Zip code 95010: Capitola, California

Q: What city is zip code 95010?

95010 is assigned to Capitola, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95010 in?

95010 is in Santa Cruz County, California.

Q: What is the population of 95010?

About 8,707 people live in 95010, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95010?

The median household income in 95010 is $105,236.

Q: What zip codes are near 95010?

The closest zip codes to 95010 are 95062, 95063, 95001, 95061, 95065.

Residential delivery areaSanta Cruz CountyPacific Time

Population

8,707

Median household income

$105K

U.S. $81K

Median home value

$829K

U.S. $333K

Median rent

$2,503/mo

U.S. $1,413

Median age

49.7

U.S. 38.9

Land area

1.4 sq mi

6,296 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95010

95010 is an urban zip code in Capitola, California (Santa Cruz County), covering 1.4 sq mi of land. About 8,707 people live here, or 6,296 per square mile. The median resident is 49.7 years old, compared with 38.9 nationally.

The median household earns $105,236 a year, 30% above the national median of $80,734. 11.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $828,700, or 7.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 49% of occupied homes are lived in by their owners, and renters pay a median of $2,503 a month.

48% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.3 minutes each way, and 29% of workers work from home. The most common jobs among working residents are in management, sales and healthcare. 18% of them are self-employed (U.S.: 10%). 20% of households speak a language other than English at home, most often Spanish.

How 95010 compares

Sorted from highest to lowest national percentile

Median gross rent$2,503
95th
U.S. $1,413 · CA $2,036307th of 1,464 in CA
Median age49.7
95th
U.S. 38.9 · CA 37.9294th of 1,687 in CA
Self-employed workers17.5%
95th
U.S. 10% · CA 11.4%360th of 1,678 in CA
Residents 65 and older26.7%
94th
U.S. 17.2% · CA 15.7%290th of 1,688 in CA
Work from home28.8%
93rd
U.S. 15.1% · CA 17.2%271st of 1,680 in CA
Per capita income$71,616
92nd
StrengthU.S. $44,673 · CA $49,513295th of 1,685 in CA
Median home value$828,700
92nd
U.S. $332,700 · CA $734,700574th of 1,586 in CA
Population density6,296/sq mi
86th
U.S. 95/sq mi · CA 252/sq mi356th of 1,688 in CA
Median earnings per worker$65,966
84th
StrengthU.S. $49,666 · CA $52,643455th of 1,658 in CA
Housing vacancy12.3%
80th
U.S. 10.1% · CA 7.5%485th of 1,664 in CA
Healthcare workers11.6%
78th
U.S. 9.7% · CA 9.4%336th of 1,678 in CA
Bachelor's degree or higher48.3%
77th
U.S. 35.7% · CA 37.1%458th of 1,687 in CA
Median household income$105,236
76th
U.S. $80,734 · CA $99,122602nd of 1,575 in CA
Broadband access94.6%
72nd
U.S. 91% · CA 93.5%651st of 1,662 in CA
Government workers17%
72nd
U.S. 14.5% · CA 14.8%644th of 1,678 in CA
Income inequality (Gini)0.463
72nd
U.S. 0.483 · CA 0.489548th of 1,651 in CA
Tech workers4.2%
71st
U.S. 3.8% · CA 4.4%468th of 1,678 in CA
Foreign-born residents15%
65th
U.S. 14.1% · CA 27%1,053rd of 1,688 in CA
Poverty rate11.9%
55th
U.S. 12.5% · CA 12%725th of 1,666 in CA
Diversity index51.9
55th
U.S. 61.4 · CA 69.7960th of 1,688 in CA
Veterans5.2%
41st
U.S. 6.2% · CA 4.3%677th of 1,686 in CA
Average commute23.3 min
32nd
U.S. 26.4 min · CA 28.7 min1,231st of 1,584 in CA
Uninsured rate4.5%
27th
U.S. 8.4% · CA 6.6%1,003rd of 1,675 in CA
Rent-burdened renters41.2%
18th
StrengthU.S. 51.1% · CA 55.3%1,349th of 1,610 in CA
Homeownership rate48.9%
16th
WeaknessU.S. 65.2% · CA 55.9%1,244th of 1,662 in CA
Population8,707
14th
U.S. 334,922,499 · CA 39,287,3771,032nd of 1,688 in CA
Residents under 1813.7%
6th
U.S. 22% · CA 22%1,382nd of 1,688 in CA
Unemployment rate1.7%
4th
StrengthU.S. 5.2% · CA 6.6%1,529th of 1,681 in CA

