Zip code 46409: Gary, Indiana

Q: What city is zip code 46409?

46409 is assigned to Gary, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46409 in?

46409 is in Lake County, Indiana.

Q: What is the population of 46409?

About 7,184 people live in 46409, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46409?

The median household income in 46409 is $44,667.

Q: What zip codes are near 46409?

The closest zip codes to 46409 are 46407, 46408, 46401, 46404, 46405.

Residential delivery areaLake CountyCentral Time

Population

7,184

Median household income

$45K

U.S. $81K

Median home value

$79K

U.S. $333K

Median rent

$1,195/mo

U.S. $1,413

Median age

34.7

U.S. 38.9

Land area

3.6 sq mi

2,007 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46409

46409 is a suburban zip code in Gary, Indiana (Lake County), covering 3.6 sq mi of land. About 7,184 people live here, or 2,007 per square mile. The median resident is 34.7 years old, compared with 38.9 nationally.

The median household earns $44,667 a year, 45% below the national median of $80,734. 30% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $78,800, or 1.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 45% of occupied homes are lived in by their owners, and renters pay a median of $1,195 a month.

11% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.9 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in transportation and moving goods; food service; and healthcare.

How 46409 compares

Sorted from highest to lowest national percentile

Housing vacancy36.7%
99th
U.S. 10.1% · IN 8.8%7th of 742 in IN
Unemployment rate12.4%
97th
WeaknessU.S. 5.2% · IN 4.3%22nd of 745 in IN
Poverty rate30%
96th
WeaknessU.S. 12.5% · IN 12.3%32nd of 742 in IN
Rent-burdened renters66%
94th
WeaknessU.S. 51.1% · IN 48.1%56th of 716 in IN
Income inequality (Gini)0.507
91st
WeaknessU.S. 0.483 · IN 0.45233rd of 740 in IN
Residents under 1827.3%
88th
U.S. 22% · IN 23.3%133rd of 745 in IN
Healthcare workers12.2%
83rd
U.S. 9.7% · IN 9.8%161st of 745 in IN
Diversity index53.4
58th
U.S. 61.4 · IN 41.453rd of 745 in IN
Population density2,007/sq mi
57th
U.S. 95/sq mi · IN 191/sq mi79th of 745 in IN
Average commute26.9 min
55th
U.S. 26.4 min · IN 24.1 min297th of 726 in IN
Tech workers2.9%
50th
U.S. 3.8% · IN 2.5%157th of 745 in IN
Uninsured rate6.4%
46th
U.S. 8.4% · IN 7.4%311th of 745 in IN
Median gross rent$1,195
36th
U.S. $1,413 · IN $1,06292nd of 640 in IN
Veterans4.3%
30th
U.S. 6.2% · IN 6.3%625th of 745 in IN
Residents 65 and older13.5%
26th
U.S. 17.2% · IN 16.8%582nd of 745 in IN
Government workers10.9%
26th
U.S. 14.5% · IN 11.7%387th of 745 in IN
Median age34.7
19th
U.S. 38.9 · IN 38.1611th of 745 in IN
Foreign-born residents2.5%
15th
U.S. 14.1% · IN 6.3%271st of 745 in IN
Homeownership rate44.5%
13th
WeaknessU.S. 65.2% · IN 70.6%710th of 742 in IN
Population7,184
11th
U.S. 334,922,499 · IN 6,851,073258th of 745 in IN
Broadband access84.4%
11th
WeaknessU.S. 91% · IN 89.9%550th of 742 in IN
Per capita income$25,568
9th
WeaknessU.S. $44,673 · IN $38,351674th of 744 in IN
Median earnings per worker$35,013
8th
WeaknessU.S. $49,666 · IN $46,609681st of 740 in IN
Self-employed workers5.8%
8th
U.S. 10% · IN 8%555th of 745 in IN
Median household income$44,667
5th
WeaknessU.S. $80,734 · IN $71,957693rd of 719 in IN
Bachelor's degree or higher11.4%
4th
WeaknessU.S. 35.7% · IN 29.5%614th of 744 in IN
Work from home2.9%
2nd
U.S. 15.1% · IN 10.7%622nd of 745 in IN
Median home value$78,800
1st
U.S. $332,700 · IN $218,200706th of 719 in IN

