Zip code 45406: Dayton, Ohio

Q: What city is zip code 45406?

45406 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45406 in?

45406 is in Montgomery County, Ohio.

Q: What is the population of 45406?

About 19,991 people live in 45406, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45406?

The median household income in 45406 is $41,796.

Q: What zip codes are near 45406?

The closest zip codes to 45406 are 45405, 45416, 45402, 45343, 45401.

Residential delivery areaMontgomery CountyEastern Time

Population

19,991

Median household income

$42K

U.S. $81K

Median home value

$85K

U.S. $333K

Median rent

$941/mo

U.S. $1,413

Median age

37.4

U.S. 38.9

Land area

5 sq mi

4,013 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45406

45406 is an urban zip code in Dayton, Ohio (Montgomery County), covering 5 sq mi of land. About 19,991 people live here, or 4,013 per square mile. The median resident is 37.4 years old, compared with 38.9 nationally.

The median household earns $41,796 a year, about 52% of the national median of $80,734. 24.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $85,000, or 2.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 47% of occupied homes are lived in by their owners, and renters pay a median of $941 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.6 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in transportation and moving goods; healthcare; and production and manufacturing.

How 45406 compares

Sorted from highest to lowest national percentile

Unemployment rate15.1%
99th
WeaknessU.S. 5.2% · OH 4.8%41st of 1,164 in OH
Poverty rate24.6%
91st
WeaknessU.S. 12.5% · OH 13.3%133rd of 1,159 in OH
Housing vacancy16.9%
90th
U.S. 10.1% · OH 8.1%157th of 1,160 in OH
Healthcare workers13.4%
90th
U.S. 9.7% · OH 10.5%252nd of 1,163 in OH
Income inequality (Gini)0.503
89th
WeaknessU.S. 0.483 · OH 0.46792nd of 1,156 in OH
Population density4,013/sq mi
75th
U.S. 95/sq mi · OH 289/sq mi73rd of 1,168 in OH
Rent-burdened renters56.3%
71st
U.S. 51.1% · OH 45.9%177th of 1,113 in OH
Veterans7.3%
70th
U.S. 6.2% · OH 6.6%452nd of 1,168 in OH
Uninsured rate8.6%
63rd
U.S. 8.4% · OH 6.4%255th of 1,165 in OH
Government workers15.3%
61st
U.S. 14.5% · OH 12.9%299th of 1,163 in OH
Residents 65 and older17.9%
60th
U.S. 17.2% · OH 18.3%672nd of 1,168 in OH
Residents under 1823.2%
60th
U.S. 22% · OH 22%461st of 1,168 in OH
Median age37.4
37th
U.S. 38.9 · OH 39.7867th of 1,166 in OH
Diversity index37.6
33rd
U.S. 61.4 · OH 40.6220th of 1,168 in OH
Work from home9.7%
32nd
U.S. 15.1% · OH 13%473rd of 1,163 in OH
Population19,991
31st
U.S. 334,922,499 · OH 11,810,293215th of 1,168 in OH
Tech workers1.9%
31st
U.S. 3.8% · OH 3.2%482nd of 1,163 in OH
Bachelor's degree or higher20.2%
21st
U.S. 35.7% · OH 31.5%551st of 1,166 in OH
Per capita income$30,100
19th
WeaknessU.S. $44,673 · OH $40,552839th of 1,165 in OH
Foreign-born residents3.1%
19th
U.S. 14.1% · OH 5.2%312th of 1,168 in OH
Median gross rent$941
17th
U.S. $1,413 · OH $1,034426th of 1,007 in OH
Homeownership rate47.1%
15th
WeaknessU.S. 65.2% · OH 67.2%1,081st of 1,159 in OH
Median earnings per worker$36,816
13th
WeaknessU.S. $49,666 · OH $47,692956th of 1,153 in OH
Broadband access84.4%
11th
WeaknessU.S. 91% · OH 90.1%857th of 1,159 in OH
Self-employed workers6.2%
11th
U.S. 10% · OH 8.1%811th of 1,163 in OH
Average commute18.6 min
8th
StrengthU.S. 26.4 min · OH 23.4 min1,028th of 1,121 in OH
Median household income$41,796
4th
WeaknessU.S. $80,734 · OH $71,3891,055th of 1,122 in OH
Median home value$85,000
1st
U.S. $332,700 · OH $214,8001,060th of 1,114 in OH

