Zip code 95064: Santa Cruz, California

Q: What city is zip code 95064?

95064 is assigned to Santa Cruz, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95064 in?

95064 is in Santa Cruz County, California.

Q: What is the population of 95064?

About 10,168 people live in 95064, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95064?

The median household income in 95064 is $121,042.

Q: What zip codes are near 95064?

The closest zip codes to 95064 are 95061, 95060, 95063, 95062, 95041.

Residential delivery areaSanta Cruz CountyPacific Time

Population

10,168

Median household income

$121K

U.S. $81K

Median home value

$467K

U.S. $333K

Median rent

$1,586/mo

U.S. $1,413

Median age

19.6

U.S. 38.9

Land area

1.7 sq mi

5,974 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95064

95064 is an urban zip code in Santa Cruz, California (Santa Cruz County), covering 1.7 sq mi of land. About 10,168 people live here, or 5,974 per square mile. The median resident is 19.6 years old, compared with 38.9 nationally.

The median household earns $121,042 a year, 50% above the national median of $80,734. 18.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $467,000, or 3.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 35% of occupied homes are lived in by their owners, and renters pay a median of $1,586 a month.

76% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.7 minutes each way, and 16% of workers work from home; walking is the most common way to get to work. The most common jobs among working residents are in education, food service and sales. 35% of households speak a language other than English at home, most often an Asian or Pacific Island language.

How 95064 compares

Sorted from highest to lowest national percentile

Unemployment rate15.4%
99th
WeaknessU.S. 5.2% · CA 6.6%95th of 1,681 in CA
Rent-burdened renters74.1%
99th
WeaknessU.S. 51.1% · CA 55.3%118th of 1,610 in CA
Government workers39.4%
99th
U.S. 14.5% · CA 14.8%69th of 1,678 in CA
Bachelor's degree or higher75.7%
98th
StrengthU.S. 35.7% · CA 37.1%75th of 1,687 in CA
Diversity index74.2
98th
U.S. 61.4 · CA 69.749th of 1,688 in CA
Tech workers6.1%
86th
U.S. 3.8% · CA 4.4%276th of 1,678 in CA
Population density5,974/sq mi
85th
U.S. 95/sq mi · CA 252/sq mi383rd of 1,688 in CA
Median household income$121,042
85th
StrengthU.S. $80,734 · CA $99,122419th of 1,575 in CA
Poverty rate18.7%
81st
WeaknessU.S. 12.5% · CA 12%326th of 1,666 in CA
Income inequality (Gini)0.477
80th
WeaknessU.S. 0.483 · CA 0.489418th of 1,651 in CA
Median home value$467,000
71st
U.S. $332,700 · CA $734,7001,103rd of 1,586 in CA
Work from home16.4%
66th
U.S. 15.1% · CA 17.2%782nd of 1,680 in CA
Foreign-born residents14%
62nd
U.S. 14.1% · CA 27%1,104th of 1,688 in CA
Median gross rent$1,586
60th
U.S. $1,413 · CA $2,0361,014th of 1,464 in CA
Housing vacancy7.6%
57th
U.S. 10.1% · CA 7.5%737th of 1,664 in CA
Average commute22.7 min
27th
U.S. 26.4 min · CA 28.7 min1,276th of 1,584 in CA
Population10,168
16th
U.S. 334,922,499 · CA 39,287,3771,004th of 1,688 in CA
Homeownership rate34.7%
6th
WeaknessU.S. 65.2% · CA 55.9%1,475th of 1,662 in CA
Uninsured rate1.9%
5th
StrengthU.S. 8.4% · CA 6.6%1,458th of 1,675 in CA
Self-employed workers4.4%
3rd
U.S. 10% · CA 11.4%1,532nd of 1,678 in CA
Per capita income$13,308
1st
WeaknessU.S. $44,673 · CA $49,5131,653rd of 1,685 in CA
Median age19.6
1st
U.S. 38.9 · CA 37.91,675th of 1,687 in CA
Broadband access70.7%
1st
WeaknessU.S. 91% · CA 93.5%1,612th of 1,662 in CA
Veterans0.2%
1st
U.S. 6.2% · CA 4.3%1,611th of 1,686 in CA
Residents 65 and older0.6%
1st
U.S. 17.2% · CA 15.7%1,647th of 1,688 in CA
Residents under 183.3%
1st
U.S. 22% · CA 22%1,598th of 1,688 in CA
Median earnings per worker$7,260
1st
WeaknessU.S. $49,666 · CA $52,6431,646th of 1,658 in CA
Healthcare workers3.7%
1st
U.S. 9.7% · CA 9.4%1,455th of 1,678 in CA

