Zip code 45404: Dayton, Ohio

Q: What city is zip code 45404?

45404 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45404 in?

45404 is in Montgomery County, Ohio.

Q: What is the population of 45404?

About 9,826 people live in 45404, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45404?

The median household income in 45404 is $38,874.

Q: What zip codes are near 45404?

The closest zip codes to 45404 are 45403, 45410, 45423, 45412, 45422.

Residential delivery areaMontgomery CountyEastern Time

Population

9,826

Median household income

$39K

U.S. $81K

Median home value

$87K

U.S. $333K

Median rent

$884/mo

U.S. $1,413

Median age

35.7

U.S. 38.9

Land area

7.6 sq mi

1,300 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45404

45404 is a suburban zip code in Dayton, Ohio (Montgomery County), covering 7.6 sq mi of land. About 9,826 people live here, or 1,300 per square mile. The median resident is 35.7 years old, compared with 38.9 nationally.

The median household earns $38,874 a year, about 48% of the national median of $80,734. 34.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $86,900, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 44% of occupied homes are lived in by their owners, and renters pay a median of $884 a month.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.8 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and office and administrative support.

How 45404 compares

Sorted from highest to lowest national percentile

Poverty rate34.5%
98th
WeaknessU.S. 12.5% · OH 13.3%55th of 1,159 in OH
Unemployment rate9.3%
92nd
WeaknessU.S. 5.2% · OH 4.8%134th of 1,164 in OH
Residents under 1826%
81st
U.S. 22% · OH 22%247th of 1,168 in OH
Housing vacancy10.5%
73rd
U.S. 10.1% · OH 8.1%389th of 1,160 in OH
Veterans7.4%
71st
U.S. 6.2% · OH 6.6%431st of 1,168 in OH
Uninsured rate9.2%
67th
U.S. 8.4% · OH 6.4%220th of 1,165 in OH
Rent-burdened renters53.7%
62nd
U.S. 51.1% · OH 45.9%229th of 1,113 in OH
Income inequality (Gini)0.445
59th
U.S. 0.483 · OH 0.467322nd of 1,156 in OH
Foreign-born residents11.7%
56th
U.S. 14.1% · OH 5.2%51st of 1,168 in OH
Population density1,300/sq mi
48th
U.S. 95/sq mi · OH 289/sq mi278th of 1,168 in OH
Diversity index48
48th
U.S. 61.4 · OH 40.6147th of 1,168 in OH
Residents 65 and older15.7%
43rd
U.S. 17.2% · OH 18.3%840th of 1,168 in OH
Median age35.7
25th
U.S. 38.9 · OH 39.7952nd of 1,166 in OH
Average commute21.8 min
22nd
U.S. 26.4 min · OH 23.4 min815th of 1,121 in OH
Healthcare workers7.3%
19th
U.S. 9.7% · OH 10.5%898th of 1,163 in OH
Population9,826
15th
U.S. 334,922,499 · OH 11,810,293382nd of 1,168 in OH
Government workers9.1%
13th
U.S. 14.5% · OH 12.9%883rd of 1,163 in OH
Median gross rent$884
12th
U.S. $1,413 · OH $1,034564th of 1,007 in OH
Homeownership rate44.1%
12th
WeaknessU.S. 65.2% · OH 67.2%1,092nd of 1,159 in OH
Broadband access83.5%
9th
WeaknessU.S. 91% · OH 90.1%892nd of 1,159 in OH
Median earnings per worker$33,830
7th
WeaknessU.S. $49,666 · OH $47,6921,032nd of 1,153 in OH
Tech workers0.4%
5th
U.S. 3.8% · OH 3.2%815th of 1,163 in OH
Work from home3.6%
4th
U.S. 15.1% · OH 13%932nd of 1,163 in OH
Median household income$38,874
3rd
WeaknessU.S. $80,734 · OH $71,3891,073rd of 1,122 in OH
Per capita income$20,337
3rd
WeaknessU.S. $44,673 · OH $40,5521,110th of 1,165 in OH
Bachelor's degree or higher10.2%
3rd
WeaknessU.S. 35.7% · OH 31.5%986th of 1,166 in OH
Self-employed workers4.3%
2nd
U.S. 10% · OH 8.1%978th of 1,163 in OH
Median home value$86,900
1st
U.S. $332,700 · OH $214,8001,056th of 1,114 in OH

