Zip code 49628: Elberta, Michigan

Q: What city is zip code 49628?

49628 is assigned to Elberta, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49628 in?

49628 is in Benzie County, Michigan.

Q: What is the population of 49628?

About 174 people live in 49628, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49628?

The median household income in 49628 is $114,375.

Q: What zip codes are near 49628?

The closest zip codes to 49628 are 49635, 49616, 49613, 49617, 49640.

Residential delivery areaBenzie CountyEastern Time

Population

174

Small sample: rough estimates

Median household income

$114K

U.S. $81K

Median home value

$268K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

U.S. 38.9

Land area

0.8 sq mi

233 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49628

49628 is a small-town zip code in Elberta, Michigan (Benzie County), covering 0.8 sq mi of land. About 174 people live here, or 233 per square mile. The median resident is 53 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $114,375 a year, 42% above the national median of $80,734. 0% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $267,600, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 96% of occupied homes are lived in by their owners.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 12.8 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in cleaning and personal care; healthcare; and management.

How 49628 compares

Sorted from highest to lowest national percentile

Only about 174 people live here, so these survey estimates have wide margins of error.

Homeownership rate95.7%
99th
StrengthU.S. 65.2% · MI 73.2%59th of 958 in MI
Broadband access100%
99th
StrengthU.S. 91% · MI 90.5%2nd of 958 in MI
Housing vacancy61.7%
99th
U.S. 10.1% · MI 11.8%29th of 958 in MI
Residents 65 and older44.8%
99th
U.S. 17.2% · MI 18.6%29th of 962 in MI
Healthcare workers18.9%
99th
U.S. 9.7% · MI 10.1%23rd of 961 in MI
Median age53
97th
U.S. 38.9 · MI 40.2148th of 962 in MI
Veterans12.6%
95th
U.S. 6.2% · MI 5.8%69th of 962 in MI
Per capita income$64,773
89th
StrengthU.S. $44,673 · MI $40,73540th of 962 in MI
Uninsured rate13.8%
85th
WeaknessU.S. 8.4% · MI 4.9%38th of 961 in MI
Median household income$114,375
82nd
StrengthU.S. $80,734 · MI $72,87552nd of 952 in MI
Bachelor's degree or higher35.8%
58th
U.S. 35.7% · MI 32.4%212th of 961 in MI
Unemployment rate5.1%
54th
U.S. 5.2% · MI 5.7%412th of 961 in MI
Median earnings per worker$46,500
45th
U.S. $49,666 · MI $47,178374th of 960 in MI
Median home value$267,600
37th
U.S. $332,700 · MI $231,600228th of 946 in MI
Population density233/sq mi
23rd
U.S. 95/sq mi · MI 178/sq mi360th of 962 in MI
Income inequality (Gini)0.393
16th
StrengthU.S. 0.483 · MI 0.465689th of 958 in MI
Work from home6.8%
15th
U.S. 15.1% · MI 13.5%719th of 961 in MI
Diversity index22.5
15th
U.S. 61.4 · MI 45.3395th of 962 in MI
Population174
1st
U.S. 334,922,499 · MI 10,077,761941st of 962 in MI
Poverty rate0%
1st
StrengthU.S. 12.5% · MI 13.2%952nd of 959 in MI
Average commute12.8 min
1st
StrengthU.S. 26.4 min · MI 24.2 min929th of 941 in MI
Foreign-born residents0%
1st
U.S. 14.1% · MI 7.2%912th of 962 in MI
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · MI 50.4%889th of 931 in MI
Residents under 184%
1st
U.S. 22% · MI 21.2%941st of 962 in MI
Tech workers0%
1st
U.S. 3.8% · MI 3.1%849th of 961 in MI
Self-employed workers0%
1st
U.S. 10% · MI 8.6%949th of 961 in MI
Government workers0%
1st
U.S. 14.5% · MI 11.6%946th of 961 in MI

Measure	49628	Benzie	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	95.7%	87.8%	73.2%	65.2%	99th	59th of 958
Broadband accessStrength	100%	93%	90.5%	91%	99th	2nd of 958
Housing vacancy	61.7%	37.5%	11.8%	10.1%	99th	29th of 958
Residents 65 and older	44.8%	28.7%	18.6%	17.2%	99th	29th of 962
Healthcare workers	18.9%	10.5%	10.1%	9.7%	99th	23rd of 961
Median age	53	50.8	40.2	38.9	97th	148th of 962
Veterans	12.6%	9.7%	5.8%	6.2%	95th	69th of 962
Per capita incomeStrength	$64,773	$42,600	$40,735	$44,673	89th	40th of 962
Uninsured rateWeakness	13.8%	5.6%	4.9%	8.4%	85th	38th of 961
Median household incomeStrength	$114,375	$74,834	$72,875	$80,734	82nd	52nd of 952
Bachelor's degree or higher	35.8%	36.9%	32.4%	35.7%	58th	212th of 961
Unemployment rate	5.1%	3.1%	5.7%	5.2%	54th	412th of 961
Median earnings per worker	$46,500	$41,100	$47,178	$49,666	45th	374th of 960
Median home value	$267,600	$285,700	$231,600	$332,700	37th	228th of 946
Population density	233/sq mi	57/sq mi	178/sq mi	95/sq mi	23rd	360th of 962
Income inequality (Gini)Strength	0.393	0.449	0.465	0.483	16th	689th of 958
Work from home	6.8%	11.1%	13.5%	15.1%	15th	719th of 961
Diversity index	22.5	16.3	45.3	61.4	15th	395th of 962
Population	174	18,310	10,077,761	334,922,499	1st	941st of 962
Poverty rateStrength	0%	9.7%	13.2%	12.5%	1st	952nd of 959
Average commuteStrength	12.8 min	24.6 min	24.2 min	26.4 min	1st	929th of 941
Foreign-born residents	0%	1.4%	7.2%	14.1%	1st	912th of 962
Rent-burdened rentersStrength	0%	51.1%	50.4%	51.1%	1st	889th of 931
Residents under 18	4%	16.9%	21.2%	22%	1st	941st of 962
Tech workers	0%	1.6%	3.1%	3.8%	1st	849th of 961
Self-employed workers	0%	14.4%	8.6%	10%	1st	949th of 961
Government workers	0%	14.4%	11.6%	14.5%	1st	946th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

