Zip code 55012: Center City, Minnesota

Q: What city is zip code 55012?

55012 is assigned to Center City, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 55012 in?

55012 is in Chisago County, Minnesota.

Q: What is the population of 55012?

About 2,087 people live in 55012, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 55012?

The median household income in 55012 is $101,607.

Q: What zip codes are near 55012?

The closest zip codes to 55012 are 55045, 55084, 55074, 55002, 55013.

Residential delivery areaChisago CountyCentral Time

Population

2,087

Median household income

$102K

U.S. $81K

Median home value

$387K

U.S. $333K

Median rent

$1,594/mo

U.S. $1,413

Median age

49.4

U.S. 38.9

Land area

24 sq mi

88 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 55012

55012 is a small-town zip code in Center City, Minnesota (Chisago County), covering 24 sq mi of land. About 2,087 people live here, or 88 per square mile. The median resident is 49.4 years old, compared with 38.9 nationally.

The median household earns $101,607 a year, 26% above the national median of $80,734. 6.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $386,600, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 93% of occupied homes are lived in by their owners, and renters pay a median of $1,594 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.8 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in healthcare; management; and construction and repair.

How 55012 compares

Sorted from highest to lowest national percentile

Homeownership rate93.4%
98th
StrengthU.S. 65.2% · MN 72.2%96th of 851 in MN
Rent-burdened renters71.1%
98th
WeaknessU.S. 51.1% · MN 48.1%48th of 828 in MN
Median age49.4
94th
U.S. 38.9 · MN 38.8156th of 854 in MN
Healthcare workers14.6%
94th
U.S. 9.7% · MN 10.9%105th of 852 in MN
Residents 65 and older23.5%
88th
U.S. 17.2% · MN 17.3%263rd of 854 in MN
Average commute32.8 min
86th
WeaknessU.S. 26.4 min · MN 22.7 min68th of 849 in MN
Housing vacancy11.5%
77th
U.S. 10.1% · MN 9.3%378th of 851 in MN
Per capita income$51,488
74th
U.S. $44,673 · MN $48,237119th of 853 in MN
Median household income$101,607
73rd
U.S. $80,734 · MN $89,062137th of 846 in MN
Veterans7.2%
69th
U.S. 6.2% · MN 5.9%368th of 854 in MN
Broadband access94.2%
68th
U.S. 91% · MN 91.6%120th of 851 in MN
Tech workers4%
68th
U.S. 3.8% · MN 4%139th of 852 in MN
Median gross rent$1,594
61st
U.S. $1,413 · MN $1,28076th of 757 in MN
Median home value$386,600
60th
U.S. $332,700 · MN $329,30092nd of 842 in MN
Self-employed workers9.9%
57th
U.S. 10% · MN 9.3%555th of 852 in MN
Bachelor's degree or higher33.6%
54th
U.S. 35.7% · MN 39.4%184th of 854 in MN
Uninsured rate6.8%
50th
U.S. 8.4% · MN 4.7%166th of 853 in MN
Median earnings per worker$48,182
50th
U.S. $49,666 · MN $54,389464th of 851 in MN
Work from home11.9%
46th
U.S. 15.1% · MN 17.6%415th of 852 in MN
Poverty rate6.7%
23rd
U.S. 12.5% · MN 9.3%553rd of 852 in MN
Government workers10.3%
21st
U.S. 14.5% · MN 12.9%642nd of 852 in MN
Foreign-born residents3.2%
19th
U.S. 14.1% · MN 8.7%291st of 854 in MN
Diversity index23.6
16th
U.S. 61.4 · MN 41.1326th of 854 in MN
Population density88/sq mi
12th
U.S. 95/sq mi · MN 72/sq mi257th of 854 in MN
Unemployment rate2.7%
12th
StrengthU.S. 5.2% · MN 4.1%512th of 853 in MN
Population2,087
3rd
U.S. 334,922,499 · MN 5,739,445407th of 854 in MN
Residents under 1811.3%
3rd
U.S. 22% · MN 22.9%814th of 854 in MN
Income inequality (Gini)0.350
3rd
StrengthU.S. 0.483 · MN 0.453765th of 848 in MN

