Zip code 95005: Ben Lomond, California

Q: What city is zip code 95005?

95005 is assigned to Ben Lomond, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95005 in?

95005 is in Santa Cruz County, California.

Q: What is the population of 95005?

About 7,277 people live in 95005, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95005?

The median household income in 95005 is $104,375.

Q: What zip codes are near 95005?

The closest zip codes to 95005 are 95007, 95018, 95041, 95066, 95067.

Residential delivery areaSanta Cruz CountyPacific Time

Population

7,277

Median household income

$104K

U.S. $81K

Median home value

$967K

U.S. $333K

Median rent

$2,279/mo

U.S. $1,413

Median age

45.2

U.S. 38.9

Land area

12 sq mi

616 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95005

95005 is a suburban zip code in Ben Lomond, California (Santa Cruz County), covering 12 sq mi of land. About 7,277 people live here, or 616 per square mile. The median resident is 45.2 years old, compared with 38.9 nationally.

The median household earns $104,375 a year, 29% above the national median of $80,734. 7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $967,300, or 9.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $2,279 a month.

47% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34.1 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in management; education; and office and administrative support. 28% of households speak a language other than English at home, most often another Indo-European language such as French, German, Russian or Hindi.

How 95005 compares

Sorted from highest to lowest national percentile

Unemployment rate11.9%
97th
WeaknessU.S. 5.2% · CA 6.6%173rd of 1,681 in CA
Median home value$967,300
95th
U.S. $332,700 · CA $734,700408th of 1,586 in CA
Median gross rent$2,279
92nd
U.S. $1,413 · CA $2,036451st of 1,464 in CA
Median earnings per worker$76,389
91st
StrengthU.S. $49,666 · CA $52,643293rd of 1,658 in CA
Average commute34.1 min
90th
WeaknessU.S. 26.4 min · CA 28.7 min248th of 1,584 in CA
Per capita income$60,940
86th
StrengthU.S. $44,673 · CA $49,513447th of 1,685 in CA
Median age45.2
86th
U.S. 38.9 · CA 37.9463rd of 1,687 in CA
Work from home22.3%
83rd
U.S. 15.1% · CA 17.2%498th of 1,680 in CA
Residents 65 and older20.6%
77th
U.S. 17.2% · CA 15.7%575th of 1,688 in CA
Median household income$104,375
75th
U.S. $80,734 · CA $99,122627th of 1,575 in CA
Bachelor's degree or higher46.8%
75th
U.S. 35.7% · CA 37.1%489th of 1,687 in CA
Rent-burdened renters57.2%
74th
U.S. 51.1% · CA 55.3%676th of 1,610 in CA
Broadband access94%
66th
U.S. 91% · CA 93.5%748th of 1,662 in CA
Foreign-born residents15%
65th
U.S. 14.1% · CA 27%1,052nd of 1,688 in CA
Government workers15.9%
65th
U.S. 14.5% · CA 14.8%752nd of 1,678 in CA
Veterans6.7%
62nd
U.S. 6.2% · CA 4.3%445th of 1,686 in CA
Self-employed workers10%
59th
U.S. 10% · CA 11.4%1,031st of 1,678 in CA
Homeownership rate71.9%
58th
U.S. 65.2% · CA 55.9%535th of 1,662 in CA
Income inequality (Gini)0.443
57th
U.S. 0.483 · CA 0.489777th of 1,651 in CA
Housing vacancy5.5%
38th
U.S. 10.1% · CA 7.5%997th of 1,664 in CA
Residents under 1820.7%
37th
U.S. 22% · CA 22%849th of 1,688 in CA
Population density616/sq mi
36th
U.S. 95/sq mi · CA 252/sq mi923rd of 1,688 in CA
Uninsured rate5.1%
34th
U.S. 8.4% · CA 6.6%879th of 1,675 in CA
Tech workers2%
33rd
U.S. 3.8% · CA 4.4%957th of 1,678 in CA
Diversity index33.2
27th
U.S. 61.4 · CA 69.71,438th of 1,688 in CA
Poverty rate7%
25th
U.S. 12.5% · CA 12%1,246th of 1,666 in CA
Population7,277
11th
U.S. 334,922,499 · CA 39,287,3771,068th of 1,688 in CA
Healthcare workers5.2%
4th
U.S. 9.7% · CA 9.4%1,392nd of 1,678 in CA

