Zip code 28557: Morehead City, North Carolina

Q: What city is zip code 28557?

28557 is assigned to Morehead City, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28557 in?

28557 is in Carteret County, North Carolina.

Q: What is the population of 28557?

About 15,253 people live in 28557, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28557?

The median household income in 28557 is $68,528.

Q: What zip codes are near 28557?

The closest zip codes to 28557 are 28512, 28570, 28575, 28516, 28531.

Residential delivery areaCarteret CountyEastern Time

Population

15,253

Median household income

$69K

U.S. $81K

Median home value

$363K

U.S. $333K

Median rent

$1,149/mo

U.S. $1,413

Median age

48.8

U.S. 38.9

Land area

14 sq mi

1,075 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28557

28557 is a suburban zip code in Morehead City, North Carolina (Carteret County), covering 14 sq mi of land. About 15,253 people live here, or 1,075 per square mile. The median resident is 48.8 years old, compared with 38.9 nationally.

The median household earns $68,528 a year, 15% below the national median of $80,734. 11.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $362,800, or 5.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 63% of occupied homes are lived in by their owners, and renters pay a median of $1,149 a month.

42% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.6 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in healthcare, management and sales.

How 28557 compares

Sorted from highest to lowest national percentile

Residents 65 and older28.1%
96th
U.S. 17.2% · NC 17.2%124th of 802 in NC
Median age48.8
94th
U.S. 38.9 · NC 39.1180th of 802 in NC
Veterans10.7%
92nd
U.S. 6.2% · NC 7.4%152nd of 801 in NC
Housing vacancy16.8%
89th
U.S. 10.1% · NC 12.5%258th of 789 in NC
Healthcare workers13.2%
89th
U.S. 9.7% · NC 9.5%135th of 798 in NC
Self-employed workers13.2%
84th
U.S. 10% · NC 9.8%197th of 798 in NC
Income inequality (Gini)0.474
78th
U.S. 0.483 · NC 0.477189th of 781 in NC
Government workers17%
72nd
U.S. 14.5% · NC 13.8%268th of 798 in NC
Per capita income$48,362
69th
U.S. $44,673 · NC $41,385125th of 799 in NC
Rent-burdened renters55.8%
69th
U.S. 51.1% · NC 48.9%185th of 760 in NC
Bachelor's degree or higher41.6%
68th
U.S. 35.7% · NC 35.7%152nd of 799 in NC
Uninsured rate8.1%
60th
U.S. 8.4% · NC 9.9%494th of 797 in NC
Median home value$362,800
56th
U.S. $332,700 · NC $288,900145th of 757 in NC
Poverty rate11.4%
53rd
U.S. 12.5% · NC 13%459th of 788 in NC
Work from home12.8%
50th
U.S. 15.1% · NC 16.3%269th of 799 in NC
Median earnings per worker$47,412
48th
U.S. $49,666 · NC $46,279224th of 788 in NC
Population density1,075/sq mi
45th
U.S. 95/sq mi · NC 221/sq mi125th of 802 in NC
Broadband access91.1%
42nd
U.S. 91% · NC 90.1%265th of 788 in NC
Homeownership rate62.5%
37th
U.S. 65.2% · NC 66.6%642nd of 788 in NC
Median household income$68,528
33rd
U.S. $80,734 · NC $72,388313th of 748 in NC
Median gross rent$1,149
32nd
U.S. $1,413 · NC $1,228217th of 688 in NC
Diversity index31.3
25th
U.S. 61.4 · NC 58.4564th of 802 in NC
Population15,253
23rd
U.S. 334,922,499 · NC 10,730,404241st of 802 in NC
Foreign-born residents3.5%
21st
U.S. 14.1% · NC 9.1%456th of 802 in NC
Average commute20.6 min
15th
StrengthU.S. 26.4 min · NC 25.1 min685th of 771 in NC
Residents under 1817%
14th
U.S. 22% · NC 21.8%565th of 802 in NC
Unemployment rate2.7%
12th
StrengthU.S. 5.2% · NC 4.7%568th of 799 in NC
Tech workers0.9%
11th
U.S. 3.8% · NC 3.9%510th of 798 in NC

