Zip code 49635: Frankfort, Michigan

Q: What city is zip code 49635?

49635 is assigned to Frankfort, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49635 in?

49635 is in Benzie County, Michigan.

Q: What is the population of 49635?

About 3,339 people live in 49635, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49635?

The median household income in 49635 is $72,422.

Q: What zip codes are near 49635?

The closest zip codes to 49635 are 49628, 49616, 49617, 49613, 49640.

Residential delivery areaBenzie CountyEastern Time

Population

3,339

Median household income

$72K

U.S. $81K

Median home value

$367K

U.S. $333K

Median rent

$978/mo

U.S. $1,413

Median age

62.7

U.S. 38.9

Land area

38 sq mi

87 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49635

49635 is a small-town zip code in Frankfort, Michigan (Benzie County), covering 38 sq mi of land. About 3,339 people live here, or 87 per square mile. The median resident is 62.7 years old, compared with 38.9 nationally.

The median household earns $72,422 a year, close to the national median of $80,734. 9.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $366,700, or 5.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $978 a month.

49% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.5 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in management, sales and healthcare. 18% of them are self-employed (U.S.: 10%).

How 49635 compares

Sorted from highest to lowest national percentile

Median age62.7
99th
U.S. 38.9 · MI 40.233rd of 962 in MI
Housing vacancy50.3%
99th
U.S. 10.1% · MI 11.8%82nd of 958 in MI
Residents 65 and older43.8%
99th
U.S. 17.2% · MI 18.6%36th of 962 in MI
Self-employed workers18.4%
96th
U.S. 10% · MI 8.6%69th of 961 in MI
Veterans11%
93rd
U.S. 6.2% · MI 5.8%114th of 962 in MI
Income inequality (Gini)0.504
90th
WeaknessU.S. 0.483 · MI 0.46554th of 958 in MI
Homeownership rate81%
81st
StrengthU.S. 65.2% · MI 73.2%608th of 958 in MI
Bachelor's degree or higher48.5%
77th
U.S. 35.7% · MI 32.4%92nd of 961 in MI
Per capita income$51,757
75th
U.S. $44,673 · MI $40,735120th of 962 in MI
Work from home16.7%
68th
U.S. 15.1% · MI 13.5%158th of 961 in MI
Rent-burdened renters54.2%
64th
U.S. 51.1% · MI 50.4%266th of 931 in MI
Broadband access93.5%
62nd
U.S. 91% · MI 90.5%187th of 958 in MI
Median home value$366,700
56th
U.S. $332,700 · MI $231,60087th of 946 in MI
Healthcare workers9.8%
55th
U.S. 9.7% · MI 10.1%445th of 961 in MI
Median earnings per worker$47,879
49th
U.S. $49,666 · MI $47,178328th of 960 in MI
Poverty rate9.9%
44th
U.S. 12.5% · MI 13.2%522nd of 959 in MI
Government workers12.9%
43rd
U.S. 14.5% · MI 11.6%358th of 961 in MI
Median household income$72,422
39th
U.S. $80,734 · MI $72,875419th of 952 in MI
Unemployment rate4.2%
37th
U.S. 5.2% · MI 5.7%539th of 961 in MI
Tech workers1.8%
29th
U.S. 3.8% · MI 3.1%439th of 961 in MI
Median gross rent$978
20th
U.S. $1,413 · MI $1,129418th of 851 in MI
Average commute20.5 min
15th
StrengthU.S. 26.4 min · MI 24.2 min786th of 941 in MI
Uninsured rate3.3%
15th
StrengthU.S. 8.4% · MI 4.9%667th of 961 in MI
Population density87/sq mi
12th
U.S. 95/sq mi · MI 178/sq mi550th of 962 in MI
Foreign-born residents1.6%
10th
U.S. 14.1% · MI 7.2%524th of 962 in MI
Diversity index13.1
6th
U.S. 61.4 · MI 45.3733rd of 962 in MI
Population3,339
5th
U.S. 334,922,499 · MI 10,077,761567th of 962 in MI
Residents under 1812.2%
4th
U.S. 22% · MI 21.2%866th of 962 in MI