Measure	95005	Santa Cruz	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	11.9%	6.1%	6.6%	5.2%	97th	173rd of 1,681
Median home value	$967,300	$1,027,500	$734,700	$332,700	95th	408th of 1,586
Median gross rent	$2,279	$2,264	$2,036	$1,413	92nd	451st of 1,464
Median earnings per workerStrength	$76,389	$54,461	$52,643	$49,666	91st	293rd of 1,658
Average commuteWeakness	34.1 min	25.7 min	28.7 min	26.4 min	90th	248th of 1,584
Per capita incomeStrength	$60,940	$56,941	$49,513	$44,673	86th	447th of 1,685
Median age	45.2	39.8	37.9	38.9	86th	463rd of 1,687
Work from home	22.3%	19.3%	17.2%	15.1%	83rd	498th of 1,680
Residents 65 and older	20.6%	19%	15.7%	17.2%	77th	575th of 1,688
Median household income	$104,375	$111,093	$99,122	$80,734	75th	627th of 1,575
Bachelor's degree or higher	46.8%	43.9%	37.1%	35.7%	75th	489th of 1,687
Rent-burdened renters	57.2%	51.7%	55.3%	51.1%	74th	676th of 1,610
Broadband access	94%	94.2%	93.5%	91%	66th	748th of 1,662
Foreign-born residents	15%	18%	27%	14.1%	65th	1,052nd of 1,688
Government workers	15.9%	16.7%	14.8%	14.5%	65th	752nd of 1,678
Veterans	6.7%	3.7%	4.3%	6.2%	62nd	445th of 1,686
Self-employed workers	10%	13.4%	11.4%	10%	59th	1,031st of 1,678
Homeownership rate	71.9%	59.9%	55.9%	65.2%	58th	535th of 1,662
Income inequality (Gini)	0.443	0.483	0.489	0.483	57th	777th of 1,651
Housing vacancy	5.5%	9.4%	7.5%	10.1%	38th	997th of 1,664
Residents under 18	20.7%	18.4%	22%	22%	37th	849th of 1,688
Population density	616/sq mi	595/sq mi	252/sq mi	95/sq mi	36th	923rd of 1,688
Uninsured rate	5.1%	4.9%	6.6%	8.4%	34th	879th of 1,675
Tech workers	2%	4%	4.4%	3.8%	33rd	957th of 1,678
Diversity index	33.2	58.1	69.7	61.4	27th	1,438th of 1,688
Poverty rate	7%	11.6%	12%	12.5%	25th	1,246th of 1,666
Population	7,277	264,926	39,287,377	334,922,499	11th	1,068th of 1,688
Healthcare workers	5.2%	8.9%	9.4%	9.7%	4th	1,392nd of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

10%

18–24

25–34

12%

35–44

12%

45–54

18%

55–64

15%

65–74

75+

Median age

45.2

Under 18

20.7%

65 and over

20.6%

Race and ethnicity

White81%
Black0%
Hispanic13%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.2%
Multiracial5%

Diversity index

33.2

U.S. 61.4

Foreign-born

15%

U.S. 14.1%

Born in state

67%

Language spoken at home (households)

English only

72%

Spanish

10%

Other Indo-European

13%

Asian / Pacific

Other

Households

Households: 2,878
Average household size: 2.5
Family households: 63%
Married couples: 52.8%
Living alone: 23.8%
Veterans (of adults): 6.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

18%

$50–75k

$75–100k

14%

$100–150k

19%

$150–200k

$200k+

27%

Median household income

95005

$104,375

Santa Cruz Co.

$111,093

California

$99,122

United States

$80,734

Per capita income

$60,940

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

35.5%

U.S. 23%

Income inequality (Gini)

0.443

U.S. 0.483

Housing

Median home value

95005

$967,300

Santa Cruz Co.

