Zip code 22974: Troy, Virginia

Q: What city is zip code 22974?

22974 is assigned to Troy, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 22974 in?

22974 is mostly in Fluvanna County, but it extends into 2 other counties.

Q: What is the population of 22974?

About 5,309 people live in 22974, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 22974?

The median household income in 22974 is $112,344.

Q: What zip codes are near 22974?

The closest zip codes to 22974 are 22947, 22963, 23084, 22942, 22909.

Residential delivery areaFluvanna CountyEastern Time

Population

5,309

Median household income

$112K

U.S. $81K

Median home value

$369K

U.S. $333K

Median rent

$1,093/mo

U.S. $1,413

Median age

42.1

U.S. 38.9

Land area

36 sq mi

147 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 22974

22974 is a small-town zip code in Troy, Virginia (Fluvanna County), covering 36 sq mi of land. About 5,309 people live here, or 147 per square mile. The median resident is 42.1 years old, compared with 38.9 nationally.

The median household earns $112,344 a year, 39% above the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $368,900, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $1,093 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.8 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in cleaning and personal care; management; and healthcare. 15% of them are self-employed (U.S.: 10%).

How 22974 compares

Sorted from highest to lowest national percentile

Homeownership rate90.1%
96th
StrengthU.S. 65.2% · VA 67.3%161st of 836 in VA
Self-employed workers15.2%
91st
U.S. 10% · VA 8.6%143rd of 846 in VA
Broadband access96.5%
89th
StrengthU.S. 91% · VA 91%111th of 836 in VA
Healthcare workers12.5%
85th
U.S. 9.7% · VA 8.5%176th of 846 in VA
Median household income$112,344
81st
StrengthU.S. $80,734 · VA $93,170151st of 796 in VA
Median age42.1
72nd
U.S. 38.9 · VA 39479th of 849 in VA
Veterans7.3%
70th
U.S. 6.2% · VA 9.4%485th of 851 in VA
Government workers16.6%
69th
U.S. 14.5% · VA 20.5%534th of 846 in VA
Housing vacancy8.3%
62nd
U.S. 10.1% · VA 8.7%505th of 836 in VA
Work from home14.5%
59th
U.S. 15.1% · VA 18.3%302nd of 848 in VA
Median home value$368,900
57th
U.S. $332,700 · VA $383,700252nd of 782 in VA
Average commute26.8 min
55th
U.S. 26.4 min · VA 27.3 min466th of 799 in VA
Residents 65 and older16.1%
47th
U.S. 17.2% · VA 16.7%599th of 852 in VA
Bachelor's degree or higher27.8%
41st
U.S. 35.7% · VA 42.2%393rd of 850 in VA
Diversity index43.4
41st
U.S. 61.4 · VA 60.7380th of 852 in VA
Per capita income$35,499
36th
U.S. $44,673 · VA $50,666504th of 849 in VA
Tech workers1.8%
29th
U.S. 3.8% · VA 6.5%456th of 846 in VA
Median gross rent$1,093
28th
U.S. $1,413 · VA $1,579329th of 616 in VA
Residents under 1818%
19th
U.S. 22% · VA 21.7%512th of 852 in VA
Uninsured rate3.6%
18th
StrengthU.S. 8.4% · VA 6.9%592nd of 846 in VA
Population density147/sq mi
17th
U.S. 95/sq mi · VA 221/sq mi320th of 852 in VA
Foreign-born residents2.7%
16th
U.S. 14.1% · VA 13.1%451st of 852 in VA
Poverty rate4.8%
11th
StrengthU.S. 12.5% · VA 9.9%648th of 837 in VA
Population5,309
9th
U.S. 334,922,499 · VA 8,705,170344th of 852 in VA
Income inequality (Gini)0.370
6th
StrengthU.S. 0.483 · VA 0.471662nd of 832 in VA
Median earnings per worker$32,892
5th
WeaknessU.S. $49,666 · VA $54,861753rd of 834 in VA
Unemployment rate1.1%
2nd
StrengthU.S. 5.2% · VA 4.3%639th of 846 in VA
Rent-burdened renters16.8%
1st
StrengthU.S. 51.1% · VA 48.5%651st of 774 in VA