Measure	55012	Chisago	MN	U.S.	National percentile	Rank in MN
Homeownership rateStrength	93.4%	85.9%	72.2%	65.2%	98th	96th of 851
Rent-burdened rentersWeakness	71.1%	52.5%	48.1%	51.1%	98th	48th of 828
Median age	49.4	40.8	38.8	38.9	94th	156th of 854
Healthcare workers	14.6%	10.5%	10.9%	9.7%	94th	105th of 852
Residents 65 and older	23.5%	17.1%	17.3%	17.2%	88th	263rd of 854
Average commuteWeakness	32.8 min	31 min	22.7 min	26.4 min	86th	68th of 849
Housing vacancy	11.5%	7.1%	9.3%	10.1%	77th	378th of 851
Per capita income	$51,488	$44,346	$48,237	$44,673	74th	119th of 853
Median household income	$101,607	$99,400	$89,062	$80,734	73rd	137th of 846
Veterans	7.2%	8%	5.9%	6.2%	69th	368th of 854
Broadband access	94.2%	92.9%	91.6%	91%	68th	120th of 851
Tech workers	4%	3.2%	4%	3.8%	68th	139th of 852
Median gross rent	$1,594	$1,186	$1,280	$1,413	61st	76th of 757
Median home value	$386,600	$351,900	$329,300	$332,700	60th	92nd of 842
Self-employed workers	9.9%	9.7%	9.3%	10%	57th	555th of 852
Bachelor's degree or higher	33.6%	24.4%	39.4%	35.7%	54th	184th of 854
Uninsured rate	6.8%	4.3%	4.7%	8.4%	50th	166th of 853
Median earnings per worker	$48,182	$56,667	$54,389	$49,666	50th	464th of 851
Work from home	11.9%	14.2%	17.6%	15.1%	46th	415th of 852
Poverty rate	6.7%	6%	9.3%	12.5%	23rd	553rd of 852
Government workers	10.3%	12.3%	12.9%	14.5%	21st	642nd of 852
Foreign-born residents	3.2%	2.5%	8.7%	14.1%	19th	291st of 854
Diversity index	23.6	19.1	41.1	61.4	16th	326th of 854
Population density	88/sq mi	140/sq mi	72/sq mi	95/sq mi	12th	257th of 854
Unemployment rateStrength	2.7%	4.1%	4.1%	5.2%	12th	512th of 853
Population	2,087	57,991	5,739,445	334,922,499	3rd	407th of 854
Residents under 18	11.3%	22.3%	22.9%	22%	3rd	814th of 854
Income inequality (Gini)Strength	0.350	0.388	0.453	0.483	3rd	765th of 848

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

11%

25–34

11%

35–44

15%

45–54

19%

55–64

14%

65–74

75+

Median age

49.4

Under 18

11.3%

65 and over

23.5%

Race and ethnicity

White87%
Black1%
Hispanic3%
Asian4%
Native American2%
Pacific Islander0%
Other0.4%
Multiracial3%

Diversity index

23.6

U.S. 61.4

Foreign-born

3.2%

U.S. 14.1%

Born in state

66.5%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

0.5%

Asian / Pacific

Other

Households

Households: 741
Average household size: 2.5
Family households: 71.8%
Married couples: 60.9%
Living alone: 21.6%
Veterans (of adults): 7.2%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

18%

$75–100k

17%

$100–150k

27%

$150–200k

$200k+

16%

Median household income

55012

$101,607

Chisago Co.

$99,400

Minnesota

$89,062

United States

$80,734

Per capita income

$51,488

U.S. $44,673

Poverty rate

6.7%

U.S. 12.5%

Households earning $150K+

23.6%

U.S. 23%

Income inequality (Gini)

0.350

U.S. 0.483

Housing

Median home value

55012

$386,600

Chisago Co.

$351,900

Minnesota

$329,300

United States

$332,700

Median gross rent

55012

$1,594

Chisago Co.

