Zip code 54020: Osceola, Wisconsin

Q: What city is zip code 54020?

54020 is assigned to Osceola, Wisconsin. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 54020 in?

54020 is mostly in Polk County, but it extends into 1 other county.

Q: What is the population of 54020?

About 7,687 people live in 54020, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 54020?

The median household income in 54020 is $74,702.

Q: What zip codes are near 54020?

The closest zip codes to 54020 are 54009, 54026, 55073, 55074, 54025.

Residential delivery areaPolk CountyCentral Time

Population

7,687

Median household income

$75K

U.S. $81K

Median home value

$307K

U.S. $333K

Median rent

$1,022/mo

U.S. $1,413

Median age

42.1

U.S. 38.9

Land area

74 sq mi

104 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 54020

54020 is a small-town zip code in Osceola, Wisconsin (Polk County), covering 74 sq mi of land. About 7,687 people live here, or 104 per square mile. The median resident is 42.1 years old, compared with 38.9 nationally.

The median household earns $74,702 a year, close to the national median of $80,734. 8.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $306,500, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,022 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.8 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and construction and repair.

How 54020 compares

Sorted from highest to lowest national percentile

Average commute31.8 min
82nd
WeaknessU.S. 26.4 min · WI 22.2 min67th of 753 in WI
Residents 65 and older21.1%
79th
U.S. 17.2% · WI 18.5%340th of 762 in WI
Median age42.1
72nd
U.S. 38.9 · WI 40.2475th of 761 in WI
Homeownership rate77.3%
72nd
U.S. 65.2% · WI 67.8%485th of 759 in WI
Veterans7.3%
70th
U.S. 6.2% · WI 6.2%330th of 762 in WI
Work from home15%
61st
U.S. 15.1% · WI 13.1%168th of 759 in WI
Median earnings per worker$51,295
59th
U.S. $49,666 · WI $49,690235th of 758 in WI
Residents under 1822.8%
57th
U.S. 22% · WI 21.4%236th of 762 in WI
Per capita income$42,070
55th
U.S. $44,673 · WI $43,373288th of 761 in WI
Self-employed workers9.6%
54th
U.S. 10% · WI 8.5%432nd of 759 in WI
Unemployment rate4.9%
51st
U.S. 5.2% · WI 3.2%111th of 759 in WI
Housing vacancy6.4%
48th
U.S. 10.1% · WI 10.8%478th of 759 in WI
Median home value$306,500
45th
U.S. $332,700 · WI $266,500160th of 753 in WI
Tech workers2.6%
45th
U.S. 3.8% · WI 3.3%207th of 759 in WI
Median household income$74,702
43rd
U.S. $80,734 · WI $77,485382nd of 753 in WI
Bachelor's degree or higher27.8%
41st
U.S. 35.7% · WI 33.4%258th of 762 in WI
Poverty rate8.3%
34th
U.S. 12.5% · WI 10.6%390th of 759 in WI
Broadband access88.6%
26th
U.S. 91% · WI 90.3%395th of 759 in WI
Median gross rent$1,022
23rd
U.S. $1,413 · WI $1,087225th of 706 in WI
Income inequality (Gini)0.394
17th
StrengthU.S. 0.483 · WI 0.444467th of 758 in WI
Government workers9.6%
16th
U.S. 14.5% · WI 12.9%591st of 759 in WI
Population density104/sq mi
14th
U.S. 95/sq mi · WI 109/sq mi283rd of 762 in WI
Population7,687
12th
U.S. 334,922,499 · WI 5,914,872207th of 762 in WI
Healthcare workers6.6%
12th
U.S. 9.7% · WI 10.1%615th of 759 in WI
Uninsured rate2.4%
8th
StrengthU.S. 8.4% · WI 5.2%621st of 759 in WI
Diversity index13.1
6th
U.S. 61.4 · WI 37.1511th of 762 in WI
Rent-burdened renters32.6%
6th
StrengthU.S. 51.1% · WI 43.7%474th of 751 in WI
Foreign-born residents0.2%
2nd
U.S. 14.1% · WI 5.2%702nd of 762 in WI

