Zip code 95060: Santa Cruz, California

Q: What city is zip code 95060?

95060 is assigned to Santa Cruz, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95060 in?

95060 is in Santa Cruz County, California.

Q: What is the population of 95060?

About 46,268 people live in 95060, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95060?

The median household income in 95060 is $108,591.

Q: What zip codes are near 95060?

The closest zip codes to 95060 are 95064, 95061, 95041, 95063, 95062.

Residential delivery areaSanta Cruz CountyPacific Time

Population

46,268

Median household income

$109K

U.S. $81K

Median home value

$1.2M

U.S. $333K

Median rent

$2,454/mo

U.S. $1,413

Median age

36.5

U.S. 38.9

Land area

55 sq mi

848 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95060

95060 is a suburban zip code in Santa Cruz, California (Santa Cruz County), covering 55 sq mi of land. About 46,268 people live here, or 848 per square mile. The median resident is 36.5 years old, compared with 38.9 nationally.

The median household earns $108,591 a year, 35% above the national median of $80,734. 17.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,207,200, or 11.1 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 52% of occupied homes are lived in by their owners, and renters pay a median of $2,454 a month.

55% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.7 minutes each way, and 26% of workers work from home. The most common jobs among working residents are in management; education; and office and administrative support. 31% of households speak a language other than English at home, most often Spanish.

How 95060 compares

Sorted from highest to lowest national percentile

Median home value$1,207,200
98th
U.S. $332,700 · CA $734,700239th of 1,586 in CA
Median gross rent$2,454
94th
U.S. $1,413 · CA $2,036337th of 1,464 in CA
Income inequality (Gini)0.519
93rd
WeaknessU.S. 0.483 · CA 0.489155th of 1,651 in CA
Work from home25.8%
89th
U.S. 15.1% · CA 17.2%375th of 1,680 in CA
Tech workers6.6%
89th
U.S. 3.8% · CA 4.4%245th of 1,678 in CA
Per capita income$61,720
86th
StrengthU.S. $44,673 · CA $49,513435th of 1,685 in CA
Bachelor's degree or higher54.7%
84th
StrengthU.S. 35.7% · CA 37.1%350th of 1,687 in CA
Self-employed workers12.8%
82nd
U.S. 10% · CA 11.4%677th of 1,678 in CA
Rent-burdened renters59.5%
81st
WeaknessU.S. 51.1% · CA 55.3%535th of 1,610 in CA
Broadband access95.5%
80th
StrengthU.S. 91% · CA 93.5%520th of 1,662 in CA
Median household income$108,591
78th
U.S. $80,734 · CA $99,122555th of 1,575 in CA
Poverty rate17.4%
78th
U.S. 12.5% · CA 12%394th of 1,666 in CA
Government workers18.4%
78th
U.S. 14.5% · CA 14.8%528th of 1,678 in CA
Population46,268
76th
U.S. 334,922,499 · CA 39,287,377282nd of 1,688 in CA
Unemployment rate6.5%
74th
U.S. 5.2% · CA 6.6%764th of 1,681 in CA
Housing vacancy9.8%
70th
U.S. 10.1% · CA 7.5%592nd of 1,664 in CA
Median earnings per worker$52,398
62nd
U.S. $49,666 · CA $52,643791st of 1,658 in CA
Foreign-born residents13.6%
61st
U.S. 14.1% · CA 27%1,120th of 1,688 in CA
Residents 65 and older18%
61st
U.S. 17.2% · CA 15.7%753rd of 1,688 in CA
Diversity index51.9
55th
U.S. 61.4 · CA 69.7961st of 1,688 in CA
Population density848/sq mi
41st
U.S. 95/sq mi · CA 252/sq mi873rd of 1,688 in CA
Average commute23.7 min
34th
U.S. 26.4 min · CA 28.7 min1,199th of 1,584 in CA
Healthcare workers8.3%
32nd
U.S. 9.7% · CA 9.4%973rd of 1,678 in CA
Median age36.5
31st
U.S. 38.9 · CA 37.91,167th of 1,687 in CA
Uninsured rate4.1%
23rd
U.S. 8.4% · CA 6.6%1,066th of 1,675 in CA
Homeownership rate51.5%
20th
WeaknessU.S. 65.2% · CA 55.9%1,185th of 1,662 in CA
Veterans2.8%
14th
U.S. 6.2% · CA 4.3%1,224th of 1,686 in CA
Residents under 1813.5%
5th
U.S. 22% · CA 22%1,392nd of 1,688 in CA