Measure	45404	Montgomery	OH	U.S.	National percentile	Rank in OH
Poverty rateWeakness	34.5%	15%	13.3%	12.5%	98th	55th of 1,159
Unemployment rateWeakness	9.3%	5.7%	4.8%	5.2%	92nd	134th of 1,164
Residents under 18	26%	22.2%	22%	22%	81st	247th of 1,168
Housing vacancy	10.5%	8.5%	8.1%	10.1%	73rd	389th of 1,160
Veterans	7.4%	8.4%	6.6%	6.2%	71st	431st of 1,168
Uninsured rate	9.2%	6.5%	6.4%	8.4%	67th	220th of 1,165
Rent-burdened renters	53.7%	46.9%	45.9%	51.1%	62nd	229th of 1,113
Income inequality (Gini)	0.445	0.459	0.467	0.483	59th	322nd of 1,156
Foreign-born residents	11.7%	5.3%	5.2%	14.1%	56th	51st of 1,168
Population density	1,300/sq mi	1,162/sq mi	289/sq mi	95/sq mi	48th	278th of 1,168
Diversity index	48	49.6	40.6	61.4	48th	147th of 1,168
Residents 65 and older	15.7%	18.6%	18.3%	17.2%	43rd	840th of 1,168
Median age	35.7	38.8	39.7	38.9	25th	952nd of 1,166
Average commute	21.8 min	21.9 min	23.4 min	26.4 min	22nd	815th of 1,121
Healthcare workers	7.3%	10.9%	10.5%	9.7%	19th	898th of 1,163
Population	9,826	536,096	11,810,293	334,922,499	15th	382nd of 1,168
Government workers	9.1%	13.9%	12.9%	14.5%	13th	883rd of 1,163
Median gross rent	$884	$1,026	$1,034	$1,413	12th	564th of 1,007
Homeownership rateWeakness	44.1%	62.5%	67.2%	65.2%	12th	1,092nd of 1,159
Broadband accessWeakness	83.5%	90.6%	90.1%	91%	9th	892nd of 1,159
Median earnings per workerWeakness	$33,830	$46,005	$47,692	$49,666	7th	1,032nd of 1,153
Tech workers	0.4%	3.4%	3.2%	3.8%	5th	815th of 1,163
Work from home	3.6%	12%	13%	15.1%	4th	932nd of 1,163
Median household incomeWeakness	$38,874	$66,139	$71,389	$80,734	3rd	1,073rd of 1,122
Per capita incomeWeakness	$20,337	$38,450	$40,552	$44,673	3rd	1,110th of 1,165
Bachelor's degree or higherWeakness	10.2%	31.3%	31.5%	35.7%	3rd	986th of 1,166
Self-employed workers	4.3%	7.1%	8.1%	10%	2nd	978th of 1,163
Median home value	$86,900	$180,900	$214,800	$332,700	1st	1,056th of 1,114

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

10%

18–24

12%

25–34

13%

35–44

45–54

14%

55–64

11%

65–74

75+

Median age

35.7

Under 18

26%

65 and over

15.7%

Race and ethnicity

White69%
Black20%
Hispanic8%
Asian2%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

11.7%

U.S. 14.1%

Born in state

69.2%

Language spoken at home (households)

English only

86%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 4,280
Average household size: 2.3
Family households: 50.9%
Married couples: 25.9%
Living alone: 39.7%
Veterans (of adults): 7.4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

35%

$25–50k

27%

$50–75k

17%

$75–100k

14%

$100–150k

$150–200k

0.4%

$200k+

Median household income

45404

$38,874

Montgomery Co.