$1,027,500

California

$734,700

United States

$332,700

Median gross rent

95005

$2,279

Santa Cruz Co.

$2,264

California

$2,036

United States

$1,413

Types of housing

Single-family

89%

2–4 units

5–19 units

20+ units

0.2%

Mobile home

Boat, RV, van

Housing units: 3,046
Owner-occupied: 71.9%
Vacant: 5.5%
Median year built: 1965
Median rooms: 5.4
Renters paying 30%+ of income: 57.2%
Renters paying 50%+ of income: 37.4%
Home value to income: 9.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

Transit

0.5%

Walked

Bicycle

Worked from home

22%

Other

Commute time (one way)

<10 min

10–19

15%

20–29

26%

30–44

21%

45–59

13%

60+

16%

Average commute

34.1 min

U.S. 26.4 min

Unemployment

11.9%

U.S. 5.2%

In labor force

64.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

21%

Education

11%

Office and admin

10%

Sales

Construction and repair

Business and finance

Healthcare

Transportation and moving

Food service

Arts, media and sports

Legal and social services

Engineering and science

Cleaning and personal care

Production

Computer and math

Police and fire

Farming, fishing and forestry

0.4%

Industries

Professional and technical services

14%

Education

13%

Construction

10%

Manufacturing

10%

Restaurants and hotels

Retail

Other services

Health care and social assistance

Transportation, warehousing and utilities

Admin, support and management

Public administration

Finance, insurance and real estate

Arts and recreation

Information

0.7%

Wholesale

0.7%

Agriculture and mining

Median earnings per worker

$76,389

U.S. $49,666

Self-employed

10%

U.S. 10%

Government workers

15.9%

U.S. 14.5%

Nonprofit workers

11.1%

U.S. 8.8%

Median earnings by type of work

Type of work	95005	U.S.
Management, business, science and arts	$91,047	$74,888
Service	$18,833	$26,804
Sales and office	$34,688	$40,476
Construction and maintenance	$105,758	$49,199
Production and transportation	$45,847	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

13%

Some college

31%

Associate's

Bachelor's

32%

Graduate

15%

High school graduate or higher: 98%
Bachelor's degree or higher: 46.8%
Graduate or professional degree: 14.7%
Households with broadband: 94%
Cable, fiber or DSL: 84.4%
No internet access: 4.3%
Without health insurance: 5.1%
Limited-English households: 0%

Geography

City (USPS): Ben Lomond
State: California
County: Santa Cruz County
Center point: 37.0984° N, 122.0893° W
Land area: 12 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Ben Lomond (unincorporated)51% of zip
Brookdale (unincorporated)17% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95005

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95007	Brookdale, CA	1.6 mi	396	$91,352	—
95018	Felton, CA	1.9 mi	6,594	$129,464	$838,600
95041	Mount Hermon, CA	3.7 mi	623	$96,898	$929,900
95066	Scotts Valley, CA	4.7 mi	15,135	$151,250	$1,136,400
95067	Scotts Valley, CA · PO box	5.3 mi	—	—	—
95006	Boulder Creek, CA	6 mi	7,561	$102,167	$843,200
95026	Holy City, CA · PO box	7 mi	—	—	—
95044	Redwood Estates, CA · PO box	7 mi	—	—	—
95060	Santa Cruz, CA	7.3 mi	46,268	$108,591	$1,207,200
95065	Santa Cruz, CA	7.4 mi	7,997	$153,222	$1,228,500
95064	Santa Cruz, CA	7.6 mi	10,168	$121,042	$467,000
95033	Los Gatos, CA	7.6 mi	9,600	$189,118	$1,417,200

Zip codes like 95005 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95005

What city is zip code 95005?

95005 is assigned to Ben Lomond, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95005 in?

95005 is in Santa Cruz County, California.

What is the population of 95005?

About 7,277 people live in 95005, according to the Census Bureau's American Community Survey.

What time zone is 95005 in?

95005 is in Pacific Time.

What is the median household income in 95005?

The median household income in 95005 is $104,375.

What zip codes are near 95005?

The closest zip codes to 95005 are 95007, 95018, 95041, 95066, 95067.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95005, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.