Measure	54020	Polk	WI	U.S.	National percentile	Rank in WI
Average commuteWeakness	31.8 min	29.8 min	22.2 min	26.4 min	82nd	67th of 753
Residents 65 and older	21.1%	22.6%	18.5%	17.2%	79th	340th of 762
Median age	42.1	46.7	40.2	38.9	72nd	475th of 761
Homeownership rate	77.3%	81%	67.8%	65.2%	72nd	485th of 759
Veterans	7.3%	7.8%	6.2%	6.2%	70th	330th of 762
Work from home	15%	11.8%	13.1%	15.1%	61st	168th of 759
Median earnings per worker	$51,295	$49,712	$49,690	$49,666	59th	235th of 758
Residents under 18	22.8%	19.9%	21.4%	22%	57th	236th of 762
Per capita income	$42,070	$41,288	$43,373	$44,673	55th	288th of 761
Self-employed workers	9.6%	12.9%	8.5%	10%	54th	432nd of 759
Unemployment rate	4.9%	3.4%	3.2%	5.2%	51st	111th of 759
Housing vacancy	6.4%	20.4%	10.8%	10.1%	48th	478th of 759
Median home value	$306,500	$271,900	$266,500	$332,700	45th	160th of 753
Tech workers	2.6%	1.5%	3.3%	3.8%	45th	207th of 759
Median household income	$74,702	$77,219	$77,485	$80,734	43rd	382nd of 753
Bachelor's degree or higher	27.8%	24.3%	33.4%	35.7%	41st	258th of 762
Poverty rate	8.3%	8.2%	10.6%	12.5%	34th	390th of 759
Broadband access	88.6%	88.3%	90.3%	91%	26th	395th of 759
Median gross rent	$1,022	$957	$1,087	$1,413	23rd	225th of 706
Income inequality (Gini)Strength	0.394	0.408	0.444	0.483	17th	467th of 758
Government workers	9.6%	12%	12.9%	14.5%	16th	591st of 759
Population density	104/sq mi	50/sq mi	109/sq mi	95/sq mi	14th	283rd of 762
Population	7,687	45,555	5,914,872	334,922,499	12th	207th of 762
Healthcare workers	6.6%	7.9%	10.1%	9.7%	12th	615th of 759
Uninsured rateStrength	2.4%	6.2%	5.2%	8.4%	8th	621st of 759
Diversity index	13.1	13.4	37.1	61.4	6th	511th of 762
Rent-burdened rentersStrength	32.6%	36.5%	43.7%	51.1%	6th	474th of 751
Foreign-born residents	0.2%	1.2%	5.2%	14.1%	2nd	702nd of 762

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

11%

35–44

12%

45–54

13%

55–64

13%

65–74

75+

Median age

42.1

Under 18

22.8%

65 and over

21.1%

Race and ethnicity

White93%
Black0.1%
Hispanic2%
Asian0.5%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial4%

Diversity index

13.1

U.S. 61.4

Foreign-born

0.2%

U.S. 14.1%

Born in state

48.2%

Language spoken at home (households)

English only

99%

Spanish

0.4%

Other Indo-European

0.7%

Asian / Pacific

0.1%

Other

Households

Households: 3,359
Average household size: 2.3
Family households: 65%
Married couples: 52.2%
Living alone: 30.4%
Veterans (of adults): 7.3%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

24%

$50–75k

19%

$75–100k

14%

$100–150k

18%

$150–200k

10%

$200k+

Median household income

54020

$74,702

Polk Co.

$77,219

Wisconsin

$77,485

United States

$80,734

Per capita income

$42,070

U.S. $44,673

Poverty rate

8.3%

U.S. 12.5%

Households earning $150K+

17.7%

U.S. 23%

Income inequality (Gini)

0.394

U.S. 0.483

Housing

Median home value

54020

$306,500

Polk Co.