Measure	95060	Santa Cruz	CA	U.S.	National percentile	Rank in CA
Median home value	$1,207,200	$1,027,500	$734,700	$332,700	98th	239th of 1,586
Median gross rent	$2,454	$2,264	$2,036	$1,413	94th	337th of 1,464
Income inequality (Gini)Weakness	0.519	0.483	0.489	0.483	93rd	155th of 1,651
Work from home	25.8%	19.3%	17.2%	15.1%	89th	375th of 1,680
Tech workers	6.6%	4%	4.4%	3.8%	89th	245th of 1,678
Per capita incomeStrength	$61,720	$56,941	$49,513	$44,673	86th	435th of 1,685
Bachelor's degree or higherStrength	54.7%	43.9%	37.1%	35.7%	84th	350th of 1,687
Self-employed workers	12.8%	13.4%	11.4%	10%	82nd	677th of 1,678
Rent-burdened rentersWeakness	59.5%	51.7%	55.3%	51.1%	81st	535th of 1,610
Broadband accessStrength	95.5%	94.2%	93.5%	91%	80th	520th of 1,662
Median household income	$108,591	$111,093	$99,122	$80,734	78th	555th of 1,575
Poverty rate	17.4%	11.6%	12%	12.5%	78th	394th of 1,666
Government workers	18.4%	16.7%	14.8%	14.5%	78th	528th of 1,678
Population	46,268	264,926	39,287,377	334,922,499	76th	282nd of 1,688
Unemployment rate	6.5%	6.1%	6.6%	5.2%	74th	764th of 1,681
Housing vacancy	9.8%	9.4%	7.5%	10.1%	70th	592nd of 1,664
Median earnings per worker	$52,398	$54,461	$52,643	$49,666	62nd	791st of 1,658
Foreign-born residents	13.6%	18%	27%	14.1%	61st	1,120th of 1,688
Residents 65 and older	18%	19%	15.7%	17.2%	61st	753rd of 1,688
Diversity index	51.9	58.1	69.7	61.4	55th	961st of 1,688
Population density	848/sq mi	595/sq mi	252/sq mi	95/sq mi	41st	873rd of 1,688
Average commute	23.7 min	25.7 min	28.7 min	26.4 min	34th	1,199th of 1,584
Healthcare workers	8.3%	8.9%	9.4%	9.7%	32nd	973rd of 1,678
Median age	36.5	39.8	37.9	38.9	31st	1,167th of 1,687
Uninsured rate	4.1%	4.9%	6.6%	8.4%	23rd	1,066th of 1,675
Homeownership rateWeakness	51.5%	59.9%	55.9%	65.2%	20th	1,185th of 1,662
Veterans	2.8%	3.7%	4.3%	6.2%	14th	1,224th of 1,686
Residents under 18	13.5%	18.4%	22%	22%	5th	1,392nd of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

20%

18–24

15%

25–34

11%

35–44

11%

45–54

11%

55–64

11%

65–74

75+

Median age

36.5

Under 18

13.5%

65 and over

18%

Race and ethnicity

White65%
Black1.0%
Hispanic21%
Asian6%
Native American0.2%
Pacific Islander0.4%
Other1%
Multiracial4%

Diversity index

51.9

U.S. 61.4

Foreign-born

13.6%

U.S. 14.1%

Born in state

60.7%

Language spoken at home (households)

English only

69%

Spanish

17%

Other Indo-European

Asian / Pacific

Other

Households

Households: 18,415
Average household size: 2.4
Family households: 49.9%
Married couples: 37.5%
Living alone: 27.8%
Veterans (of adults): 2.8%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

14%

$50–75k

10%

$75–100k

$100–150k

16%

$150–200k

10%

$200k+

27%

Median household income

95060

$108,591

Santa Cruz Co.

$111,093

California

$99,122

United States

$80,734

Per capita income

$61,720

U.S. $44,673

Poverty rate

17.4%

U.S. 12.5%

Households earning $150K+

37.5%

U.S. 23%

Income inequality (Gini)

0.519

U.S. 0.483

Housing

Median home value

95060

$1,207,200

Santa Cruz Co.