Measure	22974	Fluvanna	VA	U.S.	National percentile	Rank in VA
Homeownership rateStrength	90.1%	88.7%	67.3%	65.2%	96th	161st of 836
Self-employed workers	15.2%	11.1%	8.6%	10%	91st	143rd of 846
Broadband accessStrength	96.5%	93.8%	91%	91%	89th	111th of 836
Healthcare workers	12.5%	12.3%	8.5%	9.7%	85th	176th of 846
Median household incomeStrength	$112,344	$96,768	$93,170	$80,734	81st	151st of 796
Median age	42.1	43.5	39	38.9	72nd	479th of 849
Veterans	7.3%	10.2%	9.4%	6.2%	70th	485th of 851
Government workers	16.6%	20.5%	20.5%	14.5%	69th	534th of 846
Housing vacancy	8.3%	10.1%	8.7%	10.1%	62nd	505th of 836
Work from home	14.5%	16.5%	18.3%	15.1%	59th	302nd of 848
Median home value	$368,900	$314,100	$383,700	$332,700	57th	252nd of 782
Average commute	26.8 min	32 min	27.3 min	26.4 min	55th	466th of 799
Residents 65 and older	16.1%	21.7%	16.7%	17.2%	47th	599th of 852
Bachelor's degree or higher	27.8%	37.3%	42.2%	35.7%	41st	393rd of 850
Diversity index	43.4	41.8	60.7	61.4	41st	380th of 852
Per capita income	$35,499	$44,367	$50,666	$44,673	36th	504th of 849
Tech workers	1.8%	3.4%	6.5%	3.8%	29th	456th of 846
Median gross rent	$1,093	$1,204	$1,579	$1,413	28th	329th of 616
Residents under 18	18%	19.4%	21.7%	22%	19th	512th of 852
Uninsured rateStrength	3.6%	6.7%	6.9%	8.4%	18th	592nd of 846
Population density	147/sq mi	98/sq mi	221/sq mi	95/sq mi	17th	320th of 852
Foreign-born residents	2.7%	2.7%	13.1%	14.1%	16th	451st of 852
Poverty rateStrength	4.8%	7.7%	9.9%	12.5%	11th	648th of 837
Population	5,309	28,092	8,705,170	334,922,499	9th	344th of 852
Income inequality (Gini)Strength	0.370	0.408	0.471	0.483	6th	662nd of 832
Median earnings per workerWeakness	$32,892	$47,815	$54,861	$49,666	5th	753rd of 834
Unemployment rateStrength	1.1%	4.2%	4.3%	5.2%	2nd	639th of 846
Rent-burdened rentersStrength	16.8%	39.7%	48.5%	51.1%	1st	651st of 774

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

15%

25–34

20%

35–44

12%

45–54

13%

55–64

10%

65–74

75+

Median age

42.1

Under 18

18%

65 and over

16.1%

Race and ethnicity

White74%
Black10%
Hispanic5%
Asian2%
Native American0.2%
Pacific Islander0%
Other2%
Multiracial7%

Diversity index

43.4

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

60.6%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,381
Average household size: 3
Family households: 85.5%
Married couples: 76.4%
Living alone: 7.7%
Veterans (of adults): 7.3%
Male / female: 39% / 61%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

23%

$75–100k

10%

$100–150k

26%

$150–200k

14%

$200k+

13%

Median household income

22974

$112,344

Fluvanna Co.

$96,768

Virginia

$93,170

United States

$80,734

Per capita income

$35,499

U.S. $44,673

Poverty rate

4.8%

U.S. 12.5%

Households earning $150K+

27.1%

U.S. 23%

Income inequality (Gini)

0.370

U.S. 0.483

Housing

Median home value

22974

$368,900

Fluvanna Co.

