Zip code 55045: Lindstrom, Minnesota

Q: What city is zip code 55045?

55045 is assigned to Lindstrom, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 55045 in?

55045 is in Chisago County, Minnesota.

Q: What is the population of 55045?

About 7,846 people live in 55045, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 55045?

The median household income in 55045 is $108,929.

Q: What zip codes are near 55045?

The closest zip codes to 55045 are 55012, 55013, 55074, 55084, 55078.

Residential delivery areaChisago CountyCentral Time

Population

7,846

Median household income

$109K

U.S. $81K

Median home value

$391K

U.S. $333K

Median rent

$1,210/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

35 sq mi

225 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 55045

55045 is a small-town zip code in Lindstrom, Minnesota (Chisago County), covering 35 sq mi of land. About 7,846 people live here, or 225 per square mile. The median resident is 39 years old, compared with 38.9 nationally.

The median household earns $108,929 a year, 35% above the national median of $80,734. 5.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $390,500, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $1,210 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.7 minutes each way, and 16% of workers work from home. The most common jobs among working residents are in construction and repair; management; and office and administrative support.

How 55045 compares

Sorted from highest to lowest national percentile

Homeownership rate90.1%
96th
StrengthU.S. 65.2% · MN 72.2%197th of 851 in MN
Residents under 1828%
91st
U.S. 22% · MN 22.9%124th of 854 in MN
Median household income$108,929
78th
U.S. $80,734 · MN $89,06293rd of 846 in MN
Median earnings per worker$61,563
78th
U.S. $49,666 · MN $54,389105th of 851 in MN
Average commute30.7 min
77th
U.S. 26.4 min · MN 22.7 min123rd of 849 in MN
Housing vacancy11.1%
76th
U.S. 10.1% · MN 9.3%390th of 851 in MN
Work from home15.7%
64th
U.S. 15.1% · MN 17.6%233rd of 852 in MN
Broadband access93.7%
64th
U.S. 91% · MN 91.6%138th of 851 in MN
Per capita income$44,632
62nd
U.S. $44,673 · MN $48,237259th of 853 in MN
Median home value$390,500
61st
U.S. $332,700 · MN $329,30090th of 842 in MN
Veterans6.6%
61st
U.S. 6.2% · MN 5.9%447th of 854 in MN
Self-employed workers10.1%
60th
U.S. 10% · MN 9.3%532nd of 852 in MN
Unemployment rate4.9%
51st
U.S. 5.2% · MN 4.1%222nd of 853 in MN
Government workers13.8%
51st
U.S. 14.5% · MN 12.9%343rd of 852 in MN
Median age39
50th
U.S. 38.9 · MN 38.8604th of 854 in MN
Residents 65 and older15.6%
43rd
U.S. 17.2% · MN 17.3%658th of 854 in MN
Median gross rent$1,210
37th
U.S. $1,413 · MN $1,280189th of 757 in MN
Tech workers2.2%
37th
U.S. 3.8% · MN 4%289th of 852 in MN
Bachelor's degree or higher23.7%
30th
U.S. 35.7% · MN 39.4%421st of 854 in MN
Population density225/sq mi
22nd
U.S. 95/sq mi · MN 72/sq mi185th of 854 in MN
Healthcare workers7.4%
20th
U.S. 9.7% · MN 10.9%679th of 852 in MN
Poverty rate5.9%
18th
StrengthU.S. 12.5% · MN 9.3%619th of 852 in MN
Rent-burdened renters38.1%
13th
StrengthU.S. 51.1% · MN 48.1%485th of 828 in MN
Population7,846
12th
U.S. 334,922,499 · MN 5,739,445199th of 854 in MN
Foreign-born residents1.7%
10th
U.S. 14.1% · MN 8.7%444th of 854 in MN
Uninsured rate2.5%
9th
StrengthU.S. 8.4% · MN 4.7%678th of 853 in MN
Diversity index12
5th
U.S. 61.4 · MN 41.1628th of 854 in MN
Income inequality (Gini)0.357
4th
StrengthU.S. 0.483 · MN 0.453735th of 848 in MN

Measure	55045	Chisago	MN	U.S.	National percentile	Rank in MN
Homeownership rateStrength	90.1%	85.9%	72.2%	65.2%	96th	197th of 851
Residents under 18	28%	22.3%	22.9%	22%	91st	124th of 854
Median household income	$108,929	$99,400	$89,062	$80,734	78th	93rd of 846
Median earnings per worker	$61,563	$56,667	$54,389	$49,666	78th	105th of 851
Average commute	30.7 min	31 min	22.7 min	26.4 min	77th	123rd of 849
Housing vacancy	11.1%	7.1%	9.3%	10.1%	76th	390th of 851
Work from home	15.7%	14.2%	17.6%	15.1%	64th	233rd of 852
Broadband access	93.7%	92.9%	91.6%	91%	64th	138th of 851
Per capita income	$44,632	$44,346	$48,237	$44,673	62nd	259th of 853
Median home value	$390,500	$351,900	$329,300	$332,700	61st	90th of 842
Veterans	6.6%	8%	5.9%	6.2%	61st	447th of 854
Self-employed workers	10.1%	9.7%	9.3%	10%	60th	532nd of 852
Unemployment rate	4.9%	4.1%	4.1%	5.2%	51st	222nd of 853
Government workers	13.8%	12.3%	12.9%	14.5%	51st	343rd of 852
Median age	39	40.8	38.8	38.9	50th	604th of 854
Residents 65 and older	15.6%	17.1%	17.3%	17.2%	43rd	658th of 854
Median gross rent	$1,210	$1,186	$1,280	$1,413	37th	189th of 757
Tech workers	2.2%	3.2%	4%	3.8%	37th	289th of 852
Bachelor's degree or higher	23.7%	24.4%	39.4%	35.7%	30th	421st of 854
Population density	225/sq mi	140/sq mi	72/sq mi	95/sq mi	22nd	185th of 854
Healthcare workers	7.4%	10.5%	10.9%	9.7%	20th	679th of 852
Poverty rateStrength	5.9%	6%	9.3%	12.5%	18th	619th of 852
Rent-burdened rentersStrength	38.1%	52.5%	48.1%	51.1%	13th	485th of 828
Population	7,846	57,991	5,739,445	334,922,499	12th	199th of 854
Foreign-born residents	1.7%	2.5%	8.7%	14.1%	10th	444th of 854
Uninsured rateStrength	2.5%	4.3%	4.7%	8.4%	9th	678th of 853
Diversity index	12	19.1	41.1	61.4	5th	628th of 854
Income inequality (Gini)Strength	0.357	0.388	0.453	0.483	4th	735th of 848

