Zip code 55074: Shafer, Minnesota

Q: What city is zip code 55074?

55074 is assigned to Shafer, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 55074 in?

55074 is in Chisago County, Minnesota.

Q: What is the population of 55074?

About 2,393 people live in 55074, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 55074?

The median household income in 55074 is $106,625.

Q: What zip codes are near 55074?

The closest zip codes to 55074 are 55012, 55084, 55045, 54009, 54020.

Residential delivery areaChisago CountyCentral Time

Population

2,393

Median household income

$107K

U.S. $81K

Median home value

$298K

U.S. $333K

Median rent

$962/mo

U.S. $1,413

Median age

40.1

U.S. 38.9

Land area

34 sq mi

70 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 55074

55074 is a small-town zip code in Shafer, Minnesota (Chisago County), covering 34 sq mi of land. About 2,393 people live here, or 70 per square mile. The median resident is 40.1 years old, compared with 38.9 nationally.

The median household earns $106,625 a year, 32% above the national median of $80,734. 5.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $297,500, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $962 a month.

25% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 37.5 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and management.

How 55074 compares

Sorted from highest to lowest national percentile

Homeownership rate90.2%
96th
StrengthU.S. 65.2% · MN 72.2%192nd of 851 in MN
Average commute37.5 min
95th
WeaknessU.S. 26.4 min · MN 22.7 min23rd of 849 in MN
Median household income$106,625
77th
U.S. $80,734 · MN $89,062104th of 846 in MN
Rent-burdened renters56.6%
72nd
U.S. 51.1% · MN 48.1%148th of 828 in MN
Median earnings per worker$56,061
69th
U.S. $49,666 · MN $54,389194th of 851 in MN
Per capita income$44,752
62nd
U.S. $44,673 · MN $48,237256th of 853 in MN
Median age40.1
58th
U.S. 38.9 · MN 38.8543rd of 854 in MN
Self-employed workers9.5%
53rd
U.S. 10% · MN 9.3%582nd of 852 in MN
Work from home12.7%
50th
U.S. 15.1% · MN 17.6%369th of 852 in MN
Broadband access92.1%
50th
U.S. 91% · MN 91.6%220th of 851 in MN
Tech workers2.9%
50th
U.S. 3.8% · MN 4%217th of 852 in MN
Residents under 1821.9%
48th
U.S. 22% · MN 22.9%477th of 854 in MN
Median home value$297,500
43rd
U.S. $332,700 · MN $329,300262nd of 842 in MN
Veterans5.2%
41st
U.S. 6.2% · MN 5.9%644th of 854 in MN
Bachelor's degree or higher24.6%
33rd
U.S. 35.7% · MN 39.4%399th of 854 in MN
Residents 65 and older14%
30th
U.S. 17.2% · MN 17.3%727th of 854 in MN
Government workers11%
27th
U.S. 14.5% · MN 12.9%590th of 852 in MN
Housing vacancy4%
22nd
U.S. 10.1% · MN 9.3%708th of 851 in MN
Uninsured rate3.9%
21st
U.S. 8.4% · MN 4.7%469th of 853 in MN
Foreign-born residents3.1%
19th
U.S. 14.1% · MN 8.7%297th of 854 in MN
Median gross rent$962
18th
U.S. $1,413 · MN $1,280333rd of 757 in MN
Diversity index25.3
18th
U.S. 61.4 · MN 41.1294th of 854 in MN
Poverty rate5.4%
14th
StrengthU.S. 12.5% · MN 9.3%651st of 852 in MN
Population density70/sq mi
10th
U.S. 95/sq mi · MN 72/sq mi281st of 854 in MN
Population2,393
4th
U.S. 334,922,499 · MN 5,739,445379th of 854 in MN
Unemployment rate1.6%
3rd
StrengthU.S. 5.2% · MN 4.1%685th of 853 in MN
Healthcare workers4.8%
3rd
U.S. 9.7% · MN 10.9%798th of 852 in MN
Income inequality (Gini)0.356
3rd
StrengthU.S. 0.483 · MN 0.453736th of 848 in MN