Measure	46409	Lake	IN	U.S.	National percentile	Rank in IN
Housing vacancy	36.7%	10.3%	8.8%	10.1%	99th	7th of 742
Unemployment rateWeakness	12.4%	6.1%	4.3%	5.2%	97th	22nd of 745
Poverty rateWeakness	30%	14.3%	12.3%	12.5%	96th	32nd of 742
Rent-burdened rentersWeakness	66%	52.3%	48.1%	51.1%	94th	56th of 716
Income inequality (Gini)Weakness	0.507	0.456	0.452	0.483	91st	33rd of 740
Residents under 18	27.3%	23.2%	23.3%	22%	88th	133rd of 745
Healthcare workers	12.2%	10.1%	9.8%	9.7%	83rd	161st of 745
Diversity index	53.4	64	41.4	61.4	58th	53rd of 745
Population density	2,007/sq mi	1,003/sq mi	191/sq mi	95/sq mi	57th	79th of 745
Average commute	26.9 min	28.5 min	24.1 min	26.4 min	55th	297th of 726
Tech workers	2.9%	1.9%	2.5%	3.8%	50th	157th of 745
Uninsured rate	6.4%	6.6%	7.4%	8.4%	46th	311th of 745
Median gross rent	$1,195	$1,131	$1,062	$1,413	36th	92nd of 640
Veterans	4.3%	5.8%	6.3%	6.2%	30th	625th of 745
Residents 65 and older	13.5%	17.9%	16.8%	17.2%	26th	582nd of 745
Government workers	10.9%	11.4%	11.7%	14.5%	26th	387th of 745
Median age	34.7	39.7	38.1	38.9	19th	611th of 745
Foreign-born residents	2.5%	7.3%	6.3%	14.1%	15th	271st of 745
Homeownership rateWeakness	44.5%	71.7%	70.6%	65.2%	13th	710th of 742
Population	7,184	500,379	6,851,073	334,922,499	11th	258th of 745
Broadband accessWeakness	84.4%	89.7%	89.9%	91%	11th	550th of 742
Per capita incomeWeakness	$25,568	$37,284	$38,351	$44,673	9th	674th of 744
Median earnings per workerWeakness	$35,013	$47,372	$46,609	$49,666	8th	681st of 740
Self-employed workers	5.8%	7.3%	8%	10%	8th	555th of 745
Median household incomeWeakness	$44,667	$71,493	$71,957	$80,734	5th	693rd of 719
Bachelor's degree or higherWeakness	11.4%	25.8%	29.5%	35.7%	4th	614th of 744
Work from home	2.9%	8.2%	10.7%	15.1%	2nd	622nd of 745
Median home value	$78,800	$230,600	$218,200	$332,700	1st	706th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

24%

5–17

13%

18–24

10%

25–34

16%

35–44

45–54

12%

55–64

65–74

75+

Median age

34.7

Under 18

27.3%

65 and over

13.5%

Race and ethnicity

White11%
Black65%
Hispanic17%
Asian0.1%
Native American0.1%
Pacific Islander0.1%
Other0.1%
Multiracial6%

Diversity index

53.4

U.S. 61.4

Foreign-born

2.5%

U.S. 14.1%

Born in state

62.8%

Language spoken at home (households)

English only

88%

Spanish

12%

Other Indo-European

0.3%

Asian / Pacific

Other

0.1%

Households

Households: 2,648
Average household size: 2.7
Family households: 66%
Married couples: 25.8%
Living alone: 28.9%
Veterans (of adults): 4.3%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

25%

$25–50k

31%

$50–75k

19%

$75–100k

10%

$100–150k

$150–200k

$200k+

Median household income

46409

$44,667

Lake Co.

$71,493

Indiana

$71,957

United States

$80,734

Per capita income

$25,568

U.S. $44,673

Poverty rate

30%

U.S. 12.5%

Households earning $150K+

9.3%

U.S. 23%

Income inequality (Gini)

0.507

U.S. 0.483

Housing

Median home value

46409

$78,800

Lake Co.