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

18–24

12%

25–34

12%

35–44

13%

45–54

14%

55–64

10%

65–74

75+

Median age

Under 18

28%

65 and over

15.6%

Race and ethnicity

White94%
Black0.1%
Hispanic2%
Asian0.3%
Native American0.6%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

1.7%

U.S. 14.1%

Born in state

77.6%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

Households

Households: 2,676
Average household size: 2.9
Family households: 77.3%
Married couples: 66.2%
Living alone: 18.4%
Veterans (of adults): 6.6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

11%

$75–100k

17%

$100–150k

21%

$150–200k

21%

$200k+

12%

Median household income

55045

$108,929

Chisago Co.

$99,400

Minnesota

$89,062

United States

$80,734

Per capita income

$44,632

U.S. $44,673

Poverty rate

5.9%

U.S. 12.5%

Households earning $150K+

33.3%

U.S. 23%

Income inequality (Gini)

0.357

U.S. 0.483

Housing

Median home value

55045

$390,500

Chisago Co.

$351,900

Minnesota

$329,300

United States

$332,700

Median gross rent

55045

$1,210

Chisago Co.

$1,186

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

87%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 3,011
Owner-occupied: 90.1%
Vacant: 11.1%
Median year built: 1991
Median rooms: 6.7
Renters paying 30%+ of income: 38.1%
Renters paying 50%+ of income: 7.5%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.0%

Walked

Bicycle

Worked from home

16%

Other

Commute time (one way)

<10 min

14%

10–19

20%

20–29

12%

30–44

27%

45–59

18%

60+

Average commute

30.7 min

U.S. 26.4 min

Unemployment

4.9%

U.S. 5.2%

In labor force

67.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

14%

Management

13%

Office and admin

10%

Sales

Production

Healthcare

Transportation and moving

Business and finance

Education

Police and fire

Cleaning and personal care

Food service

Legal and social services

Engineering and science

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.6%

Industries

Health care and social assistance

17%

Manufacturing

16%

Retail

11%

Construction

10%

Education

Public administration

Restaurants and hotels

Professional and technical services

Admin, support and management

Other services

Transportation, warehousing and utilities

Wholesale

Finance, insurance and real estate

Agriculture and mining

Arts and recreation

0.9%

Information

0.7%

Median earnings per worker

$61,563

U.S. $49,666

Self-employed

10.1%

U.S. 10%

Government workers

13.8%

U.S. 14.5%

Nonprofit workers

11%

U.S. 8.8%

Median earnings by type of work

Type of work	55045	U.S.
Management, business, science and arts	$78,121	$74,888
Service	$34,038	$26,804
Sales and office	$45,262	$40,476
Construction and maintenance	$69,313	$49,199
Production and transportation	$42,500	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

24%

Associate's

21%

Bachelor's

16%

Graduate

High school graduate or higher: 97%
Bachelor's degree or higher: 23.7%
Graduate or professional degree: 7.4%
Households with broadband: 93.7%
Cable, fiber or DSL: 75.3%
No internet access: 3.8%
Without health insurance: 2.5%
Limited-English households: 0%

Geography

City (USPS): Lindstrom
State: Minnesota
County: Chisago County
Center point: 45.3957° N, 92.8282° W
Land area: 35 sq mi
Water area: 6.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lindstrom11% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 55045

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
55012	Center City, MN	3.5 mi	2,087	$101,607	$386,600
55013	Chisago City, MN	4.2 mi	7,015	$109,063	$397,400
55074	Shafer, MN	5.3 mi	2,393	$106,625	$297,500
55084	Taylors Falls, MN	7.1 mi	1,975	$94,297	$318,500
55078	Stacy, MN · PO box	7.7 mi	—	—	—
55073	Scandia, MN	8.3 mi	4,169	$128,723	$462,400
55002	Almelund, MN · PO box	8.7 mi	—	—	—
55056	North Branch, MN	10 mi	14,753	$95,679	$331,300
55079	Stacy, MN	10 mi	8,508	$114,614	$352,200
54020	Osceola, WI	12 mi	7,687	$74,702	$306,500
54024	Saint Croix Falls, WI	12 mi	5,035	$75,417	$271,900
54009	Dresser, WI	13 mi	2,739	$89,861	$249,300

Zip codes like 55045 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 55045

What city is zip code 55045?

55045 is assigned to Lindstrom, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 55045 in?

55045 is in Chisago County, Minnesota.

What is the population of 55045?

About 7,846 people live in 55045, according to the Census Bureau's American Community Survey.

What time zone is 55045 in?

55045 is in Central Time.

What is the median household income in 55045?

The median household income in 55045 is $108,929.

What zip codes are near 55045?

The closest zip codes to 55045 are 55012, 55013, 55074, 55084, 55078.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 55045, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.