$271,900

Wisconsin

$266,500

United States

$332,700

Median gross rent

54020

$1,022

Polk Co.

$957

Wisconsin

$1,087

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.4%

Housing units: 3,588
Owner-occupied: 77.3%
Vacant: 6.4%
Median year built: 1990
Median rooms: 6
Renters paying 30%+ of income: 32.6%
Renters paying 50%+ of income: 8.9%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

0.6%

Bicycle

Worked from home

15%

Other

Commute time (one way)

<10 min

19%

10–19

24%

20–29

14%

30–44

15%

45–59

17%

60+

12%

Average commute

31.8 min

U.S. 26.4 min

Unemployment

4.9%

U.S. 5.2%

In labor force

66.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

17%

Management

14%

Construction and repair

11%

Transportation and moving

10%

Office and admin

Healthcare

Sales

Education

Cleaning and personal care

Business and finance

Engineering and science

Computer and math

Food service

Legal and social services

Police and fire

Arts, media and sports

0.9%

Farming, fishing and forestry

0.4%

Industries

Manufacturing

27%

Health care and social assistance

14%

Retail

14%

Construction

Other services

Education

Professional and technical services

Transportation, warehousing and utilities

Finance, insurance and real estate

Public administration

Restaurants and hotels

Admin, support and management

Wholesale

Agriculture and mining

Arts and recreation

0.6%

Information

0.1%

Median earnings per worker

$51,295

U.S. $49,666

Self-employed

9.6%

U.S. 10%

Government workers

9.6%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	54020	U.S.
Management, business, science and arts	$75,625	$74,888
Service	$29,722	$26,804
Sales and office	$38,243	$40,476
Construction and maintenance	$47,604	$49,199
Production and transportation	$48,636	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

30%

Some college

23%

Associate's

13%

Bachelor's

21%

Graduate

High school graduate or higher: 94.1%
Bachelor's degree or higher: 27.8%
Graduate or professional degree: 6.8%
Households with broadband: 88.6%
Cable, fiber or DSL: 65.6%
No internet access: 6.9%
Without health insurance: 2.4%
Limited-English households: 0%

Geography

City (USPS): Osceola
State: Wisconsin
County: Polk County
Center point: 45.2748° N, 92.6620° W
Land area: 74 sq mi
Water area: 2.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

54020 spans 2 counties

Polk County99% of land
St. Croix County1% of land

Cities and towns within this zip

Osceola6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 54020

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
54009	Dresser, WI	6.8 mi	2,739	$89,861	$249,300
54026	Star Prairie, WI	7 mi	2,361	$95,833	$342,200
55073	Scandia, MN	8.2 mi	4,169	$128,723	$462,400
55074	Shafer, MN	8.3 mi	2,393	$106,625	$297,500
54025	Somerset, WI	9.1 mi	7,612	$86,930	$386,500
55047	Marine On Saint Croix, MN	9.3 mi	2,244	$107,361	$497,900
55045	Lindstrom, MN	12 mi	7,846	$108,929	$390,500
55013	Chisago City, MN	12 mi	7,015	$109,063	$397,400
54017	New Richmond, WI	13 mi	20,366	$98,571	$321,700
55012	Center City, MN	13 mi	2,087	$101,607	$386,600
55084	Taylors Falls, MN	13 mi	1,975	$94,297	$318,500
54001	Amery, WI	14 mi	7,906	$80,344	$286,800

Zip codes like 54020 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 54020

What city is zip code 54020?

54020 is assigned to Osceola, Wisconsin. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 54020 in?

54020 is mostly in Polk County, but it extends into 1 other county.

What is the population of 54020?

About 7,687 people live in 54020, according to the Census Bureau's American Community Survey.

What time zone is 54020 in?

54020 is in Central Time.

What is the median household income in 54020?

The median household income in 54020 is $74,702.

What zip codes are near 54020?

The closest zip codes to 54020 are 54009, 54026, 55073, 55074, 54025.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 54020, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.