Measure	95064	Santa Cruz	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	15.4%	6.1%	6.6%	5.2%	99th	95th of 1,681
Rent-burdened rentersWeakness	74.1%	51.7%	55.3%	51.1%	99th	118th of 1,610
Government workers	39.4%	16.7%	14.8%	14.5%	99th	69th of 1,678
Bachelor's degree or higherStrength	75.7%	43.9%	37.1%	35.7%	98th	75th of 1,687
Diversity index	74.2	58.1	69.7	61.4	98th	49th of 1,688
Tech workers	6.1%	4%	4.4%	3.8%	86th	276th of 1,678
Population density	5,974/sq mi	595/sq mi	252/sq mi	95/sq mi	85th	383rd of 1,688
Median household incomeStrength	$121,042	$111,093	$99,122	$80,734	85th	419th of 1,575
Poverty rateWeakness	18.7%	11.6%	12%	12.5%	81st	326th of 1,666
Income inequality (Gini)Weakness	0.477	0.483	0.489	0.483	80th	418th of 1,651
Median home value	$467,000	$1,027,500	$734,700	$332,700	71st	1,103rd of 1,586
Work from home	16.4%	19.3%	17.2%	15.1%	66th	782nd of 1,680
Foreign-born residents	14%	18%	27%	14.1%	62nd	1,104th of 1,688
Median gross rent	$1,586	$2,264	$2,036	$1,413	60th	1,014th of 1,464
Housing vacancy	7.6%	9.4%	7.5%	10.1%	57th	737th of 1,664
Average commute	22.7 min	25.7 min	28.7 min	26.4 min	27th	1,276th of 1,584
Population	10,168	264,926	39,287,377	334,922,499	16th	1,004th of 1,688
Homeownership rateWeakness	34.7%	59.9%	55.9%	65.2%	6th	1,475th of 1,662
Uninsured rateStrength	1.9%	4.9%	6.6%	8.4%	5th	1,458th of 1,675
Self-employed workers	4.4%	13.4%	11.4%	10%	3rd	1,532nd of 1,678
Per capita incomeWeakness	$13,308	$56,941	$49,513	$44,673	1st	1,653rd of 1,685
Median age	19.6	39.8	37.9	38.9	1st	1,675th of 1,687
Broadband accessWeakness	70.7%	94.2%	93.5%	91%	1st	1,612th of 1,662
Veterans	0.2%	3.7%	4.3%	6.2%	1st	1,611th of 1,686
Residents 65 and older	0.6%	19%	15.7%	17.2%	1st	1,647th of 1,688
Residents under 18	3.3%	18.4%	22%	22%	1st	1,598th of 1,688
Median earnings per workerWeakness	$7,260	$54,461	$52,643	$49,666	1st	1,646th of 1,658
Healthcare workers	3.7%	8.9%	9.4%	9.7%	1st	1,455th of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

85%

18–24

25–34

35–44

45–54

55–64

65–74

75+

Median age

19.6

Under 18

3.3%

65 and over

0.6%

Race and ethnicity

White27%
Black3%
Hispanic31%
Asian27%
Native American0%
Pacific Islander0.1%
Other0.2%
Multiracial11%

Diversity index

74.2

U.S. 61.4

Foreign-born

14%

U.S. 14.1%

Born in state

71%

Language spoken at home (households)

English only

65%

Spanish

Other Indo-European

Asian / Pacific

20%

Other

Households

Households: 495
Average household size: 2.3
Family households: 58.6%
Married couples: 48.5%
Living alone: 24%
Veterans (of adults): 0.2%
Male / female: 44% / 56%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

16%

$50–75k

$75–100k

$100–150k

27%

$150–200k

14%

$200k+

14%

Median household income

95064

$121,042

Santa Cruz Co.