Measure	49635	Benzie	MI	U.S.	National percentile	Rank in MI
Median age	62.7	50.8	40.2	38.9	99th	33rd of 962
Housing vacancy	50.3%	37.5%	11.8%	10.1%	99th	82nd of 958
Residents 65 and older	43.8%	28.7%	18.6%	17.2%	99th	36th of 962
Self-employed workers	18.4%	14.4%	8.6%	10%	96th	69th of 961
Veterans	11%	9.7%	5.8%	6.2%	93rd	114th of 962
Income inequality (Gini)Weakness	0.504	0.449	0.465	0.483	90th	54th of 958
Homeownership rateStrength	81%	87.8%	73.2%	65.2%	81st	608th of 958
Bachelor's degree or higher	48.5%	36.9%	32.4%	35.7%	77th	92nd of 961
Per capita income	$51,757	$42,600	$40,735	$44,673	75th	120th of 962
Work from home	16.7%	11.1%	13.5%	15.1%	68th	158th of 961
Rent-burdened renters	54.2%	51.1%	50.4%	51.1%	64th	266th of 931
Broadband access	93.5%	93%	90.5%	91%	62nd	187th of 958
Median home value	$366,700	$285,700	$231,600	$332,700	56th	87th of 946
Healthcare workers	9.8%	10.5%	10.1%	9.7%	55th	445th of 961
Median earnings per worker	$47,879	$41,100	$47,178	$49,666	49th	328th of 960
Poverty rate	9.9%	9.7%	13.2%	12.5%	44th	522nd of 959
Government workers	12.9%	14.4%	11.6%	14.5%	43rd	358th of 961
Median household income	$72,422	$74,834	$72,875	$80,734	39th	419th of 952
Unemployment rate	4.2%	3.1%	5.7%	5.2%	37th	539th of 961
Tech workers	1.8%	1.6%	3.1%	3.8%	29th	439th of 961
Median gross rent	$978	$1,026	$1,129	$1,413	20th	418th of 851
Average commuteStrength	20.5 min	24.6 min	24.2 min	26.4 min	15th	786th of 941
Uninsured rateStrength	3.3%	5.6%	4.9%	8.4%	15th	667th of 961
Population density	87/sq mi	57/sq mi	178/sq mi	95/sq mi	12th	550th of 962
Foreign-born residents	1.6%	1.4%	7.2%	14.1%	10th	524th of 962
Diversity index	13.1	16.3	45.3	61.4	6th	733rd of 962
Population	3,339	18,310	10,077,761	334,922,499	5th	567th of 962
Residents under 18	12.2%	16.9%	21.2%	22%	4th	866th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

45–54

20%

55–64

20%

65–74

24%

75+

Median age

62.7

Under 18

12.2%

65 and over

43.8%

Race and ethnicity

White93%
Black2%
Hispanic2%
Asian0.6%
Native American0%
Pacific Islander0%
Other0.7%
Multiracial2%

Diversity index

13.1

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

67.5%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.6%

Other

0.7%

Households

Households: 1,507
Average household size: 2.1
Family households: 64.4%
Married couples: 55.3%
Living alone: 33.1%
Veterans (of adults): 11%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

16%

$50–75k

21%

$75–100k

11%

$100–150k

16%

$150–200k

$200k+

12%

Median household income

49635

$72,422

Benzie Co.

$74,834

Michigan

$72,875

United States

$80,734

Per capita income

$51,757

U.S. $44,673

Poverty rate

9.9%

U.S. 12.5%

Households earning $150K+

20.8%

U.S. 23%

Income inequality (Gini)

0.504

U.S. 0.483

Housing

Median home value

49635

$366,700

Benzie Co.