Measure	45406	Montgomery	OH	U.S.	National percentile	Rank in OH
Unemployment rateWeakness	15.1%	5.7%	4.8%	5.2%	99th	41st of 1,164
Poverty rateWeakness	24.6%	15%	13.3%	12.5%	91st	133rd of 1,159
Housing vacancy	16.9%	8.5%	8.1%	10.1%	90th	157th of 1,160
Healthcare workers	13.4%	10.9%	10.5%	9.7%	90th	252nd of 1,163
Income inequality (Gini)Weakness	0.503	0.459	0.467	0.483	89th	92nd of 1,156
Population density	4,013/sq mi	1,162/sq mi	289/sq mi	95/sq mi	75th	73rd of 1,168
Rent-burdened renters	56.3%	46.9%	45.9%	51.1%	71st	177th of 1,113
Veterans	7.3%	8.4%	6.6%	6.2%	70th	452nd of 1,168
Uninsured rate	8.6%	6.5%	6.4%	8.4%	63rd	255th of 1,165
Government workers	15.3%	13.9%	12.9%	14.5%	61st	299th of 1,163
Residents 65 and older	17.9%	18.6%	18.3%	17.2%	60th	672nd of 1,168
Residents under 18	23.2%	22.2%	22%	22%	60th	461st of 1,168
Median age	37.4	38.8	39.7	38.9	37th	867th of 1,166
Diversity index	37.6	49.6	40.6	61.4	33rd	220th of 1,168
Work from home	9.7%	12%	13%	15.1%	32nd	473rd of 1,163
Population	19,991	536,096	11,810,293	334,922,499	31st	215th of 1,168
Tech workers	1.9%	3.4%	3.2%	3.8%	31st	482nd of 1,163
Bachelor's degree or higher	20.2%	31.3%	31.5%	35.7%	21st	551st of 1,166
Per capita incomeWeakness	$30,100	$38,450	$40,552	$44,673	19th	839th of 1,165
Foreign-born residents	3.1%	5.3%	5.2%	14.1%	19th	312th of 1,168
Median gross rent	$941	$1,026	$1,034	$1,413	17th	426th of 1,007
Homeownership rateWeakness	47.1%	62.5%	67.2%	65.2%	15th	1,081st of 1,159
Median earnings per workerWeakness	$36,816	$46,005	$47,692	$49,666	13th	956th of 1,153
Broadband accessWeakness	84.4%	90.6%	90.1%	91%	11th	857th of 1,159
Self-employed workers	6.2%	7.1%	8.1%	10%	11th	811th of 1,163
Average commuteStrength	18.6 min	21.9 min	23.4 min	26.4 min	8th	1,028th of 1,121
Median household incomeWeakness	$41,796	$66,139	$71,389	$80,734	4th	1,055th of 1,122
Median home value	$85,000	$180,900	$214,800	$332,700	1st	1,060th of 1,114

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

10%

18–24

14%

25–34

12%

35–44

11%

45–54

12%

55–64

11%

65–74

75+

Median age

37.4

Under 18

23.2%

65 and over

17.9%

Race and ethnicity

White16%
Black77%
Hispanic3%
Asian0.5%
Native American0.2%
Pacific Islander0%
Other0.1%
Multiracial4%

Diversity index

37.6

U.S. 61.4

Foreign-born

3.1%

U.S. 14.1%

Born in state

74.9%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.9%

Other

Households

Households: 8,954
Average household size: 2.2
Family households: 50%
Married couples: 21.3%
Living alone: 43.9%
Veterans (of adults): 7.3%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

30%

$25–50k

28%

$50–75k

18%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

45406

$41,796

Montgomery Co.

