Zip code 38575: Moss, Tennessee

Q: What city is zip code 38575?

38575 is assigned to Moss, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38575 in?

38575 is in Clay County, Tennessee.

Q: What is the population of 38575?

About 865 people live in 38575, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38575?

The median household income in 38575 is $39,323.

Q: What zip codes are near 38575?

The closest zip codes to 38575 are 38551, 42151, 38588, 37150, 42167.

Residential delivery areaClay CountyCentral Time

Population

865

Median household income

$39K

U.S. $81K

Median home value

$116K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

U.S. 38.9

Land area

48 sq mi

18 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38575

38575 is a rural zip code in Moss, Tennessee (Clay County), covering 48 sq mi of land. About 865 people live here, or 18 per square mile. The median resident is 58 years old, compared with 38.9 nationally.

The median household earns $39,323 a year, about 49% of the national median of $80,734. 13.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $115,500, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 97% of occupied homes are lived in by their owners.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29 minutes each way, and 0% of workers work from home. The most common jobs among working residents are in education; healthcare; and office and administrative support. 18% of them are self-employed (U.S.: 10%).

How 38575 compares

Sorted from highest to lowest national percentile

Median age58
99th
U.S. 38.9 · TN 38.921st of 608 in TN
Homeownership rate97.1%
99th
StrengthU.S. 65.2% · TN 66.9%14th of 600 in TN
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · TN 48.8%4th of 584 in TN
Government workers36.5%
99th
U.S. 14.5% · TN 13.7%9th of 607 in TN
Residents 65 and older34%
98th
U.S. 17.2% · TN 17.1%23rd of 608 in TN
Veterans12.4%
95th
U.S. 6.2% · TN 7.3%51st of 607 in TN
Self-employed workers17.5%
95th
U.S. 10% · TN 9.8%60th of 607 in TN
Healthcare workers12.4%
84th
U.S. 9.7% · TN 9.6%133rd of 607 in TN
Average commute29 min
69th
U.S. 26.4 min · TN 25.7 min262nd of 597 in TN
Poverty rate13.9%
65th
U.S. 12.5% · TN 13.8%295th of 600 in TN
Housing vacancy7.4%
56th
U.S. 10.1% · TN 10.2%443rd of 602 in TN
Median earnings per worker$49,853
55th
U.S. $49,666 · TN $45,229133rd of 606 in TN
Residents under 1818.2%
20th
U.S. 22% · TN 22.2%430th of 608 in TN
Income inequality (Gini)0.389
13th
StrengthU.S. 0.483 · TN 0.476482nd of 600 in TN
Per capita income$26,847
11th
WeaknessU.S. $44,673 · TN $39,437475th of 608 in TN
Bachelor's degree or higher12.8%
6th
WeaknessU.S. 35.7% · TN 31.1%477th of 604 in TN
Unemployment rate2.1%
6th
StrengthU.S. 5.2% · TN 4.7%470th of 607 in TN
Median home value$115,500
4th
U.S. $332,700 · TN $286,700543rd of 590 in TN
Median household income$39,323
3rd
WeaknessU.S. $80,734 · TN $69,595552nd of 590 in TN
Broadband access78.6%
3rd
WeaknessU.S. 91% · TN 89.2%500th of 600 in TN
Population density18/sq mi
2nd
U.S. 95/sq mi · TN 171/sq mi573rd of 608 in TN
Uninsured rate1.3%
2nd
StrengthU.S. 8.4% · TN 10%590th of 607 in TN
Population865
1st
U.S. 334,922,499 · TN 7,066,383548th of 608 in TN
Work from home0%
1st
U.S. 15.1% · TN 12.9%584th of 608 in TN
Diversity index1.4
1st
U.S. 61.4 · TN 46.4593rd of 608 in TN
Foreign-born residents0%
1st
U.S. 14.1% · TN 6.1%533rd of 608 in TN
Tech workers0%
1st
U.S. 3.8% · TN 2.8%487th of 607 in TN

Measure	38575	Clay	TN	U.S.	National percentile	Rank in TN
Median age	58	48.5	38.9	38.9	99th	21st of 608
Homeownership rateStrength	97.1%	74.4%	66.9%	65.2%	99th	14th of 600
Rent-burdened rentersWeakness	100%	33.2%	48.8%	51.1%	99th	4th of 584
Government workers	36.5%	24.6%	13.7%	14.5%	99th	9th of 607
Residents 65 and older	34%	25%	17.1%	17.2%	98th	23rd of 608
Veterans	12.4%	7.6%	7.3%	6.2%	95th	51st of 607
Self-employed workers	17.5%	17.3%	9.8%	10%	95th	60th of 607
Healthcare workers	12.4%	11.9%	9.6%	9.7%	84th	133rd of 607
Average commute	29 min	27.6 min	25.7 min	26.4 min	69th	262nd of 597
Poverty rate	13.9%	24.2%	13.8%	12.5%	65th	295th of 600
Housing vacancy	7.4%	13%	10.2%	10.1%	56th	443rd of 602
Median earnings per worker	$49,853	$38,423	$45,229	$49,666	55th	133rd of 606
Residents under 18	18.2%	18.8%	22.2%	22%	20th	430th of 608
Income inequality (Gini)Strength	0.389	0.437	0.476	0.483	13th	482nd of 600
Per capita incomeWeakness	$26,847	$24,731	$39,437	$44,673	11th	475th of 608
Bachelor's degree or higherWeakness	12.8%	11.5%	31.1%	35.7%	6th	477th of 604
Unemployment rateStrength	2.1%	10%	4.7%	5.2%	6th	470th of 607
Median home value	$115,500	$136,400	$286,700	$332,700	4th	543rd of 590
Median household incomeWeakness	$39,323	$39,972	$69,595	$80,734	3rd	552nd of 590
Broadband accessWeakness	78.6%	79.4%	89.2%	91%	3rd	500th of 600
Population density	18/sq mi	32/sq mi	171/sq mi	95/sq mi	2nd	573rd of 608
Uninsured rateStrength	1.3%	8.2%	10%	8.4%	2nd	590th of 607
Population	865	7,670	7,066,383	334,922,499	1st	548th of 608
Work from home	0%	6.3%	12.9%	15.1%	1st	584th of 608
Diversity index	1.4	11.8	46.4	61.4	1st	593rd of 608
Foreign-born residents	0%	1%	6.1%	14.1%	1st	533rd of 608
Tech workers	0%	0%	2.8%	3.8%	1st	487th of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