Measure	55074	Chisago	MN	U.S.	National percentile	Rank in MN
Homeownership rateStrength	90.2%	85.9%	72.2%	65.2%	96th	192nd of 851
Average commuteWeakness	37.5 min	31 min	22.7 min	26.4 min	95th	23rd of 849
Median household income	$106,625	$99,400	$89,062	$80,734	77th	104th of 846
Rent-burdened renters	56.6%	52.5%	48.1%	51.1%	72nd	148th of 828
Median earnings per worker	$56,061	$56,667	$54,389	$49,666	69th	194th of 851
Per capita income	$44,752	$44,346	$48,237	$44,673	62nd	256th of 853
Median age	40.1	40.8	38.8	38.9	58th	543rd of 854
Self-employed workers	9.5%	9.7%	9.3%	10%	53rd	582nd of 852
Work from home	12.7%	14.2%	17.6%	15.1%	50th	369th of 852
Broadband access	92.1%	92.9%	91.6%	91%	50th	220th of 851
Tech workers	2.9%	3.2%	4%	3.8%	50th	217th of 852
Residents under 18	21.9%	22.3%	22.9%	22%	48th	477th of 854
Median home value	$297,500	$351,900	$329,300	$332,700	43rd	262nd of 842
Veterans	5.2%	8%	5.9%	6.2%	41st	644th of 854
Bachelor's degree or higher	24.6%	24.4%	39.4%	35.7%	33rd	399th of 854
Residents 65 and older	14%	17.1%	17.3%	17.2%	30th	727th of 854
Government workers	11%	12.3%	12.9%	14.5%	27th	590th of 852
Housing vacancy	4%	7.1%	9.3%	10.1%	22nd	708th of 851
Uninsured rate	3.9%	4.3%	4.7%	8.4%	21st	469th of 853
Foreign-born residents	3.1%	2.5%	8.7%	14.1%	19th	297th of 854
Median gross rent	$962	$1,186	$1,280	$1,413	18th	333rd of 757
Diversity index	25.3	19.1	41.1	61.4	18th	294th of 854
Poverty rateStrength	5.4%	6%	9.3%	12.5%	14th	651st of 852
Population density	70/sq mi	140/sq mi	72/sq mi	95/sq mi	10th	281st of 854
Population	2,393	57,991	5,739,445	334,922,499	4th	379th of 854
Unemployment rateStrength	1.6%	4.1%	4.1%	5.2%	3rd	685th of 853
Healthcare workers	4.8%	10.5%	10.9%	9.7%	3rd	798th of 852
Income inequality (Gini)Strength	0.356	0.388	0.453	0.483	3rd	736th of 848

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

13%

25–34

18%

35–44

12%

45–54

15%

55–64

11%

65–74

75+

Median age

40.1

Under 18

21.9%

65 and over

14%

Race and ethnicity

White86%
Black0.2%
Hispanic5%
Asian1%
Native American0.2%
Pacific Islander0.2%
Other0.3%
Multiracial7%

Diversity index

25.3

U.S. 61.4

Foreign-born

3.1%

U.S. 14.1%

Born in state

67.3%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

0.4%

Asian / Pacific

Other

0.6%

Households

Households: 901
Average household size: 2.7
Family households: 74.1%
Married couples: 60.3%
Living alone: 22%
Veterans (of adults): 5.2%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

$50–75k

14%

$75–100k

15%

$100–150k

31%

$150–200k

$200k+

15%

Median household income

55074

$106,625

Chisago Co.

$99,400

Minnesota

$89,062

United States

$80,734

Per capita income

$44,752

U.S. $44,673

Poverty rate

5.4%

U.S. 12.5%

Households earning $150K+

23.5%

U.S. 23%

Income inequality (Gini)

0.356

U.S. 0.483

Housing

Median home value

55074

$297,500

Chisago Co.