$1,186

Minnesota

$1,280

United States

$1,413

Types of housing

Single-family

96%

2–4 units

5–19 units

0.2%

20+ units

Mobile home

Boat, RV, van

Housing units: 837
Owner-occupied: 93.4%
Vacant: 11.5%
Median year built: 1980
Median rooms: 6.7
Renters paying 30%+ of income: 71.1%
Renters paying 50%+ of income: 33.3%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

0.8%

Walked

Bicycle

Worked from home

12%

Other

0.9%

Commute time (one way)

<10 min

10–19

15%

20–29

24%

30–44

24%

45–59

22%

60+

10%

Average commute

32.8 min

U.S. 26.4 min

Unemployment

2.7%

U.S. 5.2%

In labor force

60.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

15%

Management

13%

Construction and repair

12%

Transportation and moving

11%

Sales

Office and admin

Production

Education

Computer and math

Business and finance

Food service

Engineering and science

Cleaning and personal care

Arts, media and sports

Legal and social services

Police and fire

Farming, fishing and forestry

0.3%

Industries

Manufacturing

18%

Health care and social assistance

17%

Construction

11%

Retail

10%

Education

Professional and technical services

Other services

Restaurants and hotels

Transportation, warehousing and utilities

Finance, insurance and real estate

Arts and recreation

Public administration

Wholesale

Information

Agriculture and mining

0.5%

Admin, support and management

0.5%

Median earnings per worker

$48,182

U.S. $49,666

Self-employed

9.9%

U.S. 10%

Government workers

10.3%

U.S. 14.5%

Nonprofit workers

11.9%

U.S. 8.8%

Median earnings by type of work

Type of work	55012	U.S.
Management, business, science and arts	$69,464	$74,888
Service	$29,679	$26,804
Sales and office	$38,871	$40,476
Construction and maintenance	$72,560	$49,199
Production and transportation	$41,875	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

32%

Some college

18%

Associate's

12%

Bachelor's

21%

Graduate

13%

High school graduate or higher: 96.6%
Bachelor's degree or higher: 33.6%
Graduate or professional degree: 12.6%
Households with broadband: 94.2%
Cable, fiber or DSL: 74.8%
No internet access: 4.3%
Without health insurance: 6.8%
Limited-English households: 0%

Geography

City (USPS): Center City
State: Minnesota
County: Chisago County
Center point: 45.4380° N, 92.7883° W
Land area: 24 sq mi
Water area: 1.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Center City3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 55012

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
55045	Lindstrom, MN	3.5 mi	7,846	$108,929	$390,500
55084	Taylors Falls, MN	3.9 mi	1,975	$94,297	$318,500
55074	Shafer, MN	4.8 mi	2,393	$106,625	$297,500
55002	Almelund, MN · PO box	7.3 mi	—	—	—
55013	Chisago City, MN	7.7 mi	7,015	$109,063	$397,400
54024	Saint Croix Falls, WI	8.4 mi	5,035	$75,417	$271,900
55056	North Branch, MN	9.5 mi	14,753	$95,679	$331,300
55078	Stacy, MN · PO box	10 mi	—	—	—
55073	Scandia, MN	11 mi	4,169	$128,723	$462,400
54009	Dresser, WI	12 mi	2,739	$89,861	$249,300
55079	Stacy, MN	12 mi	8,508	$114,614	$352,200
54824	Centuria, WI	13 mi	1,950	$67,148	$225,400

Zip codes like 55012 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 55012

What city is zip code 55012?

55012 is assigned to Center City, Minnesota. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 55012 in?

55012 is in Chisago County, Minnesota.

What is the population of 55012?

About 2,087 people live in 55012, according to the Census Bureau's American Community Survey.

What time zone is 55012 in?

55012 is in Central Time.

What is the median household income in 55012?

The median household income in 55012 is $101,607.

What zip codes are near 55012?

The closest zip codes to 55012 are 55045, 55084, 55074, 55002, 55013.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 55012, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.