$314,100

Virginia

$383,700

United States

$332,700

Median gross rent

22974

$1,093

Fluvanna Co.

$1,204

Virginia

$1,579

United States

$1,413

Types of housing

Single-family

93%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,506
Owner-occupied: 90.1%
Vacant: 8.3%
Median year built: 1994
Median rooms: 6.6
Renters paying 30%+ of income: 16.8%
Renters paying 50%+ of income: 0%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

11%

Transit

Walked

0.7%

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

10–19

34%

20–29

17%

30–44

27%

45–59

13%

60+

Average commute

26.8 min

U.S. 26.4 min

Unemployment

1.1%

U.S. 5.2%

In labor force

54.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Cleaning and personal care

13%

Management

13%

Healthcare

12%

Office and admin

11%

Sales

10%

Construction and repair

Business and finance

Education

Transportation and moving

Food service

Production

Computer and math

Arts, media and sports

Police and fire

Engineering and science

0.1%

Legal and social services

Farming, fishing and forestry

Industries

Retail

16%

Health care and social assistance

16%

Admin, support and management

11%

Education

Restaurants and hotels

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

Professional and technical services

Public administration

Wholesale

Manufacturing

Agriculture and mining

Arts and recreation

Other services

Information

0.6%

Median earnings per worker

$32,892

U.S. $49,666

Self-employed

15.2%

U.S. 10%

Government workers

16.6%

U.S. 14.5%

Nonprofit workers

6.5%

U.S. 8.8%

Median earnings by type of work

Type of work	22974	U.S.
Management, business, science and arts	$49,196	$74,888
Service	$26,170	$26,804
Sales and office	$28,898	$40,476
Construction and maintenance	$27,993	$49,199
Production and transportation	$39,412	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

25%

Some college

26%

Associate's

12%

Bachelor's

21%

Graduate

High school graduate or higher: 89.9%
Bachelor's degree or higher: 27.8%
Graduate or professional degree: 6.9%
Households with broadband: 96.5%
Cable, fiber or DSL: 81.2%
No internet access: 1%
Without health insurance: 3.6%
Limited-English households: 0.1%

Geography

City (USPS): Troy
State: Virginia
County: Fluvanna County
Center point: 37.9663° N, 78.2674° W
Land area: 36 sq mi
Water area: 0.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

22974 spans 3 counties

Fluvanna County77% of land
Louisa County15% of land
Albemarle County9% of land

Zip codes near 22974

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
22947	Keswick, VA	6.2 mi	5,256	$136,250	$789,200
22963	Palmyra, VA	8.4 mi	16,896	$104,259	$327,900
23084	Kents Store, VA	10 mi	1,652	$40,833	$285,400
22942	Gordonsville, VA	10 mi	10,560	$87,826	$333,600
22909	Charlottesville, VA · PO box	11 mi	—	—	—
22911	Charlottesville, VA	12 mi	19,107	$128,235	$454,100
23170	Trevilians, VA · PO box	12 mi	—	—	—
23093	Louisa, VA	13 mi	14,647	$72,798	$292,800
22905	Charlottesville, VA · PO box	13 mi	—	—	—
22906	Charlottesville, VA · PO box	13 mi	—	—	—
22907	Charlottesville, VA · PO box	13 mi	—	—	—
22910	Charlottesville, VA · PO box	13 mi	—	—	—

Zip codes like 22974 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 22974

What city is zip code 22974?

22974 is assigned to Troy, Virginia. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 22974 in?

22974 is mostly in Fluvanna County, but it extends into 2 other counties.

What is the population of 22974?

About 5,309 people live in 22974, according to the Census Bureau's American Community Survey.

What time zone is 22974 in?

22974 is in Eastern Time.

What is the median household income in 22974?

The median household income in 22974 is $112,344.

What zip codes are near 22974?

The closest zip codes to 22974 are 22947, 22963, 23084, 22942, 22909.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 22974, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.