35–44

12%

45–54

22%

55–64

18%

65–74

16%

75+

Median age

Under 18

18.2%

65 and over

34%

Race and ethnicity

White99%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.7%

Diversity index

1.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

60.8%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 411
Average household size: 2.1
Family households: 75.7%
Married couples: 52.6%
Living alone: 20.9%
Veterans (of adults): 12.4%
Male / female: 45% / 55%

Income and poverty

Household income distribution

<$25k

23%

$25–50k

28%

$50–75k

19%

$75–100k

12%

$100–150k

11%

$150–200k

$200k+

Median household income

38575

$39,323

Clay Co.

$39,972

Tennessee

$69,595

United States

$80,734

Per capita income

$26,847

U.S. $44,673

Poverty rate

13.9%

U.S. 12.5%

Households earning $150K+

5.1%

U.S. 23%

Income inequality (Gini)

0.389

U.S. 0.483

Housing

Median home value

38575

$115,500

Clay Co.

$136,400

Tennessee

$286,700

United States

$332,700

Median gross rent

38575

—

Clay Co.

$557

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

22%

Boat, RV, van

Housing units: 444
Owner-occupied: 97.1%
Vacant: 7.4%
Median year built: 1981
Median rooms: 5.3
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 100%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

88%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

15%

10–19

31%

20–29

25%

30–44

45–59

12%

60+

10%

Average commute

29 min

U.S. 26.4 min

Unemployment

2.1%

U.S. 5.2%

In labor force

39.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

14%

Healthcare

12%

Office and admin

12%

Production

12%

Transportation and moving

10%

Business and finance

10%

Sales

10%

Management

Construction and repair

Legal and social services

Computer and math

Engineering and science

Arts, media and sports

Police and fire

Food service

Cleaning and personal care

Farming, fishing and forestry

Industries

Public administration

18%

Retail

16%

Education

16%

Manufacturing

12%

Construction

12%

Professional and technical services

Transportation, warehousing and utilities

Agriculture and mining

Finance, insurance and real estate

Information

Health care and social assistance

Restaurants and hotels

Admin, support and management

Other services

Wholesale

Arts and recreation

Median earnings per worker

$49,853

U.S. $49,666

Self-employed

17.5%

U.S. 10%

Government workers

36.5%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	38575	U.S.
Management, business, science and arts	$56,944	$74,888
Service	—	$26,804
Sales and office	$25,446	$40,476
Construction and maintenance	$47,188	$49,199
Production and transportation	$50,172	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

28%

High school

41%

Some college

15%

Associate's

Bachelor's

Graduate

High school graduate or higher: 71.8%
Bachelor's degree or higher: 12.8%
Graduate or professional degree: 5.4%
Households with broadband: 78.6%
Cable, fiber or DSL: 61.3%
No internet access: 18%
Without health insurance: 1.3%
Limited-English households: 0%

Geography

City (USPS): Moss
State: Tennessee
County: Clay County
Center point: 36.5532° N, 85.6295° W
Land area: 48 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Zip codes near 38575

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38551	Celina, TN	7.9 mi	4,477	$39,821	$116,700
42151	Hestand, KY	8.7 mi	201	$108,056	$165,300
38588	Whitleyville, TN	9.3 mi	1,025	$44,583	$209,200
37150	Red Boiling Springs, TN	10 mi	4,476	$33,047	$181,300
42167	Tompkinsville, KY	12 mi	8,172	$48,497	$114,200
38568	Hilham, TN	12 mi	2,243	$61,556	$174,400
42140	Gamaliel, KY	13 mi	1,367	$46,813	$91,900
38562	Gainesboro, TN	14 mi	6,493	$39,398	$148,100
38541	Allons, TN	16 mi	1,542	$41,151	$220,900
42157	Mount Hermon, KY	19 mi	507	$101,250	$175,000
37145	Pleasant Shade, TN	20 mi	2,442	$69,150	$177,800
42759	Marrowbone, KY	20 mi	15	—	—

Questions about 38575

What city is zip code 38575?

38575 is assigned to Moss, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38575 in?

38575 is in Clay County, Tennessee.

What is the population of 38575?

About 865 people live in 38575, according to the Census Bureau's American Community Survey.

What time zone is 38575 in?

38575 is in Central Time.

What is the median household income in 38575?

The median household income in 38575 is $39,323.

What zip codes are near 38575?

The closest zip codes to 38575 are 38551, 42151, 38588, 37150, 42167.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38575, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.