Measure	95010	Santa Cruz	CA	U.S.	National percentile	Rank in CA
Median gross rent	$2,503	$2,264	$2,036	$1,413	95th	307th of 1,464
Median age	49.7	39.8	37.9	38.9	95th	294th of 1,687
Self-employed workers	17.5%	13.4%	11.4%	10%	95th	360th of 1,678
Residents 65 and older	26.7%	19%	15.7%	17.2%	94th	290th of 1,688
Work from home	28.8%	19.3%	17.2%	15.1%	93rd	271st of 1,680
Per capita incomeStrength	$71,616	$56,941	$49,513	$44,673	92nd	295th of 1,685
Median home value	$828,700	$1,027,500	$734,700	$332,700	92nd	574th of 1,586
Population density	6,296/sq mi	595/sq mi	252/sq mi	95/sq mi	86th	356th of 1,688
Median earnings per workerStrength	$65,966	$54,461	$52,643	$49,666	84th	455th of 1,658
Housing vacancy	12.3%	9.4%	7.5%	10.1%	80th	485th of 1,664
Healthcare workers	11.6%	8.9%	9.4%	9.7%	78th	336th of 1,678
Bachelor's degree or higher	48.3%	43.9%	37.1%	35.7%	77th	458th of 1,687
Median household income	$105,236	$111,093	$99,122	$80,734	76th	602nd of 1,575
Broadband access	94.6%	94.2%	93.5%	91%	72nd	651st of 1,662
Government workers	17%	16.7%	14.8%	14.5%	72nd	644th of 1,678
Income inequality (Gini)	0.463	0.483	0.489	0.483	72nd	548th of 1,651
Tech workers	4.2%	4%	4.4%	3.8%	71st	468th of 1,678
Foreign-born residents	15%	18%	27%	14.1%	65th	1,053rd of 1,688
Poverty rate	11.9%	11.6%	12%	12.5%	55th	725th of 1,666
Diversity index	51.9	58.1	69.7	61.4	55th	960th of 1,688
Veterans	5.2%	3.7%	4.3%	6.2%	41st	677th of 1,686
Average commute	23.3 min	25.7 min	28.7 min	26.4 min	32nd	1,231st of 1,584
Uninsured rate	4.5%	4.9%	6.6%	8.4%	27th	1,003rd of 1,675
Rent-burdened rentersStrength	41.2%	51.7%	55.3%	51.1%	18th	1,349th of 1,610
Homeownership rateWeakness	48.9%	59.9%	55.9%	65.2%	16th	1,244th of 1,662
Population	8,707	264,926	39,287,377	334,922,499	14th	1,032nd of 1,688
Residents under 18	13.7%	18.4%	22%	22%	6th	1,382nd of 1,688
Unemployment rateStrength	1.7%	6.1%	6.6%	5.2%	4th	1,529th of 1,681

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

18–24

11%

25–34

13%

35–44

13%

45–54

15%

55–64

15%

65–74

12%

75+

Median age

49.7

Under 18

13.7%

65 and over

26.7%

Race and ethnicity

White64%
Black1%
Hispanic26%
Asian4%
Native American0.1%
Pacific Islander0.0%
Other0.1%
Multiracial5%

Diversity index

51.9

U.S. 61.4

Foreign-born

15%

U.S. 14.1%

Born in state

59%

Language spoken at home (households)

English only

80%

Spanish

11%

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 4,242
Average household size: 2
Family households: 45.8%
Married couples: 32.2%
Living alone: 39.2%
Veterans (of adults): 5.2%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

10%

$25–50k

10%

$50–75k

12%

$75–100k

17%

$100–150k

19%

$150–200k

13%

$200k+

20%

Median household income

95010

$105,236

Santa Cruz Co.

$111,093

California

$99,122

United States

$80,734

Per capita income

$71,616

U.S. $44,673

Poverty rate

11.9%

U.S. 12.5%

Households earning $150K+

32.5%

U.S. 23%

Income inequality (Gini)

0.463

U.S. 0.483

Housing

Median home value

95010

$828,700

Santa Cruz Co.

