Zip code 28105: Matthews, North Carolina

Q: What city is zip code 28105?

28105 is assigned to Matthews, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28105 in?

28105 is mostly in Mecklenburg County, but it extends into 1 other county.

Q: What is the population of 28105?

About 46,817 people live in 28105, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28105?

The median household income in 28105 is $108,190.

Q: What zip codes are near 28105?

The closest zip codes to 28105 are 28270, 28104, 28212, 28211, 28227.

Residential delivery areaMecklenburg CountyEastern Time

Population

46,817

Median household income

$108K

U.S. $81K

Median home value

$431K

U.S. $333K

Median rent

$1,765/mo

U.S. $1,413

Median age

39.2

U.S. 38.9

Land area

23 sq mi

2,015 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28105

28105 is a suburban zip code in Matthews, North Carolina (Mecklenburg County), covering 23 sq mi of land. About 46,817 people live here, or 2,015 per square mile. The median resident is 39.2 years old, compared with 38.9 nationally.

The median household earns $108,190 a year, 34% above the national median of $80,734. 6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $430,800, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 68% of occupied homes are lived in by their owners, and renters pay a median of $1,765 a month.

54% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.7 minutes each way, and 19% of workers work from home. The most common jobs among working residents are in management; sales; and business and finance. 20% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 28105 compares

Sorted from highest to lowest national percentile

Bachelor's degree or higher53.5%
83rd
StrengthU.S. 35.7% · NC 35.7%82nd of 799 in NC
Self-employed workers12.6%
81st
U.S. 10% · NC 9.8%220th of 798 in NC
Tech workers5.1%
80th
U.S. 3.8% · NC 3.9%95th of 798 in NC
Median household income$108,190
78th
U.S. $80,734 · NC $72,38853rd of 748 in NC
Population46,817
77th
U.S. 334,922,499 · NC 10,730,40450th of 802 in NC
Work from home18.7%
74th
U.S. 15.1% · NC 16.3%144th of 799 in NC
Per capita income$49,896
72nd
U.S. $44,673 · NC $41,385117th of 799 in NC
Median gross rent$1,765
71st
U.S. $1,413 · NC $1,22826th of 688 in NC
Foreign-born residents17%
69th
U.S. 14.1% · NC 9.1%37th of 802 in NC
Median earnings per worker$55,842
69th
U.S. $49,666 · NC $46,279110th of 788 in NC
Median home value$430,800
66th
U.S. $332,700 · NC $288,90090th of 757 in NC
Broadband access93.7%
64th
U.S. 91% · NC 90.1%159th of 788 in NC
Diversity index55.2
62nd
U.S. 61.4 · NC 58.4257th of 802 in NC
Residents 65 and older17.9%
60th
U.S. 17.2% · NC 17.2%478th of 802 in NC
Residents under 1823.1%
59th
U.S. 22% · NC 21.8%240th of 802 in NC
Population density2,015/sq mi
57th
U.S. 95/sq mi · NC 221/sq mi65th of 802 in NC
Veterans6%
52nd
U.S. 6.2% · NC 7.4%523rd of 801 in NC
Median age39.2
51st
U.S. 38.9 · NC 39.1544th of 802 in NC
Homeownership rate67.6%
48th
U.S. 65.2% · NC 66.6%567th of 788 in NC
Average commute25.7 min
48th
U.S. 26.4 min · NC 25.1 min407th of 771 in NC
Uninsured rate6.6%
48th
U.S. 8.4% · NC 9.9%591st of 797 in NC
Housing vacancy5.5%
38th
U.S. 10.1% · NC 12.5%706th of 789 in NC
Rent-burdened renters47.2%
37th
U.S. 51.1% · NC 48.9%377th of 760 in NC
Income inequality (Gini)0.416
33rd
U.S. 0.483 · NC 0.477496th of 781 in NC
Poverty rate6%
19th
StrengthU.S. 12.5% · NC 13%672nd of 788 in NC
Unemployment rate2.9%
15th
StrengthU.S. 5.2% · NC 4.7%555th of 799 in NC
Government workers8.8%
11th
U.S. 14.5% · NC 13.8%680th of 798 in NC
Healthcare workers5.9%
7th
U.S. 9.7% · NC 9.5%656th of 798 in NC