$111,093

California

$99,122

United States

$80,734

Per capita income

$13,308

U.S. $44,673

Poverty rate

18.7%

U.S. 12.5%

Households earning $150K+

27.9%

U.S. 23%

Income inequality (Gini)

0.477

U.S. 0.483

Housing

Median home value

95064

$467,000

Santa Cruz Co.

$1,027,500

California

$734,700

United States

$332,700

Median gross rent

95064

$1,586

Santa Cruz Co.

$2,264

California

$2,036

United States

$1,413

Types of housing

Single-family

48%

2–4 units

14%

5–19 units

20+ units

16%

Mobile home

Boat, RV, van

Housing units: 536
Owner-occupied: 34.7%
Vacant: 7.6%
Median year built: 1980
Median rooms: 4.1
Renters paying 30%+ of income: 74.1%
Renters paying 50%+ of income: 37.4%
Home value to income: 3.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

14%

Carpooled

Transit

15%

Walked

36%

Bicycle

Worked from home

16%

Other

Commute time (one way)

<10 min

19%

10–19

40%

20–29

17%

30–44

11%

45–59

60+

Average commute

22.7 min

U.S. 26.4 min

Unemployment

15.4%

U.S. 5.2%

In labor force

45.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

22%

Food service

19%

Sales

12%

Office and admin

10%

Cleaning and personal care

Computer and math

Management

Engineering and science

Healthcare

Arts, media and sports

Business and finance

Transportation and moving

Legal and social services

Police and fire

0.3%

Construction and repair

0.1%

Farming, fishing and forestry

Production

Industries

Education

43%

Restaurants and hotels

23%

Retail

Professional and technical services

Health care and social assistance

Arts and recreation

Manufacturing

Public administration

Other services

Admin, support and management

Construction

0.9%

Information

0.9%

Transportation, warehousing and utilities

0.8%

Finance, insurance and real estate

0.1%

Agriculture and mining

0.1%

Wholesale

Median earnings per worker

$7,260

U.S. $49,666

Self-employed

4.4%

U.S. 10%

Government workers

39.4%

U.S. 14.5%

Nonprofit workers

11%

U.S. 8.8%

Median earnings by type of work

Type of work	95064	U.S.
Management, business, science and arts	$11,969	$74,888
Service	$4,175	$26,804
Sales and office	$6,406	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$7,321	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.6%

High school

Some college

Associate's

10%

Bachelor's

24%

Graduate

51%

High school graduate or higher: 99.4%
Bachelor's degree or higher: 75.7%
Graduate or professional degree: 51.3%
Households with broadband: 70.7%
Cable, fiber or DSL: 56.8%
No internet access: 0%
Without health insurance: 1.9%
Limited-English households: 0%

Geography

City (USPS): Santa Cruz
State: California
County: Santa Cruz County
Center point: 36.9916° N, 122.0589° W
Land area: 1.7 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Santa Cruz100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95064

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95061	Santa Cruz, CA · PO box	2 mi	—	—	—
95060	Santa Cruz, CA	2.2 mi	46,268	$108,591	$1,207,200
95063	Santa Cruz, CA · PO box	2.9 mi	—	—	—
95062	Santa Cruz, CA	4 mi	35,607	$112,106	$1,076,500
95041	Mount Hermon, CA	4.1 mi	623	$96,898	$929,900
95067	Scotts Valley, CA · PO box	4.8 mi	—	—	—
95065	Santa Cruz, CA	5 mi	7,997	$153,222	$1,228,500
95010	Capitola, CA	5.8 mi	8,707	$105,236	$828,700
95066	Scotts Valley, CA	5.8 mi	15,135	$151,250	$1,136,400
95018	Felton, CA	6.4 mi	6,594	$129,464	$838,600
95005	Ben Lomond, CA	7.6 mi	7,277	$104,375	$967,300
95073	Soquel, CA	7.8 mi	11,639	$118,169	$1,062,800

Zip codes like 95064 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95064

What city is zip code 95064?

95064 is assigned to Santa Cruz, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95064 in?

95064 is in Santa Cruz County, California.

What is the population of 95064?

About 10,168 people live in 95064, according to the Census Bureau's American Community Survey.

What time zone is 95064 in?

95064 is in Pacific Time.

What is the median household income in 95064?

The median household income in 95064 is $121,042.

What zip codes are near 95064?

The closest zip codes to 95064 are 95061, 95060, 95063, 95062, 95041.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95064, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.