28%

25–34

35–44

13%

45–54

55–64

22%

65–74

23%

75+

Median age

Under 18

65 and over

44.8%

Race and ethnicity

White87%
Black0%
Hispanic0%
Asian0%
Native American11%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

22.5

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

74.1%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 70
Average household size: 2.5
Family households: 70%
Married couples: 70%
Living alone: 20%
Veterans (of adults): 12.6%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

$25–50k

10%

$50–75k

21%

$75–100k

10%

$100–150k

21%

$150–200k

10%

$200k+

23%

Median household income

49628

$114,375

Benzie Co.

$74,834

Michigan

$72,875

United States

$80,734

Per capita income

$64,773

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

32.9%

U.S. 23%

Income inequality (Gini)

0.393

U.S. 0.483

Housing

Median home value

49628

$267,600

Benzie Co.

$285,700

Michigan

$231,600

United States

$332,700

Median gross rent

49628

—

Benzie Co.

$1,026

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

91%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 183
Owner-occupied: 95.7%
Vacant: 61.7%
Median year built: 1943
Median rooms: 5
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

11%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

35%

10–19

51%

20–29

30–44

14%

45–59

60+

Average commute

12.8 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

46.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Cleaning and personal care

36%

Healthcare

19%

Management

18%

Construction and repair

Arts, media and sports

Transportation and moving

Production

Food service

Business and finance

Computer and math

Engineering and science

Education

Legal and social services

Police and fire

Sales

Office and admin

Farming, fishing and forestry

Industries

Health care and social assistance

54%

Arts and recreation

18%

Admin, support and management

Education

Restaurants and hotels

Manufacturing

Construction

Retail

Professional and technical services

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Other services

Wholesale

Information

Agriculture and mining

Median earnings per worker

$46,500

U.S. $49,666

Self-employed

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

5.4%

U.S. 8.8%

Median earnings by type of work

Type of work	49628	U.S.
Management, business, science and arts	$71,750	$74,888
Service	$44,688	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

28%

Some college

20%

Associate's

15%

Bachelor's

15%

Graduate

20%

High school graduate or higher: 98.1%
Bachelor's degree or higher: 35.8%
Graduate or professional degree: 20.4%
Households with broadband: 100%
Cable, fiber or DSL: 68.6%
No internet access: 0%
Without health insurance: 13.8%
Limited-English households: 0%

Geography

City (USPS): Elberta
State: Michigan
County: Benzie County
Center point: 44.6210° N, 86.2341° W
Land area: 0.8 sq mi
Water area: 1.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Elberta100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49628

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49635	Frankfort, MI	2 mi	3,339	$72,422	$366,700
49616	Benzonia, MI	7.6 mi	2,162	$57,982	$221,600
49613	Arcadia, MI	8 mi	528	$77,955	$237,800
49617	Beulah, MI	10 mi	3,526	$74,207	$304,000
49640	Honor, MI	12 mi	1,252	$83,214	$308,500
49614	Bear Lake, MI	14 mi	2,678	$72,250	$223,100
49683	Thompsonville, MI	16 mi	2,225	$61,250	$187,200
49675	Onekama, MI	16 mi	901	$64,844	$272,800
49630	Empire, MI	18 mi	1,390	$106,375	$497,600
49650	Lake Ann, MI	19 mi	3,411	$87,500	$275,400
49645	Kaleva, MI	20 mi	1,923	$56,300	$145,200
49643	Interlochen, MI	20 mi	6,963	$81,222	$271,300

Questions about 49628

What city is zip code 49628?

49628 is assigned to Elberta, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49628 in?

49628 is in Benzie County, Michigan.

What is the population of 49628?

About 174 people live in 49628, according to the Census Bureau's American Community Survey.

What time zone is 49628 in?

49628 is in Eastern Time.

What is the median household income in 49628?

The median household income in 49628 is $114,375.

What zip codes are near 49628?

The closest zip codes to 49628 are 49635, 49616, 49613, 49617, 49640.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49628, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.