Measure	28105	Mecklenburg	NC	U.S.	National percentile	Rank in NC
Bachelor's degree or higherStrength	53.5%	49.2%	35.7%	35.7%	83rd	82nd of 799
Self-employed workers	12.6%	9.7%	9.8%	10%	81st	220th of 798
Tech workers	5.1%	5.7%	3.9%	3.8%	80th	95th of 798
Median household income	$108,190	$87,005	$72,388	$80,734	78th	53rd of 748
Population	46,817	1,154,681	10,730,404	334,922,499	77th	50th of 802
Work from home	18.7%	28.5%	16.3%	15.1%	74th	144th of 799
Per capita income	$49,896	$53,295	$41,385	$44,673	72nd	117th of 799
Median gross rent	$1,765	$1,627	$1,228	$1,413	71st	26th of 688
Foreign-born residents	17%	17.3%	9.1%	14.1%	69th	37th of 802
Median earnings per worker	$55,842	$53,857	$46,279	$49,666	69th	110th of 788
Median home value	$430,800	$406,800	$288,900	$332,700	66th	90th of 757
Broadband access	93.7%	94.1%	90.1%	91%	64th	159th of 788
Diversity index	55.2	69.4	58.4	61.4	62nd	257th of 802
Residents 65 and older	17.9%	11.9%	17.2%	17.2%	60th	478th of 802
Residents under 18	23.1%	22.8%	21.8%	22%	59th	240th of 802
Population density	2,015/sq mi	2,205/sq mi	221/sq mi	95/sq mi	57th	65th of 802
Veterans	6%	5%	7.4%	6.2%	52nd	523rd of 801
Median age	39.2	35.5	39.1	38.9	51st	544th of 802
Homeownership rate	67.6%	55.1%	66.6%	65.2%	48th	567th of 788
Average commute	25.7 min	25.1 min	25.1 min	26.4 min	48th	407th of 771
Uninsured rate	6.6%	11.5%	9.9%	8.4%	48th	591st of 797
Housing vacancy	5.5%	7.3%	12.5%	10.1%	38th	706th of 789
Rent-burdened renters	47.2%	49.4%	48.9%	51.1%	37th	377th of 760
Income inequality (Gini)	0.416	0.492	0.477	0.483	33rd	496th of 781
Poverty rateStrength	6%	10.4%	13%	12.5%	19th	672nd of 788
Unemployment rateStrength	2.9%	4.3%	4.7%	5.2%	15th	555th of 799
Government workers	8.8%	8.3%	13.8%	14.5%	11th	680th of 798
Healthcare workers	5.9%	7.5%	9.5%	9.7%	7th	656th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

13%

35–44

13%

45–54

12%

55–64

65–74

75+

Median age

39.2

Under 18

23.1%

65 and over

17.9%

Race and ethnicity

White64%
Black13%
Hispanic9%
Asian10%
Native American0.1%
Pacific Islander0.0%
Other0.3%
Multiracial4%

Diversity index

55.2

U.S. 61.4

Foreign-born

17%

U.S. 14.1%

Born in state

35.7%

Language spoken at home (households)

English only

80%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 17,285
Average household size: 2.7
Family households: 70.4%
Married couples: 58.9%
Living alone: 25.1%
Veterans (of adults): 6%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

15%

$50–75k

15%

$75–100k

10%

$100–150k

22%

$150–200k

14%

$200k+

17%

Median household income

28105

$108,190

Mecklenburg Co.

$87,005

North Carolina

$72,388

United States

$80,734

Per capita income

$49,896

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

31.1%

U.S. 23%

Income inequality (Gini)

0.416

U.S. 0.483

Housing

Median home value

28105

$430,800

Mecklenburg Co.

$406,800

North Carolina

$288,900

United States

$332,700

Median gross rent

28105

$1,765

Mecklenburg Co.

