mi	3,578	$77,900	—
32580	Valparaiso, FL	8.7 mi	4,194	$91,645	$394,700
32540	Destin, FL · PO box	11 mi	—	—	—
32541	Destin, FL	12 mi	18,855	$95,124	$597,900
32578	Niceville, FL	13 mi	34,738	$108,972	$447,700
32588	Niceville, FL · PO box	14 mi	—	—	—
32566	Navarre, FL	15 mi	43,883	$105,551	$385,100

Zip codes like 32547 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32547

What city is zip code 32547?

32547 is assigned to Fort Walton Beach, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32547 in?

32547 is in Okaloosa County, Florida.

What is the population of 32547?

About 35,527 people live in 32547, according to the Census Bureau's American Community Survey.

What time zone is 32547 in?

32547 is in Central Time.

What is the median household income in 32547?

The median household income in 32547 is $70,711.

What zip codes are near 32547?

The closest zip codes to 32547 are 32549, 32544, 32579, 32548, 32569.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32547, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.