$1,027,500

California

$734,700

United States

$332,700

Median gross rent

95060

$2,454

Santa Cruz Co.

$2,264

California

$2,036

United States

$1,413

Types of housing

Single-family

67%

2–4 units

11%

5–19 units

10%

20+ units

10%

Mobile home

Boat, RV, van

0.6%

Housing units: 20,417
Owner-occupied: 51.5%
Vacant: 9.8%
Median year built: 1970
Median rooms: 4.7
Renters paying 30%+ of income: 59.5%
Renters paying 50%+ of income: 35.4%
Home value to income: 11.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

55%

Carpooled

Transit

Walked

Bicycle

Worked from home

26%

Other

Commute time (one way)

<10 min

17%

10–19

38%

20–29

16%

30–44

11%

45–59

10%

60+

Average commute

23.7 min

U.S. 26.4 min

Unemployment

6.5%

U.S. 5.2%

In labor force

65.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

11%

Education

11%

Office and admin

Sales

Healthcare

Engineering and science

Computer and math

Food service

Arts, media and sports

Business and finance

Transportation and moving

Legal and social services

Construction and repair

Cleaning and personal care

Production

Police and fire

Farming, fishing and forestry

0.7%

Industries

Education

17%

Professional and technical services

12%

Health care and social assistance

11%

Retail

11%

Manufacturing

Restaurants and hotels

Construction

Information

Public administration

Finance, insurance and real estate

Transportation, warehousing and utilities

Admin, support and management

Arts and recreation

Other services

Agriculture and mining

Wholesale

Median earnings per worker

$52,398

U.S. $49,666

Self-employed

12.8%

U.S. 10%

Government workers

18.4%

U.S. 14.5%

Nonprofit workers

11.7%

U.S. 8.8%

Median earnings by type of work

Type of work	95060	U.S.
Management, business, science and arts	$80,294	$74,888
Service	$24,124	$26,804
Sales and office	$33,587	$40,476
Construction and maintenance	$38,233	$49,199
Production and transportation	$32,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

11%

Some college

21%

Associate's

Bachelor's

27%

Graduate

27%

High school graduate or higher: 94.8%
Bachelor's degree or higher: 54.7%
Graduate or professional degree: 27.3%
Households with broadband: 95.5%
Cable, fiber or DSL: 81.3%
No internet access: 2.4%
Without health insurance: 4.1%
Limited-English households: 3%

Geography

City (USPS): Santa Cruz
State: California
County: Santa Cruz County
Center point: 36.9932° N, 122.0984° W
Land area: 55 sq mi
Water area: 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Bonny Doon (unincorporated)30% of zip
Santa Cruz15% of zip
Pasatiempo (unincorporated)2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95060

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95064	Santa Cruz, CA	2.2 mi	10,168	$121,042	$467,000
95061	Santa Cruz, CA · PO box	4 mi	—	—	—
95041	Mount Hermon, CA	4.5 mi	623	$96,898	$929,900
95063	Santa Cruz, CA · PO box	5 mi	—	—	—
95062	Santa Cruz, CA	6.1 mi	35,607	$112,106	$1,076,500
95067	Scotts Valley, CA · PO box	6.2 mi	—	—	—
95018	Felton, CA	6.6 mi	6,594	$129,464	$838,600
95065	Santa Cruz, CA	6.8 mi	7,997	$153,222	$1,228,500
95066	Scotts Valley, CA	6.9 mi	15,135	$151,250	$1,136,400
95005	Ben Lomond, CA	7.3 mi	7,277	$104,375	$967,300
95010	Capitola, CA	8 mi	8,707	$105,236	$828,700
95007	Brookdale, CA	8.1 mi	396	$91,352	—

Zip codes like 95060 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95060

What city is zip code 95060?

95060 is assigned to Santa Cruz, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95060 in?

95060 is in Santa Cruz County, California.

What is the population of 95060?

About 46,268 people live in 95060, according to the Census Bureau's American Community Survey.

What time zone is 95060 in?

95060 is in Pacific Time.

What is the median household income in 95060?

The median household income in 95060 is $108,591.

What zip codes are near 95060?

The closest zip codes to 95060 are 95064, 95061, 95041, 95063, 95062.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95060, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.