$1,627

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

10%

20+ units

14%

Mobile home

0.6%

Boat, RV, van

Housing units: 18,283
Owner-occupied: 67.6%
Vacant: 5.5%
Median year built: 1996
Median rooms: 6.3
Renters paying 30%+ of income: 47.2%
Renters paying 50%+ of income: 19.6%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

10%

Transit

0.4%

Walked

Bicycle

0.0%

Worked from home

19%

Other

Commute time (one way)

<10 min

10–19

27%

20–29

23%

30–44

30%

45–59

60+

Average commute

25.7 min

U.S. 26.4 min

Unemployment

2.9%

U.S. 5.2%

In labor force

67.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Sales

12%

Business and finance

10%

Office and admin

10%

Education

Cleaning and personal care

Construction and repair

Healthcare

Transportation and moving

Food service

Computer and math

Legal and social services

Arts, media and sports

Engineering and science

Production

Police and fire

Farming, fishing and forestry

0.3%

Industries

Retail

12%

Finance, insurance and real estate

12%

Health care and social assistance

11%

Professional and technical services

10%

Manufacturing

Education

Construction

Other services

Restaurants and hotels

Admin, support and management

Transportation, warehousing and utilities

Information

Wholesale

Public administration

Arts and recreation

Agriculture and mining

0.3%

Median earnings per worker

$55,842

U.S. $49,666

Self-employed

12.6%

U.S. 10%

Government workers

8.8%

U.S. 14.5%

Nonprofit workers

8.9%

U.S. 8.8%

Median earnings by type of work

Type of work	28105	U.S.
Management, business, science and arts	$81,430	$74,888
Service	$31,031	$26,804
Sales and office	$46,110	$40,476
Construction and maintenance	$49,625	$49,199
Production and transportation	$41,258	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

18%

Associate's

Bachelor's

35%

Graduate

18%

High school graduate or higher: 94.4%
Bachelor's degree or higher: 53.5%
Graduate or professional degree: 18.3%
Households with broadband: 93.7%
Cable, fiber or DSL: 86.5%
No internet access: 2.6%
Without health insurance: 6.6%
Limited-English households: 4.2%

Geography

City (USPS): Matthews
State: North Carolina
County: Mecklenburg County
Center point: 35.1198° N, 80.7097° W
Land area: 23 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28105 spans 2 counties

Mecklenburg County99% of land
Union County1% of land

Cities and towns within this zip

Matthews72% of zip
Charlotte16% of zip
Mint Hill8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28105

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28270	Charlotte, NC	3.1 mi	32,448	$131,667	$589,500
28104	Matthews, NC	4.3 mi	36,641	$138,017	$533,500
28212	Charlotte, NC	5.1 mi	42,440	$52,723	$266,900
28211	Charlotte, NC	5.9 mi	33,925	$132,917	$774,900
28227	Charlotte, NC	6 mi	60,482	$77,115	$349,700
28079	Indian Trail, NC	6.2 mi	43,035	$100,516	$395,700
28226	Charlotte, NC	6.5 mi	39,381	$118,606	$617,600
28277	Charlotte, NC	7.8 mi	73,882	$128,627	$560,600
28205	Charlotte, NC	8.2 mi	51,806	$75,622	$457,200
28207	Charlotte, NC	8.3 mi	9,527	$217,204	$1,409,300
28210	Charlotte, NC	8.3 mi	47,359	$100,824	$531,700
28274	Charlotte, NC	8.5 mi	747	—	—

Zip codes like 28105 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28105

What city is zip code 28105?

28105 is assigned to Matthews, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28105 in?

28105 is mostly in Mecklenburg County, but it extends into 1 other county.

What is the population of 28105?

About 46,817 people live in 28105, according to the Census Bureau's American Community Survey.

What time zone is 28105 in?

28105 is in Eastern Time.

What is the median household income in 28105?

The median household income in 28105 is $108,190.

What zip codes are near 28105?

The closest zip codes to 28105 are 28270, 28104, 28212, 28211, 28227.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28105, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.