$66,139

Ohio

$71,389

United States

$80,734

Per capita income

$20,337

U.S. $44,673

Poverty rate

34.5%

U.S. 12.5%

Households earning $150K+

1.4%

U.S. 23%

Income inequality (Gini)

0.445

U.S. 0.483

Housing

Median home value

45404

$86,900

Montgomery Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45404

$884

Montgomery Co.

$1,026

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

76%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 4,781
Owner-occupied: 44.1%
Vacant: 10.5%
Median year built: 1950
Median rooms: 5.6
Renters paying 30%+ of income: 53.7%
Renters paying 50%+ of income: 32.2%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

14%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

16%

10–19

38%

20–29

21%

30–44

14%

45–59

60+

Average commute

21.8 min

U.S. 26.4 min

Unemployment

9.3%

U.S. 5.2%

In labor force

55.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

17%

Production

12%

Office and admin

11%

Food service

11%

Construction and repair

10%

Healthcare

Management

Sales

Cleaning and personal care

Business and finance

Education

Legal and social services

Engineering and science

Arts, media and sports

0.9%

Computer and math

0.4%

Police and fire

0.3%

Farming, fishing and forestry

Industries

Manufacturing

19%

Restaurants and hotels

12%

Health care and social assistance

11%

Transportation, warehousing and utilities

10%

Retail

Admin, support and management

Construction

Education

Other services

Finance, insurance and real estate

Professional and technical services

Public administration

Wholesale

Arts and recreation

Information

Agriculture and mining

Median earnings per worker

$33,830

U.S. $49,666

Self-employed

4.3%

U.S. 10%

Government workers

9.1%

U.S. 14.5%

Nonprofit workers

7.3%

U.S. 8.8%

Median earnings by type of work

Type of work	45404	U.S.
Management, business, science and arts	$49,653	$74,888
Service	$10,696	$26,804
Sales and office	$37,906	$40,476
Construction and maintenance	$35,460	$49,199
Production and transportation	$23,000	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

20%

High school

40%

Some college

22%

Associate's

Bachelor's

Graduate

High school graduate or higher: 79.9%
Bachelor's degree or higher: 10.2%
Graduate or professional degree: 2.7%
Households with broadband: 83.5%
Cable, fiber or DSL: 68.2%
No internet access: 12.3%
Without health insurance: 9.2%
Limited-English households: 2.9%

Geography

City (USPS): Dayton
State: Ohio
County: Montgomery County
Center point: 39.7885° N, 84.1527° W
Land area: 7.6 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Dayton74% of zip
Riverside26% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45404

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45403	Dayton, OH	1.7 mi	13,608	$38,323	$87,500
45410	Dayton, OH	2.8 mi	14,694	$46,651	$110,600
45423	Dayton, OH	2.8 mi	0	—	—
45412	Dayton, OH · PO box	2.9 mi	—	—	—
45422	Dayton, OH · PO box	3.3 mi	—	—	—
45405	Dayton, OH	3.4 mi	18,955	$43,973	$84,200
45402	Dayton, OH	3.5 mi	9,407	$48,401	$135,700
45469	Dayton, OH	3.6 mi	168	—	—
45431	Dayton, OH	4 mi	27,951	$83,175	$209,500
45479	Dayton, OH · PO box	4.3 mi	—	—	—
45414	Dayton, OH	4.7 mi	21,167	$54,485	$182,300
45406	Dayton, OH	4.8 mi	19,991	$41,796	$85,000

Zip codes like 45404 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45404

What city is zip code 45404?

45404 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45404 in?

45404 is in Montgomery County, Ohio.

What is the population of 45404?

About 9,826 people live in 45404, according to the Census Bureau's American Community Survey.

What time zone is 45404 in?

45404 is in Eastern Time.

What is the median household income in 45404?

The median household income in 45404 is $38,874.

What zip codes are near 45404?

The closest zip codes to 45404 are 45403, 45410, 45423, 45412, 45422.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45404, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.