$230,600

Indiana

$218,200

United States

$332,700

Median gross rent

46409

$1,195

Lake Co.

$1,131

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

93%

2–4 units

5–19 units

20+ units

Mobile home

0.4%

Boat, RV, van

Housing units: 4,184
Owner-occupied: 44.5%
Vacant: 36.7%
Median year built: 1955
Median rooms: 5.2
Renters paying 30%+ of income: 66%
Renters paying 50%+ of income: 40.3%
Home value to income: 1.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

11%

Transit

Walked

0.7%

Bicycle

0.4%

Worked from home

Other

Commute time (one way)

<10 min

10–19

25%

20–29

30%

30–44

21%

45–59

60+

Average commute

26.9 min

U.S. 26.4 min

Unemployment

12.4%

U.S. 5.2%

In labor force

63.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

20%

Food service

12%

Healthcare

12%

Office and admin

10%

Construction and repair

Sales

Production

Management

Police and fire

Computer and math

Business and finance

Cleaning and personal care

Education

Legal and social services

Engineering and science

Farming, fishing and forestry

Arts, media and sports

0.4%

Industries

Retail

19%

Transportation, warehousing and utilities

18%

Health care and social assistance

18%

Restaurants and hotels

Manufacturing

Construction

Professional and technical services

Public administration

Education

Admin, support and management

Other services

Finance, insurance and real estate

Information

Arts and recreation

Agriculture and mining

Wholesale

0.2%

Median earnings per worker

$35,013

U.S. $49,666

Self-employed

5.8%

U.S. 10%

Government workers

10.9%

U.S. 14.5%

Nonprofit workers

5.5%

U.S. 8.8%

Median earnings by type of work

Type of work	46409	U.S.
Management, business, science and arts	$36,563	$74,888
Service	$24,697	$26,804
Sales and office	$22,292	$40,476
Construction and maintenance	$60,206	$49,199
Production and transportation	$36,716	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

16%

High school

38%

Some college

22%

Associate's

12%

Bachelor's

Graduate

High school graduate or higher: 84.2%
Bachelor's degree or higher: 11.4%
Graduate or professional degree: 5%
Households with broadband: 84.4%
Cable, fiber or DSL: 64.9%
No internet access: 13.8%
Without health insurance: 6.4%
Limited-English households: 0.4%

Geography

City (USPS): Gary
State: Indiana
County: Lake County
Center point: 41.5483° N, 87.3242° W
Land area: 3.6 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Gary99% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46409

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46407	Gary, IN	2.1 mi	8,577	$28,526	$60,200
46408	Gary, IN	2.3 mi	15,747	$47,453	$102,600
46401	Gary, IN · PO box	2.9 mi	—	—	—
46404	Gary, IN	3.6 mi	15,428	$42,256	$95,200
46405	Lake Station, IN	3.6 mi	12,184	$60,881	$139,200
46410	Merrillville, IN	4.6 mi	39,243	$64,127	$208,100
46342	Hobart, IN	4.6 mi	32,224	$75,521	$213,000
46402	Gary, IN	4.9 mi	5,836	$33,529	$85,400
46319	Griffith, IN	5.4 mi	17,847	$74,662	$203,300
46403	Gary, IN	5.5 mi	10,929	$45,991	$177,600
46406	Gary, IN	5.9 mi	9,001	$35,839	$91,700
46325	Hammond, IN · PO box	6.5 mi	—	—	—

Zip codes like 46409 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46409

What city is zip code 46409?

46409 is assigned to Gary, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46409 in?

46409 is in Lake County, Indiana.

What is the population of 46409?

About 7,184 people live in 46409, according to the Census Bureau's American Community Survey.

What time zone is 46409 in?

46409 is in Central Time.

What is the median household income in 46409?

The median household income in 46409 is $44,667.

What zip codes are near 46409?

The closest zip codes to 46409 are 46407, 46408, 46401, 46404, 46405.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46409, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.