Measure	28557	Carteret	NC	U.S.	National percentile	Rank in NC
Residents 65 and older	28.1%	27%	17.2%	17.2%	96th	124th of 802
Median age	48.8	50.5	39.1	38.9	94th	180th of 802
Veterans	10.7%	12%	7.4%	6.2%	92nd	152nd of 801
Housing vacancy	16.8%	38.7%	12.5%	10.1%	89th	258th of 789
Healthcare workers	13.2%	11.1%	9.5%	9.7%	89th	135th of 798
Self-employed workers	13.2%	14.5%	9.8%	10%	84th	197th of 798
Income inequality (Gini)	0.474	0.472	0.477	0.483	78th	189th of 781
Government workers	17%	20.1%	13.8%	14.5%	72nd	268th of 798
Per capita income	$48,362	$45,736	$41,385	$44,673	69th	125th of 799
Rent-burdened renters	55.8%	57%	48.9%	51.1%	69th	185th of 760
Bachelor's degree or higher	41.6%	34.5%	35.7%	35.7%	68th	152nd of 799
Uninsured rate	8.1%	8.1%	9.9%	8.4%	60th	494th of 797
Median home value	$362,800	$333,300	$288,900	$332,700	56th	145th of 757
Poverty rate	11.4%	10.1%	13%	12.5%	53rd	459th of 788
Work from home	12.8%	12.6%	16.3%	15.1%	50th	269th of 799
Median earnings per worker	$47,412	$45,624	$46,279	$49,666	48th	224th of 788
Population density	1,075/sq mi	136/sq mi	221/sq mi	95/sq mi	45th	125th of 802
Broadband access	91.1%	93.4%	90.1%	91%	42nd	265th of 788
Homeownership rate	62.5%	74.7%	66.6%	65.2%	37th	642nd of 788
Median household income	$68,528	$72,322	$72,388	$80,734	33rd	313th of 748
Median gross rent	$1,149	$1,108	$1,228	$1,413	32nd	217th of 688
Diversity index	31.3	26.7	58.4	61.4	25th	564th of 802
Population	15,253	69,148	10,730,404	334,922,499	23rd	241st of 802
Foreign-born residents	3.5%	2.9%	9.1%	14.1%	21st	456th of 802
Average commuteStrength	20.6 min	23.2 min	25.1 min	26.4 min	15th	685th of 771
Residents under 18	17%	16.8%	21.8%	22%	14th	565th of 802
Unemployment rateStrength	2.7%	4%	4.7%	5.2%	12th	568th of 799
Tech workers	0.9%	1.4%	3.9%	3.8%	11th	510th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

12%

25–34

10%

35–44

13%

45–54

14%

55–64

15%

65–74

13%

75+

Median age

48.8

Under 18

17%

65 and over

28.1%

Race and ethnicity

White82%
Black5%
Hispanic6%
Asian1%
Native American0.0%
Pacific Islander0.0%
Other0.4%
Multiracial5%

Diversity index

31.3

U.S. 61.4

Foreign-born

3.5%

U.S. 14.1%

Born in state

54.8%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

0.1%

Households

Households: 7,714
Average household size: 2
Family households: 52.1%
Married couples: 40.1%
Living alone: 38.4%
Veterans (of adults): 10.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

20%

$50–75k

18%

$75–100k

10%

$100–150k

17%

$150–200k

$200k+

10%

Median household income

28557

$68,528

Carteret Co.

$72,322

North Carolina

$72,388

United States

$80,734

Per capita income

$48,362

U.S. $44,673

Poverty rate

11.4%

U.S. 12.5%

Households earning $150K+

17.7%

U.S. 23%

Income inequality (Gini)

0.474

U.S. 0.483

Housing

Median home value

28557

$362,800

Carteret Co.