$285,700

Michigan

$231,600

United States

$332,700

Median gross rent

49635

$978

Benzie Co.

$1,026

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

89%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 3,033
Owner-occupied: 81%
Vacant: 50.3%
Median year built: 1975
Median rooms: 5.3
Renters paying 30%+ of income: 54.2%
Renters paying 50%+ of income: 38.2%
Home value to income: 5.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

Transit

0.1%

Walked

Bicycle

Worked from home

17%

Other

0.7%

Commute time (one way)

<10 min

30%

10–19

33%

20–29

14%

30–44

45–59

12%

60+

Average commute

20.5 min

U.S. 26.4 min

Unemployment

4.2%

U.S. 5.2%

In labor force

38.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Sales

12%

Healthcare

10%

Business and finance

10%

Food service

Construction and repair

Office and admin

Cleaning and personal care

Education

Legal and social services

Engineering and science

Production

Transportation and moving

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.4%

Police and fire

0.3%

Industries

Health care and social assistance

14%

Restaurants and hotels

13%

Retail

12%

Construction

10%

Manufacturing

10%

Education

Finance, insurance and real estate

Other services

Admin, support and management

Public administration

Arts and recreation

Wholesale

Professional and technical services

Transportation, warehousing and utilities

Agriculture and mining

Information

0.5%

Median earnings per worker

$47,879

U.S. $49,666

Self-employed

18.4%

U.S. 10%

Government workers

12.9%

U.S. 14.5%

Nonprofit workers

13%

U.S. 8.8%

Median earnings by type of work

Type of work	49635	U.S.
Management, business, science and arts	$66,563	$74,888
Service	$21,250	$26,804
Sales and office	$28,875	$40,476
Construction and maintenance	$50,804	$49,199
Production and transportation	$40,833	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

16%

Associate's

Bachelor's

26%

Graduate

23%

High school graduate or higher: 96.1%
Bachelor's degree or higher: 48.5%
Graduate or professional degree: 22.8%
Households with broadband: 93.5%
Cable, fiber or DSL: 61%
No internet access: 4.2%
Without health insurance: 3.3%
Limited-English households: 0.8%

Geography

City (USPS): Frankfort
State: Michigan
County: Benzie County
Center point: 44.6256° N, 86.1931° W
Land area: 38 sq mi
Water area: 14 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Frankfort4% of zip
Crystal Downs Country Club (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49635

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49628	Elberta, MI	2 mi	174	$114,375	$267,600
49616	Benzonia, MI	6 mi	2,162	$57,982	$221,600
49617	Beulah, MI	8 mi	3,526	$74,207	$304,000
49613	Arcadia, MI	8.3 mi	528	$77,955	$237,800
49640	Honor, MI	9.9 mi	1,252	$83,214	$308,500
49614	Bear Lake, MI	13 mi	2,678	$72,250	$223,100
49683	Thompsonville, MI	14 mi	2,225	$61,250	$187,200
49630	Empire, MI	17 mi	1,390	$106,375	$497,600
49675	Onekama, MI	17 mi	901	$64,844	$272,800
49650	Lake Ann, MI	17 mi	3,411	$87,500	$275,400
49643	Interlochen, MI	18 mi	6,963	$81,222	$271,300
49645	Kaleva, MI	19 mi	1,923	$56,300	$145,200

Zip codes like 49635 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Lakeside Marblehead, OH

Questions about 49635

What city is zip code 49635?

49635 is assigned to Frankfort, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49635 in?

49635 is in Benzie County, Michigan.

What is the population of 49635?

About 3,339 people live in 49635, according to the Census Bureau's American Community Survey.

What time zone is 49635 in?

49635 is in Eastern Time.

What is the median household income in 49635?

The median household income in 49635 is $72,422.

What zip codes are near 49635?

The closest zip codes to 49635 are 49628, 49616, 49617, 49613, 49640.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49635, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.