$66,139

Ohio

$71,389

United States

$80,734

Per capita income

$30,100

U.S. $44,673

Poverty rate

24.6%

U.S. 12.5%

Households earning $150K+

7.3%

U.S. 23%

Income inequality (Gini)

0.503

U.S. 0.483

Housing

Median home value

45406

$85,000

Montgomery Co.

$180,900

Ohio

$214,800

United States

$332,700

Median gross rent

45406

$941

Montgomery Co.

$1,026

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

72%

2–4 units

10%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 10,777
Owner-occupied: 47.1%
Vacant: 16.9%
Median year built: 1954
Median rooms: 5.3
Renters paying 30%+ of income: 56.3%
Renters paying 50%+ of income: 34.3%
Home value to income: 2.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

10%

10–19

50%

20–29

26%

30–44

10%

45–59

60+

Average commute

18.6 min

U.S. 26.4 min

Unemployment

15.1%

U.S. 5.2%

In labor force

63.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

16%

Healthcare

13%

Production

12%

Management

10%

Office and admin

10%

Food service

Education

Cleaning and personal care

Sales

Construction and repair

Legal and social services

Business and finance

Computer and math

Arts, media and sports

Police and fire

Engineering and science

Farming, fishing and forestry

Industries

Health care and social assistance

21%

Manufacturing

15%

Transportation, warehousing and utilities

12%

Retail

10%

Education

Restaurants and hotels

Admin, support and management

Finance, insurance and real estate

Public administration

Other services

Construction

Professional and technical services

Arts and recreation

Information

0.8%

Wholesale

0.8%

Agriculture and mining

Median earnings per worker

$36,816

U.S. $49,666

Self-employed

6.2%

U.S. 10%

Government workers

15.3%

U.S. 14.5%

Nonprofit workers

14.7%

U.S. 8.8%

Median earnings by type of work

Type of work	45406	U.S.
Management, business, science and arts	$48,864	$74,888
Service	$28,088	$26,804
Sales and office	$35,041	$40,476
Construction and maintenance	$41,750	$49,199
Production and transportation	$37,992	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

33%

Some college

28%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 87.6%
Bachelor's degree or higher: 20.2%
Graduate or professional degree: 6.9%
Households with broadband: 84.4%
Cable, fiber or DSL: 67.9%
No internet access: 9.5%
Without health insurance: 8.6%
Limited-English households: 1.9%

Geography

City (USPS): Dayton
State: Ohio
County: Montgomery County
Center point: 39.7854° N, 84.2422° W
Land area: 5 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Dayton83% of zip
Fort McKinley (unincorporated)11% of zip
Trotwood3% of zip
Shiloh (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45406

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45405	Dayton, OH	1.5 mi	18,955	$43,973	$84,200
45416	Dayton, OH	1.7 mi	5,640	$46,174	$81,100
45402	Dayton, OH	2.5 mi	9,407	$48,401	$135,700
45343	Miamisburg, OH · PO box	2.8 mi	—	—	—
45401	Dayton, OH · PO box	2.8 mi	—	—	—
45413	Dayton, OH · PO box	2.8 mi	—	—	—
45437	Dayton, OH · PO box	2.8 mi	—	—	—
45441	Dayton, OH · PO box	2.8 mi	—	—	—
45448	Dayton, OH · PO box	2.8 mi	—	—	—
45470	Dayton, OH · PO box	2.8 mi	—	—	—
45475	Dayton, OH · PO box	2.8 mi	—	—	—
45481	Dayton, OH · PO box	2.8 mi	—	—	—

Zip codes like 45406 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45406

What city is zip code 45406?

45406 is assigned to Dayton, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45406 in?

45406 is in Montgomery County, Ohio.

What is the population of 45406?

About 19,991 people live in 45406, according to the Census Bureau's American Community Survey.

What time zone is 45406 in?

45406 is in Eastern Time.

What is the median household income in 45406?

The median household income in 45406 is $41,796.

What zip codes are near 45406?

The closest zip codes to 45406 are 45405, 45416, 45402, 45343, 45401.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45406, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.