$351,900

Minnesota

$329,300

United States

$332,700

Median gross rent

55074

$962

Chisago Co.

$1,186

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

82%

2–4 units

0.2%

5–19 units

20+ units

Mobile home

13%

Boat, RV, van

Housing units: 939
Owner-occupied: 90.2%
Vacant: 4%
Median year built: 1993
Median rooms: 6.9
Renters paying 30%+ of income: 56.6%
Renters paying 50%+ of income: 0%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

0.2%

Walked

Bicycle

Worked from home

13%

Other

0.9%

Commute time (one way)

<10 min

10–19

17%

20–29

16%

30–44

21%

45–59

18%

60+

20%

Average commute

37.5 min

U.S. 26.4 min

Unemployment

1.6%

U.S. 5.2%

In labor force

71.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

16%

Sales

10%

Management

10%

Office and admin

Production

Cleaning and personal care

Transportation and moving

Education

Engineering and science

Food service

Healthcare

Business and finance

Computer and math

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.5%

Industries

Manufacturing

19%

Health care and social assistance

14%

Construction

10%

Retail

10%

Education

Restaurants and hotels

Transportation, warehousing and utilities

Finance, insurance and real estate

Wholesale

Other services

Professional and technical services

Public administration

Agriculture and mining

Arts and recreation

Admin, support and management

Information

0.7%

Median earnings per worker

$56,061

U.S. $49,666

Self-employed

9.5%

U.S. 10%

Government workers

11%

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	55074	U.S.
Management, business, science and arts	$74,569	$74,888
Service	$24,926	$26,804
Sales and office	$41,806	$40,476
Construction and maintenance	$71,000	$49,199
Production and transportation	$47,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

32%

Some college

23%

Associate's

16%

Bachelor's

19%

Graduate

High school graduate or higher: 96.2%
Bachelor's degree or higher: 24.6%
Graduate or professional degree: 6%
Households with broadband: 92.1%
Cable, fiber or DSL: 65.1%
No internet access: 5.8%
Without health insurance: 3.9%
Limited-English households: 0%

Geography

City (USPS): Shafer
State: Minnesota
County: Chisago County
Center point: 45.3878° N, 92.7201° W
Land area: 34 sq mi
Water area: 1.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Shafer4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 55074

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
55012	Center City, MN	4.8 mi	2,087	$101,607	$386,600
55084	Taylors Falls, MN	5.2 mi	1,975	$94,297	$318,500
55045	Lindstrom, MN	5.3 mi	7,846	$108,929	$390,500
54009	Dresser, WI	7.3 mi	2,739	$89,861	$249,300
54020	Osceola, WI	8.3 mi	7,687	$74,702	$306,500
55013	Chisago City, MN	8.5 mi	7,015	$109,063	$397,400
54024	Saint Croix Falls, WI	8.8 mi	5,035	$75,417	$271,900
55073	Scandia, MN	9.4 mi	4,169	$128,723	$462,400
54824	Centuria, WI	11 mi	1,950	$67,148	$225,400
55002	Almelund, MN · PO box	12 mi	—	—	—
55078	Stacy, MN · PO box	13 mi	—	—	—
55047	Marine On Saint Croix, MN	14 mi	2,244	$107,361	$497,900

Zip codes like 55074 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 55074

What city is zip code 55074?

55074 is assigned to Shafer, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 55074 in?

55074 is in Chisago County, Minnesota.

What is the population of 55074?

About 2,393 people live in 55074, according to the Census Bureau's American Community Survey.

What time zone is 55074 in?

55074 is in Central Time.

What is the median household income in 55074?

The median household income in 55074 is $106,625.

What zip codes are near 55074?

The closest zip codes to 55074 are 55012, 55084, 55045, 54009, 54020.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 55074, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.