$1,027,500

California

$734,700

United States

$332,700

Median gross rent

95010

$2,503

Santa Cruz Co.

$2,264

California

$2,036

United States

$1,413

Types of housing

Single-family

44%

2–4 units

26%

5–19 units

12%

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 4,838
Owner-occupied: 48.9%
Vacant: 12.3%
Median year built: 1974
Median rooms: 4.4
Renters paying 30%+ of income: 41.2%
Renters paying 50%+ of income: 19.9%
Home value to income: 7.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

54%

Carpooled

Transit

Walked

Bicycle

Worked from home

29%

Other

Commute time (one way)

<10 min

14%

10–19

34%

20–29

22%

30–44

17%

45–59

60+

Average commute

23.3 min

U.S. 26.4 min

Unemployment

1.7%

U.S. 5.2%

In labor force

61.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Sales

12%

Healthcare

12%

Business and finance

11%

Education

10%

Food service

Office and admin

Construction and repair

Cleaning and personal care

Computer and math

Transportation and moving

Arts, media and sports

Legal and social services

Police and fire

Engineering and science

Production

Farming, fishing and forestry

Industries

Health care and social assistance

15%

Education

12%

Professional and technical services

10%

Restaurants and hotels

10%

Retail

Manufacturing

Construction

Admin, support and management

Finance, insurance and real estate

Other services

Information

Transportation, warehousing and utilities

Public administration

Wholesale

0.9%

Arts and recreation

0.6%

Agriculture and mining

0.5%

Median earnings per worker

$65,966

U.S. $49,666

Self-employed

17.5%

U.S. 10%

Government workers

17%

U.S. 14.5%

Nonprofit workers

7.1%

U.S. 8.8%

Median earnings by type of work

Type of work	95010	U.S.
Management, business, science and arts	$97,554	$74,888
Service	$27,923	$26,804
Sales and office	$53,958	$40,476
Construction and maintenance	$42,956	$49,199
Production and transportation	$33,864	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

12%

Some college

18%

Associate's

13%

Bachelor's

29%

Graduate

19%

High school graduate or higher: 91.2%
Bachelor's degree or higher: 48.3%
Graduate or professional degree: 18.9%
Households with broadband: 94.6%
Cable, fiber or DSL: 80.3%
No internet access: 3.4%
Without health insurance: 4.5%
Limited-English households: 1.6%

Geography

City (USPS): Capitola
State: California
County: Santa Cruz County
Center point: 36.9764° N, 121.9547° W
Land area: 1.4 sq mi
Water area: 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Capitola100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95010

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95062	Santa Cruz, CA	1.9 mi	35,607	$112,106	$1,076,500
95063	Santa Cruz, CA · PO box	3 mi	—	—	—
95001	Aptos, CA · PO box	3.1 mi	—	—	—
95061	Santa Cruz, CA · PO box	4.2 mi	—	—	—
95065	Santa Cruz, CA	4.2 mi	7,997	$153,222	$1,228,500
95073	Soquel, CA	4.6 mi	11,639	$118,169	$1,062,800
95003	Aptos, CA	4.7 mi	24,951	$148,412	$1,198,700
95064	Santa Cruz, CA	5.8 mi	10,168	$121,042	$467,000
95067	Scotts Valley, CA · PO box	6.1 mi	—	—	—
95066	Scotts Valley, CA	7.1 mi	15,135	$151,250	$1,136,400
95041	Mount Hermon, CA	7.7 mi	623	$96,898	$929,900
95060	Santa Cruz, CA	8 mi	46,268	$108,591	$1,207,200

Zip codes like 95010 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95010

What city is zip code 95010?

95010 is assigned to Capitola, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95010 in?

95010 is in Santa Cruz County, California.

What is the population of 95010?

About 8,707 people live in 95010, according to the Census Bureau's American Community Survey.

What time zone is 95010 in?

95010 is in Pacific Time.

What is the median household income in 95010?

The median household income in 95010 is $105,236.

What zip codes are near 95010?

The closest zip codes to 95010 are 95062, 95063, 95001, 95061, 95065.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95010, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.