$333,300

North Carolina

$288,900

United States

$332,700

Median gross rent

28557

$1,149

Carteret Co.

$1,108

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

71%

2–4 units

10%

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 9,268
Owner-occupied: 62.5%
Vacant: 16.8%
Median year built: 1987
Median rooms: 5.7
Renters paying 30%+ of income: 55.8%
Renters paying 50%+ of income: 20.7%
Home value to income: 5.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

0.3%

Walked

Bicycle

0.0%

Worked from home

13%

Other

Commute time (one way)

<10 min

29%

10–19

40%

20–29

10%

30–44

12%

45–59

60+

Average commute

20.6 min

U.S. 26.4 min

Unemployment

2.7%

U.S. 5.2%

In labor force

56.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

13%

Management

11%

Sales

11%

Office and admin

Business and finance

Cleaning and personal care

Transportation and moving

Construction and repair

Education

Engineering and science

Food service

Legal and social services

Production

Police and fire

Arts, media and sports

Computer and math

0.9%

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

16%

Finance, insurance and real estate

11%

Retail

Professional and technical services

Other services

Education

Manufacturing

Public administration

Restaurants and hotels

Construction

Transportation, warehousing and utilities

Admin, support and management

Arts and recreation

Wholesale

Information

Agriculture and mining

0.7%

Median earnings per worker

$47,412

U.S. $49,666

Self-employed

13.2%

U.S. 10%

Government workers

17%

U.S. 14.5%

Nonprofit workers

9.5%

U.S. 8.8%

Median earnings by type of work

Type of work	28557	U.S.
Management, business, science and arts	$66,288	$74,888
Service	$23,992	$26,804
Sales and office	$38,025	$40,476
Construction and maintenance	$37,140	$49,199
Production and transportation	$39,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

20%

Some college

21%

Associate's

11%

Bachelor's

27%

Graduate

14%

High school graduate or higher: 93.3%
Bachelor's degree or higher: 41.6%
Graduate or professional degree: 14.3%
Households with broadband: 91.1%
Cable, fiber or DSL: 79.5%
No internet access: 4.7%
Without health insurance: 8.1%
Limited-English households: 0.9%

Geography

City (USPS): Morehead City
State: North Carolina
County: Carteret County
Center point: 34.7379° N, 76.7503° W
Land area: 14 sq mi
Water area: 9.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Morehead City47% of zip
Brandywine Bay (unincorporated)6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28557

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28512	Atlantic Beach, NC	4.1 mi	3,358	$91,488	$565,400
28570	Newport, NC	7.9 mi	22,197	$70,229	$260,000
28575	Salter Path, NC	8.2 mi	169	—	$439,100
28516	Beaufort, NC	11 mi	11,289	$66,057	$315,400
28531	Harkers Island, NC	11 mi	1,060	$60,000	$313,100
28528	Gloucester, NC	12 mi	407	$64,000	$353,800
28594	Emerald Isle, NC	13 mi	3,934	$89,773	$603,700
28553	Marshallberg, NC	14 mi	413	$88,984	$225,000
28532	Havelock, NC	14 mi	20,908	$60,605	$218,000
28533	Cherry Point, NC	14 mi	2,452	—	—
28579	Smyrna, NC	15 mi	331	$64,519	$506,600
28589	Williston, NC	15 mi	32	—	—

Zip codes like 28557 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28557

What city is zip code 28557?

28557 is assigned to Morehead City, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28557 in?

28557 is in Carteret County, North Carolina.

What is the population of 28557?

About 15,253 people live in 28557, according to the Census Bureau's American Community Survey.

What time zone is 28557 in?

28557 is in Eastern Time.

What is the median household income in 28557?

The median household income in 28557 is $68,528.

What zip codes are near 28557?

The closest zip codes to 28557 are 28512, 28570, 28575, 28516, 28531.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28557, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.